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To generate IBAN for account number in Belarus , type SWIFT/BIC Code, Branch Code, Account Number in the specified field in the IBAN Calculator below.
Make sure the length and value you enter, follow the format specified on the right of the field. Please omit any blanks or dash.
If your account number length is less than the specified length, insert zeros in front of the account number to get the right length.
When you send or receive an international wire with your bank, you might lose money on a bad exchange rate and pay hidden fees as a result. That’s because the banks still use an old system to exchange money. We recommend you use TransferWise, which is usually much cheaper. With their smart technology:
I BAN Generation tool is designed to create a valid International Bank Account Number (IBAN) base on Local Bank Code, Local Branch Code & Local Account Number base on the country the bank is located. The IBAN generator supports all SEPA countries and banks
The tool will check the length of the Local Bank Code, Local Branch Code & Local Account Number to confirm with the standard, calculate mathematical checksum and check IBAN structure in order to determine if the IBAN generated is valid.
Kindly take note that, these tools do not actually check if the IBAN is exist with the bank.
The tool is provided for informational purposes only. While every effort is made to provide accurate data, users must acknowledge that this website accepts no liability whatsoever with respect to its accuracy. Only your bank can confirm the correct bank account information. If you are making an important payment, which is time critical, we recommend to contact your bank first.
Example usage of calculator for United Kingdom: choose country United Kingdom (UK) enter Sort Code - 200415 and account number - 38290008
Calculation sample for Germany: choose country Germany (DE) Branch Code (BLZ) - 37040044 and account number - 0532013000
Conversion example for France: choose country France (FR) Bank Code (Code Banque) - 30002 , Branch Code (Code Guiche) - 00550 and account number (Numéro de Compte) - 0000157841Z
If you already know your IBAN you can check an IBAN for correctness.
The IBAN Calculator is a special software developed to convert domestic bank code and account number into an International Bank Account Number (IBAN).
This page will help you accurately convert your Basic Bank Account Number (BBAN) to the equivalent IBAN Number. Our software also use local country check digit algorithm to verify the checksum and thus the validity of a IBAN Code. Another important function our clients benefit from is finding the BIC code (Bank identifier managed by the SWIFT network) of the appropriate bank and branch.
By using our IBAN converter you will increase the success rate and security of your international bank wire transfers. Our website will dynamically adjust the input fields according to the country selected. Our special calculation engine will accurately generate IBANs from almost any country's domestic account number and bank code. For some countries we support local account number validation and BBAN to IBAN conversions.
So, scammers may try to take advantage of the following:
Receipts. Don't leave receipts from your payment cards on restaurant tables. Do not leave payment receipts at ATMs, trash cans, gas stations, or other public places. Destroy receipts you don't need. Any information on a receipt could allow criminals to gather information to falsify documents. Keep copies of all receipts! This will help identify fraud if it does happen.
Wallets.Instead of carrying your wallet in your pants pocket or in an easily accessible place in your bag, use a travel purse that you can wear under your shirt. Another option could be a money belt - a great find for a traveler. With it, you don't need to worry about the safety of your money if you fall asleep on the plane or look at a local landmark.
Cell Phones. Always protect your cell phone with passwords consisting ofcomplex combinations of letters, numbers and special characters. Install applications that allow you to use GPS tracking. Be sure to lock your phone in case it is lost or stolen. Add other security measures.
Bank checks. Leave checkbooks in a locked safe at home. As a rule, the illegal use of checks becomes possible as a result of their theft from the owner or fraud. Less common are cases of illegal use of lost checks. RegularChecking your bank account is one of the best ways to detect financial fraud!
Phone cameras. Be careful - a tourist or local with a photo camera may try to take a photo of your payment card, driver's license or other documents and then make a copy of them.Therefore, be careful! Keep important personal information out of sight of others!
Hotels. Lock all valuables in hotel safes,including laptops, passports and other documents that contain personal information. Do not leave these items with the hotel receptionist for transportation or storage—carry them with you.
Aircraft. Do not leave items that contain your card or financial institution checking account numbers in your checked baggage. Never carry your Social Security number, whether local or foreign.
Email. Do not send sensitive information unencrypted via email, and be careful when clicking on links in emails. Be wary of links and Internet addresses sent in unsolicited emails.
Correspondence.Stop mail delivery services when you travel and arrange to resume mail delivery only after visiting the post office upon your return. Do not leave your correspondence in public areas. If possible, take care of the security of your mailbox. Access to your correspondence must be denied!
WiFi. Be aware that many free Wi-Fi networks in cafes, hotels and public places are not secure. Avoid entering private information such as bank account numbers or logins on public computers. Never automatically save information or passwords and clear your search history after use. If possible, open a separate viewing window that will not save passwords, history, or passwords.
Failure to follow these simple tips could allow thieves to gain access to your personal information, which could lead them to use it to open bank accounts, take out loans, and claim benefits in your name. Thieves can also use it to obtain documents in your name, such as a driver's license or passport. Information criminals are looking for information about your name, date of birth, address, social security number, your bank and charge card.
Keep your personal information safe, both online and offline!
Tips for travelers
The main reason for this situation was the inaccessibility of leasing transactions to the population not for business purposes. Leasing was available only to legal entities and individual entrepreneurs.
Now, with the adoption of Decree of the President of the Republic of Belarus No. 99 “On issues of regulation of leasing activities”, from September 1, 2014, leasing agreements can be concluded with individuals. Thus, an alternative source appears for the population to satisfy the demand for long-term financing, in particular for the purchase of housing, transport and other durable goods.
Despite the fact that the nature of the concepts of “loan”, “leasing” and “rent” is similar - receiving an expensive product without having the required amount on hand - there are differences between them.
So what is leasing and what is its difference from credit and rent?
Most consumers are faced with the problem of purchasing an expensive product with insufficient personal funds. To solve this problem, you can use the following options for purchasing this product:
1. on credit;
2. on lease;
3. for rent.
Let's consider the advantages and disadvantages of the indicated options.
So, the consumer purchases an expensive product at credit.
In this case, a citizen borrows money from a bank and pays it the principal amount and interest for the use of this money over the period specified in the loan agreement. At the same time, an essential point when concluding a loan agreement with a bank is that the goods purchased with the bank’s money become the property of the citizen. Sometimes the terms of the agreement may provide for some restrictions on the disposal of this property until the debt is fully repaid.
Thus, the main advantage of an individual purchasing an expensive product on credit is the transfer of ownership of the purchased product from the moment of its acquisition.
It should be noted that today the population’s demand for loans has decreased significantly. This is due to fairly high interest rates on these resources.
In such conditions, for individuals, a good alternative to purchasing expensive goods on credit is purchasing them on leasing terms.
So, leasing is a transaction for the acquisition of a specific product by a leasing organization for a buyer (citizen, individual entrepreneur, or legal entity) on his behalf.
When purchasing a product in leasing , a citizen applies to a leasing organization with a request to purchase a specific product for his personal use from a specific seller and enters into a leasing agreement with the leasing organization. In this case, an essential condition of the purchase and sale agreement for goods purchased for leasing is an indication that the goods are intended to be transferred under a leasing agreement. From the moment of concluding a leasing agreement, the leasing organization is the lessor, the citizen for whom the goods are purchased is the lessee, and the purchased goods are the subject of leasing. A leasing organization buys a product chosen by the lessee for the lessee either at its own expense or attracts a bank loan (or a loan from legal entities) for this purpose, and then transfers this product for temporary possession and use to the lessee. Depending on the desire of the citizen, a leasing agreement can be concluded with or without the right to purchase (or obligation) the leased asset. At the same time, during the validity of the leasing agreement, ownership of the purchased goods remains with the leasing organization. The lessee, in our case a citizen, pays leasing payments to the leasing organization, and at the end of the leasing period, if he acquires ownership of the goods, the redemption value. Only after payment of all leasing payments and the redemption price of the leased asset does ownership pass to the lessee.
It is in the right of ownership that the main difference between leasing and credit lies, since during leasing, a citizen (lessee) uses the goods throughout the entire leasing period, and ownership passes to him only upon payment of all leasing payments and the redemption value of the leased item.
At the same time, despite the fact that the leased asset is not the property of the lessee, acquiring property on lease has a number of advantages compared to obtaining a loan.
Firstly, the requirements for the lessee during leasing are less stringent (compared to the requirements imposed by banks on potential borrowers).
Secondly, the leasing agreement can provide for more flexible terms for calculating lease payments, and the procedure for making changes to the schedule is simpler.
Thirdly, property acquired under leasing, since it is not the property of the lessee, cannot be subject to seizure or seizure by creditors in the event of various disputes.
In addition, rates on leasing transactions may be lower than rates on bank loans. In particular, a leasing organization can purchase the required goods both for its own funds and through a bank loan. Rates on long-term loans (over 1 year) for legal entities are today lower than for individuals. Thus, in fact, in January - August 2014, the rate on loans for legal entities amounted to 30.6 percent, for the population - 36.8 percent. Accordingly, a leasing organization has more opportunities to attract bank loans on more favorable terms compared to individuals, who are a priori a riskier segment for banks.
The lessor has the opportunity to purchase and subsequently maintain (insure, repair) the leased asset at a lower cost than if the same expenses were borne by the citizen himself when purchasing property through a loan .
However, today there is a significant limiting factor for the widespread demand for leasing. This is the need to pay VAT on the amounts of lease payments paid and the redemption value of the leased asset, while loan payments are exempt from this tax. That is, an individual, purchasing, for example, a car through a bank loan, pays only the amount of VAT included by the seller in the price of the vehicle being sold, while when purchasing it on lease, in addition to the VAT included in the price of the car, it is also necessary to pay and VAT, which is subject to leasing payments. As a result, there is a significant increase in the cost of the leased goods.
In this regard, at the initiative of the National Bank, the Ministry of Finance, together with the Ministry of Taxes and Duties, prepared amendments to the Tax Code, providing for the exemption from VAT of lease payments in terms of remuneration (income) of the lessor and investment expenses of the lessor, with the exception of investment expenses included in the cost of the leased asset .
Exemption from VAT for individuals will contribute to the actual equalization of taxation conditions for leasing and lending transactions, which will allow citizens to purchase housing, real estate, and durable items on lease on more favorable terms.
Another option for purchasing an expensive product in the absence of sufficient funds is rent . So, if the lessor has the goods required by the citizen, a lease agreement is concluded. The exclusive difference between leasing and renting is that during leasing, the item is purchased by the leasing organization for a specific recipient, and when leasing, the item is already in the possession of the lessor, that is, its purchase occurred before the citizen applied and is in no way connected with it. That is, a citizen rents a product that the lessor already has in stock. The owner of this product is also the lessor.
It should also be noted that in the case where the leasing agreement does not provide for the repurchase of the leased asset at its end, the goods (leasing asset) returned to the lessor can be leased. Thus, the main advantage of renting is its cost; it is usually lower than the cost of loans and leasing. However, a significant disadvantage of this type of product acquisition is that the product may not fully meet the consumer’s requirements, and may not be new (just purchased).
Another important difference between leasing and renting is that during leasing, claims regarding the quality, completeness of the leased asset (other requirements arising from the purchase and sale agreement for the leased asset) can be presented to the seller by the lessee himself, whereas in leasing - only by the lessor.
From the options discussed above, each consumer will choose the most suitable one for him. But, answering the question whether, in principle, the population needs leasing and whether these operations will be in demand, we can certainly answer that leasing not for business purposes seems promising in meeting the most socially significant needs for individuals who do not carry out entrepreneurial activities. This is, for example, the purchase of housing, cars, expensive household appliances.
On the development of financial operations...
DEAR CLIENTS!
From July 4, 2017 In the Republic of Belarus, a transition to an international account number structure and new bank bank identification codes has been implemented BIC (Bank Identifier Code)(Resolution of the National Bank of the Republic of Belarus dated July 27, 2015 No. 440 “On the structure of the account number”). In the Republic of Belarus, IBAN account numbers have a structure 28 alphanumeric digits. Starting from July 4, 2017, your thirteen-digit account numbers will be automatically renumbered in accordance with the international IBAN standard. The account number in IBAN format will be used both for domestic settlements and for international payments.
Information about account numbers in accordance with the international IBAN standard is sent to corporate clients centrally through the Client-Bank remote banking system . The attached file contains a table of correspondence between existing bank account numbers and new IBAN numbers. You can also receive account numbers in the new format at the point of service from an operational employee when you contact the bank in person.
You have been sent, via the Client-Bank remote banking system, the correspondence tables for payments to the budget and the correspondence tables for payments in favor of enforcement authorities, provided by the National Bank for use in your work. You can also obtain this information from an operational employee at the bank at your place of service. Please take it into account when preparing settlement documents for payment to the accounts of the budget and enforcement authorities starting from 07/04/2017.
new account number in accordance with the international IBAN standard (28 digits);
new bank identification code (BIC) of ABSOLYUTBANK CJSC - ABLTBY22.
The bank accepts for execution only settlement documents indicating new account numbers IBANpayer and beneficiary and BIC of the banks serving them The Republic of Belarus.
To ensure proper transfer of funds, information on new account numbers and bank identification codes obtained from counterparties should be used.
In addition, information from the Internet resource can be used to clarify new account numbers and bank identification codes "CalculatorIBAN“ posted on the website
Information on working with checkbooks to receive cash
In connection with the transition July 4, 2017 to the international account number structure IBAN (International Bank Account Number) cash check books received by you before the specified date will not be valid from July 4, 2017.
In accordance with the standards of the “Instructions for using a checkbook to receive cash”, approved by Resolution of the Board of the National Bank of the Republic of Belarus No. 72 dated 04/08/2003, you need to return checkbooks with unused checks and counterfoils to the bank, attaching them to the application in any form with indicating the numbers of unused checks.
To receive new checkbooks containing your accounts in the new format, you must submit an application for a checkbook to the bank in advance.
If you have any questions, please contact the bank operations officer at your place of service.
Thank you for your understanding, we look forward to further mutually beneficial cooperation.
Changing the forms of settlement documents on paper
In connection with the entry into force from July 4, 2017 Amendments No. 73 dated February 21, 2017 to the Instructions on bank transfers, approved by the resolution of the Board of the National Bank of the Republic of Belarus, execution of settlement documents (payment orders and payment requests) on paper is carried out according to the forms of external presentation of electronic settlement documents provided for by the technical regulatory legal acts of the National Bank, which establish requirements for the processes of creating and reproducing electronic documents on paper used to carry out banking operations. ()
Samples of filling out settlement and other documents in accordance with the new requirements, effective from 07/04/2017, are posted on.
Please take this information into account in your work.
Budget account numbers in IBAN format
We post the correspondence tables for payments to the budget provided by the National Bank for use in our work. Please take this information into account when preparing settlement documents for payment to budget accounts starting from 07/04/2017.
Table of correspondence between account numbers of enforcement authorities and bank identification codes of banks
We are posting an updated table of correspondence between the account numbers of enforcement authorities and bank identification codes of the banks in which these accounts are opened, provided by the Ministry of Justice, with the new account numbers and bank identification codes.
Please take this information into account when preparing settlement documents for the accounts of enforcement authorities starting from 07/04/2017.
Dear Clients!
We are posting letters from Belagroprombank OJSC and ASB Belarusbank OJSC “The correctness of indicating bank identification codes in payment documents.”
Please take this information into account when preparing payment documents in favor of the above banks.
More detailed information on the procedure for switching to IBAN and BIC is presented at
In accordance with the Resolution of the National Bank of the Republic of Belarus dated July 27, 2015. No. 440 “On the structure of the account number”, from July 4, 2017, customer accounts opened in banks will change in the Republic of Belarus.
IBAN (International bank account number) - international bank account number. Used for international payments. Complies with ISO 13616 standards.
IBAN was initially used to simplify and speed up the processing of international payments in the European Union. Currently also used in non-EU countries.
International standards in accordance with which an international account in the IBAN format is formed:
The new IBAN account number has a fixed length of twenty-eight digits and the following structure:
AABB CCCC DDDD EEEE EEEE EEEE EEEE where
From July 4, 2017, a new account number in the international IBAN format and a new bank identification code of Belgazprombank OJSC OLMPBY2X will be used when making interbank and international transfers (settlements).
You can find out the new account number at the bank from your manager or by calling the single number 120 in the Contact Center.
Changing the account number format will not affect the functioning, maintenance and use of their accounts by clients.
From July 4, 2017, settlement documents containing account numbers and bank identification codes valid before July 4, 2017 will not be accepted for execution (collection).
In accordance with Resolution of the Board of the National Bank of the Republic of Belarus No. 195 dated May 24, 2017, until July 4, 2017, it is necessary to submit to the payer’s bank applications for changing the account numbers and bank identification codes of banks serving beneficiaries to new account numbers of beneficiaries and new BICs of banks serving beneficiaries , according to the following documents:
If, as of July 4, 2017, there are no applications from payers and collectors for changes in settlement documents located in card files, beneficiary account numbers and bank identification codes of banks serving beneficiaries, to new beneficiary account numbers and new BICs of banks serving beneficiaries no later than 5 July 2017:
