In order not to be left at an unexpected moment without the opportunity to make a call, customers resort to services from communication companies offering borrowed funds. Consider how to take a credit of trust on MTS and the features of the service.
The credit of trust service from MTS is called On full trust. The principle of interaction is the ability to receive credit limit for 300 rubles. When leaving below zero, these funds will be spent.
At the same time, the limits of the limit change over time according to the following principles:
If there is no need to change the credit limit, you can fix a convenient option.
In MTS, credit on full trust is provided for users of almost all tariffs. The exceptions are Guest, Your country, Cool, Connect and iPad. You also need to meet certain conditions:
As you can see, MTS offers credit of trust only to conscious customers.
If you do not control the balance and allow a negative value, you will no longer be able to connect the service. This must be done in advance.
Some packages already include automatic activation of a trust loan. This point should be clarified in advance when buying, so that later you don’t have to worry about how to turn off the credit of trust on MTS if it is not needed.
In fact, the service makes it possible to bear the cost of communication once a month. Having some margin in the form of a loan, the client does not limit communication and can go beyond the usual limits. If the limit is used up by more than ¾, the user receives a warning message. In other cases, once a month he receives an invoice that must be paid off by the 24th. The service does not provide an additional commission. The main thing is to comply with payment deadlines.
According to similar criteria, MTS offers a credit of trust in Belarus, only teams and numbers differ.
Today there are several possibilities for how to connect a credit of trust on MTS:
Based on this list, it is clear that the options for how to disable the credit of trust service on MTS will be similar. At the same time, the ussd request is identical. If a function is already active, it performs a deactivation.
If you want to know at any time how much credit funds have been spent so far, you need to dial *132# . The balance will be displayed on the screen, taking into account credit amounts and debts.
In offline stores, the share of purchases "on credit" sometimes reaches half of the total sales. Today, many credit organizations offer to place a “buy on credit” button on the site, but only a few online stores use this service.
This is due to the fact that in order to add such functionality, the store must work “white-handed”, having a registered entity and checking account. And also with the fears of store owners that it would be difficult to work on such a system.
As already mentioned, the organization must have a bank account. If it already exists, you must:
The minimum amount for which you can get a loan, most often is 3000 rubles. So if average cost there is less product, then it makes sense to add such a button to the Cart, and on the site pages only to inform customers about this possibility.
The seller will require a minimum number of actions. If the buyer chooses "Purchase on credit", then the bank independently contacts him, clarifies the data of interest and after a while informs him of his decision. If approved, the courier of the online store must deliver the documents for the loan and the goods, receive a signature and a photocopy of the passport. After that, the documents are transferred to the bank, and he transfers the cost of the goods to the account of the organization.
The only problem that can cause inconvenience is the return of such purchases. If the product is of inadequate quality, the store is obliged to accept it and return the cost. But, since the buyer also paid interest, he will have to seek their payment through the courts. The bank does not return interest, which means that it is likely that the online store will have to do this. Therefore, even at the stage of contacting the buyer with a malfunction, it is better to try to resolve the situation and offer a replacement for the product of inadequate quality.
Despite the risk with returns, "Purchase on credit" on the site has a lot of advantages:
It often happens that at the most crucial moment the money in the account comes to an end, and you need to make an important call. Of course, you can quickly replenish your account through payment terminals, using bank card, but this is not always available - the Promised Payment service was made especially for such cases. In this article, we will tell you how to get a loan on Beeline, and consider this option, its pros and cons in detail.
The essence of the service is simple - at the request of the subscriber, the operator will temporarily replenish the account balance so that the subscriber can continue communication, but at the same time, the client undertakes to return the debt to the operator in the next three days. You can get a loan on Beeline by activating the "Trust payment" option.
In order to borrow on Beeline, you need to dial the command * 141 # . After sending the request, the Beeline client is given a credit for the phone, the amount of which will depend on how much money the subscriber has spent on communication over the past three months. The amount of the available loan amount on the phone can be found by dialing the command *141*7# . But at the same time, on some Beeline tariffs, it is possible to get a credit of trust no more than 60 rubles, for example, on the “Welcome” guest tariff and similar ones.
The promised payment is provided only to subscribers with at least 2 months of experience using Beeline services, and the amount spent on communication services over the past three months must be at least 50 rubles for each month.
For activation of the “Trust payment” service, 15 rubles will be immediately deducted from the subscriber, the new promised payment is not available until the user repays the debt to the operator for the previous one.
If a Beeline subscriber is an ardent opponent of loans, or is afraid that a child can use the phone for other purposes and connect the Trust Payment service without his consent, the phone owner can block this option. To do this, you need to call 0611, wait for a connection with the operator, and refuse to use the option.
More detailed and up-to-date information on how to get a loan on the phone can be found in the article about the "Trust payment" service.
