How to make a wireless terminal me.  Wireless terminal for receiving cards.  How to start using Pay-Me mobile acquiring

How to make a wireless terminal me. Wireless terminal for receiving cards. How to start using Pay-Me mobile acquiring

Unlike a stationary one, a wireless acquiring terminal is powered by a battery, so it can be carried around. These can be found in a restaurant or when ordering food at home. Wireless terminal connects to mobile internet or wifi.

Who are wireless terminals for?

Such devices are used by entrepreneurs on the road or in public catering:

  • delivery services: a courier brings pizza or an order from an online store and accepts non-cash payment;
  • cafes or restaurants where the waiter fully serves the table: takes orders, brings food and bills. So that the client does not run to the bar counter or cashier, the waiter brings a terminal for payment;
  • Taxi. Taxi services are gradually switching to non-cash payment: it is faster and more convenient than looking for cash or exchanging a thousand rubles. Taxi aggregators like Uber use Internet acquiring - when money is automatically debited from the client's card, and wireless terminals are suitable for the service;
  • catering or trade on the road.

Wireless POS terminals for phone

There are special wireless card terminals that are installed on a smartphone or tablet. Such readers are the size of a matchbox. They are inserted into the headphone or charging jack and accept non-cash payments in the same way as conventional terminals: the cashier enters the amount, attaches or inserts the card into the reader, money is debited from the card.

Such terminals are suitable for micro-business and mobile trade: taxis, coffee shops, food stalls, cosmetologists and tutors. They are cheaper than conventional devices - prices for smartphone readers start at 5,000 rubles, for terminals from 15,000. But readers do not issue paper receipts, they only send electronic ones, so you will have to enter a phone number or email buyer.

Wireless terminal and online cash registers

An acquiring device does not replace an online cash register - according to Federal Law 54, all entrepreneurs who sell something are required to install it. Modulkassa works with Ingenico and Payme terminals. They can be connected to the checkout via USB or via Bluetooth. Acquiring together with an orange cash desk in Modulbank will cost 31,000 rubles. You can buy a wireless terminal in Modulbank separately, the minimum cost is 30,000 rubles.

We are constantly improving checkouts to make them faster and more convenient. Therefore, the price and number of models may vary. Up-to-date information is on the main page of the site.

How to order an online checkout

1. Choose a model

There are mobile and stationary cash desks. They are suitable for shops, restaurants and coffee houses, courier services, service industries and online commerce. Cash registers help to control the work of the store: they send statistics on sales, monitor the amount of goods in stock.

2. Choose a payment method

A mobile cash desk costs 15,000 rubles without a fiscal drive. Until 2019, the cash desk could be rented, now you can take any product or service on the website in installments for 6 months without a down payment and overpayments.

3. Leave a request

To buy a cash register, on the site you need to specify a phone number and e-mail. Our employee will call you back and confirm the order.

Are you tired of running to the terminal every time to get the right thing? No problem. In this guide, I will talk in detail about the wireless signal.
To create a signal, you will need: 1x Wireless Terminal (4319) ; 1xWireless access point (245), 1xSecurity terminal (248) and ME network, respectively.
We connect everything in a similar way:

Next, to associate the wireless terminal with your network, you need to go to the security terminal. Place the Wireless Terminal in the top right slot as shown in the screenshot below: 

Done, your terminal is connected to your network. But there is one problem.. If you play with friends, they will not be able to use the ME network until you give them permissions. To do this, you will need a Biometric Card (4320). First you will have to mark the player with it. To do this, right-click on the player. We put it in the biometric card editor and set the permissions you need.

After setting the permissions, you must place the card in the top slots, as shown in the screenshot below:

Ready, wireless network configured, and added protection for your network if one of its parts is out of private, this will prevent other players from connecting and interacting with your network. To increase the signal range, you will need signal amplifiers (4340:42), place them in a wireless access point, but the more there are, the more energy your network will consume.

We offer to buy mobile POS-terminals from our partners to pay for purchases with bank cards. This is a full-fledged alternative to traditional POS devices, it allows you to accept cards for payment using smartphones and tablets. This is a profitable and convenient solution for online stores with a delivery service, taxi services, street vendors and more. The use of portable wireless terminals increases customer loyalty and increases profits.

The principle of operation and advantages of mobile POS-terminals

A mobile terminal is a special device that connects to a smartphone via Bluetooth. To carry out a payment transaction, you need to turn on the terminal, connect it to your smartphone and make a payment using a special application; for confirmation, you need to get the buyer's signature on the screen. After that, an electronic receipt of the payment is sent to the client's e-mail or sent as an SMS message. Portable terminals accept all types of cards. Implementation mobile devices provides the following benefits:

  • simplification of settlements with customers - more and more people refuse cash in favor of bank cards, the possibility of cashless payments expands the client base
  • security of transactions - no need to check the authenticity of banknotes, the courier does not need to carry cash with him
  • safety of personal data - payment information is protected from interception, customers are guaranteed security
  • customer loyalty - the ability to pay by card improves the image of the organization, the number of repeated calls increases

Purchase terms

You can buy at low prices modern terminals from our partners, convenient for making payments. There will be no problems with the connection, the funds received as a result of payment are instantly credited to the current account. Electronic check is a full proof of purchase, however, it does not replace a fiscal receipt, so it is necessary to resolve the issue of conducting cash transactions. Our staff will find for you the most profitable option: contact the experts and discuss all the details!

All higher percentage payments for goods and services are accounted for by bank cards. To ensure their acceptance, the seller must acquire an acquiring terminal and conclude a contract with a bank that services card transactions. Both procedures can be carried out simultaneously and at relatively low cost by purchasing a Pay-Me wireless acquiring terminal and signing an acquiring contract with its developer.

What is a Pay-Me acquiring terminal and how does it work?

  1. For businesses that do not want to waste time and, again, make additional expenses for the necessary setup of the terminal for acquiring.

To bring the Pay-Me pin-pad into working condition, you need to perform just a few simple steps - the degree of complexity does not exceed the installation of an ordinary mobile application on a smartphone. In turn, setting up a traditional terminal for acquiring - a procedure that may require the involvement of specialists from a company that maintains cash equipment - of course, is not free.

In addition, to start using the Pay-Me terminal, a minimum of legal procedures is required - in contrast to the typical scenarios of traditional acquiring solutions.

How to start using Pay-Me mobile acquiring

To start accepting payments using the Pay-Me acquiring terminal, an entrepreneur needs:

  1. Go through registration procedures:

  • fill out the form (LINK);
  • fill out the questionnaire that is included in Personal account;
  • upload scanned registration documents;
  • wait for the verification of documents and the appearance of the status Activated in the Personal Account.
  1. Buy the terminal itself for acquiring.

An entrepreneur can do this by visiting the corporate department of Alfa-Bank in his region, by calling the Pay-Me Support Service, or by ordering a device in the Pay-Me Personal Account.

  1. Buy - if necessary, a mobile gadget for communication with the terminal.

He needs to:

  • supported Bluetooth version 4 and above;
  • functioned on iOS in version 9 and above, Android in version 4.4.2 and above.

From the iPhone line, devices in modifications 4S, 5, 5C, 5S, 6, 6 plus are compatible with the terminal, from the iPad line - tablets in versions 3, 4, Mini, Mini 2. Incompatible - iPhone 4 and iPad 2.

  1. Install the Pay-Me application on a smartphone (or tablet), connect a terminal to it.

Legal relations between the seller and the developer of the Pay-Me terminal are fixed in the contract, which is available in the Personal Account. A 180-day guarantee is installed on the terminal for acquiring.

To start accepting payments by card, the user of the Pay-Me terminal, who has registered in the system, must not enter into any additional agreements with acquiring banks. The terminal developer has a partnership agreement with his bank - through which all transactions are carried out.

The service of the Pay-Me developer to ensure the acceptance of card payments is paid in accordance with separate tariffs.

Service cost

The commission for each payment accepted through the Pay-Me acquiring terminal is 2.25-2.75%. Its specific value is determined based on business turnover (LINK).

For beginners, the maximum commission is initially set. But already from the beginning of the next quarter, it can be revised in favor of a decrease.

Amount of transactions for the previous 3 months, rub. Commission, %
0,00 — 299 999,99 2,75
300 000,00 — 499 999,99 2,65
500 000,00 — 999 999,99 2,55
1 000 000,00 — 1 999 999,99 2,45
2 000 000,00 — 2 999 999,99 2,35
3,000,000.00 or more 2,25

The minimum commission is 10 rubles and 0.9% of the transaction (applies if 2.75% is less than this amount). For Alfa-Bank clients - that is, entrepreneurs and legal entities who have a current account opened there, there are preferential terms - minimum commission in the amount of 3.5 rubles and 0.9% of the transaction.

It should be noted that funds from acquiring payments made at the Pay-Me terminal can be credited to the settlement account of the merchant, which is opened in any Russian bank. If the turnover exceeds 5 million rubles. per month, the commission is calculated at an individual rate.

There are no minimum turnover requirements. There are no hidden fees, commissions, subscription fees for anything. Tariffs - despite being higher than those typical for the market average in terms of "regular" acquiring - are ideal for a novice entrepreneur who wants to start accepting card payments without unnecessary formalities.

What else do the developers of the Pay-Me acquiring terminal offer?

Not counting the profile service - acquiring using a proprietary mobile terminal, the developers of the Pay-Me device also offer their customers:

  1. Integration with applications developed by third-party merchants.

For these purposes, it uses its own SDK from Pay-Me developers. Integration allows you to accept payment by cards using the terminal through the appropriate mobile app.

  1. On the favorable conditions enter into contracts with brands such as:
  • KONTUR.ELBA (provides a cloud accounting and inventory platform);
  • SUBTOTAL (provides comprehensive cloud solutions for sales automation);
  • (online cash desk from Modulbank);
  • MERKATA SMART CASH (Android and Windows cash register application and cloud back office);
  • MySklad (provides a cloud system for cash and commodity accounting);
  • CloudPayments (provides cloud solutions for accepting payments on online store sites).

Summary

So, Pay-Me is small in size - with bank card, and, moreover, a fully functional wireless acquiring terminal that works in conjunction via Bluetooth with a mobile gadget on iOS or Android. Accepts all types of cards - contact and contactless. Secure data encryption is provided.

Acquiring for Pay-Me users is provided at internal rates from the terminal developer. For Alfa-Bank clients preferential conditions for commissions for transactions are established. Enrollment Money from payment by cards it is possible to the account of any bank of the Russian Federation.

It is possible to integrate an acquiring kit in the form of a Pay-Me terminal and a smartphone with an online cash register - or use them sequentially when entering payment data into the cash desk manually.

The Pay-Me terminal is best suited for mobile businesses, personalized service providers, small trade enterprises and catering organizations. Especially for beginners, since the acquiring provider in this case has no requirements for the amount of revenue.

Video - how the Pay-Me wireless acquiring terminal works with Alfa-Kassa:

Take the test and find out which online cash register is right for your business!

POS-terminal is a device that reads information from a card, transfers payment data to the bank and prints a receipt.

Through the terminal, customers pay for goods and services with a card. The bank processes the payment, debits the money from the buyer's card and transfers it to the seller's account. This process is called acquiring.

Wireless terminal for card payments

Terminals are stationary and mobile. Stationary work from the network and are in large stores. Mobile phones are battery operated via Bluetooth and are charged via a USB cable or from the cigarette lighter in the car.

Mobile terminals are paired with a cash register. In essence, the terminal reads the card data and transmits it to the paired device. The entrepreneur installs a program on the computer that contacts the bank and makes the payment.

Acquiring wireless terminals use:

  • in taxi services;
  • shop couriers;
  • in transport, such as trains and buses;
  • in food delivery services;
  • in cafes and restaurants, so that the guest pays at the table;
  • for trade in non-equipped places, for example, in markets and fairs.

How to connect a wireless terminal

You can buy a wireless terminal at the bank where the entrepreneur connects acquiring, or from the manufacturer. The bank provides software through which the payment is made. Sometimes the device is rented. The bank can give a terminal that was used in another store.

Choose a bank for settlement and cash services.

The entrepreneur enters into an acquiring agreement with the bank. The bank may charge a monthly fee and a commission for payments. The subscription fee depends on the turnover by bank transfer. If the amount of payments is small, the bank will raise the subscription fee or terminate the contract.

For each payment, the entrepreneur pays a commission from 1.5 to 3.5%. This amount is divided by the bank of the seller and the buyer and payment system such as Visa or MasterCard.