Every person can face the situation monetary deficit: a certain amount is not enough to feel free on vacation, you need to redeem tickets, purchase a new phone instead of a lost one, and so on. For such cases, we offer to issue a credit card in 1 hour according to the passport. Conditions on the map may differ in Moscow and in Russia.
The minimum rate is 24% per annum; clients who have confirmed income can count on this value. If only a passport is provided, the percentage is higher, it also depends on the amount of the loan.
Quick release, the ability to receive money immediately, without collecting documents is the main advantage of the product. Other advantages:
The tariff plan provides for the possibility of registration additional card for yourself or another person, for example, a child over 14 years old.
To get a credit card in 1 hour according to your passport, you need to fill out an online application on our website. The decision is made within half an hour. As soon as approval is received, it is necessary to bring the documents specified in the application form to the office, pick up the card and start using the money.
Credit cards with an instant decision in 2020 can be ordered on favorable terms. Anyone can get them credit history, without providing and hours-long checks of the provided data. A feature of a banking product is that more often a number is indicated on its front side. But when studying our site, you will also find nominal options.
There are several ways in which you can get your hands on the selected banking product. Instant Passport Credit Cards are issued online without a visit to financial institution. They are mailed or delivered by courier. In the first case, it is enough to send a photo with a passport to the bank. A message will be sent to the specified phone number with a username and password.
Another simple option is to apply online for a card with an instant decision on our website. You can send it to several institutions at once. For this:
If approved, you will be prompted to choose convenient way delivery of a banking product.
Passport credit cards with an instant decision are a quick way to get access to borrowed money. With them, you can make almost any purchase on credit, while the limit will be automatically restored when you pay off the debt. The presence of a grace period makes credit cards even more attractive, because you can avoid having to pay interest.
Credit cards according to the passport online without refusal can be issued without collateral and guarantee. The bank does not ask the client also about where he plans to spend his funds. Credit cards are issued very quickly. Usually, the entire registration procedure takes no more than 5 minutes of time.
A credit card is issued by a bank with virtually no checks. Even borrowers with bad credit history can often get it.
Almost any citizen of the Russian Federation can take a credit card without refusal. Legislation allows you to receive credit cards from the age of 18. But in some banks, the minimum age of the holder has been increased to 20-21 years. To approve an application individual must have a permanent residence permit in any region.
It does not issue a lot of documents for issuing a credit card. Banks issue credit cards according to the passport without references. Income in the questionnaire is indicated by the borrower independently. In some cases, employees may be asked to provide an additional document - a passport or SNILS. It is needed for complete identification.
You can apply for a loan in a matter of minutes. This procedure is quite simple and includes only 3 simple steps:
Instant cards without a name on the front side can be received immediately after the application is approved. Named plastic will have to wait 2-10 days.
Credit card no-failure with instant solution is a popular product. They are available in many banks. The client should compare several offers in order to choose the most profitable option for myself.
When choosing a bank for issuing a credit card, it is necessary to compare the following parameters:
A credit card with an instant solution allows you to conveniently use borrowed money and not spend a lot of time on processing a banking product. Choosing the right card correctly, its owner can not only reduce the overpayment, but also get additional benefits from loyalty programs.
A credit card is a popular banking product with which you can use borrowed funds. When you pay off the debt or part of it, the money is returned to your account and you can spend it again. In all the variety of such programs is not easy to understand. The Banki.ru portal has selected overdraft cards especially for you, which can be issued in the city of Moscow.
The portal offers to use a special form to search for a product that is beneficial for you. Here you can specify the desired credit limit in the currency you need, as well as note the presence of a grace period during which interest for the use of borrowed funds will not be charged. Choose which category of plastic you would like to receive. It is possible to choose plastic according to functional features: for example, only one that possesses the technology contactless payment(PayPass, PayWave, etc.).
Directly on the Banki.ru website, you can apply for the product you like without contacting the bank directly. Upon receipt of a request credit organisation promptly checks it, issues a card and invites the client to come to the office for it, or even sends a package of documents by courier. Then you can use plastic and enjoy its benefits.
Separately, it is worth considering this type of product.
Take this online loan convenient because:
The limits depend on the conditions of the promotion for the current loan product. It is also convenient to pay interest - Bank transaction or by depositing cash on the card. Unlike a regular loan, cards have interest-free periods of use, that is, they allow you to use bank funds for some time without accruing interest according to the current tariff plan. If the user meets this deadline and repays the loan before the time expires, the overpayments will be 0 rubles.
Another interesting feature of this product is the ability to withdraw cash. The client can not only pay with a credit card in shops and restaurants or make purchases via the Internet, but also cash out funds through ATMs (although this is not the most correct way to use a credit card, but the main thing is the availability of such an opportunity).
Different tariffs may apply to the use of funds and their withdrawal, cash from banks. Usually, for cashing out funds through ATMs, the percentage is almost 2 times higher, but there are banks that offer cash withdrawals without interest for a set amount and on more favorable terms.
After the end of the grace period, the rate will be calculated from annual interest. As a result, the client will have to pay monthly interest for using the card. After the full repayment of the used funds, the credit limit of the card is renewed - there is no need to contact the bank again and make an application for receiving the necessary funds.
Interest is paid only on the amount actually spent. Money. If credit funds remain on the card balance after the grace period has expired, they will not be considered as an amount total debt. The client pays only for the money that he managed to spend on time.
We present the most comfortable loan products from popular banks that offer profitable terms to apply for credit cards online:
Each of the banks offers favorable conditions for online clearance kart. You can quickly fill out online forms on the site. To do this, it is enough to have a passport or its scan (photo) at hand. Registration takes place without certificates and guarantors. When meeting with the courier or when visiting the bank, you must provide an original identity document to confirm the applicant and the card will be issued to the client.
You have to be careful, because not all banking products, especially credit, can be obtained from the age of 18 or with a bad credit history. When filling out the application, if the age of the borrower is below the age established in accordance with the rules of the agreement, the provision of a credit card with the requested limit will be denied.
Tinkoff Platinum credit card is one of the most demanded on the market banking services products. In addition to the available conditions for providing a credit card, registration takes no more than 5 minutes. After the application is approved on the site, the card will be sent to the address of the applicant by mail and free of charge.
The following conditions apply to the Tinkoff Platinum card:
Additionally, there is a scoring system. It is used to encourage users to make purchases using the card more actively. The cost of 1 point is 1 ruble. They can be exchanged for money in your account.
Kviku virtual credit card New Product in the banking services market. It differs from other similar offers in that it is completely virtual. No need to wait for it to arrive by mail or the courier will deliver it. Immediately after the approval of the application, the user receives virtual details and can immediately start using a credit card.
It has the following terms of use:
The card is issued 30 seconds after approval. The credit card is linked to the mobile phone number specified during the application process.
The installment card from Home Credit Bank provides its users with the opportunity to purchase any goods in installment payments. After selecting the required object, the client is automatically calculated payments for it for a specified period.
The card has the following conditions:
If the cardholder fails to repay the amount due in installments on the value of the goods, an annual interest of 29.8% will be charged until all borrowed funds are paid in full.
Credit card 120 days without interest has an extended grace period and will please you with a quick processing. You can receive a response on the application within 30 minutes from the moment of its submission.
The card is subject to the following conditions:
Card, issuing completely free of charge. To receive it, you must come to the specified office when the application is approved at the location of the user.
You can get a card from the bank at the age of 21. At the same time, there are simple terms to get approval. One of these is the amount of official income. For residents of Moscow and the region, it is 12 thousand rubles, for other regions - 8 thousand rubles.
The tariff applies to the card:
A fee of 50 rubles for 1 month is charged for SMS notification. You can use internet and mobile banking for free.
You can apply for a card using your passport. Express issuance of the card is carried out within 1 to 7 working days from the approval of the application. It is not worth applying to all banks to receive the required amount of funds.
Russia has many advantageous offers however, they may not be suitable for everyone. It is important to calculate the amount of interest for the use of funds and how much you actually have to pay per month for use, so as not to fall into a debt hole.
The most favorable conditions for using a credit card are provided by such banking products as:
They have a limit of 30 thousand rubles and more. It all depends on whether the user's income is confirmed and what the amount of his salary is.
In addition to the low annual percentage (27) when confirming income, the bank offers its clients to earn money on purchases. So for all operations for paying for goods, at the end of the month, a cashback of 1% is charged.
The tariff applies to the card:
When withdrawing cash, there is a commission of 4% of the withdrawn amount.
You can receive the card after registration by courier. To do this, you will need to provide a passport to verify all previously entered data.
The credit card charges are as follows:
The product is provided by QIWI Bank (JSC), which has an official license to operate. The minimum amount that can be provided is 5000 rubles.
