Application form for a bank loan.  Sample application for a loan product in Sberbank.  Loan programs are divided into

Application form for a bank loan. Sample application for a loan product in Sberbank. Loan programs are divided into

Use our funds to apply for a cash loan at Sberbank. Below you can find the form you need. Fill it out and get a cash loan result today.

How is this speed possible, you ask? Everything is quite simple. We review the application and send it immediately for approval. Within a day, you can already get the result. And after all online procedures you will have to take your passport and come to the office to sign the contract. It's very simple and affordable.

Attention! The bank offers various programs. Here everyone can find for themselves profitable terms. It all depends on the financial situation and needs of a particular client. Fill out an application to find out all the details.

consumer credit

This type of loan is the most popular among the population. It is issued for any needs and in most cases it can be issued without certificates and guarantors. In addition, there is a variety of currencies and conditions. Thus, each client can choose the best conditions for himself. Issued for the following purposes:

  1. Purchase of household appliances
  2. Tuition fees
  3. Hospital treatment
  4. Car repairs
  5. Resort trip
  6. And many other goals

Based on this, it is easy to conclude that there are no restrictions. Any adult citizen can get the amount he needs with a minimum of effort. You absolutely will not need to prepare a bunch of certificates in order to take money from Sberbank. In this case, you can count on quite attractive conditions.

Advice! To receive larger amounts, it is worth connecting co-borrowers. In this case, the financial capabilities of the borrower and his partners will develop.

You can find out all the details today. You just need to leave an application to Sberbank for a cash loan - an online application is processed in 3-5 minutes right on this page of our website.

Offers for pensioners

Such big bank could not bypass aged clients. Therefore, programs have been developed that offer their customers favorable conditions with a very simple design.

The rule also works here - if you are a client or receive a pension to a bank account, then the registration procedure will take a few minutes. There are also customization options additional services. The entire list can be found at the bank office or by calling the hotline.

The client needs to provide a passport, registration, a completed application form and a phone number. For preferential programs you also need to have a pensioner's certificate. As you can see, only the bare minimum is needed. Anyone can receive money in Saratov and other cities of the Russian Federation.

What the client should know

You need to understand that it is much more convenient to apply through the network. After all, in this version, you avoid wasting time visiting offices. You can find out all the information you need remotely. If you are satisfied with the offer, then even then it will be possible to come for funds with documents.

Of course, this option is also available to you. You just need to leave an application for a cash loan with Sberbank online and get an answer right away. Everything is done simply. Below you will find a questionnaire - enter your data there and in a few minutes you will receive a preliminary result.

Sberbank offers a huge number of different programs. If you need a car, you can order a car loan. When buying an apartment, there is an opportunity to pick up interesting mortgage offers with favorable conditions.

In most cases, a passport with a residence permit is enough. You can find out the result of the application online with a personal code. But do not forget that in order to receive large amounts, you need to prove your solvency to the bank. This can be done by proof of income, collateral, positive credit history and other ways.

Results

In the article, we examined all the nuances of cash lending at Sberbank. You can really get good conditions if the bank sees you as a reliable client. Sometimes it pays to earn a good reputation by paying back small loans. But after that, it will be possible to apply for large sums when necessary.

Many citizens know that if you fill out an online application for a Sberbank loan through the Sberbank Online system, credit department will make a small discount, reducing the approved interest rate by 1%. This is true, and if you plan to take a large loan, then 1% is good money. Let's figure out how to apply through the Sberbank Online system for consumer credit, mortgage and credit card.

For all customers without exception using the Internet banking system PJSC Sberbank Russia, the organization provides an opportunity to apply for a loan online. For this, the Sberbank Online system has a special section called "Loans", but first things first.

  1. At the first stage, we should enter the login and password, and then, having received a one-time code on the phone, enter the Sberbank Online system.
  2. On the main page, there are several tabs in green at the top. Among them there is one called "Credits", we go into it.
  3. Before our eyes we will have a small list of sections. We need a section "Take a loan from Sberbank."
  4. By going to this section, we can familiarize ourselves with the conditions for obtaining a loan and we can look at the map where the nearest branch of Sberbank is located, where our application will be considered. Click the green "Apply" button
  5. A message will appear on the screen asking you to confirm the loan application via SMS. We confirm the application.

Next, you need to fill out an application. The more accurately the application is filled out, the faster Sberbank employees will be able to make a decision on issuing or refusing to issue a loan. Online application filled in exactly the same way as a regular one. The Sberbank Online system itself will provide you with the necessary instructions for filling out the application when you reach this stage of registration. A lot of information will be required, so be patient, collect all your documents, and if you have a guarantor, then his documents and follow the instructions of the system.

You will not need a sample of filling out the questionnaire via the Internet. Even if you make a mistake somewhere when filling out the application, the operator will contact you and clarify the data of interest to him.

When filling out the questionnaire, some experienced borrowers give valuable advice. If you adhere to them, the speed of consideration of the application increases significantly. You need to enter the phone number correctly, starting with the number that comes second, counting from left to right. Do not forget to include additional phone numbers, as well as phone numbers of relatives. This information will still be requested in the future.

If you are a payroll client of Sberbank, do not forget to indicate this. In this case, you are entitled to "buns" in the form of lower interest rates and speed up the consideration of a loan application up to 2 hours. After filling out the questionnaire, we confirm the action and wait until Sberbank specialists manually process it and make a decision.

Application for a mortgage loan

Application for mortgage submitting through the Sberbank Online system will not work. By going to the "Loans" section and choosing "Take a mortgage from Sberbank", we get to the Dom Click website. We do not get to the main page of the site, but to the section “Online consultation and approval of a mortgage without a visit to the bank office”. Here you can view the terms of credit and create a personal account in order to receive online consultation specialist. You specify:

  • purpose of acquiring a loan, for example, buying an apartment in a new building;
  • the estimated value of the acquired property;
  • the amount of the first installment that will have to be made in the event of a mortgage;
  • term of the mortgage agreement.

In addition, you can check the boxes next to the inscriptions: “there is a Sberbank salary card”, “Life insurance”, “Electronic registration”, “Discount from the developer”, etc. Each tick gives a certain discount to the final interest rate. After logging in to the Dom Click system, you will be taken to the page of the electronic application form.

  1. At the very top of the page, the basic data on the required loan. They can be edited using the button on the right "Edit".
  2. A large form will open below, in which you should fill in personal data. First, enter your full name, date of birth, series and passport number.
  3. Next, enter the address Email and phone number.
  4. Below we indicate the marital status, education and the presence of children under 18 years of age.
  5. We put a mark if you have recently changed your last name.
  6. We put marks if we are an individual entrepreneur or we receive a salary in Sberbank.
  7. Specify the name and legal form (LLC, PJSC, etc.) of the company in which you work.
  8. Choose from the drop-down list what type of activity the organization carries out.
  9. Be sure to include the phone number of the employer and your position.
  10. From the drop-down list, select the length of service in the organization, also indicate how many jobs you have had in the last 3 years.
  11. In the next drop-down list, select the experience for the past 5 years.
  12. Next, enter the number salary card Sberbank, the amount of monthly basic and additional income.
  13. Next, you need to take a picture and upload all the pages of the passport. This can be done in one document or each spread separately.
  14. Lastly, we indicate the address of the Sberbank branch where you would like to sign the contract. You can find the address directly on the map.

That's all. There is nothing complicated or supernatural in filling out the questionnaire. Now we need to save it and wait for a response from the bank. Please note that this is just the beginning. The bank will require additional documents from you, including documents for real estate, but this will be later, after the approval of the application, if it is approved.

Credit card application

The official website of the one we are interested in credit institution is replete with information about credit cards, but in order to issue the coveted plastic, you will need to enter Sberbank Online. Next, we have a choice. You can go to the "Cards" section and select "Order a credit card", or you can go to the "Credits" section and select "Order a credit card". Whichever path you choose, it will take you to the credit card checkout page.

From the drop-down list, you need to select the type of card that you need. Next, you need to specify credit limit that will be on your credit card. Below you can see the interest rate and price for annual maintenance cards. Your full name and phone number will automatically appear below. Below you need to independently specify a convenient time for the call and click the "Order a card" button. At the time you specified, the operator will call and tell you what to do next.

So, if you cannot fill out an application yourself through the Sberbank Online system, do not despair. There is nothing complicated. All the necessary hints are contained in the system. Even if somewhere you make mistakes, this is “not fatal”, a Sberbank employee will call back and clarify everything you need. Good luck!

The first thing a client will face when applying for a consumer loan at any credit institution is filling out the appropriate questionnaire. It is one of the official documents that a potential borrower must provide to the bank. The questionnaire serves as the main tool for the lender to collect information about the client. All data in the document is carefully checked by the bank's security service. Filling out the application should be approached responsibly and competently, without making mistakes. The article describes in detail the instructions for submitting a questionnaire for a consumer loan at Sberbank.

Requirements for filling out a questionnaire for a consumer loan at Sberbank

Sberbank provides potential borrowers with several types of consumer loans:

  • without security;
  • under surety individuals;
  • secured by real estate.

They are available to individuals who meet the basic requirements for age and length of service.

For any of the three types of loan, you must fill out the same version of the questionnaire.

Features of entering information into the document:

  • the data is entered in printed or handwritten form according to the words of the borrower;
  • corrections may be certified by the signature of the person whose information needs to be corrected;
  • it is forbidden to exclude items from the application.

Entering false data into the application entails a refusal to issue a consumer loan. A bank employee warns in advance about the responsibility of the client for providing false information.

The document consists of 6 parts and is visually divided into paragraphs. Each of them requires a complete and thoughtful entry of data.

Part 1

  • Role in the proposed deal.

Mark the status of the applicant - borrower, co-borrower, guarantor or pledgor.

  • Personal data.

Indicate full name, full date of birth and place of birth. All information must match the information in the passport. At this point, you need to enter the TIN number, indicate your gender.

  • Passport data.

Enter the number, series of the passport, by whom and when the document was issued. The data must match the passport. If you have a foreign passport, then tick this box.

  • Name change information.

The item must be filled out only if, for any reason, there has been a change in full name. There is a special line to indicate an occasion other than marriage.

  • Contact Information.

At this point, all the specified information is carefully checked by bank employees. Phone numbers must be valid. Persons whose phone numbers are indicated in the questionnaire will receive calls from the bank with clarifying questions. If you have an e-mail, please include that as well. The more information, the more likely.

  • Education.

Choose from the options provided.



Part 2

Highlighted to identify the address data and marital status of a potential borrower.

  • Permanent registration address.

Fill in the fields completely in accordance with the passport registration.

Specify the length of stay and type of housing. If the address does not match the permanent one, then fill in the lower fields.

  • Temporary registration address.

To be filled in only if available.

  • Family status.

Put a tick in the corresponding box.

  • Relatives.

For married persons, it is obligatory to enter the data of the spouse (s), children, if any. Information about other relatives should be indicated if they are co-borrowers or guarantors.



Part 3

It is reserved for filling out information about employment, income and property ownership.

The bank asks to confirm the data on the place of work with a photocopy of the work book. Information about real estate is indicated only if this house, apartment, etc. officially belong to the applicant. The bank needs a guarantee of the reliability of the future borrower.

Any false information may be considered fraudulent and will result in criminal prosecution. In the paragraphs "Income" and "Expenses" you should not indicate inflated data.




Part 4

This section is for informational purposes only and should be read carefully. This is an additional part that also applies to applicants who are payroll/pension clients at Sberbank. You must enter your card number or bank account, confirm the information and conditions of PJSC Sberbank.

Block with information of an individual insurance number is filled in only if the income of the applicant will be taken into account when determining the loan amount.



Part 5

The bank is not obliged to issue exactly the amount indicated in the questionnaire. He determines the solvency of the applicant and gives as much as he considers necessary so that the client can repay the debt along with interest.



Part 6.1

It is filled in in case of submitting a questionnaire for a consumer loan in order to refinance loans.



Application form (download link)

It is not possible to send the questionnaire through the online service. But a potential borrower is available to download the form, fill out and print. Then you just need to take it to the nearest branch of Sberbank and give it to a loan officer. The completed application form is not a loan agreement.

An example of filling out a questionnaire, as well as the document form itself, is located on the Sberbank website in the "Useful to know" section. If there are any difficulties when filling out the document, it is possible to leave feedback on the correctness of the questionnaire.

To submit an online application, the client enters the Sberbank website and passes authorization in personal account. After entering the login and password, the user goes to the lending section. The third step is filling out the form and submitting the application. After that, it remains only to wait for consideration.

New customers apply at a bank branch, which means they need a printed application form. Forms for mortgage and car loans are presented on the lender's website and are available for download. To obtain a consumer loan, you will need to visit a bank branch and take a questionnaire there. After filling out the forms, they are transferred to the employee along with the documents.

Sample questionnaires and applications for a loan

It is convenient that a sample application form for receiving home loan in Sberbank you can preview it on the Internet. This will help you understand what information you need to provide to the bank and prepare it. Examples of filling out the most popular types of questionnaires:

You will need a blank loan application form to complete. It is enough to download and print it, and then fill it out in accordance with the samples provided for various types of loans.

The procedure for filling out the questionnaire

Before visiting the bank to apply, make sure that you have the documents you need to process with you. In addition to your passport, you will need:

  • certificate 2-NDFL - confirms the solvency of the client;
  • a copy of the work book - indicates that the borrower has a job;
  • TIN certificate and detailed information about the employer.

You can see a sample application form for a home loan at Sberbank above, but here you need to understand in detail how to fill out printed forms. First, in block letters with a pen, detailed information is entered in the empty fields, including:

  • type of loan product- consumer, automobile or mortgage;
  • personal, passport and contact details, as well as the role in the registration process;
  • place of permanent or temporary registration, address of actual residence;
  • information about relatives and marital status, information about education;
  • information about the place of employment, income, employer, position, length of service;
  • property (if any) that belongs directly to the borrower.

The next step is to check the forms and place signatures. After that, the documents are provided to the bank employee, and the application goes for consideration. You can also submit an online application form on the bank's website. It includes much fewer items, and its design takes a minute or two at most. This will make it easier to borrow in the future.