It will help investors determine the degree of return on deposit programs.
One of the leading joint banks of the Republic of Belarus offers a wide range of deposits for individuals both in Belarusian and Russian rubles, and in foreign currencies- USD and EURO. Distinctive feature The Bank's proposals is to apply a differentiated rate in case of early termination of the deposit agreement.
Deposits in national currency four types are offered, differing in the possibility of replenishment, which, in fact, directly depends on the term of the deposit:
Contribution | Term | Bid | Min. down payment amount |
---|---|---|---|
In Belarusian rubles |
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"Irrevocable for 45 days" | 45 days | 24% | 2 000 000 Bel. rub. |
"Revocable for a year - standard" | 1 year | 21,6% | 2 000 000 Bel. rub. |
"Irrevocable for a year - standard" | 1 year | 27% | 2 000 000 Bel. rub. |
In US dollars and euros |
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2 years | 4% | $1,000 US/EUR | |
2 years | 5% | 1000 dollars US/EUR | |
In Russian rubles |
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"Revocable for 2 years - standard" | 2 years | 8,5% | 70 000 ros. rub. |
"Irrevocable for 2 years - standard" | 2 years | 9% | 70 000 ros. rub. |
Internet deposits |
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ON-Deposit v.1.6 | 45 days | 24,3% | 500 000 Bel. rub. |
ON-Contribution v.2.3 | 3% | 100 dollars USA | |
ON-Deposit v.3.3 | 3% | 100 euro | |
ON-Deposit v.4.1 | 7% | 5 000 ros. rub. |
However, there are also disadvantages here: the Bank reserves the right to unilaterally change the interest rate on the "Standard" deposit during the entire term of the agreement.
Belgazprombank directly links deposit rates to the refinancing rate in force in Belarus and reserves the right to unilaterally change its deposit rates during the term of the agreement.
To calculate the amount of profit on deposits, you can use our calculator below.
Lending policy individuals in Belgazprombank is based on the notion that a loan issued by a bank is just a tool for the client to realize his own wishes and life goals.
Thanks to many years of experience in the credit market, Belgazprombank has simplified and accelerated the procedure for obtaining a loan for individuals as much as possible. Consideration of applications for a loan lasts from 1 hour to 5 days and depends largely on the type of loan provided. At the same time, this does not prevent us from offering customers suitable and profitable terms on loans.
Successful work experience and access to many tools financial market allows the bank to offer some of the best interest rates on the loan product market.
The bank has a wide range of loan offers relating to both consumer loans and financing the purchase of a car or the purchase of real estate.
It is important to note that absolute honesty to the client remains one of the main principles for the bank, which is expressed in full transparency of the conditions for obtaining a loan and the absence of hidden interest and payments.
Name of loan | Purpose of lending | The amount of the first payment | Maximum loan term | Percent |
---|---|---|---|---|
Express Loan | Consumer | 0 | 24 | 45 |
Loan "Pocket money" | Consumer | 0 | 36 | 43,5 |
Loan "On demand" | Consumer | 0 | 48 | 42,5 |
Car loan "From hand to hand" | car loan | 30% | 60 | 41.5 |
Car loan "New car" | car loan | 20% | 84 | 40.5 |
Mortgage loan "Novosily" | Mortgage | 30% | 180 | |
Mortgage loan "New building" | Mortgage | 30% | 180 |
For more than 20 years of its work, Belgazprombank has become a backbone bank for non-state-owned companies. The growth of the bank's assets, many years of experience, influential shareholders, highly qualified employees of the bank and the trust of customers have allowed the bank to carry out large-scale projects within the country, as well as to create a qualitative basis for further development.
Constant movement forward is the key to the successful operation of the bank, in connection with which the bank expands the range of goods and services provided to customers, as well as modernizes the service itself, because the main goal of the bank is to support the formation of the middle class of entrepreneurs in the country on the basis of a market economy.
Deposit terms: from 6-12 months to 24 months or more.
Deposit currency: Belarusian ruble, Dollar, Euro, Russian ruble.
Minimum amounts: Belorussian rubles from 0, dollars from 0, euros from 0, Russian rubles from 0.
Interest rates: from 43% to 8%.
Deposits from Belgazprombank can be both large and small investors who want to save and increase their own funds. The bank offers several types of deposits depending on the currency:
Interest rates depend on conditions acceptable to the client. Long term savings deposits without the possibility partial withdrawal funds bring the highest yield, respectively, depending on the term and the possibility of access to the deposit, the interest rate will decrease.
Name of deposit | Currency | Min. sum | 1 month | 2 months | 3 months | 6-12 months | 12-18 months | 18-24 months | 24 months or more |
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Deposit "Seasonal" | Belarusian ruble | 0 | 43 % | ||||||
Contribution "Prudent" | Belarusian ruble | 0 | 43.5 % | ||||||
Deposit "My Future" | Dollar | 0 | 6.5 % | ||||||
Euro | 0 | 6.5 % | |||||||
Deposit "Optimal plus" | Dollar | 500 | 6 % | ||||||
Euro | 500 | 6 % | |||||||
The maximum period for having a debit balance: from 30 to 90 days. Overdraft is provided in Belarusian rubles. Individual fixed interest rate. The overdraft is repaid automatically when the funds are credited to the client's account. Security can be in the form of a car, real estate, equipment. The maximum overdraft amount is the equivalent of $300,000. USA., without collateral - 1,950,000,000 Belarusian rubles. The size of the overdraft is determined by the amount of proceeds received on the company's current account. |