Job description of a bank teller
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Surname I.O. ________________
"________"_____________ ____ G.
1. General Provisions
1.1. A bank teller belongs to the category of technical specialists.
1.2. Appointment to the position of a bank teller and dismissal from it is carried out by order of the bank manager.
1.3. The cashier-operator of the bank reports directly to the head of the shift or the head of the department.
1.4. During the absence of the cashier-operator of the bank, his rights and obligations are transferred to another official, who acquires the relevant rights and is responsible for the proper performance of the duties assigned to him.
1.5. A person who has an initial professional education without presenting requirements for work experience or a secondary (complete) general education and special training in installed program no requirement for work experience.
1.6. The bank teller must know:
- regulatory legal acts, regulations, instructions, other guidance materials and documents on conducting cash transactions;
- forms of cash and bank documents;
- rules for acceptance, issuance, accounting and storage of funds and securities;
- the procedure for processing incoming and outgoing documents;
- limits on cash balances established for the enterprise, rules for ensuring their safety;
- the procedure for maintaining a cash book, compiling cash statements;
- basics of labor organization;
- rules for the operation of computer technology;
- Fundamentals of labor legislation;
- internal labor regulations;
- Rules and norms of labor protection.
1.7. The cashier-operator of the bank is guided in his activities by:
- legislative acts of the Russian Federation;
- the charter of the bank, internal labor regulations, other regulations jar;
- orders and directives of the management;
- this job description.
2. Functional duties of a bank teller
The bank teller performs the following duties:
2.1. Carries out operations for the receipt, accounting, issuance and storage of funds and securities with obligatory observance rules for their safety.
2.2. Serves clients on accounts, deposits, transfers, bank cards.
2.3. Conducts foreign exchange transactions.
2.4. Carries out settlements with clients, sale of banking products.
2.5. Maintains a cash book on the basis of income and expenditure documents, checks the actual availability of cash and securities with the book balance.
2.6. Makes inventories of old banknotes, as well as relevant documents in order to replace them with new ones.
2.7. Prepares cash reports.
3. Rights of a bank teller
The bank teller has the right to:
3.1. Get acquainted with the draft decisions of the bank's management regarding its activities.
3.2. Submit proposals for improvement of the work related to the responsibilities provided for in this instruction for consideration by the management.
3.3. Within the limits of its competence, inform the immediate supervisor of all shortcomings identified in the course of activities and make proposals for their elimination.
3.4. Receive from structural divisions and specialists information and documents necessary for the performance of his duties.
3.5. Require the management of the institution to assist in the performance of their duties and rights.
4. Responsibility of the cashier-operator of the bank
The bank teller is responsible for:
4.1. Failure to perform or improper performance of their official duties provided for by this job description - within the limits determined by the current labor legislation of the Russian Federation.
4.2. Causing material damage to the employer - within the limits determined by the current labor and civil legislation of the Russian Federation.
4.3. Offenses committed in the course of carrying out their activities - within the limits determined by the current administrative, criminal, civil legislation of the Russian Federation.
A bank teller is an employee of a bank. His responsibilities include the following range of tasks: receiving and communicating with clients, controlling accounts, making changes to the database, if cash or the client removes them. These are the functions that should be performed bank teller. The employee is an unofficial face of the bank. The first visitors encounter it. Therefore, the position of the teller is considered very important in the bank. Usually this position is occupied by young and promising employees of the bank. For them, the position of a bank teller will be the first step on the career ladder.
This profession involves the performance of a number of functions - this is the organization of the transfer and issuance of money from the client's account, maintaining monetary settlement documents, checking the correctness of checks, orders and other documents, verifying the authenticity of signatures in receiving money and valuables. Also, the bank operator constantly keeps cards of collection transactions, calculates penalties and interest, and also debits collection documents from personal accounts. The specialist must take part in the audits based on the results of each quarter.
10.07.2013
10.07.2013
09.07.2013
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In the list of qualities necessary for this profession, I would also mention sufficient qualifications, because, unfortunately, many such bank employees simply lack the necessary knowledge. | |
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For successful employment, it is desirable to have a specialized education, as well as possess the necessary qualities and work skills. First of all, you need to carefully study the requirements of employers in the chosen specialty, then start writing a resume.
Do not send your resume to all companies at the same time. Choose suitable vacancies, focusing on your qualifications and work experience. We list the most significant skills for employers that you need to successfully work as a teller in a bank in Moscow:
Also quite often in vacancies there are the following requirements: deposits, PC user and debit cards.
When preparing for an interview, use this information as a checklist. This will help you not only to please the recruiter, but also to get the desired job!
What are the main functions and duties of a cashier? This is a specialist main task which is carrying out operations with cash, with plastic bank cards. It accepts and dispenses cash securities, electronic money. It is simply impossible to imagine the work of trading companies without cashiers, banking structures, transport companies and other institutions.
The beginning of the cashier's profession was laid by treasurers and clerks who described and distributed the property seized by the troops. Cashiers, as we imagine them now, appeared in the 19th century, when the Ritty brothers, Americans, invented the prototype of the modern cash register. Since then, of course, much has changed, and now the job of a cashier rarely consists only in receiving and issuing money. Most often in modern companies, the position of a cashier is combined with the position of an accountant, teller, controller, bank employee. The requirements for such financial specialists are different. General requirement- this is increased attentiveness, because their work is connected with money.
For example, there is such a position as a cashier-operator. This is such an employee who, in fact, is the face of the bank, because it is he who is the first to be seen by customers.
Cashier-operator conducts transactions with customer deposits. The list of what a bank teller should do is quite extensive:
In addition, some banks may impose additional requirements. Job Responsibilities a bank teller may include knowledge of foreign languages, the presence of specialized education, knowledge of the orders of the Bank of Russia. Much depends on the specifics of the bank. The cashier can maintain, open and close deposits of both individuals and legal entities, make out Money transfers, check the authenticity of the signature and the correctness of the execution of documents, maintain daily documentation. If the cashier conducts transactions with foreign exchange, the employer will require the employee to have a certificate of a currency teller.
Of course, being a bank teller is quite prestigious. For some, the very fact of working in a bank gives a feeling of confidence. For others, such a job is just the first step in starting a fast-paced, ambitious career. After all, history knows a huge number of examples when the most famous bankers and financiers began to rise up the career ladder precisely from the position of a cashier. But despite the fact that being a bank teller is an honor, such work has a number of disadvantages. Cashiers bear a great responsibility for the safety of funds, including material ones. At the workplace - constant rush jobs, tight schedule, large amount of work, high workload, negative psychological background. There is also the risk of a raid by robbers, which should not be forgotten. 
In other organizations, the job description of a cashier looks a little different. For example, a cashier in a store combines the functions of a cashier and a salesperson. It also requires maximum attention. But, in addition to this, the employer will require him to have knowledge of a computer, office programs, 1C, cash discipline, registration procedure cash documents. Although experience is often not required, cashier skills will only be a plus. In general, the main job responsibilities of a cashier in a store are as follows:
To get a job in a trading company as a cashier, it is enough to take specialized courses to obtain the necessary skills. It is not necessary to graduate from a specialized university. But if the employee’s arsenal includes the specialties “Economics and Accounting”, “Finance and Credit”, “Banking”, “Commodity Science and Quality Expertise consumer goods", he can apply for the position of cashier.
There are a lot of cashiers in large retail grocery stores or household appliances stores. AT shopping malls There is such a position as a senior cashier. His job responsibilities are to organize the work of other cashiers. He does the following:
In the understanding of the majority, the "classic" position of a cashier is a cashier-controller. He is engaged in cash settlements with buyers, sells and issues subscriptions and tickets. The work of such a specialist is not always carried out in a certain place; controllers with a portable cash register may accept payment for services from the population, for example, for electricity and other utility bills.
Job responsibilities of the controller-cashier - to determine or calculate the appropriate fee, accept cash, issue a check. Cashiers are financially responsible people, so they will be responsible for every mistake with a fine from their salary.
The profession of a cashier is considered quite common, and it is believed that it is most suitable for women. Maybe because the profession is rather monotonous and monotonous? Cashiers are often the face of the company, because it is they who meet and see off guests, and women are better at being friendly. Be that as it may, both men and women with their pleasant appearance and goodwill are able to create a favorable impression of the company. Therefore, when choosing for this position, employers will give preference to a sociable person.
