is one of the most popular types of loans. If you decide to buy an expensive item or update your wardrobe, then you will be interested in such a service as a loan for consumer needs. Do not delay with the desired acquisition, saving money from each salary - take a loan for the purchase, which will allow you to have the thing you like right now.
Loan currency: Belorussian rubles
Interest rates on the loan (% per annum):
with a full maturity of up to 1 year 14.0% (CP+4 pp) *
with a full repayment period of 1 year or more 15.0% (SR + 5 p.p.) *
with a full repayment period of up to 3 years issued on-line - 13.5% (SR + 3.5%) *
The term for which the loan is granted: up to 3 years old.
Minimum loan amount:
Maximum loan amount: within the solvency of the borrower.
The term for consideration of the package of documents is 3 working days.
Registration of the contract guarantees with an individual as security for the repayment of a loan - 20 Belarusian rubles.
Loan security: guarantee(s) of natural person(s).
Special conditions for obtaining a loan without guarantors.
Providing a loan: by enumeration Money to the borrower's current (settlement) account opened with the bank.
Loan repayment:
Repayment of the debt on the loan can be made in the branches, departments and cash registers of Belagroprombank OJSC, regardless of the place where the loan is granted.
Requirements for the borrower (guarantors):
A loan up to 2,000 Belarusian rubles is possible without providing a document confirming income.
You can repay loans in Belarusian rubles in self-service devices (infokiosks) equipped with a cash acceptance module.
The banking organization "Belagroprombank" was registered on financial market Belarus in 1991. Today, the bank is engaged in the implementation government programs. The institution specializes in providing loans to the population. AT banking organization several deposit programs. Today, the bank occupies a leading position in the market and has a wide network of branches in many cities of the country. You should figure out how to get a loan from Belagroprombank for consumer needs.
Today, the financial institution operates a large number of diverse credit programs. They can be used by both ordinary citizens and legal entities. More than 10 available for individuals loan products having different purposes. Most of these programs are targeted, that is, funds are issued for specific purposes.
For example, a bank has a loan program "Student", which is intended to pay for higher education educational institution. In addition, loans are provided for the purchase of a car, housing, refinancing of loans issued in other financial institutions.
However, the bank also provides consumer loans, which are not targeted. This means that citizens who have issued such a loan can use the funds at their discretion. In this case, the creditor does not put forward any requirements. The loan can be transferred to the client's account or to the bank's credit card.
For regular and trusted customers financial institution with a positive credit history (that is, without negative blots), it is possible to provide funds for preferential terms. A loan for loyal customers provides for the issuance of money at a lower interest rate than for other citizens. However, you can apply for funds only within five years from the date of repayment of the old loan.
As mentioned above, according to the conditions consumer lending The borrower can use the funds received for any purpose. This circumstance explains the high popularity of such loans among the population. The main parameters of a consumer loan at Belagroprombank are as follows:
To get a consumer loan at Belagroprombank, the borrower needs to enlist the support of a guarantor. In this case, the client will have to pay 20 rubles for the execution of the corresponding contract. However, for citizens who have a good credit history, there are special conditions. Such persons can borrow funds without resorting to the help of guarantors. But in this case, it will be possible to borrow no more than 7,500 rubles.
Citizens of the Republic of Belarus and persons with a residence permit can receive funds (registration in the country is mandatory). To be able to apply, a citizen must reach the age of majority. In addition to these standard requirements, a potential borrower must also:
If the borrower is registered as an individual entrepreneur, an additional requirement is put forward for him. Such citizens should not have debts to state budget(in the field of tax and other transfers).
First of all, a potential borrower must have a passport of a citizen of the Republic of Belarus (the requirement does not apply to persons who have a residence permit). Individual entrepreneurs will also need to provide a current account statement for 6 months (prior to the date of application). From such persons, one more certificate is required to obtain a loan. It is issued by the bank that maintains the current account of the enterprise, and must contain information about the presence or absence of debt on other obligations.
You will also need to submit a document that confirms the income of the borrower. Individuals must submit a certificate of salary, which will indicate the data for 3 months before applying. Other requirements are put forward to other categories of the population:
Persons receiving wages(or other types of income) to an account with Belagroprombank, instead of the above certificates, they can provide an extract from this account. After the submission of documents, employees of the financial institution are given no more than three days for their consideration and decision.
Funds are transferred to the borrower's account. However, it is not possible to apply for a loan online.. To do this, you must personally come to one of the branches of a financial institution, fill out an appropriate application and submit the required documentation. After reviewing the application and analyzing the documents, the employees of the financial institution will make a decision on the loan.
Meanwhile, citizens can apply in advance. You can do this in one of two ways:
But even if a potential borrower submits a preliminary request, he will still have to personally visit one of the bank branches to draw up an application and, if approved, sign a loan agreement.
Thus, loans from Belagroprombank for consumer needs are provided to adult citizens of the Republic of Belarus and persons with a residence permit. In order to receive funds, the client must be of age and have a source of stable income. You can take out a loan for a period not exceeding three years. The maximum loan amount depends on the income level of the borrower. A preliminary application can be submitted remotely, however, to apply for a loan, you must personally come to one of the bank branches.
Belagroprombank is one of the largest banks in Belarus. It was founded in 1991, and its activities were aimed at serving the agricultural complex. it authorized bank Belarus and through it the implementation of state programs supporting the country's agro-industrial complex is carried out. Over the years, from a highly specialized institution, the Bank has become a multifunctional financial institution.
Today the Bank serves both large enterprises countries, as well as individual clients - individuals. Particular attention is paid to retail services, including consumer lending.
Belagroprombank provides loans to individuals for various purposes. For consumer needs, the Bank offers cash loans and credit cards.
Loans are available only for national currency countries. The terms depend on the lending program, and the maximum amount depends on the solvency of the borrower.
Loans for consumer needs and credit cards are provided under the guarantee of an individual. It is possible to issue a loan without a guarantee only if the potential borrower has already taken loans from banks of the Republic of Belarus for a period of at least 6 months and has a positive credit history.
In this case, the Bank may provide funds in an amount not exceeding 22,000,000 Belarusian rubles and the loan will be secured by a penalty. When issuing credit cards without guarantors, the Bank puts forward additional requirements.
The cost of issuing a surety agreement is 100,000 Belarusian rubles.
It should be noted that according to the terms of the loan, the interest rate is floating and can change after the conclusion of the contract.
The cost of the loan is set at the level of the refinancing rate + 15.5%, that is, when the refinancing rate changes, on the same day, the annual interest on credit.
Lending is carried out only after agreement, for this the client submits an application-questionnaire of the borrower and the questionnaire of the guarantor.
Loans are issued only at the Bank's branches, but a potential borrower can make a preliminary application to speed up the issuance procedure. It can be submitted by calling the Bank's Contact Center or in the Internet banking remote service system, if the client is already registered in this complex.
The application form must be filled out completely, all fields are mandatory. Empty fields may be the reason for denial of credit.
The information must be true and complete.
Do you have a bad credit history, but you are in dire need of a loan? Read the article - a consumer loan with bad credit history, and find out which bank is ready to give you a loan.
Belagroprombank provides funds for consumer needs in the form of a loan, which is credited to a settlement or current account opened with the Bank, and in the form of payment credit cards. Visa systems and MasterCard.
Consumer lending programs
Loan for consumer needs
Credit cards
On our website, you can download application forms for the following credit cards: MasterCard and VISA.
Required Documents:
Application-questionnaire of the borrower, the form of which you can download from the link.
Monthly Income Statement, which can be downloaded here.
The period for which this document is issued depends on the economic and legal form of the enterprise and the taxation system.
Depending on the subject that issued the certificate, its period will correspond to:
Other types of documents confirming the solvency of the client:
Loans are issued only on the condition that the client meets the requirements of the Bank, namely:
Do you want to take out a consumer loan for 10 years? We will tell you where and under what conditions it is possible to do this. To learn more.
Do you want to know how to get a consumer loan using 2 documents? Read the article on our website.
The minimum loan amount is 1,000,000 Belarusian rubles. The maximum limit depends only on the solvency of the client, which he confirms by submitting official documents on income.
For credit cards maximum limit defined and constitutes 50,000,000 Belarusian rubles. It depends on the type of card and on the type of security.
Depending on the type of collateral (guarantee or penalty) under the terms of lending, the maximum thresholds are reduced for each product individually.
The term for consideration of a package of documents for a loan for consumer needs and credit cards is 4 days.
The exception is credit limit, installed on the international Visa card instant. In this case, the Bank may make a decision on lending up to 2 months.
The loan for consumer needs is repaid in accordance with the classical schedule. The main debt is paid in equal installments, and interest is calculated monthly based on the balance of the loan body for each day.
Credit card debt is repaid as follows:
Payments can be made through the Bank's cash desks, regardless of which branch or city the loan was received from, as well as in self-service terminals.
Belagroprombank is a reliable and profitable partner. Acceptable interest on loans and convenient programs allow each client to find the most profitable product for themselves.
The bank's development trends and the processes of introducing new programs, conditions and services indicate that the Bank is striving to improve the quality and convenience of service and make consumer loans even more accessible to its customers.
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The banking organization "Belagroprombank" was registered on the financial market of Belarus in 1991. Today the bank is engaged in the implementation of government programs. The institution specializes in providing loans to the population. The banking organization has several deposit programs. Today, the bank occupies a leading position in the market and has a wide network of branches in many cities of the country. You should figure out how to get a loan from Belagroprombank for consumer needs.
Today, a large number of various credit programs operate in a financial institution. They can be used by both ordinary citizens and legal entities. More than 10 loan products with different purposes are available for individuals. Most of these programs are targeted, that is, funds are issued for specific purposes.
For example, a bank has a loan program "Student", which is intended to pay for tuition at a higher educational institution. In addition, loans are provided for the purchase of a car, housing, refinancing of loans issued in other financial institutions.
However, the bank also provides consumer loans, which are not targeted. This means that citizens who have issued such a loan can use the funds at their discretion. In this case, the creditor does not put forward any requirements. The loan can be transferred to the client's account or to the bank's credit card.
For regular and trusted clients of a financial institution with a positive credit history (that is, without negative blots), it is possible to provide funds on preferential terms. A loan for loyal customers provides for the issuance of money at a lower interest rate than for other citizens. However, you can apply for funds only within five years from the date of repayment of the old loan.
As mentioned above, under the terms of consumer lending, the borrower can spend the funds received for any purpose. This circumstance explains the high popularity of such loans among the population. The main parameters of a consumer loan at Belagroprombank are as follows:
To get a consumer loan at Belagroprombank, the borrower needs to enlist the support of a guarantor. In this case, the client will have to pay 20 rubles for the execution of the corresponding contract. However, for citizens who have a good credit history, there are special conditions. Such persons can borrow funds without resorting to the help of guarantors. But in this case, it will be possible to borrow no more than 7,500 rubles.
Citizens of the Republic of Belarus and persons with a residence permit can receive funds (registration in the country is mandatory). To be able to apply, a citizen must reach the age of majority. In addition to these standard requirements, a potential borrower must also:
If the borrower is registered as an individual entrepreneur, an additional requirement is put forward for him. Such citizens should not have debts to the state budget (in the field of tax and other transfers).
First of all, a potential borrower must have a passport of a citizen of the Republic of Belarus (the requirement does not apply to persons who have a residence permit). Individual entrepreneurs will also need to provide a current account statement for 6 months (prior to the date of application). From such persons, one more certificate is required to obtain a loan. It is issued by the bank that maintains the current account of the enterprise, and must contain information about the presence or absence of debt on other obligations.
You will also need to submit a document that confirms the income of the borrower. Individuals must submit a certificate of salary, which will indicate the data for 3 months before applying. Other requirements are put forward to other categories of the population:
Persons receiving wages (or other types of income) to an account with Belagroprombank, instead of the above certificates, can provide an extract from this account. After the submission of documents, employees of the financial institution are given no more than three days for their consideration and decision.
Funds are transferred to the borrower's account. However, it is not possible to apply for a loan online.. To do this, you must personally come to one of the branches of a financial institution, fill out an appropriate application and submit the required documentation. After reviewing the application and analyzing the documents, the employees of the financial institution will make a decision on the loan.
Meanwhile, citizens can apply in advance. You can do this in one of two ways:
But even if a potential borrower submits a preliminary request, he will still have to personally visit one of the bank branches to draw up an application and, if approved, sign a loan agreement.
Thus, loans from Belagroprombank for consumer needs are provided to adult citizens of the Republic of Belarus and persons with a residence permit. In order to receive funds, the client must be of age and have a source of stable income. You can take out a loan for a period not exceeding three years. The maximum loan amount depends on the income level of the borrower. A preliminary application can be submitted remotely, however, to apply for a loan, you must personally come to one of the bank branches.
In 2019, JSC Belagroprombank offers the population several targeted and non-targeted loan programs. Thanks to flexible conditions, financing in the bank is available to a wide range of individuals.
This is one of the most popular banking products. Borrowed funds can be used for any purpose. The main parameters of the offer:
If the borrower has a positive IC in Belagroprombank and the amount under the contract does not exceed 7,500 bel. rubles, it is possible to obtain a loan without guarantors. The security in this case will be a penalty.
The interest rate is variable and depends on the SR (refinancing rate) National Bank RB. It is set under the following conditions:
Consumer loan in Belagroprombank
Credit amount
from 100 bel. rubles
loan terms
loan rate
from 14.5%
per annum
* - the maximum credit limit is limited only by the client's solvency
The cost of the surety agreement is 20 BYN. rubles. The bank transfers the money to the bank account of the borrower.
This program applies not only to the purchase of individual goods, but also to construction, repair or improvement. The percentage of overpayment for the first year will be 14.5% (CP + 4%), from the second - 15.5% (CP + 5%). The maturity of the debt is up to 4 years.
The minimum credit limit is 100 bel. rubles, the maximum will depend on the solvency of the borrower, taking into account the income of the guarantor / guarantors. As a guarantee, the bank accepts:
The conclusion of a surety agreement costs 20 bel. rubles.
Forfeit security is not applicable to customers over 60 years of age or will be older than the date of full settlement.
Cash is not issued. Upon execution of the agreement, a non-revolving credit line is opened for a period of 30 calendar days. The client selects the goods, submits an invoice to the bank, after which the employees transfer the specified amount to the seller's details. The country-manufacturer must be indicated in the documents for payment.
As part of this product, the borrower can purchase any goods in one of the partner organizations of Belagroprombank. The uniqueness of this offer is an attractive interest rate at 0.0001% per annum.
The period for which funds are issued depends on the particular conditions of cooperation between the bank and the trade organization and varies from 4 to 10 months (3-9 payments).
Loan "Easy shopping"
Credit amount
up to 2000 Bel. rubles
loan terms
up to 10 months
loan rate
from 0.0001%
per annum
* - a loan is provided for the purchase of goods in trade organizations that have concluded cooperation agreements with the bank
An initial fee paid at the request of the borrower. The credit limit is 100–2,000 BYN. rubles. A penalty is applied as collateral. A cash loan is not issued; in order to receive the goods, the client needs to decide on the purchase, conclude a loan agreement and present it to the seller. Refunds are made in the traditional way - in equal payments once a month.
The program makes it possible to buy goods on credit in one of the retail stores. outlets who signed a cooperation agreement with Belagroprombank. Product Features:
Unlike other offers, the term for consideration of the application is only 1 hour, subject to submission of documents before 17:00 on weekdays. Otherwise, the decision is announced before 9:30 the next day. The bank transfers the money directly to the seller of the goods.
Belagroprombank has three targeted loan products:
You can apply to the banking department for the program only through Internet banking. The product is intended for holders of Belagroprombank salary, as well as income equal to wages to accounts to which payment cards were issued in branches, Regional directorates or OPERA of the bank. The term for issuing cards must exceed 3 months.
Clients can take from 100 to 7,500 bel. rubles, depending on solvency. The overpayment rate is 14.0% per annum (CP+3.5%). A penalty is applied as collateral. Upon approval, the bank transfers the money to the debit card.
You can refinance one or more consumer lending agreements drawn up in any bank other than Belagroprombank. It is possible to refinance credit lines, but subject to their closure. In the event that the loan was received for the purchase of real estate, the object must be owned by the applicant.
Refinancing in Belagroprombank
Credit amount
from 200 bel. rubles
loan terms
loan rate
15.5% per annum
* - the interest rate is variable and changes on the day of the change in the refinancing rate of the National Bank of the Republic of Belarus
Product Features:
The forfeit serves as collateral if the amount under the contract does not exceed 7,500 Belarusian rubles. rubles, and the age of the client is 60 years on the date of full payment of the debt. An alternative option would be to involve guarantors. Upon approval of the application, the bank transfers funds to the account of the institution in which the loan was issued.
The bank also finances the population to pay for tuition when receiving higher or secondary specialized education. The maximum credit limit cannot exceed the cost of education and is determined based on the financial capabilities of the borrower, the minimum is 400 bel. rubles.
Base rate of overpayment CP+4%. In the event that the borrower has a deposit opened for a period of more than 1,000 days and he participates in the Children's Savings Program "Grow Big!" campaign, the interest is reduced to CP + 3%.
Design loan agreement the student himself, as well as his parents or spouse, if documented relationship. Upon receipt of secondary specialized education, the payment period will be 4 years, higher - 5 years from the date of graduation. The money is transferred to the account of the educational institution.
As collateral for a loan up to 5,000 BYR. rubles, the bank will accept a penalty if the age of the borrower does not exceed 60 years at the time of expiration of the contract. Otherwise, a guarantee is required.
take advantage loan offers"Belagroprombank" can only be a citizen of the Republic of Belarus or an individual permanently residing in the country and having a residence permit.
The list of requirements also includes:
Loan up to 2 000 bel. rubles can be issued without providing documents on financial condition.
According to the “Credit online”, the bank sets additional requirements:
Basic requirements for the package of documents:
Individual entrepreneurs must provide a current account statement for the last six months. It is also necessary to submit a certificate from the bank that serves it, about the absence or presence of debt under loan agreements, leasing, other payments in favor of individuals.
For the “Student” product, an agreement or a copy is required for paying for tuition, which indicates the deadlines for its completion. It is possible to provide a similar certificate if this information does not appear in the documents.
Size reference monthly income provided:
As part of the “For the purchase of goods” product, when the bank pays for the purchase at one of the retail outlets that have concluded an agreement with it, the client is obliged to provide an invoice for the goods.
You can pre-calculate the amount of the monthly installment in a convenient loan calculator on the bank's website. The debt is paid in equal installments once a month. You can deposit money through information kiosks, at the cash desks and ATMs of Belagroprombank.
Today, a loan can be taken at any time and for any purpose. This has become the norm, as there is not always enough own funds to make a long-awaited purchase.
When you really need money for urgent needs, you should consider several different lending options, make calculations and choose the best option according to the conditions so that subsequent payments do not become a heavy financial burden.
"Agroprombank" is engaged in issuing credit cards. The main advantage of the bank is the most convenient system for opening credit lines for potential borrowers.
The application and the decision to grant a loan, upon submission of all the required documents, are made online.
A potential client needs:
take advantage loan calculator on the bank's website;
Choose the best tariff plan;
Enter data on income, purpose, amount and terms of lending;
Provide electronic copies of the passport, certificate of employment;
Send documents of the guarantor if the loan is a mortgage;
Leave your contact details.
After the calculation is made and the application is made, the entire package of documents is sent to the loan officer. After considering the application, a bank employee will contact the client and announce the decision.
The more reliable information is indicated in the questionnaire, taking into account a positive credit history, participation in the salary program of Agroprombank, the more likely it is to get a positive decision.
Agroprombank issues a consumer loan online in the amount of 5 thousand to 1 million rubles, for a period of 3 to 12 months at rates of 26 to 30%. It should be borne in mind that a commission of 5% (at least 1,500 rubles) is taken for issuing a loan.
Mortgage lending is carried out according to interest rate from 20% for a period of 36 to 360 months. In total, depending on the solvency of the borrower, from 100 thousand to 8 million rubles can be issued.
A one-time commission of 1.5% is charged for issuing a mortgage, which will amount to at least 10 thousand rubles. Car loans from Agroprombank are sold at a rate of 20 to 29%, with loan amounts from 800 thousand to 8 million rubles. for a period of 12 months. There is also a 5% commission.
This is partly why the stakes are somewhat higher than others. credit organizations, but less than the percentage for use credit cards. This type of loan is suitable.
Agroprombank has developed a convenient and understandable client service, so getting a loan for various needs has become easier, more convenient, and most importantly faster. There are situations when large amounts are required urgently, and time is equivalent to money.
Online lending at Agroprombank will be an ideal solution, since the total limit is quite high, and the possibility of obtaining a loan on time is much higher than that of other credit institutions.
Online lending is a serious step into the future in work banking system in general, as it saves time and nerves.
Agroprombank is one of the first to introduce this type of lending and is actively developing in this direction for the benefit of its customers.
General terms
Loans for consumer needs from Belagroprombank are a loan or an overdraft, in an amount limited only by your solvency, which can be issued under surety.
In addition, the calculator will help you determine the amount of savings on interest, if you are ready to keep the amount of the loan payment at the same level.
Using the order form, you can apply for a loan in 1 minute, after which the bank will contact you and inform you of the decision and determine the place (branch) for processing all the necessary documents.
