PSBonus- bonus program for holders of debit and credit cards Promsvyazbank. By making transactions on the card, you will receive points. They are accrued for paying for goods and services, payments in the Internet bank, obtaining loans (except for mortgages), insurance, opening deposits and their prolongation, timely fulfillment of credit obligations, etc. The accumulated points can be used to receive discounts when paying for bank services and other transactions.
To become a member of the program, you need to apply for a debit or credit card at Promsvyazbank and sign an appropriate application. Participation is free. You can connect to the program at the nearest branch, through the Internet bank or by calling the call center at 8-800-333-0303.
The amount of bonuses accrued to the client's account depends on the level of participation in the bonus program. There are 3 of them: "Gold", "Platinum" and "Priority". Points are awarded for every 15 rubles of purchase:
Upon joining the program, the participant is assigned the Gold level. Every month the level also becomes "gold". If during the calendar month the spending on the card exceeds 25,000 rubles, then the level will become “platinum”, and if the expenses are more than 50,000 rubles, then the “Priority” level will be assigned.
Points are awarded on the third day after the completion of the operation. In order for purchases in the last days of the calendar month to be correctly accounted for by the level of participation reached by this time, the transition to the "Gold" level occurs at 00:00 on the third day of the month.
Points for any purchase over 20,000 rubles. are charged as for a purchase of 20,000 rubles, but the actual purchase amount is used in calculating the total amount of purchases to increase the level of participation.
The amounts of transactions in the Internet Bank are not used to calculate the total amount of purchases for increasing the level of participation.
Points are awarded for other transactions:
Spend accumulated bonus points can be done as follows:
You can spend points on new purchases only within the "packages":
Points can only be used when paying for purchases in online stores.
To convert into rubles, you must have at least 50,000 points on your bonus account. Funds are transferred to the account bank card at the rate of 0.10 rubles for 1 point.
Unused points expire 12 months from the date they were earned.
You can find out the balance of bonus points in personal account Internet banking, incl. through mobile app or at a bank office.
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Promsvyazbank launched a bonus program called PSBonus, which is cumulative. This program is different in that it allows you to receive points not only for the purchase of goods and services, but also for other card transactions.
To become a user of the PSBonus loyalty program, you must be a holder of a bank credit or debit card, as well as be a citizen Russian Federation and fill out the appropriate application at the bank branch.
For Promsvyazbank customers, connection to this program is completely free. To do this, you need to contact the nearest bank branch, or do it through the Internet banking system with the help of an operator.
There are also special levels of participation in the program, which determine the so-called membership status, which has a certain impact on the amount of bonus accrual. This program is based on three levels, namely:
With all this, it should be borne in mind that each subsequent month will start from the "gold" level.
The procedure for accumulating bonuses is quite simple, for this you need to pay all your expenses, whatever they may be, exclusively with a bank card.
Every 15 rubles spent through the card will be converted into bonus points in the following ratio:
Cumulative bonuses can be used at will. Use accumulative points to pay your bill in the bank's online system, or pay for purchased goods or services provided by the bank's partner stores. In addition, these balls are allowed to be used as a gift to a person dear to you. Also, these funds can go to charity or be transferred to money.
You can manage your bonuses through the PSB-Retail system. It is worth paying attention to the fact that if during the year you do not use your bonuses, they will burn out.
The number of points is calculated as a percentage of the purchase amount. Points are awarded for every full 100 rubles spent.
Points are credited to the unified bonus account once a month no later than the eighth working day of the month following the reporting one.
Only the first five transactions made in one trade and service enterprise during the day.
Each card has its own scoring rules. The maximum number of points that can be awarded per month:
Each card (group of cards) has its own rules for scoring points. The maximum number of points that can be credited to the bonus account per month does not depend on the number of cards the client has.
Points are awarded for paying with a card for goods or services in any stores around the world, including online stores. Double Cashback, Your Cashback and On the Move cards allow you to get more points for purchases in special categories.
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"All inclusive" |
at total amount purchases from 3,000 rubles. per month |
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"Double Cashback" |
cafes, restaurants, fast food, cinemas, taxis, carsharing |
for other purchases; for transferring money to a card in the PSB mobile or Internet bank; for cash replenishment at PSB ATMs |
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"Your cashback" |
for other purchases |
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"In move" |
sports clubs and competitions, health clubs and swimming pools, sporting goods, sports nutrition, sportswear |
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with a total purchase amount of up to 3,000 rubles. per month |
with a total amount of purchases of 3,000-15,000 rubles. per month |
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with a total amount of purchases of 15,000-50,000 rubles. per month |
with a total purchase amount of 50,000 rubles. per month |
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0,25% for other purchases |
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Orange Premium Club |
10%
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1%
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5%
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Cards on other tariffs |
0,25% for any purchase |
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All Inclusive and Your Cashback cards also allow you to earn points for your account balance.
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"All inclusive" |
8% per annum of the amount of the average monthly balance |
amount of purchases on the card |
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The amount of the average monthly balance amount of purchases on the card |
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3% per annum of the amount of the average monthly balance |
The amount of the average monthly balance |
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Not charged |
Average monthly account balance |
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"Your cashback" |
5% per annum of the average monthly balance |
An additional basis for scoring has been selected |
The number of points accrued on the balance of the All Inclusive card is unlimited.
We have a new one at work. salary project. It used to be Raiffeisen, now Psb. And at first, in general, save. Well, I decided to connect the Internet bank. As it turned out, this cannot be done remotely, but you only need to walk to the office or to the terminal. There is only one office in our city, fortunately not far from home. The room is not very large, there are not enough benches for everyone :)) In general, I stood with "theirs" electronic queue twenty minutes, no less :)) And now, after a few hours, I go to the Internet bank, the best, as they say. But honestly, I don't understand what's better. At that time, I was familiar with only one Internet bank - Sberbank Online, and therefore I compare it involuntarily. And I see that everything is the same. What's in Sberbank Online, then in Psb-Retail. Moreover, in Sberbank Online I created an auto payment for Tele 2, and in Psb-Retail, as it turned out, I can create an auto payment only for MTS, Beeline and Megafon. Move on. My internet provider is Summa Telecom. But I won’t be able to pay for the Internet through Psb-Retail, since this provider is not on the list. Here is the best online banking for you.
02/27/15. And again, Psb, unfortunately, did not please. I decided to pay utility bills through the Internet bank, but it wasn’t there, only one gas :)) I had to go ... yes, yes, that’s where ... to Sberbank Online, there is almost everything there.
The summary is: since there are very few Psb ATMs in the city - only five, to be precise (by the way, Alfa, which is part of the unified ATM network, has more, and is within my reach), withdrawing money from the card for purchases is completely irrational, so I pay exclusively by card (where possible) and have already experienced the convenience of this method of payment (no messing around with change, change, etc.), especially since when paying with a card, bonuses are awarded (at the rate of 15 bonuses per ruble spent), which can be tracked via the Internet -bank. I will certainly tell you about what will come of this and where I can spend the bonuses.
08/28/2015. Continuation of a story. I have been using the card since December last year. During this time, paying with a card in different places, I have accumulated 6283 bonuses. And for the first time, param-pam-pam, I managed to use them, otherwise I really didn’t know what to do with them, I gave up on all this. And it was like that. Wanted to pay mobile phone and then suddenly, for the first time in my life, the system offered me to choose from which means to pay: from those on the card or with bonuses. Well, I chose to pay with bonuses, and I was offered a package: 6250 bonuses = 300 rubles. True, as I found out, an indispensable condition, as I found out - I even had to call the support service - was the presence on the card of this amount of 300 rubles in monetary terms, but they were not there, so I had to pay, as it turned out, this is also easy to do in the PSB - there are special terminals for this. Well, I replenished the card, paid with bonuses cellular telephone, 300 rubles were received on the phone, and I accordingly had 33 bonuses left. Well, it's a trifle, but it's nice :)))
11/18/2015. By the way, as I recently found out, bonuses can be used when they accumulate 6,000.
08/31/2016. Something has changed again! NO! I have 6,000 bonuses, but I cannot use them (for example, pay for mobile communications).
In addition, ATTENTION!, they have expanded the list of supplier organizations utilities, which can be paid, but with a commission (and information about this appears only if you click on the "triangle", and when you pay it is not visible (everything is as usual :)) Commission (organizations and payments relevant to me) - 0.50% , but a minimum of 15 rubles with a payment amount greater than or equal to 0.00 rubles. It seems to be small, even imperceptible, I would say :)) but 15 rubles is certainly not superfluous for a personal or family budget. I will use the savings to pay utility bills. I'm taking off one star.
Update as of October 10, 2016. I apologize, I was wrong about the bonuses. You just had to indicate a different amount of payment - 300 rubles. In this case, the choice is offered whether to pay with money or bonuses. They have package offer- 6000 bonuses - 300 rubles. All this was explained to me in the support service, now I will know.
Promsvyazbank's bonus program is intended for retail clients of a credit institution - holders of debit and credit cards.
Promsvyazbank's bonus program is intended for retail clients of a credit institution - holders of debit and credit cards. It allows you to accumulate points for paying for goods and services with plastic, making payments in the Internet bank, using and withdrawing borrowed funds on a card, issuing loans except for mortgages, insurance, bank cards and for their reissue, opening deposits and their prolongation, timely execution of credit obligations.
The amount of bonuses accrued to the client's account depends on the level of participation in the PSBonus bonus program, of which there are four: "Classic", "Gold", "Platinum" and "Priority".
Participation in the loyalty program is free. You can connect to it through the Internet bank, ATM, contact center of a credit institution or any of its branches. PSBonus does not apply to Transaero and Life Line cards.
The number of points awarded depends on the level of participation in the program and the type of plastic. Yes, by debit card"Classic" bank for every spent 15 rubles accrues 1 point, for credit - 1.5; on the debit card "Gold" - 1.3 points, on the same credit card - 1.8, on the debit "Platinum" - 1.5, on the credit - 2; for debit with the status "Priority" - 1.7; on credit - 2.2. In all cases, 0.5 bonus is dripped for cash withdrawal to the client.
When receiving a cash loan, the plastic owner receives an additional 1 thousand points, when registering and reissuing plastic - 500 points, for opening and prolonging a deposit, applying for insurance - 300 bonuses each, connecting an overdraft limit - 200 bonuses, fulfilling credit obligations on time - 100 points , for making the first transaction in the Internet bank, connecting the SMS informing service on the card, making an external transfer to third-party banks - 50 points each, and for replenishing electronic wallets using the transfer template placed by the bank, another 10 bonuses.
At the same time, during the day of the client's month of birth, the bank increases the number of accrued bonuses by 1.5 times, and also by 2 times - for paying for purchases with cards in the first three months of participation in the loyalty program. Besides, credit organisation accrues additional points for holidays, significant events and during promotions that are regularly held as part of PSBonus.
The accumulated points can be donated to charity, given to loved ones, exchanged for money, paid with them: commissions and bank services, such as annual maintenance cards, SMS-informing services; or up to 99% of the cost of purchases from more than 400 partners and more than 20 thousand online stores at the rate of 10 bonuses are equal to 1 ruble.
