Interest free period- this is an opportunity to use a credit card and not pay interest for using money for up to 100 days. To do this, you need to make a monthly minimum payment and until the end of interest free period pay off all debt on the card. Then no interest will be charged, and the interest-free period will be renewed every time after 60 or 100 days.
The minimum payment is 5%(but not less than 320 rubles) from the amount of credit card debt. This payment must be made monthly during the billing period. amount and date minimum payment, as well as the expiration date of the interest-free period, you can always find out in the Alfa-Click Internet bank, mobile bank"Alfa-Mobile", at the call center or any branch of the bank.
Pay period- this is a period of 20 calendar days, it starts from the date when the bank has set for you credit limit, and ends on the twentieth calendar day at 23:00 Moscow time. You can track dates and expenses, and you can at any time specify the amount of the minimum payment and the end date of the payment period in Alfa-Click, Alfa-Mobile, at the call center or any bank branch.
Alfa-Bank seeks to follow the global events taking place in life modern man. On the eve of the upcoming FIFA World Cup, the FIFA 2018 Points Card was released. The payment instrument has a high cashback amount. With the help of a card, a person will be able to join a sporting event, receiving football paraphernalia and even tickets to the World Cup as a gift.
Alfa-Bank FIFA 2018 card allows you to receive points for non-cash payment for goods and services or other banking operations. Subsequently, bonuses can be exchanged for tickets to the World Cup or purchased with their help sports merchandise and souvenirs. The card operates on the basis of VISA International. The client can use one of 3 service packages:
The program is implemented on the basis of a mobile Internet bank. To make it convenient for customers to spend their accumulated points, a special catalog was created. With it, you can buy tickets and souvenirs. Additionally held special promotions, allowing you to increase the number of points received for certain actions. The cardholder can take part in the draws.
The payment instrument and exclusive design allow you to make transactions using contactless technology. This greatly simplifies the calculation process. The card is valid for 5 years. The exclusive design makes the payment instrument a souvenir for the fans.
Today there are two versions of the card - debit and credit. They differ in the list of features provided and the size of the service fee.
A debit card allows you to make transactions using personal funds. Using the product, a person has to pay 1,200 rubles per year as a service fee. In addition to the card, you will need to connect one of the tariffs to choose from:
If a person withdraws cash from Alfa-Bank ATMs, no commission is charged for the implementation of actions. In other cases, he will have to pay 1%, but not less than 180 rubles, or 0% if the equipment belongs to a partner organization.
A credit card allows you to pay for goods and services using borrowed funds. Alfa-Bank is ready to provide customers with up to 150,000 rubles. Valid on offer Grace period up to 60 days. Interest rate 23.99% per annum. 990 - 1,290 rubles are charged for the service.
The Alfa-Bank FIFA 2018 card is issued on the basis of the payment system Visa Classic. It is equipped with a chip and a magnetic stripe. The card is endowed with PayWave and 3D Secure functions. The account can be opened in one of three currencies:
The card can be used in the international coverage area. There is no release fee. Access to SMS-informing and online banking is provided free of charge.
Points are awarded for spending money from the card. A person can get:
The maximum amount of points per month is 50,000 bp.
Having earned points, a person will be able to exchange for goods from the list:
Points can be exchanged for other prizes. So a person can get the opportunity to visit the stadiums where the matches will be held, or visit the edge of the field during one of them.
Today, there are several ways to order a means of payment. The client can:
The payment method is always the same. The citizen will have to personally visit the office of the organization. You need to have a passport and an additional identity card with you. In its capacity, the Financial Institution will agree to consider:
If a person submits an income statement, this will increase the chance of receiving a large limit on the card.
The use of payment means is associated with a number of advantages and disadvantages. The main advantages of using a payment instrument are:
The disadvantage is the limited range of products that can be purchased for points. The payment instrument will mainly be useful only to people who are fond of football and are interested in the upcoming World Cup. Other users will hardly be able to find an interesting offer in the list of products available for purchase for points.
Starting December 1, Sberbank customers can issue Zabivaki the wolf, the official symbol of the FIFA World Cup, which will be held in Russia next year. This was reported in the press service of Sberbank.
The expansion of the line of cards with an exclusive design was timed by the bank to coincide with the day of the final draw of the championship.
“Sberbank has become the only bank in Russia to issue cards with the championship mascot,” the financial institution stressed. - This was made possible thanks to payment system Visa, which granted Sberbank the right to use the image of the World Cup mascot in card design.”
Recently, a page appeared on the Sberbank website where you can choose your card design. The site offers to choose one of 10 card designs.
In order to order a card with the design of the Fifa World Cup, it is enough to follow only 4 steps:
The cost of servicing the card is- 750₽ first year + 500₽ design; 450₽ subsequent years. For those who love originality, a fairly inexpensive option is nice to stand out.
Leave a request for a card issue available at: https://www.sberbank.ru/ru/person/bank_cards/debet/debetcardonline?ctype=200000047
Today, almost everyone has in their wallet plastic card. This tool can greatly simplify everyday spending. About what it is debit card how it is used and how it differs from credit cards is described below.
Debit Visa card FIFA World cup edition Tinkoff Bank is a product that allows you to pay in regular stores and on the Internet. Its owner does not need to have cash with him - he simply puts the tool on the terminal and takes the purchased items.
Unlike credit card personal funds are on the debit individual(salary, amount transferred through an ATM, etc.). The credit card is replenished with money financial organization, which then have to be returned, as well as pay a percentage for use.
Before ordering a card Visa FIFA World Cup Edition of Tinkoff Bank, you should study the main conditions for it:
Design options:
The production and delivery of plastic will take no more than two weeks. The exact time depends on the bank. Then the instrument arrives at the company branch or is delivered by courier.
What information is on the front?
On the back there is a special code that should not be shared with anyone. If scammers get hold of it, they can easily transfer from the account. There is also a field for the signature.
What can you do with a card:
All transactions require a PIN to be entered (unless PayPass is used). When paying for online purchases, it is replaced by a code located on the back.
The user can choose the most suitable card, as well as immediately apply for its design on the website. That is why there are filters for choosing a FIFA World Cup Edition Visa card by conditions, a cashback calculator, consumer and expert reviews, as well as a special forum where you can create your own topic and discuss it with portal visitors. Such functionality will definitely not allow you to make a mistake, which means that the client will be satisfied with cooperation with the bank.
