Early loan repayment in the summer bank calculator.  Loan calculator from

Early loan repayment in the summer bank calculator. Loan calculator from Leto Bank - it couldn't be easier! What does Letobank offer the borrower?

Credit calculator Summer of the Bank will help you calculate a consumer cash loan in 2020: the amount of monthly loan payments and the terms of payment in case of early repayment. use the official online calculator om on the site for free!

Living on credit is convenient and practical. Consumer loans have firmly entered the life of Russians. Cash loans are especially popular among borrowers. Lending in 2018 will please with a variety of offers for individuals.

To choose the most interesting and profitable of them, plan early repayment loan, needed financial instrument. This is exactly what the loan calculator Leto Bank is: convenient, visual, free.

"Leto Bank" - new credit bank with innovative standards in customer relations. Transparency of relations, respect and friendliness for each client are embedded in the programs consumer lending. Especially great deals"Summer Bank" will be for disciplined borrowers. The Bank is also developing consumer lending for purchases in the Bank's partner stores and online stores.

Lending terms

  • Age of the borrower: from 18 to 75 years (at the time of repayment);
  • Minimum amount: 30,000 rubles;
  • Maximum amount: 5 million rubles;
  • Term: from 3 months to 5 years;
  • Commission for issuing a loan: none;
  • Security: guarantees of individuals - citizens of the Russian Federation (no more than 2).

Interest rate on a loan

We are gradually filling this section. It's worth the wait :)

The loan repayment calculator allows you to calculate online amount payment, interest and overpayment for loans with early repayment, with partial early repayment.

Calculator credit loan will calculate:

  • For payroll card holders
  • For legal entities.
  • For individuals.
  • For pensioners.
  • For IP.

The conditions for granting a loan depend on the purpose of the loan, and determine: required package documents, interest rates, the amount of allocated funds. Bank loans can be taken:

  • Cash.
  • For small business development.
  • To buy a car.
  • To buy a house, to build a house.
  • For refinancing.

Leto Bank, as Post Bank was recently called, is one of the youngest in Russia. And, perhaps, one of the most unusual. The most interesting point is that its main shareholders are 24 and Russian Post. From the latter organization, hardly anyone expected activities in the field of consumer lending, but the project is alive and well.

The main area of ​​activity of Post Bank is the provision of services to individuals. Lending is far from the last place here. Moreover, the conditions offered are quite interesting. To make sure how favorable conditions Leto Bank offers, the loan calculator is built into the page of our website.

One of the main products is consumer cash loans, for which a client can request from 50,000 to 500,000 rubles for up to 60 months. The rate here seems quite normal, but the bank offers an interesting option - the Guaranteed Rate service. With it, customers who regularly and without delay make payments on loans, after the last payment, the cost of the loan will be recalculated based on the results of the term of the agreement. For recalculation, a reduced rate is used, and the difference between it and the one at which it is issued loan agreement, will be returned to the client.

Attractive and offers for credit cards- the bank promises a prompt solution for them, as well as attractive lending conditions: no service fee, long interest free period when making any transaction (up to 24 months), as well as a zero rate during the interest-free period for all types of transactions (including cash withdrawals).

The lending conditions offered by Post Bank are quite favorable due to the fact that now it is only attracting customers and gaining popularity. And the resources of VTB 24 and the Russian Post make it possible to provide services to favorable conditions over an extended period.

If you are interested in the offers of Leto Bank, the loan calculator on our website will help you calculate the required loan amount, and then receive cash or a card. The decision at the bank is made promptly, and thanks to the ability to enter this into the questionnaire via the Internet without even leaving the calculator page, you will have to visit the bank only after the application is approved by managers.

In January 2016, on the basis of the subsidiary bank VTB24 - Leto Bank, together with the Federal State Unitary Enterprise Russian Post, Post Bank (former Leto Bank) was created.

Leto Bank's loan calculator will determine the main parameters of lending, calculate the amount of the loan payment and total amount overpayments, and will also form a payment schedule.

Leto Bank offers individuals cash loans for any purpose under the "Summer-money" program, which is provided in three options, depending on the loan amount:

  • "Summer up to 100,000";
  • "Summer up to 300,000";
  • "Summer of the pros up to 500,000".

To obtain a loan, it is enough to contact the bank's office, where within an hour a decision will be made on issuing a loan, after which it will be possible to sign an agreement and receive a bank card with credited funds. Credit funds from the card can be withdrawn at an ATM within 7 days from the date of conclusion of the agreement, either in full or in parts.

Leto Bank cash loan can be obtained individuals that meet the following bank requirements:

  • citizenship of the Russian Federation;
  • for men - age from 21 to 65 years;
  • for women - age from 18 to 70 years.

To obtain a loan in the amount of up to 100 thousand rubles, it is enough to have a passport with you when contacting the bank, and if the loan amount is more than this amount, then you must additionally provide a passport or driver's license.

Repayment of cash loans by Leto Bank is carried out monthly in equal installments. The bank also offers Additional services for loans:

  • I skip a payment - the opportunity to skip a payment for free once every 12 months, increasing the loan term.
  • I change the payment date - the ability to change the payment date for up to 15 days from the existing payment date, the cost of the service is 90 rubles.
  • I reduce the payment - the opportunity to reduce the amount of payments 1 time for the loan term free of charge by increasing the loan term.
  • Insurance protection program - the ability to insure the fulfillment of one's obligations, the cost of 0.74% of the initial loan amount, is written off monthly.

Terms of cash loans Leto Bank:

* Now Leto Bank operates special offer"Super rate -10%", according to which a borrower who has entered into an agreement for a period of more than 6 months, made 12 monthly payments and has no delays in payments during the entire loan period, is provided with a rate of 10%.

In this way, pluses of a cash loan Leto Bank you can name the minimum package of documents, the consideration period is up to 1 hour, significant loan amounts. To cons can be attributed to very high interest rates.

The Leto Bank loan calculator will help you calculate a consumer cash loan according to data for 2020. Make a calculation on the calculator from the official website and choose the most profitable loan.

A loan is an opportunity to get a thing you are interested in without a long and dreary accumulation of money, or not to receive the necessary amount in case of an objective need or unforeseen circumstances. However, so that the loan program does not turn into a heavy financial burden for you and your family, you should choose the right line of credit wisely and thoughtfully.

To make the loan agreement as profitable as possible, you should use a financial instrument specially created for this - a loan calculator. It allows:

  • Determine the maximum allowable loan amount, based on the amount of monthly income;
  • Get objective data on monthly payments;
  • Plan, if necessary, to close the loan with early repayment.

Do you need a truthful and highly effective online credit line analysis calculator? Then it is best to choose Leto Bank loan calculators.

Lending terms

  • Purpose of the loan for personal consumption
  • Loan currency Russian rubles
  • Min. credit amount 30 000
  • Max. credit amount 5,000,000 if you receive a salary in a bank account
  • Credit term from 3 months to 5 years
  • Issuance fee no loan
  • Loan security not required

Interest rates

The "percentage" section is in filling mode. It is worth waiting a bit, or contact the official website of the bank.

A competent choice of a particular lending program is provided by a loan repayment calculator that allows you to instantly calculate all the data online and get a visual table with payments for the loan of interest:

  • For IP.
  • For pensioners.
  • For individuals.
  • For legal entities.

Particularly attractive conditions are available for payroll card holders.

The calculation calculator takes into account all the necessary information, including options for closing a loan with early repayment and even with partial early repayment, with the ability to download the result.

Credit can be taken:

  • Cash.
  • For refinancing.
  • For small business development.
  • To buy a car.
  • To build a house, to buy a home.

Leto Bank is a modern financial institution that started its activity only at the end of 2012. The bank is a subsidiary of VTB-24 and is focused on mass retail lending. The parent organization has big and serious plans for the development of Leto Bank. This is the reason a large number of loan products and branches in different regions of Russia. If you want to become a client of a credit institution by applying for one of the many online loans, you can't do without Leto Bank's loan calculator.

What does Letobank offer the borrower?

The most popular product of Leto Bank is the Ideal Summer loan, which can be used to get from 50 to 500 tr. according to 2 documents: passport and other identity document (driver's license, SNILS, TIN, passport, etc.) The terms of provision vary from 1 year to 5 years. But the overpayment varies from 29.9% to 37.9% per annum. In the case of refinancing loans from other organizations, the borrower receives a fixed rate of 16.9% per year

For pensioners, the bank has prepared a special loan "Harvest Summer". On it you can get from 20 to 150 tr. for a period of 6 to 36 months. The maximum age limit for women is 80 years, for men - 75 years. Interest rate on a fixed loan - 29.9% per year.

Corporate clients of Leto Bank can get a loan for special conditions. For them, the maximum loan amount is 300 tr. at a fixed 29.9% per annum.

It is noteworthy that Leto Bank is one of the few credit organizations country that provides consumer loans for education. A potential borrower can receive up to 2 million rubles under the Knowledge-Power tariff plan. for up to 150 months.

The exact amount of the overpayment will depend on the availability of insurance. With participation in the comprehensive insurance protection program, the rate will be 19.9% ​​per year, but in the absence of insurance, the bank will have to pay 29.9% annually. Co-borrower for loan program may be a citizen of the Russian Federation at the age of 14 years. During training, the amount of the monthly payment is formed only from the interest accrued on the used loan amount. After graduation, the borrower pays the body of the loan and the remaining interest.

In addition to targeted and non-targeted consumer loans, Leto-Bank issues loans to pay for goods in partner stores (DNS, Technopark, The Snow Queen, Aleph, Nuga Best, Ascona, Sofa Formula, etc.) A client can get a loan to pay for goods in the amount of 3000 to 300 thousand rubles. for up to 3 years. The interest rate (from 23.55% to 39.9% per year) and the exact terms of the loan vary depending on the partner store and tariff plan. Solution for online application issued by Letobank within a few minutes.

Among other things, the bank offers its borrowers an interesting “Superbet” service. According to the terms, a client who has fully repaid a loan for a period of at least 12 months and does not allow delays can return up to 50% of the loan body in cash. This is due to the fact that the interest for the use of borrowed funds is recalculated from the base rate (29.9%) to the super rate - 16.9% per annum. The overpayment difference is returned to the client in cash after the full repayment of the loan. The service is interesting and profitable, but paid. The commission is 5% of the loan amount.

    Online version

    Credit amount: rub.
    Loan rate: %
    Credit term: months
    3 months
    6 months
    12 months
    48 months
    annuity
    differentiated

    Initial amount:
    RUB 1,000,000

    Loan interest:
    RUB 1,000,000

    Monthly payment:
    56 000 rub.

    Overpayment percentage:
    23,5 %

    Accurate calculation

    Bank
    Term (months)
    Bid
    Monthly payment
    Overpayment

    Rencredit
    5 years
    18.9%
    40 000
    500000 o

    Apply

    OTP bank
    5 years
    15.9%
    35 000
    750000 o

    Apply

    Sovcombank
    5 years
    12%
    40 000
    400000 o

    Apply

  • for mobile

    Mortgage Loan Calculator for Android

    Calculation and accounting of multiple loans. Data export by e-mail. Ability to evaluate the benefits of early payments. Graphical representation of profitability using graphs. Calculation with a change in the interest rate.

    Loan calculator for iPhone/iPad

    A version for iPhone and iPad is available. A convenient calculator that allows you to calculate a loan, and early repayment of a loan is also possible

    Loan calculator for Windows Phone 7-8

Calculator consumer credit Leto Banka is a universal and easy-to-use service that will allow you to calculate the exact amount of the monthly installment in comfortable conditions, without the hassle of banking and visiting branches.

It is enough to insert the parameters of the selected loan into the Leto-Bank loan calculator and click the "Calculate" button. The results obtained can be compared with the proposals of other lending institutions in order to make the right decision regarding the choice of a particular lending program.

Based on the results of calculating the loan in Leto Bank, you will receive a detailed report, where you can immediately see the overpayment in rubles, and not as a percentage; the total amount that will have to be paid for the use of borrowed funds.

Requirements for borrowers

Citizens of the Russian Federation, women aged 18 to 70 and men aged 21 to 65 can receive a consumer loan at Leto Bank. At the same time, the borrower can be registered in any region of the Russian Federation, even where there are no bank offices.

Where can I repay a loan from Leto Bank? Late Payment Penalty

Leto Bank took care of its customers by developing a variety of payment methods:

  • In own terminals with plastic or cash. In the second case, you will have to indicate the number of the loan agreement
  • in QIWI terminals. Funds are credited without commission.
  • When connecting the services "Regular auto-repayment" or "One-time repayment". To do this, you need to write a corresponding application at the Leto Bank office. Card transfer fee third party organization will be 1.9%, but not less than 49 rubles. When connecting a regular auto payment, the fee will be 29 rubles. for 1 transaction
  • In Euroset stores
  • In terminals Eleksnet, Cyberplat
  • Through the Rapida system, Golden Crown
  • At VTB-24 ATMs
  • Transfer from a third-party bank

Do not forget that for violation of the terms of payment of the monthly installment, the bank charges a penalty in the amount of 20% per annum on the amount of the resulting debt. If the client is not able to repay the loan on the date according to the schedule, you can activate the "Change the payment date" service. The commission for the service is 300 rubles. With its help, you can change the payment date to any other in the range from the 4th to the 28th day of the month, but no later than 15 days from the date of the current installment.