BIC 153001175
SWIFT UNBSBY2X
telex 612543 UBSB EN
[email protected]
http://www.bsb.by/
CJSC "Belarusian-Swiss Bank "BSB Bank"" started its activity in Belarus on October 7, 2002. Swiss capital is 100% of the authorized capital CJSC "BSB Bank". The shareholders include 3 Swiss companies that own approximately equal blocks of shares.
National Bank revokes the license for certain transactions with individuals from the Swiss "BSB Bank". From June 26, individuals will actually not be able to use its services. The management of BSB Bank has already expressed bewilderment and disagreement with the tough decision of the regulator and asked customers to withdraw all the money. We explain what is happening.
BSB Bank has existed in Belarus since 2002. It is 100% foreign, the founders are three Swiss joint-stock companies: Swiss Investment Century, Alpin Professional Investment and Profinvest Professional and Financial Investment. Of the 25 banks in the country, BSB ranks 17th in terms of assets. In terms of profit growth Last year The bank was in third place. Its net profit amounted to 4.386 million rubles (for comparison, the leader of Priorbank - just over 50 million).
The official response of the National Bank is as follows: “The decision was made taking into account the violations and shortcomings in its activities identified during the audit of the bank and comes into force from the moment the bank is notified of its adoption, which is scheduled for June 26, 2017.”
As Onliner.by learned from banking circles, BSB Bank had problems over the past two years.
- The National Bank has repeatedly warned them on a number of issues, the regulator's patience has run out,- said our source.
From June 26, they will not be able to open and maintain bank accounts, use bank cards, put money on deposits and use the "trust management" service.
In its official appeal on the website, BSB Bank asks its customers to withdraw money by June 25th. By the way, the bank removed all commissions when withdrawing, so that you can use any ATM in the country.
From June 26, the obligation to reimburse the clients of BSB Bank will be transferred to the state institution Agency for Guaranteed Compensation bank deposits(deposits) individuals". Within seven days, it must officially inform about the place and procedure for reimbursement bank deposits, as well as the terms and time of payment.
The bank-attorney "Bank Moscow-Minsk" will accept applications for payment and reimburse the money. However, it is not yet clear when that will be.
- We confirm that we are authorized bank and ready to guarantee a refund, - noted in it.
BSB managers assure that it was and is in a stable state, ensuring all the interests of depositors.
- The Bank exceeds all the main standards of safe functioning established by the National Bank of the Republic of Belarus, - says in the statement. - CJSC "BSB Bank" expresses its bewilderment about the rigidity of the decision and considers it inappropriate for the identified violations. The Bank continues its activities in the market of the Republic of Belarus, fully servicing legal entities and individual entrepreneurs.
Review of BSB Bank: My collaboration with BSB has been going on for several years. Every time I am greeted here by friendly staff, ready to help resolve any issue. Just one example: it was required to open new deposit, but, apparently, I chose not the most suitable day for this - I got into the queue. Prepare for a long wait. After a couple of minutes, the administrator came up and offered free coffee. When the employee was released, I did not even have time to finish this coffee. I have never seen such promptness in any other bank.
Review of BSB Bank: Attentive and polite employees work in the bank, when I enter the branch, the employees greet me at least three times - administrators, tellers. When issuing cash, they are interested in what banknotes it is more convenient for me to receive. In what other bank will they be attentive to such trifles, and after all, the general impression is formed from them! But there is a fly in the ointment. There is a real lack of a department for working with legal entities, which would not close at 17.00, an inconvenient schedule. Is it possible to revise the mode of operation for at least a couple of on-duty branches?
Review of BSB Bank: Together with BSB (formerly Belswissbank) we have been going through life for 3 years already. I am an entrepreneur, I have to visit the bank every 2-3 weeks. Every time only positive emotions. Friendly staff, professional service, emphatically polite attitude. The girls are constantly smiling, and this is not an on-duty, but a sincere smile. Svetlana, a specialist in the plastic card department, always leaves pleasant impressions. Professional, charming, self-possessed, with enviable patience will listen to the most backward client. Accessible and accurate information on all issues of interest. It remains to name the address - this is a bank on Svobody Square in Minsk. By the way, Svetlana works on the 3rd floor, if you understand me;)
Review of BSB Bank: It may not be customary to talk about beauty on such a portal when such confusion is going on around. And not to her. But still. The new website of BSB Bank is decidedly good. I often visit the websites of different banks and on some I just scream dumbly in my hearts: why do I need SO MANY information on one page, not always in the best way structured, in small print, without pictures! And so they heard me. As they sometimes say New Year: dear Santa Claus, all year I was a good boy ... (and then the list of gifts). So you know, I, a person with a heightened sense of beauty, and at the same time indecently logical and loving schemes, liked the new BSB website. Simple, clear, structured, lots of free space. Thank you! Cool.
The National Bank revokes the banking license of BSB Bank for certain transactions with individuals.
The license is revoked in terms of the implementation of the following banking operations:
attracting funds from individuals (except for individual entrepreneurs) to accounts and deposits (deposits);
opening and maintaining bank accounts of individuals (except for individual entrepreneurs); issuance of securities confirming the attraction of funds from individuals (except for individual entrepreneurs) in deposits (deposits), and placing them on accounts;
release into circulation (issue) of bank payment cards of individuals (except for individual entrepreneurs);
trust management of funds under an agreement on trust management of funds of individuals (except for individual entrepreneurs).
This decision was made taking into account the violations and shortcomings in its activities identified during the audit of the bank and comes into force from the moment the bank is notified of its adoption, which is scheduled for June 26, 2017.
In accordance with Article 99 of the Banking Code of Belarus, in the event of revocation of the license to carry out banking activities in terms of certain banking operations, the obligations associated with the implementation of these operations are subject to termination due to the impossibility of their execution. At the same time, the bank compensates depositors and other creditors for losses incurred by them due to the impossibility of the bank to fulfill its obligations related to the implementation of certain banking operations, in respect of which the license was revoked.
Taking into account the procedure for notifying the bank of decision CJSC "BSB Bank" must fulfill obligations under the concluded agreements on the return of funds to individuals in terms of withdrawn banking operations until June 26, 2017. From June 26, 2017, from the moment the bank is notified of the decision taken in accordance with the Law of the Republic of Belarus reimbursement of bank deposits (deposits) of individuals” (hereinafter referred to as the Law), the obligation to reimburse bank deposits (deposits) attracted by CJSC “BSB Bank” arises for public institution"Agency for guaranteed reimbursement of bank deposits (deposits) of individuals" (hereinafter referred to as the Agency).
In accordance with the Law, the objects of reimbursement of bank deposits (deposits) are cash in Belarusian rubles and foreign currency placed by individuals on accounts and (or) in deposits (deposits). Funds of individuals acting as individual entrepreneurs are not subject to reimbursement of bank deposits (deposits).
The Agency, within seven working days from the date of its obligation to compensate, is obliged to publish in the official printed periodicals determined for the publication of regulatory legal acts National Bank, and post on the official website of the Agency in the global computer network Internet () information on the place, time and procedure for reimbursing bank deposits (deposits).
Bank-attorney that accepts applications for payment of reimbursement of bank deposits (deposits) attracted by CJSC "BSB Bank", and the payment of this reimbursement, is determined by OJSC "Bank Moscow-Minsk".
Payment by JSC "Bank Moscow-Minsk" to individuals of reimbursement of the amounts of bank deposits (deposits) attracted by CJSC "BSB Bank" will be started after the completion of the preliminary procedures established by the Law by the Agency. Relevant information will be posted additionally.
CJSC "BSB Bank" in terms of assets as of June 1, 2017 ranks 17th in banking system Republic of Belarus (the share of the bank's assets in the banking system is 0.4 percent). The regulatory capital of CJSC BSB Bank as of June 1, 2017 amounted to 56.6 million rubles.
JSC "Bank Moscow-Minsk" has a license to carry out banking activities with the right to attract funds to accounts and deposits (deposits) of individuals. The main shareholder of the bank is the National Bank. The head office of the bank is located in Minsk, the bank is represented in all regions of the republic.
Closed joint-stock company BSB Bank has been operating since 2002.
By the size of its own assets CJSC "BSB Bank" is on the 18th position among the banks of the Republic of Belarus.
BSB Bank is distinguished by its focus on observing the interests of customers and the European quality of services provided.
The shareholders of BSB Bank are Swiss Investment Century JSC (9.03 percent of shares), Alpin Professional Investment JSC (85.93 percent of shares), and Profinvest Professional and Financial Investment JSC (5.04 percent). shares).
Board of this financial and credit organization headed by Kazbanov Vitaly Aleksandrovich.
Legal entities and individuals act as clients of BSB Bank.
The head office of this financial and credit organization is located at the following address: Minsk, Pobediteley Ave., 23, bldg. four.
The bank's own branches are represented by 8 offices, 11 cash desks, 6 currency exchange offices in Minsk, as well as Bobruisk and Vitebsk representative offices.
CJSC "BSB Bank" issues its plastic cards. There are own ATMs in excess of 50 units of equipment.
This bank provides services on the basis of a license to engage in banking issued by the National Bank of Belarus, No. 7 dated July 30, 2014.
CJSC "BSB Bank" can offer companies the following main Banking services and products: settlement and cash services, loans, deposits, factoring, execution of bank guarantees and letters of credit, use of individual safes, operations with foreign exchange, operations with securities.
BSB Bank offers the population currency exchange, deposits, plastic cards, securities transactions, Internet banking, mobile banking.
With a complete list of services offered by this banking institution, will help to familiarize yourself with the official website. Here you can always see the latest exchange rates offered by the bank.
