How to pay by phone with bank.  All ways to replenish a phone account from a Sberbank card.  Ways to replenish the balance of the phone from the card

How to pay by phone with bank. All ways to replenish a phone account from a Sberbank card. Ways to replenish the balance of the phone from the card

Mobile bank Sberbank is designed to conduct banking operations via SMS messages. When, a client of Sberbank, can pay off monetary debts or replenish accounts. In, offered by "Mobile Bank", there is also a payment for the phone through the number 900.

Advantages of USSD commands from Sberbank

The “ ” service is an SMS service. Sberbank customers who activate it on their mobile phone get access to a wide range of services that are not available to other users. With the help of "Mobile Bank" you can follow personal account bank card, keep track of the balance, pay loans, etc.

The service is multifunctional, and depending on which options will be used and which not, you can choose one of the presented tariffs. At the moment there are two. The tariff plan called "" provides the full range of Mobile Banking services, but charges for monthly use, unlike the "" package, which does not have subscription fee, but services, such as SMS-informing, when used, will cost more than on the "Full" package. Also, if there is no need to use the "Mobile Bank", then the service is possible at any time.

Replenishment of the balance of your phone through number 900 via USSD command

free for all mobile operators in Russia, excluding roaming. To pay for the phone through 900 at Sberbank, again, you need to connect the "Mobile Bank" by visiting a branch or contacting. To connect, you can use Internet banking or.

To top up your account mobile phone for 100 rubles you need to recruit a team *900*100# and press call.

It is important to remember that the Mobile Bank service is paid. To save money, it is advisable to switch to a free plan, but with reduced features. Fulfill financial operations via SMS you can, but request for money - from 3 to 15 rubles per 1 request.

Replenishment of the balance of any mobile phone via SMS to number 900

"Mobile Bank" also allows you to top up any phone number.

For this number, you need to send a text in the format: tel 9..1234567 100, where 9..1234567 - phone number to which money is transferred; 100 is the amount in rubles that will be credited to the number. The money will be debited from the bank card that is linked to " Mobile bank» as payment.

Within a few minutes, the telephone bill will receive cash.
If only one bank card is linked to the phone, in the SMS message you need to write only the amount of replenishment. If there are several bank cards, and the card number for debiting money was not indicated, Sberbank will withdraw funds from the account that has the required amount to complete the operation.

To transfer money from another card, you need to send such a message to number 900: tel 9..1234567 100 XXXX, where 9..1234567 - phone number to which funds are transferred; 100 - the amount in rubles that will be credited to the number, XXXX- four last figures card from which the money will be debited. Information is also indicated through spaces. The card must be linked to the "Mobile Bank"

Commands for crediting money to the phone, for number 900

Commands for replenishing a mobile operator can be as follows:
  • REPLENISH;
  • PAYMENT;
  • PAY;
  • PAYMENT;
  • TEL;
  • TELEPHONE and etc.
Commands can be typed both in Russian and in transliteration (in English letters). Sberbank recognizes all options for writing commands. As for the phone number, it is entered in ten-digit format, always starting with the number 9.

Topping up another phone through the 900 service

In case of replenishment of any other phone, you can.

Topping up another phone via a USSD request is done in the following way: *900*9..1234567*100#

Replenishment of the account of another phone via SMS, which is not attached to the Mobile Bank, will look like this:

transfer 9..1234567 100, where 9..1234567 is the recipient's phone number to which the funds will be sent; 100 - the amount in rubles that will be credited.

In some situations, you need to confirm the account replenishment operation:

  • if the recipient is not a client of Sberbank;
  • if the number is not in the pattern list.

When making these transfers, the sender will receive a message on the phone with a confirmation code consisting of five digits. To confirm the transfer, the code must be sent to and wait for the completion of the result of the operation. You can also protect yourself additionally by prohibiting replenishment of telephone accounts that are outside the list of templates. This will prevent money from being stolen if the phone falls into the hands of intruders. To , it is enough to send a text command ZERO or ZERO to the Sberbank number. To resume the possibility of replenishing phones, you need to visit a branch of Sberbank.

Setting up a template for automatic payments

To top up a certain phone account without confirmation, it is advisable to set up and save the corresponding template. You can do this in the following ways:
  • through an ATM in the "My Templates" section;
  • through Internet banking;
  • through a branch of Sberbank.
Creating templates is an alternative to a written statement. When setting up a new template, you need to specify the name and surname of the recipient, his phone number and bank card details.
After saving the new template, carry out Bank operations(for example, pay for services and transfer funds to relatives) without confirmation.

Mobile banking management at Sberbank

If you still have questions about how to pay for the phone through the number 900 in Sberbank, you can download the instructions for managing the Mobile Bank.
(downloads: 1439)
View online file:

Limits and restrictions for replenishing the phone through the 900 service

Payment for a phone attached to the "Mobile Bank":
  • minimum payment - from 50 rubles;
  • no more than 3000 rubles per day.
Payment for phone numbers not attached to the Mobile Bank:
  • no more than 1500 rubles per day;
  • no more than 10 transfers per day.

Days are counted from the time of the last payment. The above limits have been set for security purposes. Even if an attacker takes possession of the phone, he will not be able to use a large amount of money on a bank card.

Sberbank mobile bank in a video review

There is also a video instruction for working with "". After reviewing it, you can understand the management of the service. The relevant videos are available on the Sberbank website and its official non-YouTube channel.

There are situations when the money in the account is over, you need to call urgently, and the option to transfer money from a SIM card to a SIM card is not suitable. In this case, you can use the services of Sberbank and transfer money to a mobile phone from a card. The bank provides a variety of methods, each of which has its own advantages.

Consider all the ways to replenish your phone account from a card linked to it.

Ways to replenish the balance of the phone from the card

With the help of a Sberbank card, you can not only pay for goods and carry out many operations. Also, the client has the opportunity to replenish the balance of the phone in case of lack of money for the call.

Depending on the location and preferences of the client, you can replenish the balance of the phone:

  • through an ATM;
  • using the application "Mobile Bank";
  • through Internet banking Sberbank Online;
  • using the "Auto payment" service;
  • using SMS and short USSD commands.

The client can replenish the account of both his own mobile phone and someone else's, for example, a relative or friend. In addition, you can pay for a landline phone.

Replenishment via SMS to number 900

To top up your phone balance from a Sberbank card via SMS sent to number 900, you must follow these instructions:

  • Connect app "Mobile Bank";
  • Send SMS with the text: "250 1234" to number 900, where:
    • 250 — replenishment amount;
    • 1234 - the last digits of the plastic number. If you do not specify the last digits of the card number, the money will be debited from the card product that has enough money;
  • In response, you will receive an SMS notification with a code to confirm the payment.

During the day, you can make a maximum of 10 transfers. total amount to replenish your phone should not exceed 3,000 rubles. To pay the balance of someone else's mobile, the limit is 1,500 rubles.

A fee is charged for carrying out a transaction through the Mobile Bank. Its size depends on the tariff plan (30 or 60 rubles per month). Also, setting up the Mobile Bank is accompanied by a constant distribution of notifications. Disable sms alert sberbank can

Instructions on how to set up auto payment on your phone through Sberbank Online

Other ways to replenish the balance from the card

In addition to the remote method of replenishing a mobile account, you can use the following methods:

Through an ATM, for this you need:

  1. Insert the card into the device and enter the pin code;
  2. Go to operations and click "Payment for mobile communications";
  3. In the window that opens, indicate the amount of the transfer and the mobile phone number that needs to be replenished. The minimum cash threshold is 10 rubles;
  4. Check the entered data and click on "Pay";
  5. Finish the job and pick up the card.

After a while, an SMS will be sent to the phone stating that the mobile account has been successfully replenished.

Crediting money through short USSD commands . This method is suitable only for Beeline, Megafon, Tele2 subscribers who have a Mobile Bank connected.

In a text message please include: *900*120#

  • where 120 is the transfer amount. The confirmation code will be sent to the phone in the form of SMS from the number 900.

More information on how to transfer money from a Tele 2 SIM card to a Sberbank card at the link:

The mobile bank of Sberbank is designed to conduct banking operations via SMS messages. When, a client of Sberbank, can pay off monetary debts or replenish accounts. In, offered by "Mobile Bank", there is also a payment for the phone through the number 900.

Advantages of USSD commands from Sberbank

The “ ” service is an SMS service. Sberbank customers who activate it on their mobile phone get access to a wide range of services that are not available to other users. With the help of "Mobile Bank" you can monitor the personal account of a bank card, monitor the balance, pay loans, etc.

The service is multifunctional, and depending on which options will be used and which not, you can choose one of the presented tariffs. At the moment there are two. The tariff plan called "" provides the full range of Mobile Banking services, but charges for monthly use, in contrast to the "" package, which does not have a monthly fee, but services, such as SMS informing, will cost when used more expensive than on the "Full" package. Also, if there is no need to use the "Mobile Bank", then the service is possible at any time.

Replenishment of the balance of your phone through number 900 via USSD command

free for all mobile operators in Russia, excluding roaming. To pay for the phone through 900 at Sberbank, again, you need to connect the "Mobile Bank" by visiting a branch or contacting. To connect, you can use Internet banking or.

To replenish your mobile phone account by 100 rubles, you need to dial the command *900*100# and press call.

It is important to remember that the Mobile Bank service is paid. To save money, it is advisable to switch to a free plan, but with reduced features. You can perform financial transactions via SMS, but request for money - from 3 to 15 rubles per request.

Replenishment of the balance of any mobile phone via SMS to number 900

"Mobile Bank" also allows you to top up any phone number.

For this number, you need to send a text in the format: tel 9..1234567 100, where 9..1234567 - phone number to which money is transferred; 100 is the amount in rubles that will be credited to the number. The money will be debited from a bank card that is linked to the Mobile Bank as a payment card.

Within a few minutes, money will be credited to your phone account.
If only one bank card is linked to the phone, in the SMS message you need to write only the amount of replenishment. If there are several bank cards, and the card number for debiting money was not indicated, Sberbank will withdraw funds from the account that has the required amount to complete the operation.

To transfer money from another card, you need to send such a message to number 900: tel 9..1234567 100 XXXX, where 9..1234567 - phone number to which funds are transferred; 100 - the amount in rubles that will be credited to the number, XXXX- the last four digits of the card from which the money will be debited. Information is also indicated through spaces. The card must be linked to the "Mobile Bank"

Commands for crediting money to the phone, for number 900

Commands for replenishing a mobile operator can be as follows:
  • REPLENISH;
  • PAYMENT;
  • PAY;
  • PAYMENT;
  • TEL;
  • TELEPHONE and etc.
Commands can be typed both in Russian and in transliteration (in English letters). Sberbank recognizes all options for writing commands. As for the phone number, it is entered in ten-digit format, always starting with the number 9.

Topping up another phone through the 900 service

In case of replenishment of any other phone, you can.

Topping up another phone via a USSD request is done in the following way: *900*9..1234567*100#

Replenishment of the account of another phone via SMS, which is not attached to the Mobile Bank, will look like this:

transfer 9..1234567 100, where 9..1234567 is the recipient's phone number to which the funds will be sent; 100 - the amount in rubles that will be credited.

In some situations, you need to confirm the account replenishment operation:

  • if the recipient is not a client of Sberbank;
  • if the number is not in the pattern list.

When making these transfers, the sender will receive a message on the phone with a confirmation code consisting of five digits. To confirm the transfer, the code must be sent to and wait for the completion of the result of the operation. You can also protect yourself additionally by prohibiting replenishment of telephone accounts that are outside the list of templates. This will prevent money from being stolen if the phone falls into the hands of intruders. To , it is enough to send a text command ZERO or ZERO to the Sberbank number. To resume the possibility of replenishing phones, you need to visit a branch of Sberbank.

Setting up a template for automatic payments

To top up a certain phone account without confirmation, it is advisable to set up and save the corresponding template. You can do this in the following ways:
  • through an ATM in the "My Templates" section;
  • through Internet banking;
  • through a branch of Sberbank.
Creating templates is an alternative to a written statement. When setting up a new template, you need to specify the name and surname of the recipient, his phone number and bank card details.
After saving the new template, you can carry out banking operations (for example, pay for services and transfer funds to relatives) without confirmation.

Mobile banking management at Sberbank

If you still have questions about how to pay for the phone through the number 900 in Sberbank, you can download the instructions for managing the Mobile Bank.
(downloads: 1440)
View online file:

Limits and restrictions for replenishing the phone through the 900 service

Payment for a phone attached to the "Mobile Bank":
  • minimum payment - from 50 rubles;
  • no more than 3000 rubles per day.
Payment for phone numbers not attached to the Mobile Bank:
  • no more than 1500 rubles per day;
  • no more than 10 transfers per day.

Days are counted from the time of the last payment. The above limits have been set for security purposes. Even if an attacker takes possession of the phone, he will not be able to use a large amount of money on a bank card.

Sberbank mobile bank in a video review

There is also a video instruction for working with "". After reviewing it, you can understand the management of the service. The relevant videos are available on the Sberbank website and its official non-YouTube channel.

Contactless payment shopping by phone is an innovative offer of Sberbank to its customers. You will no longer surprise anyone with contactless debit plastic cards, but the turn of a new technology has come, which is predicted to be immensely popular. Carrying out payment transactions without the obligatory presence of a card will attract the attention of many. After all, most people always have a phone with them, which can now additionally perform the function of a payment instrument.


Contactless transactions during settlement bank cards- one of the last words in the novelties of modern technologies

Contactless payment by Sberbank phone is based on NFC technology. It is based on the principle wireless communication with a small range. To activate it, devices that have a similar function must practically touch. In this way, complete security of the payment transaction is achieved, since the signal is almost impossible to intercept. Due to the fact that a virtual account is used during a monetary transaction and the card details do not appear, it is ensured high level privacy.


The mechanism for implementing contactless transactions is extremely simple

To carry out the procedure, you will need a phone with a built-in NFC chip, a connected application, and a special reader. And the procedure itself is elementary simple: just bring the smartphone to the terminal, and in a matter of seconds, money is transferred. In this way, it is already possible to pay for goods and services in supermarkets, transport, restaurants, fitness clubs, and every day the number of organizations working on this technology is growing.

How to determine if your smartphone supports this technology or not? You can check it like this:

  • the NFC symbol may be on the smartphone case or on the battery;
  • in the Android settings there is a tab "Wireless networks", where NFC is indicated.

As a rule, smartphones of the latest models are equipped with such adapters.

The advantages of NFC payments by phone offered by the bank are obvious:

  • the transaction is instant;
  • high level of reliability and safety;
  • use on the territory of the Russian Federation and beyond its borders, where there are only terminals that support this technology;
  • there is no need to have bonus cards with you, the application saves all discounts and accumulated bonuses;
  • using the application in the bank is free.

Sberbank cards with contactless payment technology

Almost all bank cards, including the MIR payment system, are suitable for making payments using a mobile device, except for Maestro and Visa Electron cards.


Almost all issued cards today support contactless technology.

Which payment system to choose

Three of the largest contactless payment systems in the world have already been launched in Russia: Apple Pay, Android Pay and Samsung Pay. They are very similar to each other: their technologies, payment methods and security systems are almost the same. At the same time, each of them has its own characteristics, advantages and disadvantages associated with the policy of smartphone manufacturers. If you are in the process of choosing, then you need to consider the features of all services.

Android Pay

Android Pay is a payment system from Google, built into smartphones based on the Android OS.


Android Pay is specifically designed for mobile devices based on Android

Distinctive advantages include:

  • a huge number of banks connected to this payment system;
  • the presence of a built-in binding to the application bonus cards;
  • receiving additional bonuses when paying for goods or participating in various promotions;
  • no scanner is required in the smartphone, identification and security is achieved by entering a PIN code or a graphic password.

There are also certain restrictions:

  • You can pay in special terminals with contactless technology;
  • not supported on rooted phones.

Samsung Pay

Today, the Korean company is a significant competitor to other developers. This is due to a number of advantages that may be the main reason for choosing Sumsung Pay:

  • 6 models supporting contactless technology is more than others;
  • relatively affordable price for mobile devices;
  • the developer allows the chip to be used for different applications;
  • there is support for simulating a magnetic stripe, which allows the use of devices in traditional terminals;
  • more choice of partner banks.

Sumsung Pay is a system developed by the corporation of the same name for its devices.

The only minor minus is that the transaction is carried out in the presence of a fingerprint scanner. In fact, the advantages of Sumsung Pay are not in the features of the system itself, but in the great possibilities of the manufacturer's models. The key advantage is the ability to pay for purchases and services in terminals of any type.

Sberbank Online is the only banking application in the Russian Federation that allows you to directly link your card to Sumsung Pay.

Apple Pay

In the Russian Federation, Sberbank was the first bank to start working with the Apple Pay service, and is still the only one with whom the developer company cooperates. Payment system it is used only in flagship iPhone models, starting with version 6 (5.5S and 5C already have significant limitations), as well as in other devices from the manufacturer. Of the minuses, the following can be noted:

  • restriction on cooperation with partner banks;
  • high price of mobile devices supporting the service (even the cheapest model is much more expensive than the model of the Korean manufacturer);
  • only 4 models can be linked to the system;
  • binding to a specific type of terminals that can read NFC chips;
  • the device manufacturer prohibits the use of chips for "foreign" applications;
  • Mandatory presence of a fingerprint scanner.

For apple gadgets, there is a payment platform - Apple Pay

How to set up NFC to pay with a Sberbank card

Let's see how to set up this feature. First of all, you need to turn on the short-range radio communication:

  • open "Settings" in your mobile device;
  • in the "Wireless networks" section, enable NFC (its absence indicates that the device does not support such a function).

The next step is to decide on the application. You can use any of the Google Play, or you can choose the default offered by the manufacturer. It is located in the "Contactless payment" menu. Then all that remains is to download the necessary cards using the latest version of Sberbank Online or Wallet. After the card appears in the list, you can proceed to pay by phone.


Instructions for setting up the NFC function are not complicated at all

Conclusion

Payment through a smartphone with a built-in NFC chip offered by Sberbank seems unrealistic for average Russians and does not yet inspire confidence. But soon when contactless technology will be available for lower-end mobile devices, paying with one touch of a smartphone will be as familiar as sending SMS messages to another person.