We cannot disclose details and show screenshots. But we will help you prepare for the start of the service. He's already tomorrow.
We will tell you how to enable Apple Pay, how to set it up in Russia and how to use it in stores. Go!
For starters, one of these compatible devices:
If your device is not on the list, you will not be able to pay with it offline - in shops and restaurants. Payment on sites via Apple Pay in Russia has not yet been launched. In the future, it will work both on the above devices and on the iPad with a Touch ID sensor.
Important: turn on Touch ID authorization first or check that it is turned on. To do this, go to Settings -> Touch ID and passcode. If all the switches at the top are off, click on any and carry out the initial setup of the fingerprint recognition system.
Attention. For now, just a map. master card from Sberbank. Card type, service scheme and tariff - any.
Visa cards from Sberbank and all cards from other banks are not supported (as of October 4). The situation will improve within a month - we are promised to add support for about five more banks. One way or another, only MasterCard will work with Apple Pay for the foreseeable future. Keep this in mind.
If you have and configured all of the above, go ahead.
Apple Pay is activated automatically on all compatible devices. You do not need to update the firmware or reboot the phone - everything will start working as soon as the launch is officially announced.
How to check that Apple Pay is definitely enabled: open the embedded application wallet. If there is a block with Apple Pay, as in the screenshot above, everything works. In other cases, restart the smartphone, it should help.
1.
Open the Wallet app on iPhone.
2.
Click "Add payment card".
3.
Take a picture of the card or enter its details manually.
4.
The system will validate your card.
If the system says "Your card issuer does not yet provide support for this card", your bank or card is not supported by Apple Pay in Russia. Or there are not enough funds on the card (less than 1 ruble).
Apple Pay works with all terminals in Russia that support contactless payment methods: PayPass, PayWave, and NFC. You can recognize these terminals by the icon of any of the listed services.
1.
Place your finger on the Touch ID sensor and bring your iPhone close to the terminal.
2.
The system will automatically process the payment if you do not release your finger.
In some cases, you will need to sign on the phone display or enter the PIN code of the card. For example, such data may be requested when making a purchase for more than 1000 rubles.
No. The payment amount remains the same. Neither the bank, nor the store, nor Apple will charge you more money than announced by the store or indicated on the receipt.
Yes. Firstly, you do not shine the map. It is impossible to find out its number, CVV code and other parameters. On an iPhone, only the card icon is displayed at the time of payment.
Secondly, payment is made using an encrypted key that cannot be intercepted. The merchant will not be able to overwrite the card data.
Thirdly, all Apple Pay purchases are authorized exclusively through the Touch ID sensor. Need a fingerprint. If your phone is stolen, they will not be able to spend money from any of the linked cards.
Apple Pay is the safest way to pay today. Not a single case of theft of money or fraud through the service has been recorded to this day.
The main advantage of the Apple Watch: you no need for iPhone to make payments with Apple Pay. You can leave your smartphone at home and pay by the clock.
For Apple Pay to work on your Apple Watch, you need to enable the 4-digit lock password request on your watch. Open on watch Settings -> The code and enter the desired numeric password if you have not already done so.
Next add bank card in the application watch(menu Apple Pay). This is a must: Apple treats the watch as a separate device that is given unique encryption keys for your cards.
Double-tap the rectangular button on your Apple Watch. In the menu that opens, select the desired card from the added ones. Then bring the watch display to the terminal.
If everything goes well, the clock will vibrate. Probably, payments over 1000 rubles will need to be confirmed by entering a PIN code or by painting on the watch screen.
Even if thieves steal your Apple Watch, they won't be able to buy anything without a 4-digit password set on the watch.
P.S.: this article will be supplemented as new data becomes available and the official launch of Apple Pay in Russia. Save it to your favorites so that you can quickly solve problems if necessary.
Most recently, Sberbank announced the launch of Apple Pay for its customers. Payment service became available with the release of an updated version of the Sberbank-Online mobile application. largest Russian bank became the first partner of the "apple" corporation in Russia to launch Apple Pay.
Payment service Apple Pay Sberbank is a safe and innovative way to pay for your purchases in stores, mobile applications and on the Internet. This requires a device that supports NFC (Contactless Payment Technology) and Apple Pay.
You can now use your iPhone and Apple Watch to convenient payment shopping in seconds with one touch. To do this, it is enough to link your current account in the application bank card Sberbank to Apple Pay.
In this review, we will analyze the questions of interest to many:
First, let's clarify which IPHONE models support Apple Pay. You will be able to connect the following NFC-enabled devices:
In general, almost all new iPhone models and other “apple” gadgets produced after 2016-2017 support NFC and, accordingly, Apple Pay.
Currently, only MasterCard and VISA cards can be added to Apple Pay. MIR cards cannot be attached yet, but Apple promises to fix this in 2018.
So connect your valid card Sberbank to Apple Pay in two ways:
To connect the service through the Sberbank-Online mobile bank, you must:
The advantage of adding a card through Sberbank-Online is that you do not need to manually add card details or scan it.
Watch a video on how to set up Apple Pay with mobile banking.
Now let's see how to add a card through the Apple Wallet app:
To add a card to an Apple Watch, you must first set a password on the watch, then add the card through Sberbank-Online in the same way as to the iPhone.
After adding a card, you can manage cards through the Wallet app, which allows you to view the latest transactions made through Apple Pay, as well as link and unlink the card, that is, you can only set up Apple Pay through the Wallet app. It is possible to view the balance or other important information on your account only in Sberbank-Online.
So, you have successfully linked your Sberbank card to Apple Pay. Now let's look at how to make a purchase.
When paying, pay attention to the terminal screen or the stickers on it. If you see the inscription PayPass, PayWave or the NFC icon (as in the figure below), then you can safely pay with Apple Pay. Now in Russia, most of the terminals, especially in large cities, accept NFC contactless payments.
To pay at retail outlets, you need to open the Wallet application and bring your iPhone to the terminal while placing your finger on Touch ID. Once your fingerprint is recognized, the payment will be authorized. If the purchase amount is up to 1000 rubles, then, as a rule, the PIN code of the card is not required to be entered.
Also, instead of a fingerprint, you can set your own pin code, which you can use to confirm purchases. For security reasons, it is not recommended to set a pin code similar to the pin code from the card or the main pin code of the device with which you unlock it.
Except outlets offline, you can already meet a lot of online stores that accept payment through this service. Here the principle of making a purchase is as follows:
That's it, the purchase is complete!
In conclusion, an important question of many: "Is Apple Pay secure?". Most experts believe that Apple usage Pay is safer than paying with a regular bank card.
First of all, due to the fact that your fingerprint is required to complete a transaction. That is, even if you lose your phone, an attacker will not be able to pay using Apple Pay.
Secondly, your data is not transferred to Apple, but is stored only on your device in encrypted form. In addition, when paying for a purchase, your card details are not transferred to the seller. The merchant does not receive your card details, but a unique identifier and a specially generated dynamic security code that is unique for each transaction. Thus, neither an unreliable seller, nor intruders who intercepted the data on the payment, will be able to use them for fraudulent purposes.
You need to correctly and quickly connect Apple Pay to Visa card Sberbank of the Russian Federation This article will help resolve this issue.
Why Apple Pay will be popular payment system? First of all, because the basis of its work is complete confidentiality and security. All you have to do is add your debit or credit card to Apple Pay. In this case, the user's card number will not be stored on the servers Apple or on an apple device.
When you connect to Apple Pay, you can easily make purchases in apps, stores, and sites on the Web. Just touch your finger to Touch ID, which is available on your Apple device.
Before installing Apple Pay on your smartphone, you first need to know which devices it will work on.
Important: without access to the Internet, it is not possible to set up Apple Pay. Also, you can connect to Apple Pay Sberbank, you need to add your card to the Wallet app using your Apple device. By the way, you can connect absolutely any Sberbank card like MasterCard.
Important: iCloud Internet Service is an Apple product. To enter this service, you need to select "Settings" on your device and then add a unique Apple ID.
Important: Payments in the amount of more than 1 thousand rubles, the seller may ask you to enter the PIN code of the Sberbank card in the terminal.
With Apple Pay from Sberbank, you can make any payments using your mobile device. The operation is quick and simple - just put your finger on Touch ID on your device - iPhone, Apple Mac or Watch, or iPad.
With the help of the new development, you can pay for goods in any stores, in applications and on the Internet - almost anywhere where it is carried out. cashless payments. Before moving on to connecting Apple Pay in Sberbank, it is recommended to clarify the instructions for the necessary settings and read the information on how to use this service.
Please read the following principles and specifications before use, and necessary actions with your Apple device:
Apple Pay from Sberbank is also available to owners of any online store. Order setting up a new payment acceptance on your website through mobile Apple devices as part of the acquiring service. This payment method is suitable not only for online stores, but also for any online applications. By joining this program, you will not only expand your customer base, but also make payments more convenient for them.
To connect, you need to get any of the following devices: iPhone, Apple Mac or Watch, or iPad - it will work the same on any of them. Let's find out the easiest way to connect Apple Pay, and how to learn how to use it.
There are two ways to connect Apple Pay to your iPhone. The first method involves setting up using the Internet banking service - you first need to download and install an application from the AppStore called Sberbank Online. Downloading this application is absolutely free. After that, you need to do the following:
Now for the second method. You need to set up Apple Pay on your iPhone in the Wallet app. Go to this application and click on the plus icon. You need to choose one of the two options, the one that is closer to you:
I would like to immediately note the security of this technology, because all the data about your card is stored on the device, and even if it is lost, no one will be able to use your funds. In addition, in the process of making a payment, no personal data is transferred to third parties - everything is confidential. No one except you will be able to make a payment from your device, because the barrier is Apple Pay and Touch ID.
If you are going to use the Apple Watch, then press the button on the side a couple of times and put the watch with the display on the terminal. Upon successful completion of the payment, you will hear a weak sound signal.
To date, you can add to Wallet, as well as activate in Sberbank Online, only MasterCard cards, but fortunately, in different formats: classic, instant, and even student. Of course, premium cards, platinum and gold, will work with Apple Pay.
According to the administration of Sberbank, Apple Pay Visa is also planned to be connected soon.
When you connect Apple Pay, you will be able to pay from your device, i.e. You don't need to carry a card with you. Using this service is a pleasure!
How to connect Apple Pay?
To set up Apple Pay, your device must have Touch ID. The device must also be signed in to an iCloud account.
Please note that you need an internet connection to set up Apple Pay
To connect Apple Pay, you need to add the card to the Wallet application on your device (you can connect any Sberbank MasterCard card):
What is Apple Pay?
Apple Pay is a convenient, secure, and private way to pay for purchases in stores, apps, and the web. Apple Pay works very simply - all you need is the device you use every day. Your card details are securely protected because they are not stored on the device and are not transferred anywhere when paying.
What devices does Apple Pay work on?
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch - in stores and in applications; with iPad Pro, iPad Air 2, iPad mini 3 and later in apps and websites; and from a Mac in Safari with an Apple Watch or iPhone 6 or later that has Apple Pay. The complete list of devices is shown
What Sberbank cards does Apple Pay work with?
Apple Pay supports the following debit and credit cards Sberbank:
Debit:
World MasterCard Elite Sberbank 1
master card world black Edition Premier
World MasterCard "Golden"
MasterCard Platinum
MasterCard Gold
MasterCard Standard
MasterCard Standard Contactless
MasterCard Standard with custom design
Youth cardMasterCard Standard
Youth MasterCard Standard card with individual design
Credit:
MasterCard Gold
MasterCard Standard
Youth card MasterCard Standard
How much does it cost to use Apple Pay?
Apple Pay is available at no additional cost.
Where can I pay with Apple Pay?
You can pay for purchases using Apple Pay wherever it is provided contactless payment Sberbank MasterCard, as well as in mobile applications and on the Internet - where there is a button "Buy with Apple Pay" or Apple Pay in the list available ways payment.
How do I pay for a store purchase using my iPhone?
To pay in a store, bring your iPhone to the terminal with your finger on Touch ID. After the fingerprint is recognized, the payment is authorized. The terminal will report the successful completion of the transaction. Always check with the terminal to make sure that the payment has taken place. For transactions worth more than 1,000 rubles, you may be asked to enter a PIN code on the terminal.
Important!
How do I pay for a store purchase with Apple Watch?
Put your Apple Watch on your wrist and enter your password. To pay, double-click the side button on the watch, select the Sberbank MasterCard card and bring the Apple Watch display to the terminal. The terminal will report the successful completion of the transaction. Always check with the terminal to make sure that the payment has taken place.
Attention! Do not share your password with anyone.
How to pay in mobile applications and on the Internet?
When ordering, look for the Apple Pay icon. Tap the icon to check your payment information and contact details. Then place your finger on Touch ID or double-tap the side button on your Apple Watch to complete your purchase. You will see on the screen the inscription "Done" and a check mark - this means that the payment was successful.
Important! Prevent anyone, including your family members, from enrolling your fingerprints associated with your Apple Pay device.
Do I need an internet connection to pay for purchases with Apple Pay?
No, you don't need to be connected to the internet to pay for purchases in stores with Apple Pay. Your device interacts with the terminal using contactless technology NFC.
