Internet acquiring- Making payments using bank cards via the Internet. Payment can be made by cardholders of any banks.
Using acquiring in an online store allows you to:
Description of the plugin
Step 1. When placing an order, the buyer selects the payment method "Promsvyazbank" (any name can be set, for example, "payment by credit card online").Step 2 After placing an order, the "Order successfully completed" page appears, from which an automatic redirection to the payment system website (payment gateway) occurs for payment.
Step 3 The client pays for the order on the payment gateway (the plugin does not take part in this step): enters the card details and confirms the payment. 
Step 4 After successful payment, the client is invited to return to the store's website. 
Step 5. Admin panel. After confirmation of payment by the payment system, the status of the order changes to "Paid". 
Plugin setup
It is required to specify the delivery methods for which this payment method is applicable and the data provided by Promsvyazbank when connecting Internet acquiring.
When testing, the "Test mode" function must be enabled (checkmark) - test payments will not be credited to the account (because the payment gateway in test mode only simulates the payment process).
Step 1. Fill in the data and click "Save". 
Step 2 Then you need to go back to the payment method settings page, copy the address from the last line and transfer it to the Bank's specialists. 
Technical support
Acquiring is an indispensable service for business development. With its help, individual entrepreneurs and organizations can expand client base and increase turnover by reducing the risk of fraud when paying for purchases in cash. PSB offers profitable terms services for business clients.
The bank offers installation of modern POS-equipment, cash solutions and portable terminals for receiving plastic cards popular payment systems– MasterCard, Visa, American Express, MIR, UnionPay, Alipay.
In addition, the provided devices support the technology contactless payment – Apple Pay, Visa PayWave, Android Pay, Samsung Pay and MasterCard PayPass.
PSB guarantees its customers:
You don't have to buy POS terminals or rent them. PSB provides equipment to its customers free of charge.
Acquiring is available to all persons who have an active bank account. If you don’t have an account yet, you can apply for it remotely and by contacting bank office. Promsvyazbank provides many bonuses to new customers - free account opening, its maintenance for 3 months, Internet banking connection and document management.
Is your terminal broken? Call the technical support service and order a visit of a specialist for free. You can contact the bank manager at any time of the day.
Organizations and individual entrepreneurs can expect to connect the service within ten working days. As mentioned above, terminals are provided free of charge.
If necessary, a company logo is installed on the device. Payments are made in one touch and are credited to the account on the same day.
The client can expect to receive:
Terminals can have three types of connection - GPRS, Wi-Fi and LAN.
Tariffs for acquiring in Promsvyazbank for legal entities and IP do not depend on turnover and are determined on a personal basis for each client. Dimensions commission fee, charged for payment transactions, are established taking into account the activities carried out by the organization or entrepreneur.
So, the bank sets the following commission amount:
Thus, the basic tariff is 1.8% of the transaction amount. Reduced fees may apply depending on the type of POS hardware received, subject to specialist approval.
The service is connected within 7-10 working days maximum after receiving the client's application. If your site is developed on a popular CMS, you can use ready-made payment modules.
To see the available offers, go to the "Internet Acquiring" section and select the "CMS modules" column.
The bank offers a flexible system of tariffs - the size of the commission fee is set on a personal basis for each client. The proceeds are credited to the account on the next business day.
To take cashless payments in places remote from communications, PSB provides special GPRS terminals with the integration of technology for accepting contactless payments.
This option is suitable for courier services, when calculating after delivery of goods, during exhibitions, etc.
Service rates are set individually. Clients can count on Special offers from PSB.
You can order the service at any bank office and remotely by filling out an online application on the PSB website.
In the latter case, it is enough to indicate the name of the contact person and the phone number for feedback. The specialist will call the client in as soon as possible from the time the form was submitted.
When contacting a bank office, you will need to fill out a printed version. It is recommended to have a certain package of documentation with you, which is also provided by the client after sending an online request.
The specialist will announce the terms of service and offer to conclude an appropriate contract.
Internet acquiring is connected in a similar way. can be obtained from a specialist or downloaded from the PSB website. The easiest way to receive the service is to fill out an online request. If necessary, you can also apply via Internet Banking.
As a rule, to conclude a contract, it is enough to have a passport with you. The manager will provide an application form in the form of a bank to connect the service.
Representatives of the organization undertake to additionally have on hand a document confirming their authority (power of attorney, order to appoint a head, etc.).
Zamir, Ulyanovsk
Great bank! Ideal for business! What I liked the most was the prompt opening of a current account, affordable prices for merchant and Internet acquiring, no need to buy or rent terminals, and the transfer of revenue on the same day. I connected all services remotely - through the website of Promsvyazbank. Very comfortably!
Pavel, Chita
I have a small cafe. For me, the timing of crediting the received proceeds to the account, the availability of a convenient Internet bank and the ability to accept various bank cards are important. Promsvyazbank in this regard meets all the points. The money is credited to the account on the same day, while I can order daily or weekly reporting on operations. And the most important plus - the terminals were provided by the bank for free!
Vadim, Izhevsk
For five months, the terminals worked normally, but a week ago one failed... Of course, there were problems in the store, since one cash desk was out of order. I called tech support and explained the situation. They very quickly sent a specialist who fixed the terminal. It is free of charge, without any commissions and fees. This is the kind of service I like!
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I have already spoken, so I write more calmly.
I have been a client of the bank since 2007 as a legal entity. I had several cards as an individual, but with the release of Tinkovsky cards, I closed everything from Promsvyazbank (expensive and useless for me).
It is now 2015 and companies are required to accept for payment bank cards. I read about the cards both on the packer and on the Yandex checkout, everything is class, but these are aggregators and they have their own percentage, so I decided to contact the bank directly and then the adventure began.
You go to the site, but there are no tariffs, they are individual - leave a request
http://joxi.ru/EA4vdkEsYapqmb
My actions:
1. I leave an application (although I am outraged that I can’t find out the details right away), the application is not as usual, in a couple of clicks and seconds and it’s ready, I filled it out for a minute, I even wanted to close the site, I thought it was frozen.
2. I contact the chat (communication was limited to leaving a request), the nonsense of the chat is that if the operator writes to me or I write to the operator, the correspondence window is not updated and you constantly have to scroll manually - terribly annoying (I advised other services, not livetech ).
3. I call through the site (the girl answers, with whom in a minute it was clear that there was no point in talking).
As a result, we have something that I can not decide whether I should connect this service or not. Okay, I'm waiting for a call. They call after 2.5 hours (Tinkov calls after 2 minutes, I even remember what else I want from them, but here it’s already 2.5 hours, I’ve already taken up other things, in general horror).
I call 8 800, I press all the menus, I go through the quest ... press this number if you are such and such, this if such and such. As a result, we wait 15 minutes, and all this time the aunt is trying to tell me what an important Client I am.
A girl picks up the phone, I say: I want to talk about acquiring, I left an application, they called me, etc. I'm basically retelling the whole story. She asks if I am a current Client, I answer positively, in the end it turned out that I am not a current Client, but a potential one, the girl flirtingly answered. After some more time, he says - found, write down the phone number of the guys who are aware of this acquiring. I could not stand it a bit and even began to swear a little, told the girl that it was not for her personally, but in general for 6 hours trying (namely trying from the word torture) to buy a service, this is too much. I call on the phone that was given, I ask - what are the tariffs? You need to speak, depending on what turn - Alexey answers.
To elementary questions regarding whether there is pre-authorization (when the company blocks money as collateral - common when booking hotels and renting cars), he answers that only an engineer knows. And he also knows how much it will cost to rent a pos-terminal.
And then I understand that if I have so many unknowns when I connect, plus they kick me from one phone to another, from one employee to another, and ultimately everyone slows down and I still don’t get a result, I sit and write a review on banks. RU.
All the guys were polite, but incompetent, Sorry, politeness alone is not enough, but it is a bonus.
As a result, I draw the following conclusion:
This service has not yet been fully developed and therefore there is so much negativity and uncertainty;
- this service is not interesting to the bank at all;
- this service is made by the bank for show;
- this is a disgusting system for managing the bank and the competencies of employees.
In any case, I refuse such services.
P.S. Bank client for legal entities at Promsvyazbank is super, probably the best. Thanks to this bank to the client - I do not visit a bank at all, in which the service is even worse. You can come for the whole day and look at the squirrels in the wheel, the washed-out poor things (China City office), but I can write it. In general, the first time I write a review, pancake boiled.
Do not buy acquiring from Promsvyazbank - if there are such troubles at the connection stage. what will happen to the reputation of the company, when money either hangs up, or something doesn’t work, call the technical service for weeks?
Thanks in advance. I hope it will be useful for Promsvyazbank to read this review.
I told the girl on the quality line in much more detail, with all the phones and the time of the calls.
Promsvyazbank is included in the list of systemically important organizations, holds leading positions in terms of assets, deposits, net profit etc. The bank has been operating since 1995. It is one of the largest private banks in the country.
The acquiring service is provided to any type of business - from micro-companies and individual entrepreneurs to large corporate clients.
The bank offers a fixed commission only in case of purchasing POS-terminals from it (the purchase is made out as a one-time commission at the conclusion of the contract).
Then commission:
In the case of renting terminals, the commission is set individually. It will depend on the equipment configuration and turnover. Unprofitable devices require payment of a fixed fee monthly (threshold - 100 thousand rubles for the reporting month).
Cards accepted for payment:
Terminals work with contactless payments (such systems as Samsung Pay, Apple Pay and Android Pay are implied), including using fast payment technologies. VISA payments PayWave and MasterCard PayPass (making a payment without entering a PIN code up to a certain amount).
The configuration of POS-terminals is selected according to the client's requests. It can be:
The bank offers two options for providing connection services:
Promsvyazbank - financial institution providing a wide range of services to its clients. Modern equipment allows us to offer and merchant acquiring- Promsvyazbank sets tariffs personally for each client. The financial institution itself is famous for its large clients. It has long been a permanent partner for government and commercial organizations. However, there are a number advantageous offers and for legal entities, small businesses (including LLCs), as well as for individual entrepreneurs.
Like other banks, offers PSB also offers several types of acquiring. Depending on your goals, you can choose the Internet, mobile and trading type. Depending on the features of the service, Promsvyazbank will set tariffs for acquiring on a current account for individual entrepreneurs and LLCs. Working in a tough competitive financial environment forces PSB to offer its clients special conditions cooperation:
The cost of equipment maintenance, as well as a subscription fee, are not charged separately. They are "hardwired" into the established tariffs of Promsvyazbank for Internet acquiring. Although the established percentage does not exceed the offer on the market, it is quite competitive.
Usage fee trading terminals and card readers for the phone zero. It will not depend on the type of equipment provided for rent. Maintenance and installation of the devices will be free of charge, and there is no monthly rent.
