Possibilities of plastic cards of bps-bank.  BPS Sberbank - bank cards Currency cards bps

Possibilities of plastic cards of bps-bank. BPS Sberbank - bank cards Currency cards bps

Plastic cards are one of the most priority and dynamically developing areas of the bank's activity. More than 40 categories of cards have been developed for clients in Belarusian rubles, US dollars and euros - from low-cost "electronic" Visa Electron and Maestro cards to prestigious "gold" cards Visa cards Gold and MasterCard Gold.

"Electronic" cards Visa Electron and Maestro perfect for customers who are starting to use a plastic card for the first time. As a rule, they are issued to the card account in Belarusian rubles and are used to dispose of their salary or a pension. Despite the inexpensive service, the holder of such a card gets ample opportunities for its use.

Many people think that such a card can only be used in the Republic of Belarus. In fact, a card to which a salary or pension is transferred can be used in almost any country in the world. To do this, in the application for
cards enough to provide for the possibility of transactions abroad.

Using the card, you can pay in shops, cafes, gas stations, etc., get cash at any time of the day in a place convenient for the client, pay for utilities, electricity, mobile and landline telephones, cable TV services and Internet providers , replenish your deposits, current accounts and electronic wallets (Webmoney and EasyPay), repay loans.

In total, BPS-Bank self-service devices can be used to pay for more than 400 services provided by organizations in various regions of the republic. This can be done at ATMs and information kiosks of the bank, with mobile phone or home computer.

BPS-Bank issues not only mass "electronic" cards. "Classic" cardsVisaClassic and MasterCardstandard ideal for those who spend a lot of time on business trips and travel frequently. Hundreds of thousands of ATMs and millions outlets accept cards for service Visa Classic and MasterCard Standard. "Classic" cards have all the features of "electronic" cards. In addition, they are accepted as a guarantee when booking hotels, renting cars, as well as paying for goods and services on the Internet, by phone or when ordering by mail.

"Gold" cardsVisaGoldandmaster cardGold- these are prestigious cards that emphasize the high social status of their owner and are a guarantee of special attention during service. In addition to the benefits of "classic" cards, Visa Gold and MasterCard Gold cardholders enjoy the privileges provided by international payment Visa systems and MasterCard.

In addition, BPS-Bank's Visa Classic and Visa Gold cards are new-generation cards that combine a traditional magnetic stripe and a microprocessor module that implements modern security technologies in payment systems.

You can apply for a card at any branch of the bank, where the client will be offered to fill out an application for issuing a card and conclude a card account agreement. Making a card takes several days. Also, the client can issue additional cards to the card account for himself or his relatives and set a limit on the expenditure of funds for each additional card.

Now many banks of the republic issue consumer loans to plastic cards. BPS-Bank offers to use the service of overdraft lending to provide a card loan. If you have a BPS-Bank plastic card with an open overdraft, you can make purchases, pay for services and receive cash on credit at any time within the limits of the provided credit limit. At the same time, the limit is renewable - this means that after you have returned some amount to the bank, you can again borrow it from the bank. And so an unlimited number of times!

Three types of overdraft loan with a maturity of three months to a year for card accounts in Belarusian rubles and an overdraft loan for card accounts in foreign currency(US dollars, Euro) with a maturity of three months. The overdraft limit can be set at up to 400 percent of the client's average monthly income on card accounts in Belarusian rubles and up to $4,000 (3,000 euros) on foreign currency card accounts. The debt is repaid automatically upon any receipt of money on the card account, for example, wages. An overdraft loan is available to everyone: it is enough to have plastic card BPS-Bank and fill in a minimum of documents.

BPS-Bank strives not only to increase the number of ATMs and info kiosks, to expand the range of services, but also to provide high level service, to interest customers in non-cash payments by cards. For example, from 06/20/2008 to 08/10/2008 BPS-Bank conducts an advertising game for bank account holders plastic cards "Prize summer with a BPS-Bank card!" aimed at stimulating card payments in trade and service enterprises. Holders of our plastic cards who during this period pay with a BPS-Bank card in shops, canteens, cafes, restaurants, gas stations and any other trade and service enterprises, accepting cards for payment, get a chance to win a cash prize! A total of 85 prizes are drawn, of which one is the main one - 1 million rubles.

You can learn more about the services for plastic card holders on the website www.bpsb.by or in any subdivision of BPS-Bank OJSC.

For reference. The Bank provides customers with the following plastic card services:

    Issue and acquiring of Visa, MasterCard, BelKart cards, incl. Visa cards with an EMV standard microprocessor;

  • Cash withdrawal from multicurrency ATMs (Belarusian rubles, US dollars, euros);
  • Using cards in Belarusian rubles abroad;
  • Lending on plastic cards ( overdraft lending, credit cards);
  • Payment in self-service devices utilities, electricity, mobile and stationary telephone communication, cable television services and Internet providers (more than 400 services in different regions of the republic);
  • New - payment in self-service devices through the ERIP system National Bank The Republic of Belarus;
  • Repayment of loans in Belarusian rubles and foreign currency through plastic cards in self-service devices;
  • Automatic transfer of deposits upon completion of the terms of placement and interest on deposits to card accounts;
  • Instant transfers money between cardholders in information kiosks and ATMs;
  • Replenishment in self-service devices of deposits, current accounts in Belarusian rubles and foreign currency, Webmoney and EasyPay electronic wallets;
  • Payment for services via SMS-messages from a mobile phone - SMS-banking;
  • SMS-notification of MTS and Velcom subscribers about completed transactions using the card and crediting to the card account;
  • Card account management and payment for services via the Internet - Internet banking system "Personal Bank";
  • Applying for a plastic card online through the bank's website.

Plans for 2008:

  • Emission virtual cards Visa Virtuon for payments on the Internet;
  • Issuance of Visa Electron Instant Issue cards for quick issuance of credits to the card;
  • Service of automatic payment for services at the request of the cardholder.

A payment card in BPS-Sberbank can be obtained by all categories of the population, including pensioners, you will have to provide a minimum package of documents. There are options for standard and chip cards, you can also choose a debit card with contactless payment.

Types of debit cards of BPS-Sberbank

Payment cards are serviced by payment systems:

  1. Belkart.

The cards are personalized. They can pay for goods in stores and the Internet, transfer to other accounts, withdraw cash. If it is provided by the program on your card, then in partner stores you can receive discounts when paying or cash back on the card. There are design options.

Conditions for obtaining payment cards in BPS-Sberbank

To obtain payment card in BPS-Sberbank in 2020, you must provide an application and a passport.

Usually the conditions are common for all customers, regardless of the type of product:

  • age from 14 years old (more often from 18 years old);
  • citizenship of the Republic of Belarus.

The cost of service depends on the selected service package and on the status of the card. With the help of our site you can apply for in without having to leave your home.