Promsvyazbank, which has passed under the control of the state, is going to bankrupt a partner former owners Bank of Alexei and Dmitry Ananiev. A financial and credit institution is ready to go to court with a lawsuit against A Project Development, which builds elite residential complexes in Moscow and St. Petersburg.
Promsvyazbank (PSB) notified all interested parties of its intention to start bankruptcy proceedings for A Project Development through the Fedresurs register. "The developer made a delay in payments," Kommersant was told in the press service of the bank. They clarified that the parties are in negotiations and are jointly looking for a solution to the situation, but did not specify the details, citing bank secrecy. Co-owner of A Project Development Arkady Akimov told Kommersant that the company has no unsettled relations with Promsvyazbank. “We are in constructive interaction with the bank,” he stressed. An interlocutor of Kommersant, close to A Project Development, said that the company is trying to refinance a loan from Promsvyazbank in Sberbank, but did not name the amount of the debt. Sberbank was unable to promptly respond to the request.
At the end of 2017, the PSB, founded by the brothers Dmitry and Alexei Ananiev, became state-owned. The Central Bank announced its reorganization with the help of the Banking Sector Consolidation Fund, as PSB shareholders failed to meet the requirements for additional creation of reserves for 200 billion rubles. and propose a plan for the recovery of the bank. Dmitry Ananiev is trying to challenge the decision to reorganize through the courts. After that, the brothers divided the assets: Alexey Ananyev took control of Technoserv and the IT business, Dmitry Ananyev got the PSN development group, banking business(in particular, "Vozrozhdenie") and media assets (printing house "Extra-M", which prints " Russian newspaper”, “Vedomosti”, “Culture”, “Gudok” and a number of other publications, is now declared bankrupt). Bank Vozrozhdenie is now 85% owned by VTB; in June of this year, the state bank acquired 40% of Technoserv.
A Project Development was founded in 2013 by brothers Arkady and Konstantin Akimov. The company's portfolio includes elite houses Noble Row on Ostozhenka, Cheval Court on Konyushennaya Square in St. Petersburg and Lion Gate on Maly Sukharevsky Lane. Delovoy Peterburg reported in 2017 that A Project Development purchased the project on Konyushennaya Square from the PSN group. And this summer, the company was mentioned as a contender for the purchase of the PSN project in Moscow in Maly Levshinsky Lane, the Vedomosti newspaper reported. Arkady Akimov claims that Promsvyazbank's claims have nothing to do with the project in Maly Levshinsky Lane. He refused to answer the question of whether his company closed the deal to buy this project. PSN did not answer the question about its sale either.
The announcement of the intention to start bankruptcy proceedings usually initiates negotiations between the parties to a possible conflict. “The litigation activity of banks undergoing the reorganization procedure is often associated with the desire to put pressure on debtors,” the partner points out. law firm"Nafko-consultants" Pavel Ickert. He adds that the interest of the creditor in this case is backed by collateral. Any non-compliance with the conditions loan agreement. “But as a result of negotiations, the parties may come to an amicable agreement,” Mr. Ickert does not exclude.
Ekaterina Gerashchenko
Almost every owner of the company in which he works a large number of employees, seeks to optimize settlements with them. Salary projects from banks are just for this. They allow you to save time in accounting and simplify the issuance of salaries. Promsvyazbank has also developed such a service for its customers. We will explore its features in this article.
Within its framework, the PSB forms a special register of plastic cards. They receive all payments to employees, starting with salaries and ending with bonuses. Funds are credited directly to 1C.
Company executives will certainly appreciate the possibility of managing a payroll project remotely, that is, without visiting a bank office. For this, PSB has developed a convenient and functional Internet bank PSB Online through which you can make payments online. For payroll clients, it has two modules "Cards" and " Payroll project". The first is for those who have a current account with the PSB, and the second for those who do not.
Work with the salary project is facilitated by a personal manager. Through it you can order the issue new card and resolve other issues. New plastic is issued within 5 days, which is very prompt.
Using the salary project from Promsvyazbank is also beneficial for employees. Among the main advantages are the following:
For legal entities the cost of this service from PSB is determined individually and depends on the number of employees, the size of the wage fund, the need to install an ATM in the office. It's pretty profitable proposition for representatives of small and medium-sized businesses that have a small staff. For large customers, in turn, developed a loyal pricing policy.
We will accept applications for the service in all branches of Promsvyazbank. It can also be done online.
Within 15 minutes after sending the application, the bank manager will call back. He will clarify the specified data and make an appointment at the office at any convenient time.
Promsvyazbank offers several types of salary cards. The head of the company will be able to easily find the right option for him.
PSB works with two international payment systems, so it offers to use plastic linked to them. You can issue the following types of cards:
Payroll cards are a profitable product. They allow:
Each employee receives a personal plastic "All Inclusive". It has many advantages, including cashback and interest on the account balance. It is issued through the employer.
It's contactless a plastic card, which belongs to the premium type. One of its advantages is the possibility of cashing out funds at any ATM without interest, but not more than 150 thousand rubles. 
This is a special bonus program in which the cardholder receives a certain amount of funds back when using it. When paying for goods with an “All Inclusive” card from PSB in the amount of up to 3 thousand rubles, 2% are returned to the account. If the amount exceeds 3 thousand rubles per month, then the cashback is 1%. At the same time, purchases from supermarkets are not taken into account.
Cashback is accrued even when using the card abroad.
| Service | Price |
|---|---|
| Annual maintenance | 0 rubles |
| SMS-informing about payroll | 0 rubles |
| SMS-informing about other operations | 59 rubles per month |
| Cash withdrawal at ATMs of PSB and its partners | 0 |
| Cash withdrawal at ATMs of other banks | 0% for withdrawals from 3 to 150 thousand rubles per month |
| Transfers and payments to third-party banks | Up to 100 thousand rubles for free |
| Internet bank | 0 rubles |
The salary project from PSB competes with offers from other banks. It has many advantages for both management and employees of the company - remote management, timely notification of payments, premium segment cards with bonuses.
Find out more about general conditions issue cards and pay salaries to employees of your company.
Type of issued payment cards: Maestro/Visa Electron, MasterCard Standard/Visa Classic, MasterCard Gold/Visa Gold.
The amount of compensation for expenses related to the maintenance of payment cards and the transfer of wages to the cards of employees is determined on a contractual basis based on the size of the company's payroll fund, the number of employees and the need to install an ATM.
Promsvyazbank does not charge a fee for cash withdrawals Money using their own cards at their ATMs, cash points, as well as at ATMs of partner banks.
The bank provides an opportunity to manage a payroll project without leaving the office, for which two modules function in the PSB On-Line remote service system:
1. Module "Cards" - for customers who have settlement accounts with Promsvyazbank.
2. Module "Salary project" - for clients who do not have a current account with Promsvyazbank.
"Salary project" - an offer from Promsvyazbank for making payments to employees of organizations. This is a business proposal that allows you to create registers for issuing cards, crediting funds directly to 1C.
"Salary project" - an offer from Promsvyazbank for making payments to employees of organizations. This is a business proposal that allows you to create registers for issuing cards, crediting funds directly to 1C.
Maestro/Visa Electron, MasterCard and Visa Gold, MasterCard Standard or Visa Classic cards are used as salary cards. The cost of the project is determined individually - based on the payroll fund of the organization, the number of employees and the request for the installation of an ATM or its absence. Salary project - these are two systems at the same time: a card module for clients who have opened a bank account, and a "Salary project" module designed for those clients who do not have such a current account.
The Bank gives the head of the organization the right to manage the company's salary project in the PSB On-Line remote service system. You can issue cards in any region where there is Promsvyazbank. Unique card design, issuance ready cards 5 days from the date of sending to the registry bank, the presence of an external exchange with 1C facilitates work with salaries and their transfer to card accounts. An additional “Supercard” is opened for employees in addition to the main salary, special offers on loans that are available only to holders of “Salary Project” cards, mortgages, and discounts become available. Internet banking PSB-Retail, mobile banking PSB-Mobile. Withdrawal without commission is available not only at ATMs of Promsvyazbank, but also at ATMs of its partners.
Promsvyazbank has developed a salary project under which all employees of companies that have concluded an agreement with the bank receive salary cards. Charged on cards wage in addition, they have many privileges and advantages. They can be platinum, gold and standard. The type of card depends on the category of the client, each has its own terms of service. We invite you to familiarize yourself with the conditions of Promsvyazbank salary cards.
Promsvyazbank has developed a salary project under which all employees of companies that have concluded an agreement with the bank receive salary cards. Wages are accrued on cards, in addition, they have many privileges and advantages. They can be platinum, gold and standard. The type of card depends on the category of the client, each has its own terms of service. We invite you to familiarize yourself with the conditions of Promsvyazbank salary cards.
Salary cards are the bank's payment instruments through which employees of partner companies are paid salaries.
There are three categories of cards for participants of payroll projects. Each category has its own optimal tariffs, a huge number of opportunities, convenient way account management. In addition, card users can always count on quality service. To become the owner of such a card, you need to be an employee of a bank or an employee of a company that has drawn up a salary agreement with this bank. In the first case, only the employee's passport and an application for issuing a card are required. In the second case, the employer company will sign an agreement with the bank and issue cards to all its employees on general terms. They will then be paid a salary. The card will be issued 21 days after the corresponding application is written. If there are expenses related to the issuance of the punishment, then the employer will bear them in full.
Standard cards
Gold and Platinum Cards
The advantages of cards for employees of partner companies were described above. Now it is worth noting the advantages of these financial instruments for the organizations themselves. They can be issued by individual entrepreneurs, as well as heads of companies. Especially for them, the bank has developed special conditions and your loyalty program. They can get a loan on favorable terms or apply for an overdraft. Overdraft is very popular among individual entrepreneurs, as it allows them to receive short-term loans within the overdraft limit. There are other benefits too:
Peculiarities
Experts put Promsvyazbank in the top three most reliable and successful banks in our country. His story begins in 1995 and during this time he was able to gain popularity and recognition of many customers. This financial institution has been servicing payroll clients since 1997. Over the years, the bank has created many profitable products and services, among which there are payroll cards. Today, Promsvyazbank payroll cards are considered one of the most convenient, profitable and multifunctional. The following services are available to clients who have issued them:
The bank has about 1,300 terminals and ATMs throughout the country, as well as about 100 offices in many cities.
At the moment when you were given a Promsvyazbank payroll card, you become its full holder.
However, at this point it is not yet active and cannot be used. To activate the card, you need to open the envelope with the pin code. Next, insert the card into a Promsvyazbank ATM and enter your pin code. If you wish, you can immediately change your password at the ATM to a new combination of numbers that will be more convenient for you to remember. From now on, the card will be active. You can activate the card at any convenient time. This procedure will not take you much time. If you have any questions regarding the salary card, you can ask them by phone hotline 8-800-333-03-03.
If for some reason you need to close the Promsvyazbank salary card, then you need to come to the exact branch in which it was opened for you. Next, you should draw up an appropriate application and submit it to the bank manager. Usually, after settling all paper issues, the employee cuts the old card with scissors right in front of the client. This is done so that the client is calm that no one else will use the card except him. Closing a salary card is usually required when a company employee leaves. The employer strikes him out of the salary project, and the card passes into the use of the holder. From this moment on, “plastic” ceases to receive wages. Before closing the card, you need to withdraw all the money stored on it.
