Passbooks are mainly used by the older generation, who are not accustomed to opening a deposit and keeping funds in an electronic account. Elderly people prefer contact Sberbank to find out the balance on the passbook: for this they bring book and the passport to the branch where the account was opened and ask employees to check their balance. If desired, the client can deposit money or withdraw it from the account, about which they will make an appropriate entry in the book.
However, technology does not stand still. Now Sberbank allows check passbook online and there to carry out operations with the account.
Each client of Sberbank has the right to create an account on the Sberbank Online website in order to track the status of all his bank accounts and conduct various operations with them via the Internet.
Usually this service is used for debit and credit cards or deposits. But Sberbank Online also allows check passbook and carry out various account transactions through the Internet:
The main thing is that the service allows you to save your time on a visit to the bank!
But all this will be possible only after you register with Sberbank Online by savings book or by card, which will be discussed below.
In Sberbank Online, the passbook account is available on the "Deposits and Accounts" tab
The scenario for your registration in Sberbank Online using a passbook depends on whether you have a Sberbank bank card.
The main result of manipulations with a bank employee or an ATM comes down to a login and password, with which you will gain access to your account from your home computer.
In order not to look for a check from the bank every time, on which the login and password are printed, enter your convenient password for the account and remember it. So it will be easier for you to go to Sberbank online and view the account on the Sberbank book via the Internet.
Click on the green tab with the image of a gear on the main page of Sberbank Online - a new page will appear.
Click on this wheel to go to your account settings
Click on the item "Password change". First, you will need to enter the old password, then in the field below, enter the new one that you have invented, and in the field below, enter it again for confirmation.
How to check a passbook through Sberbank online is a question of interest to many Russians, usually those of the older generations. Older people are conservative, so they still do not refuse to use a savings book. Since there is still demand for the product, the financial institution had to give it some modern touch.
Sberbank savings books differ among themselves by the types of open accounts:
Purpose and features of the deposit account:
Purpose and features of the current account:
Any Sberbank passbook allows you to check the account online, however, it is possible to take further actions on it only if a current account has been opened. With a deposit, you will have to wait until the contract expires.
Modernization of a banking rarity helps its owner to see what is happening with the passbook account without going to the branch of a financial institution. How this is done can be seen in the popular video
There is also a more detailed, detailed explanation on the video
You can remotely find out how things are with finances in three ways, resorting to using:
To work with the passbook online, you will need to go through authorization. Why you need to get a personal identifier in advance:
Each of the methods for remotely checking the status of a Sberbank savings book has its own characteristics and advantages.
A registered user of the Sberbank service finds himself in personal account. After logging in, you will need to go to the information about the passbook placed in the appropriate section. Done enough to find out what is happening with the personal account. Provides information about:
If you need to clarify more detailed data, then such an option as checking the balance of a savings bank passbook via the Internet involves using the button for displaying operations. Access to the history of transactions carried out over a certain period is opened.
Checking the account is not the only service that the Internet banking service provides to the owner of the passbook. Of all the ways to remotely use a passbook, this one seems to be the most convenient, because:
A laptop or desktop is not always at hand. How to find out the balance of a Sberbank savings book via the Internet in this case? Mobile phone Russians, even the elderly, are almost always at hand. This allows you to control your savings on the Savings Bank book, resorting to the Mobile Bank service. To connect to the modern service of Sberbank of Russia, you will need to visit one of its branches, taking with you an identity card and, of course, a passbook. There you can apply for a plastic card. Then the setting is made so that receipts on the passbook can be automatically transferred to the account of the received card. It remains to acquire SMS informing and you will get a real electronic passbook.
The functionality of the service Mobile bank» are not as wide as those of Sberbank-online. However, the user has access to:
This allows you not to waste precious time visiting bank office and avoid queuing.
Another option, how to check a Sberbank passbook account via the Internet, involves using an ATM. Of course, you will need a Sberbank card.
After entering the pin code, you need to act in much the same way as in the Sberbank-online system. The opened main menu with a list of possible operations allows you to select the required one. You can limit yourself to viewing the balance, make payments and make transfers, request a printout of a receipt. If unforeseen difficulties arise, contact a bank branch employee for help.
The only inconvenience of this method of remotely managing a Sberbank savings book, compared to others, is that you will need to go somewhere to the ATM. But you can withdraw cash, which is impossible when using Internet banking, both regular and mobile.
Many older people do not trust how to check a passbook through Sberbank online or doubt their ability to do it on their own. Therefore, or for other reasons, they habitually prefer to visit the bank branch where they opened an account.
It is important not to forget to take with you not only the savings book of the Savings Bank of Russia, but also your own passport. At the bank branch, you need to go to the self-service terminal to get a coupon. number electronic queue provide the cashier, as well as a passport, and a savings book. Now you can do the necessary operations:
Regardless of which method of control and management of the Sberbank of Russia savings book funds is chosen, they are provided by a financial institution. Someone considers passbooks to be archaic, some kind of relics of bygone eras, but they are still familiar to millions of elderly Russians. And they should be treated with due respect, which is what Sberbank does, supporting the existence of an ancient banking product. Moreover, it provides the opportunity to use the passbook not only traditionally, but also via the Internet and mobile communications.
The majority of modern banks practice keeping their customers' money on debit accounts. plastic cards Oh. Such a bank card allows you to manage funds within the available balance stored in a deposit account. However, Sberbank of Russia does not refuse to work with the classical system of savings books.
Savings book (passbook) - this is security, which confirms the conclusion of a bank deposit agreement with the client and the deposit of funds by him to the deposit account.
The passbook must indicate the name and location of the bank branch in which the account is opened, the account number for the deposit, the type of deposit and the full name of the depositor. The passbook also prints all the amounts of money credited / debited from the account. In the last line, the printer "breaks through" the balance of available funds on the account at the time of presenting the passbook to the bank.
Data about bank deposit, indicated in the passbook, are the basis for settlements on the deposit between the depositor and the bank (unless a different state of the deposit is proved). Upon presentation of a passbook, Sberbank issues a deposit, pays interest on it and transfers money from the account to other persons at the request of the depositor.
You can check the passbook, that is, the balance of available funds, by visiting Sberbank. For this you need:
At your request, you can immediately withdraw money, replenish your account or leave it unchanged. As we said above, all transactions that are made with your account will be recorded (printed on a printer) in the passbook itself.
How to check a passbook online?
There is also a faster and modern way tracking the status of a passbook account that does not require constant visits to a branch of Sberbank -. To get this opportunity, you need to go to the bank once to activate the Sberbank Online service. This service will allow you to log in to the system at any convenient time and receive up-to-date information about your account.
The sequence of actions is as follows:
You can activate the "Sberbank Online" service, both when opening an account, and at any other time convenient for you.
Savings books of Sberbank of Russia are rather a relic of the past and a tribute to traditions than a way to store cash. Currently, depositors' money is stored in electronic accounts, which offer customers more options.
However, passbooks continue to be served by Sberbank systems, although they are used mainly by representatives of the older generation. Let's consider how to find out the current state of the deposit, which is stored on the Savings Book.
Passbooks appeared around the 18th century with the opening of savings banks. In essence, they are not payment document, but only confirm the opening of a deposit in a bank. For a long time, such documents were the only way to keep money in financial institutions, and putting aside certain amounts in savings accounts was a good tradition in every Soviet family.
With the advent of plastic cards, passbooks turned into an anachronism and began to be gradually withdrawn from circulation. The reasons for this lie not even in limited functionality, it’s just that Sberbank cannot provide a 100% security guarantee for such deposits. Passbooks are not personalized, so any attacker, having a passport and such a book in his hands, can easily withdraw all funds from the account. It is almost impossible to prove the fact of fraudulent actions in such cases.
Despite this, savings books are still in the hands of citizens, and Sberbank services the deposits opened on them in full.
The easiest and most effective way to check the amount of your savings is to personally contact the Sberbank branch where the account was opened and maintained. This option is suitable for older people who do not trust computers and other electronic gadgets too much.
The deposit is verified as follows:
In addition, at the cash desk you can get cash or replenish the deposit. All financial transactions will be marked accordingly.
Despite the fact that the passbook is not electronic personal account, its balance can be quickly checked via the Internet. For this, there is a practical and convenient Sberbank-Online service. Use advantage this resource is expressed as follows:
However, before using the privileges listed above, you must attach an account to the payment and financial system of Sberbank-Online. For this you need:
Important! You can get a login and password yourself if you have not only a savings book, but also a bank card. You can get login information at any ATM by printing a receipt with one-time passwords.
To do this, you will need a personal computer or laptop connected to the Internet. To check the passbook account, just follow the link http://www.sberbank.ru/ru/person , log in to the system using the previously received ID and password. Note that temporary data can be changed to permanent login and password, so as not to constantly look for a receipt printed at an ATM. In this case, all previously used passwords will be automatically cancelled.
After logging in, information about all attached accounts will be displayed on the main page, so there is no need to go to additional categories and subsections.
There is also a more advanced way to control your savings. To do this, follow these steps:
After that, when pensions, benefits, wage, but the number of the owner will automatically receive the state of the current balance.
Important! Service bank cards paid, the funds for the service are deducted annually from the owner's account.
Many Sberbank customers do not understand the difference between these banking products, which are usually used to service passbooks. Let's try to clarify the situation.
So, the current deposit is the account to which funds are received and their instant or gradual withdrawal is allowed. Interest on the balance is usually not charged or their size is minimal: 1.5-2% per annum.
A deposit is a savings account that is opened for a certain period and is available for replenishment. It usually offers good interest, but it is impossible to withdraw funds before the expiration of the period specified in the contract. If the withdrawal still occurs, the accrued interest on the deposit is canceled.
All deposits of Sberbank customers are stored on electronic accounts by default. But not everyone is ready to give up the usual savings books. For such clients, the bank creates additional features. And if the question is how to check the balance of the savings book, then Sberbank offers several ways, which are described below.
To get it you can:
Having received an identifier and having come up with a password, you must enter in the appropriate fields and click "Register". After authorization, the user will go to his Personal Account.
In addition to Internet banking, there is another way to check the balance of a Sberbank savings book - contact hotline. After connecting with the operator, you should provide identification data: number, date, bank branch. All information is on the first page of the savings book. If the information provided is correct, the operator will name the balance and other information if necessary. 
The ATM can only be used by Sberbank cardholders. Otherwise, the principle of working with an ATM is similar to the Personal Account.
