On the page of the Sberbank Online system Organization transfer You can transfer money to organizations, pay for goods and services, make a tax payment, and save the completed transfer in the Personal Menu.
In order to go to this page Sberbank Online, you need to go to the page Payments and transfers click on the link Organization transfer.
In order to make transfer of funds of the organization, do the following:
note: You can use the money transfer payment template if this payment was saved by you in the list of payment templates. To do this, click on the link Choose from payment templates and select the appropriate payment template. As a result, all details filled in the template will be used for the created payment.
For some companies or organizations, you will need to specify additional payment details or fill in the "Purpose of payment" field, in which you must enter all the necessary information to uniquely identify the payment or to inform the recipient additional information(except for the amount) payment details.
Carefully check the entered data and confirm the operation with a one-time password. After that, the payment goes to Sberbank for processing.
The payment is credited to the beneficiary's account no later than the next business day after making payment. If the money has not been credited to the recipient's account, check the payment status in the Sberbank Online Transaction History section. If the operation was not performed, its status will be “Not accepted by the bank”. Try to carry out the operation again or contact the Sberbank Contact Center to find out the reasons for the payment rejection.
In addition, you can always print a receipt for the transaction in the "History of transactions in Sberbank Online" section.
If you regularly make payments to this recipient, we recommend that you save and confirm the transaction template with an SMS password. In the future, all payments within the framework of such a template will be made without confirmation by one-time passwords.
Important! Payments for arbitrary details are not available for customers who have not concluded a UDBO at a branch of Sberbank of Russia.
After reading the article, you will find out how much it costs to maintain an account with Sberbank for individuals in 2019. And what commission is charged when making transfers and payments within Russia and abroad.
Cardholders and account holders with Sberbank often face the need to transfer money to other individuals or organizations providing services. Thanks to the use of a mobile application or the Sberbank Online portal, making payments and making transfers has become easier and more profitable.
For those who regularly make payments through National Bank or plans to transfer a large amount, it is important to know whether there is a need to open an account, how much it costs to maintain, and what commission is charged when making certain payments within Russia and abroad.
You can open an account and get a card at any branch of Sberbank. You can order a plastic product online on the bank's website. The service of depositing money to the card is provided free of charge, no commission is charged. Without subscription fee you can use mobile application with options to transfer funds, make payments and pay bills.
Per banking services a fee is charged annually, the amount depends on the type of card.
| card type | Annual service terms |
|---|---|
| Classic Visa Card | 750 rubles 1st year, then 450 rubles |
| CC "Aeroflot" | |
| KK "Give life" | 1000 rubles 1st year, then 450 rubles |
| Map with transport application"Troika" | 900 rubles 1st year, then 600 rubles |
| Youth MasterCard | 150 rubles/year |
| Visa Gold Card | 3000 rubles/year |
| Social card MIR | is free |
| Visa Instant Card | is free |
Apart from annual service, there is also a monthly fee for Mobile bank within the framework of the full basic or standard tariff (30 or 60 rubles per month). The service allows you to receive real-time information about receipts and debits from the account, as well as make transfers and payments using special commands sent to 900.
The movement of funds from one Sberbank card to another is very simple and in most cases free of charge (no commission). Money is credited to the account within a few seconds if an ATM, the Sberbank Online platform, a mobile application or the 900 service are used to complete the transaction.
A fee of 1% of the amount of the transfer (but not more than 1000 rubles) is charged only if the cards are issued in different regions. You can transfer money for free if the cards have one owner, for example, from debit card for credit.
You can make a transfer in one of the following ways:
To make transfers to an organization's account, it is not necessary to open an account with Sberbank, however, the transfer fee will be lower if you pay for services from your account through an ATM or Sberbank Online.
| Translations | Without opening an account | From account | ||
|---|---|---|---|---|
| Through the branch office | Via ATM/terminal | Through the branch office | Via ATM / Sberbank Online | |
| To the budget and state funds | 3%, min 30 rub., max 2500 rub. | 2%, min 10 rub., max 2000 rub. | 2%, max 1500 rub. | 1%, max 500 rub. |
| For utility services | 2%, min 30 rub., max 2500 rub. | 0.9%, min 10 rub., max 1000 rub. | 1.5%, max 1500 rub. | 0.5%, max 500 rub. |
| For electricity | 2.5%, min 25 rub., max 2500 rub. | 1.5%, min RUB 10, max RUB 1000 | 2%, max 1500 rub. | 1%, max 500 rub. |
| For communication and internet services | 2.5%, min 10 rub., max 2500 rub. | 2.5%, min 5 rub., max 2500 rub. | 2%, max 1500 rub. | 1%, max 500 rub. |
| Tax payments | is free | |||
| Charity | is free | |||
To transfer from card to card to another bank, you can use Sberbank Online. In the application or on the website in your personal account, select the appropriate tab in the "Payments" section ("To a card to another bank"), enter the number on the front side of the plastic. You can also attach a card to mobile device if it is equipped with a PayPass or PayWave system.
The execution time for such a translation is 10-15 minutes. The maximum amount that can be transferred at a time is 30,000 rubles, in one day - 50,000 rubles. (for payment cards Visa systems Electron or Maestro), 150,000 rubles. (for all others).
If the transfer is made to an account opened with another bank, you can use Sberbank Online or a mobile application. You will need to enter all the details, including the full name, TIN of the recipient, BIC and Kor. bank account. Transaction execution time is up to two days.
The amount of the commission depends on the currency and method of transfer.
A similar commission is charged for transfers to the account of a foreign company. The transfer can be made at the branch. The transfer will be made within two days.
Instruction
If the recipient has bank card, you can transfer money to him in several ways.
Contact the branch of the bank that issued the card, tell the operator the last name, first name, patronymic of the recipient, his personal account number, card number and pay the transfer amount to the bank's cash desk. In addition, this operation can be carried out through an ATM belonging to the issuing bank, equipped with a cash-in device. Enter the account or card number and deposit money into the bill acceptor.
If you own a card from the same bank as the recipient and have access to account management via the Internet (for example, Sberbank-Online, Alfa-Click, Telebank, etc.), you can send money to payment order, indicating in it the last name, first name, patronymic, account number of the person to whom the transfer is intended, the amount and purpose of the payment.
These methods of transferring money are the most profitable and convenient, since only a few seconds pass from the moment they are sent to being credited to the account. In addition, in these cases, you will not need to pay a commission for the transfer to the bank.
You can also transfer funds to another individual using the "Card to Card Transfer" service offered by some banks. To do this, enter the personal account management system, select the appropriate item in the menu, indicate the recipient's card number and the payment amount. Such a transfer can be delivered within 5 days and provides for the payment of remuneration to the bank.
You will need
Instruction
Draw up a contract of sale. This can be done both in a simple written form and on a special form. Make sure that it contains all the details of the organization, and from individual- Passport details and residential address. In addition, prepare an act of acceptance and transfer of the car or an invoice for the transfer of the vehicle.
Accept cash from the buyer through the cash desk of the organization. In return, the cashier must give him a receipt stub with the seal of the organization. Only after that proceed to the execution and signing of the act of acceptance and transfer of the car, indicating the technical characteristics and shortcomings of the car. If the cashier is not provided for in the organization, the accountant can perform the function of processing the receipt of money from the buyer. The accountant is obliged to reflect the amount received for the car in the reporting period as net income.
In addition, the buyer can transfer money for a car through a bank to the current account of a legal entity according to a PD-4 receipt. This receipt must necessarily indicate: from whom the money is transferred, the purpose of the payment and the number of the contract of sale. This is the only way to transfer fundsif the organization for some reason does not have a cash register and cannot issue a cash receipt.
Confirm the cost of the car with an act of an independent appraiser if the organization sells the car to a director or one of the leaders. The fact is that the participants in such a transaction are interdependent persons and, upon verification, the organization can be fined. In this case, money can simply be transferred from the personal account of the director or manager to the current account of the legal entity.
After signing all these documents, the representative of the organization removes the car from the register with the traffic police, and the buyer registers it in his name. A representative of a legal entity must have with him all the documents for the car, an identity document and a general power of attorney from the director of the organization.
note
If the car is listed in the organization as a fixed asset, the law does not provide for a license for this type of activity for its sale.
Sources:
Are your loved ones abroad short of money? Do you want to help them or give a gift? Use electronic money transfers - this is a fast and reliable way to transfer money in Europe.
Instruction
Money transfers around the world are carried out by Western Union. Their offices can be found in almost every city; most branches of the Russian Post have branches of this company. You can transfer up to 5,000 US dollars or its equivalent in another currency through the Western Union system - as a rule, the currency that is valid in the territory of the country to which you are sending is selected money. Money transfer by Western Union is possible only between individuals. To send money, you need to present a passport or any other identity document valid in the territory Russian Federation. If you are sending foreign currencies (e.g. Euros to Europe), you will need to provide a certificate certifying the exchange of rubles for euros, or a customs declaration. So, in order to make a money transfer in Europe, at any branch of Western Union, present an identity document, fill out a short questionnaire about the data of the recipient of money, name the country and city to which you need to send the required amount. Western Union accepts and dispenses cash only money. The operator of the company will tell you the number of CMDP (money transfer control number). Keep it and the money transfer receipt. Tell the recipient your full name, KNPD number (in some countries it is mandatory to receive a money transfer). Upon presentation of an identity document, he will receive sent for him money. You can find out that the money transfer has been made on the Western Union website by going to the "Transfer status" page and entering the KNPD number in the appropriate box.
Do urgent translation money in Europe You can use MoneyGram services. Branches of this company can be found in the offices of partner banks, for example, Sberbank of Russia, Rosbank, Raiffeisen Bank, Master Bank. Only cash is accepted for transfer money. Transfer the amount of money to the MoneyGram agent, presenting an identity card. In some cities, you may be asked for proof of residence, such as a bank account or utility bill. Along with the money, you can send a 10-word written message for free. When transferring funds, you will receive an identification number. Notify the recipient. By presenting an identity document and providing an identification number, your European friend will be able to receive cash in just 10 minutes.
In the Internet banking of Sberbank of Russia, you can quickly and easily make various financial transactions. Now you do not need to queue at the bank branch. AT Sberbank Online payments and transfers You can do it anytime, regardless of the time of day.
It is important to note that for security reasons, any transactions made must be confirmed with a special password. In case of difficulties, contact bank employees.
To make a payment or make a transfer, from the main page you need to go to the tab " Payments and transfers". Subsection information:
List of available financial transactions.
List of organizations that can be paid for the services provided.
Available templates.
Personal and special payments.
Procedure:
Payment for various services and goods
In this subparagraph, you can easily find the right provider of certain services. To do this, enter the account number or TIN of the institution, then click on "Find". Or enter the first letter of the name of the institution.
A list of organizations of the selected region will be available on the screen.
To select a specific region, you should click on the corresponding button (they are located directly above the search). Then select the region, in it select the region, and then the city. You can click "Cancel" at any time.
To make a payment, click on the section of interest. A list of services related to this section will appear on the screen.
If you go to the tab " Transfer between your accounts”, then you will have the opportunity to transfer funds from your personal account, to a card or your other account. Money arrives instantly. To do this, click on "Payments and transfers", then on "Operations / replenish", and click on the appropriate link.
Procedure:
Then just confirm your operation, click on " Transfer", check the details and enter the password sent to your phone.
When exchanging currency, be careful, carefully indicate the currency of debiting and crediting.
The amount conversion will already be filled in, so this item cannot be edited. Fields with asterisks are required.
If you plan to regularly perform such a money transfer operation, you can create an auto payment. To do this, click on " Create auto payment”, save it, then confirm. It will be available in the " My auto payments».
After filling in the required details, click on "Transfer", then confirm it with a one-time password. You can go back one step at any time, for example, when you need to edit a translation.If you often make such a payment, then it can be displayed in the side menu. All you have to do is add the auto payment to your favorites.
After creating the payment, you need to click on "Transfer", be sure to check that the data is filled in correctly. Then you need to confirm your transfer.
If you need to make changes, click on the "Edit" button. Thus, you will have the opportunity to change the details necessary for making a transfer. If for some reason you change your mind about performing this operation. Then just click on "Cancel".
When the transfer is confirmed, you will be redirected to a page with information about the transaction. If everything is done correctly, then you will see a stamp on the document “Completed”. On this page, you can perform a number of operations:
It is important to note. If you often make such payments for debts, then it is advisable to create a template and attach it to the sidebar. Thus, you can repay the loan in a few seconds.
To make a loan payment, you need to perform certain actions:
Enter the required payment amount.
After that, you can create an auto payment for this operation. To do this, click on the appropriate button and save. After that, confirm your actions with a disposable phone from a check or a phone call (depending on the method you choose). You can cancel the transaction at any time before the payment is confirmed.
If during the verification of the details you found errors, then click on "Edit". Make the necessary changes, and only then confirm the payment.
To make a currency transaction, you must perform certain actions:
Below you can always see the conversion rate.
For regular exchange transactions, it is recommended to create a special auto payment. To do this, click on the appropriate button, check the details again and save as a template. Be sure to confirm your actions. At any time, you can refer to the created template in the section " My payments» in the personal menu.
Before confirming, be sure to check that the required data is filled in correctly. If you need to make changes, then click on "Edit", if everything is done correctly, then click on "Confirm". As a result, the phone will receive an SMS message with a code required for confirmation. If necessary, you can print a receipt of the transaction.
If you need to sell precious metals, then in the write-off account field you must indicate your compulsory medical insurance. The course is entered automatically. If you wish, you can create a template for such a payment or add it to your favorites so that it is available in your personal menu.
When you fill in all the data, click on "Exchange". Before confirmation, the details can be edited or canceled. If you are sure of your actions, then the exchange should be confirmed with a one-time password.
Procedure:
Be sure to check the correctness of the payment. To change the data, click on "Edit", refuse to perform a financial transaction - "Cancel". If everything is entered correctly, then click on "Translate". After that, you must enter a one-time password. In case of a successful operation, you will be redirected to a page that will be stamped "Completed".
The receipt can be printed. If you perform such an operation often, then it is better to create a payment template or add it to your favorites, as a result of which the transfer template will be available in your personal menu.
Procedure:
If it is more convenient for you to transfer money to the account, then the procedure will be as follows:
Then specify the account from which the money will be debited, then the amount of the transfer and the purpose of the payment.
Confirm your operation with a one-time password. Up to this point, you can always edit the data or cancel the transfer. If desired, create a payment template or add it to your favorites, as a result of which it will be available in the sidebar of your personal menu.
If you need to transfer funds to a client account of another financial organization, then you should go to the "Payments and transfers" section, where select " Transfer by details to a client of another bank».Procedure:
Check all completed details. If necessary, click on "Edit" to change the data or you can cancel the operation. If everything is entered correctly, then the transfer should be confirmed with a special one-time password.
After completing the transaction, you can create an auto payment or add it to your favorites, as a result of which the transfer will be available in the side section of the site in your personal menu.
After that, you will be redirected to the next page, where you need to check that all the details are filled in correctly.
If everything is written correctly, then confirm your payment with a one-time password. If you wish, you can create a translation template or add it to your favorites, after which it will be available on the main page in your personal menu.
To facilitate the search, enter in the line, the first letters, current account or TIN of the organization, then click on "Find". This will result in a list of eligible organizations in your region. You can sort the list not only by region, but also by service, alphabetically.
Click on "Proceed", which will open the next page where you need to enter all the data for the payment. If you need to edit the details, just go back using the "Back" button. If you change your mind about the operation, click on "Cancel". After checking all the entered details, confirm the operation and write the one-time password that came to your mobile phone.
If you make such payments on a regular basis, then it is better to create an operation template or add it to your favorites, after which the payment will be available in the side personal menu.
Now you know how to Sberbank Online to make various payments and transfers. The whole procedure takes a matter of minutes. And when creating a template, the process is reduced to a few seconds.
Good evening.
There was such a task.
Good evening.
There was such a task.
It's been so long since anyone has done it...
the physicist will not have any problems, at most a commission will be removed from him upon receipt of funds. Go to the bank and find out - it will be more correct than guessingGood evening.
There was such a task.
It is necessary to transfer an amount in the region of 90 thousand rubles to an individual's account in a Moscow bank.
for the work performed by the legal entity also in the register. in Moscow. The legal person is ready to send funds without drawing up any contracts,
but simply send money to the account details of a physicist. Unfortunately, cash is not available.
Question: will a physicist withdraw this money without any problems, minus the interest for cashing out from the bank?
And will the bank require any documents from the physicist regarding the grounds for the transfer from a legal entity?
(an agreement between an individual and a legal entity, etc.)
Will the physicist have any difficulties later?
the bank is not taxable to claim 13%I believe that the bank will require the legal entity to pay 13 percent first.
in general, a strange legal entity - it itself suggests such a translation under financial monitoring.
It's been so long since anyone has done it...
Good evening.
There was such a task.
It is necessary to transfer an amount in the region of 90 thousand rubles to an individual's account in a Moscow bank.
for the work performed by the legal entity also in the register. in Moscow. The legal person is ready to send funds without drawing up any contracts,
but simply send money to the account details of a physicist. Unfortunately, cash is not available.
Question: will a physicist withdraw this money without any problems, minus the interest for cashing out from the bank?
And will the bank require any documents from the physicist regarding the grounds for the transfer from a legal entity?
(an agreement between an individual and a legal entity, etc.)
Will the physicist have any difficulties later?
In the article, we will talk about how to make a transfer from a current account to an individual's card for an LLC. We will analyze whether it is possible to transfer money to the director’s account and what methods banks offer for this. You will learn how to make a payment through Sberbank and get acquainted with the lowest rates of banks for transfers.
An LLC can transfer money from its own to a bank card of an individual. faces. You have the right to make transfers both to the card of the director or any employee, and to the cards of third parties.
There are four options:
In all cases, the bank will charge a commission, so using a payroll project to pay salaries or a corporate card to transfer money to a report will be more profitable. For example, Dot allows you to open as many as you like. corporate cards on all rates.
For the transfer of salaries, it is possible to use a special salary card or any other bank card opened in the name of the employee. At the same time, the interest on the transfer wages as part of the salary project below.
If the money was transferred under the report, then the employee is obliged to provide the accounting department with expense orders confirming the use of the funds issued. In the absence of checks tax office will consider the accountable amount as the employee's income and demand to pay a 13% tax on it.
The list of accountable items, according to the regulation of the Central Bank of December 24, 2004 No. 266-P, includes:
Issuance of loans on the basis of a loan agreement is possible only for employees of the company. To provide loans to third parties, a license from the Central Bank is required to carry out such activities. To transfer money to a physical card. person, supplier of goods or works, an agreement is required, drawn up in accordance with the norms of the Civil Code of the Russian Federation.
If the amount of the transfer to the card of an individual is more than 600,000 rubles, then the state strengthens control measures over such an operation. And, for example, Tinkoff Bank does not limit its customers in the amounts of payments.
Transfer from LLC account to bank card directors can be done both in the case of payment of salaries, and in the case of transferring money under the report. Let's consider both cases.
When transferring wages, the details of the director's personal card account, as well as his full name and the amount of the transfer, are indicated. It is important to remember that transfers to an individual's card are not subject to VAT. From the amount of wages, it is necessary to pay personal income tax and make contributions to the Pension Fund and the Social Insurance Fund.
Transferring to the director’s card (both salary and personal) under the report is a simple procedure, but it requires attention from the accountant, since it can be recognized as income of individuals. faces.
To avoid this, in the purpose of the payment, you need to write down “Issuance against a report on the purchase of travel tickets ...”, “Issuance against a report on payment for accommodation ...”, etc. In general, try to indicate the goal in as much detail as possible to avoid problems with the tax.
The second important feature of imprest amounts is the need to return the balance of unspent funds to the company. Their income should be reflected in the accounting department. And on the amounts spent, a report and expense orders must be submitted.
Transfer under the report is done on the basis of an application, which must indicate:
Transfer of money from the current account of the LLC to the bank card of the individual. persons can be executed in two ways: through a bank branch or through Internet banking. Please note that the transfer of funds may take from 1 to several business days.
To transfer money at the bank branch where the account is opened, the representative of the LLC needs to perform several actions:
The transfer can also be made by payment order. To do this, you also need to specify all the payment details in it and send it to the bank. Transfer fees may apply.
For example, Tinkoff banks and Tochka do not have offline offices, so a transfer from an LLC account to a physical card. person is possible only through a personal account. This, however, makes life easier for the entrepreneur also because the commissions for transfers become lower.
Let's find out how to transfer money from an LLC's current account to a physical card. person released.
There are two ways to do this:
Within Sberbank, transfers are carried out very quickly (within 1-2 days). Moreover, if the card is physical. issued to a person in the same branch where the company has an account, then there may be no commission for the transfer at all (otherwise it is 1.5%). Vesta Bank, for example, sets a fixed fee for the transfer, which is convenient for large amounts.
To make a transfer to a Sberbank card, you need to know the exact details of the recipient and the name structural unit Sberbank that issued the card.
For a business that has a current account with Sberbank, a transfer from a current account to a Sberbank card is possible through Sberbank Business Online. This is a service that allows an entrepreneur to reduce all subsequent visits to the bank to a few online transactions that take a few minutes. To register a personal account, you need to come to the bank office once and submit an application.
Subsequently, transferring money to an individual’s card will not be difficult:
Consider the offers of banks with the lowest commissions for transferring to physical cards. persons from LLC settlement accounts, depending on the tariff plan.
This is one of the best banks for business!
In the package limit for transfers of physical. persons also include the amount of withdrawal of legal entities. face cash from the account.
In Modulbank, you can make a transfer on the following terms:
The account is opened immediately and reserved for you after the application is submitted.
The bank makes it possible to receive a current account number in 10 minutes to start business activities.
For transfers from LLC accounts to individuals, the bank sets the following commissions.
The bank also makes it possible to immediately reserve an account number when applying.
As you can see, the conditions in banks are very different, but there is a significant similarity in one thing: all banks are focused on quality business service.
Transfer of funds to an individual from a legal entity is possible only in three cases:
Money transfers for other purposes are not provided for by the legislation of the Russian Federation and are considered illegal.
The transfer of a loan from a legal entity is possible both to an employee of this enterprise and to other individuals. The limit of transfers to its employees is not regulated by regulatory legal acts: an organization can issue any amount.
In the case of third-party citizens, frequent transfers of large sums may cause suspicion among regulatory authorities: only companies that have registered a new type of economic activity in the register and in statistical bodies have the right to lend.
To transfer money to a card as a loan, you need to draw up an appropriate agreement. It should indicate:
Important: the return of the debt is not subject to taxation, however, you need to prove that the money received is just a return, and not income. To do this, when transferring, you need to indicate the purpose of the payment and, if necessary, confirm the operation with documents.
If a transfer to a card to an individual from a legal entity is carried out for the purpose of buying back products or paying for services rendered, then an agreement on the transaction must also be drawn up. In this case, personal income tax is withheld from the recipient and transferred to the budget at a rate of 13%.
If a citizen is in an employment relationship with the company, which is confirmed by a signed employment contract, then the transfer of funds to a card to an individual from a legal entity can be formalized as a payment of wages. Such transfers should also be subject to personal income tax at a rate of 13%.
Important: in the annual declaration entity should be counted for all transfers, including to individuals on bank accounts, and pay income tax. If the enterprise does not do this, then personal income tax is levied on the citizen who receives the money.
After the sending company generates payment registers and sends the transfer order, the bank will start processing the payment. This may take from one to several days, depending on the time at which the documents are submitted and how well they are executed.
All settlement operations produced within banking day, which most often ends at 16:00.
Important: the exact time depends on the bank branch, region and currency in which the transfer is made.
The amount of the commission for a transfer to an individual from a legal entity depends on which bank the transfer is made through. The percentage can vary from 0.5 to 10% of the total amount.
Important: the maximum commission amount is not limited
For example, in Sberbank transfer fee is 1.1% of the amount, but not less than 115 rubles per transaction. Commission fee does not apply to the payment of wages, as well as to social and insurance contributions.
AT VTB 24 The commission depends on the amount of the transfer. So, if you send up to 6 million rubles a month, the bank will take 1% of the operation. Transfers above this amount are subject to a 10% commission.
Important: if the company has an agreement with VTB on salary project, then the transfer of wages to employees is not subject to commission.
In addition, for any transfer to the card, which the tax authorities can accept as undeclared income of an individual, you need to make 13% deductions.
The bank is obliged to report all suspicious deductions in favor of an individual to the Central Bank or the Federal Tax Service. Upon the fact of the monetary transaction, an audit will be carried out. If it turns out that a citizen received income from a legal entity, but at the same time none of the parties made the relevant mandatory payments, a penalty of 20% of the amount of unpaid taxes.
Important: in such situations, you yourself must prove that the funds received on the card were not income.
If deliberate non-payment of tax is proven, the fine can reach 40% of the unpaid amount. In addition, interest will be charged - 9% per annum.
In cases where legal entities illegally cash out funds by transferring them to cards of ordinary citizens, the enterprise may be held criminally liable, which will entail either a fine of up to 300 thousand rubles or imprisonment for 6 months.
Before transferring money from a legal entity's account to a physical person's card, you need to draw up an agreement that explains the purposes for which this money was transferred. If the agreement does not specify which party should pay the tax, the payment will be collected from the individual (provided that he receives income).
In cases where funds are transferred to pay off a debt, the payment is not taxed, however, relevant documents confirming the issuance of a loan must be provided.
Particular attention from banks and the Federal Tax Service is caused by:
It is worth noting that if banks consider the transactions being carried out to be suspicious, they are obliged to report them to the Central Bank, while notifying an individual or legal entity of the notification to banks is prohibited.
