Advantages and disadvantages of MasterCard Black Edition. MasterCard World Premium cards Offers of Russian banks

For discerning customers who love to travel in comfort, who appreciate excellent service without drawing attention to their person, the MasterCard World premium card has been developed. Black Edition. Exclusive features and unobtrusive design confirm this.

What does the holder of such a card receive? First of all, the service is several levels higher, both in the form of a payment system and a service in a banking institution.

What privileges does the Mastercard World Black Edition card give?

Rate plus Mastercard world black Edition is very easy. It is enough to pay for purchases using this card to receive bonuses available only to you.

MasterCard World Black Edition is a great opportunity for those who are accustomed to the best, who appreciate every minute of their time and who care about quality service while traveling.

This card has the following benefits:

• Making payments for contactless technology paypass.
• Banking service at a premium level, free service"Concierge".
• Insurance included by default.
• Priority Pass - a pass to the best airport lounges.
• Emergency assistance in case of loss of the card.
• Separate telephone line.
• And other special features.

Mastercard Black Edition - discounts

With the mastercard black edition you can get a discount on:

• Yandex Taxi, payment for fuel in Yandex Navigator;
• purchases in online stores;
• and etc.

Concierge Service

Mastercard World Black Edition provides a personal concierge service. He will provide important information about the planned events and, if necessary, book tickets.

Concierge offers the following services:

• Reservation and purchase of air tickets
• Information about the host city with competent advice
• Car rental order
• Delivery of a car with a driver
• Golf course guide
• Tickets for cultural events and other events organized anywhere in the world
• Hotel booking, hotel guide
• Top news in the country and the world
• Travel assistance.

Priority Pass - your pass to business class lounges

The card gives you access to the best airport lounges around the globe through the Priority Pass program. An airport is a place where noise and pandemonium constantly reign. Thanks to this program, you can relax in the premium lounge. And this opportunity is provided regardless of class and airline. VIP-halls are located in three hundred different cities. To get into one of them, it is enough to present a membership card at the entrance.

A busy person always does not have enough time to take a breath. Using the VIP lounge, you will have the opportunity to wait for your flight in peace and quiet, as well as work if necessary. Nobody will disturb you!

Priority Pass from Mastercard black edition is:

• Several hundred rooms high level in over a hundred countries.
• Lounge availability without regard to class and selected airline.
• 70 or more lounges at American airports.
• Internet access, meeting rooms.
• Atmosphere conducive to peace.
• Snacks and drinks as a free compliment.
• Carefully thought-out infrastructure for fruitful work and quality rest.

Travel insurance

All Mastercard World Black Edition card holders receive by default accident and illness insurance for the period of travel abroad. This program provides the following benefits:

• Not only the cardholder can use the insurance, but also members of his family, which include a spouse, as well as children 6-18 years old, as well as children under 23 years old - full-time university students.
• The cardholder can obtain a visa without additional payments.
• No need to activate insurance with a payment card transaction.
• Opportunity to receive support from Class-Assistance Ltd.

Mastercard World Black Edition credit

Given the status of the "black card", the maximum loan amount for it is much higher even for new customers.

Get up to 5 bonuses debit cards Mastercard World Black Edition Premier and Visa Platinum Premier is available as part of the Sberbank Premier service package.

In which banks can I issue a Mastercard World Black Edition?

Premium cards are offered by many Russian banks. These include Sberbank, Alfa Bank, and others.

The advantages of the card are that 0.5% is charged for each purchase; in other cases, bonuses are as follows:

Another advantage of the Sberbank Mastercard World Black Edition card is the ability to accumulate bonuses when participating in the Thank You from Sberbank bonus program. For each bonus Thank you, you get 1 ruble.

The premium card product of the MasterCard Platinum category is suitable for comfortable use in any country and provides the holder with many bonuses. Let's find out why platinum cards are good and what privileges they have.

Features of MasterCard Platinum cards

MasterCard Platinum debit and credit cards are a modern banking product premium class. Initially, this elite plastic was intended for the wealthy and a lot of travelers. banking clients who were provided with many benefits and privileges within the framework of using this card product. Today, MasterCard Platinum is offered by many financial and credit organizations in a somewhat simplified version, thanks to which this card has become more accessible.

The main advantages of owning such a card:

• personal banking services- a personal manager is assigned to the card, to whom the owner of the plastic can always contact,
• preferential health insurance when traveling abroad
• the possibility of opening additional cards(usually up to 5),
• advantages in establishing credit limit– Premium card holders can count on the largest amounts of borrowed funds.

Often such card products are multi-currency and equipped with advanced technologies: contactless payment, the ability to use the phone as a payment "means" and much more.

Privileges of MasterCard Platinum cards

The privileges of Mastercard Platinum are one of the key parameters of exclusive service for those bank customers who can afford such plastic. Majority special offers and bonuses associated with the individual service of platinum cards.

Below are the main benefits that premium cardholders can count on:

1. Special service "Global Service Center", provided by the international payment system MasterCard in cases where the holder is without a premium card abroad due to loss or theft of plastic. The service provides for the emergency issuance of a certain amount (specified in advance) of cash or the emergency replacement of a lost card with a new plastic one.
2. Platinum card holders are insured against the risk of using the money stored on the card account by unauthorized persons.
3. Possibility of registration by the owner of a premium card product of a special discount card of the International Airline Passengers Association. This makes it possible to receive discounts when booking hotel rooms, as well as when renting cars almost all over the world.
4. Another nice bonus that those who travel a lot know firsthand is a special Priority Pass card. Its holders can use the first class lounges at the world's largest airports without restrictions.
5. Some banks issuing platinum international cards payment system MasterCard, automatic connection of the International SOS service is provided. Using this service, holders of platinum plastics can receive up-to-date and useful information about choosing Vehicle in another country (routes, fares, flight schedules public transport), searching for cafes and restaurants (up to getting acquainted with the menu and ordering a table), selecting and booking hotels (studying the conditions of booking, accommodation) and much more.
6. The Priceless Cities service is available to MasterCard payment system cardholders and allows you to take advantage of many interesting and advantageous offers and discounts in the largest cities of the world. More information on the website.

Also among the privileges of MasterCard Premium should include an insurance program for trips abroad, concierge services around the world, the ability to free registration additional cards - Priority Traveler, IAPA, etc.

By the way, holders of premium platinum cards of the Mastercard payment system can take advantage of bonuses and privileges not only outside the Russian Federation. On the territory of Russia with the help of the cherished banking plastic you can also make hotel reservations, restaurant reservations, get legal advice, or get the medical care you need.

Moreover, with the help of MasterCard Platinum, its owner can freely attend many closed events that are held on the territory of the Russian Federation: these can be closed shows, auctions, etc.

The best offers of Russian banks

Platinum cards are offered in many domestic banks, but the ones listed above are far from being connected everywhere. bonus programs and privileges, as the bank reserves this right.

Among the most attractive offers of Russian credit and financial organizations the following can be noted:

1. Offer valid until June 30, 2020 for World cardholders Elite Mastercard. Promotion Rules
2. Offer valid until December 31, 2020 for World Elite Mastercard cardholders. Promotion Rules
3. The offer is valid until December 31, 2020 for World Mastercard Black Edition and World Elite Mastercard cardholders. Promotion Rules
4. The offer is available for World Elite Mastercard and World Mastercard Black Edition cardholders. Promotion Rules
5. The offer is valid until 06/30/2020 inclusive, you can use the Services package until 06/30/2020. To participate in the promotion, you need to activate the "Autopayment" service and add one of the Platinum Mastercard®, World Mastercard Black Edition® or World Elite Mastercard® cards to replenish the balance. Promotion Rules
6. The offer is valid from January 2 to September 30, 2020, for flights from January 10 to April 23, from May 6 to October 20, and from November 2 to December 20, 2020 for holders of Mastercard Standard, Gold Mastercard, World Mastercard , Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard. Promotion Rules
7. The discount is available for Platinum Mastercard®, World Mastercard Black Edition®, World Elite Mastercard® cardholders in Moscow, St. Petersburg, Novosibirsk, Sochi, Rostov-on-Don, Kazan, Krasnodar. The offer is valid until December 31, 2020. The discount is provided to new and existing Yandex.Plus subscribers who have linked their Mastercard card in the Yandex.Taxi app for Business, Premier, Elite or Cruise tariffs. Maximum size the discount is 6,000 rubles per trip. When paying Apple Pay and Google Pay discount is not provided. Promotion Rules
8. Offer valid for Mastercard Standard®, Gold Mastercard®, World Mastercard®, PlatinumMastercard®, World Mastercard Black Edition®, World Elite Mastercard® until December 31, 2020. Discount does not apply to car rental bookings in the US or Canada with vehicle pickup in the US or Canada. Promotion Rules
9. The discount is available to holders of World Mastercard Black Edition® and World Elite Mastercard® for residents of Europe, Africa, the Middle East and Asia, and car rental in these regions until December 31, 2020. Residents of other regions or rentals outside of these regions, such as Australia, New Zealand, North America, South America and the Caribbean, etc., are not eligible for the discount. The amount of the discount is not fixed and may vary depending on the applied tariff plan, season, car availability and rental country. Booking with a discount is carried out on the website
10. Offer valid until March 31, 2020 for bookings until July 31, 2020. To get a 10% discount, go to the website, book a room, enter the promotional code AFMCARD219 in the "Use Coupon" field and pay for the reservation with a Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard. Promotion Rules
11. The offer is valid until December 31, 2020. Book a room, apartment or villa with Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard using the link and get 8% of the booking value on your Mastercard. Promotion Rules
12. Offer valid until September 1, 2020 for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard for stays at Radisson Collection™, Radisson Blu® and Park Inn® by Radisson hotels. Promotion Rules
13. The offer is valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard cardholders until February 29, 2020. To activate a 30% discount in the KinoPoisk service, you must log in to the site using your account and number mobile phone, to which Yandex.Plus is connected. The discount will be provided automatically when you pay for the content. Promotion Rules
14. Offer valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard until June 30, 2020. Promotion Rules
15. Offer valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard until March 31, 2020. The discount is provided for screenings from Thursday to Sunday with a Mastercard card in 76 cinemas of the united cinema network (Formula Kino, Cinema Park, Kino Okko) in 30 cities. Promotion Rules
16. The offer is valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard cardholders until December 31, 2020. Promotion Rules
17. The offer is valid for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessСard, Mastercard World BusinessСard, Mastercard Preferred BusinessСard, Mastercard Corporate Card until December 31, 2020. Promotion Rules
18. Offer valid for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard until December 31, 2020. Promotion Rules
19. Offer valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard until December 31, 2020. The discount is available only in the Dyson store in GUM. To receive a discount, you must inform the manager of the type of card before payment. The offer does not apply to the purchase of hair dryers. Promotion Rules
20. Offer valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard until December 31, 2020. The discount is available only in the branded store in GUM. To receive a discount, you must inform the manager of the type of card before payment. Promotion Rules
21. Offer valid until December 31, 2020 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate Executive Card. The discount is available only in the branded store in GUM. To receive a discount, you must inform the manager of the type of card before payment. Promotion Rules
22. Offer valid until December 31, 2020 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate Executive Card. The discount is available only in the store in GUM. To receive a discount, you must inform the manager of the type of card before payment. Promotion Rules
23. Offer valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard until December 31, 202. To receive a discount, you must tell the cashier the type of your card before payment. Promotion Rules
24. The offer is valid until November 30, 2020 for Platinum Mastercard®, World Mastercard Black Edition® or World Elite Mastercard® cardholders. List of boutiques - participants of the promotion and full rules of the promotion at the link .
25. The offer is valid until December 31, 2020 for World Mastercard Black Edition®, World Elite Mastercard®; Mastercard Preferred BusinessCard, Mastercard Corporate Card and Mastercard Corporate Executive Card. Promotion Rules
26. Offer valid until December 31, 2020 for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessСard, Mastercard World BusinessСard, Mastercard Preferred BusinessСard, Mastercard Corporate Card. Promotion Rules
27. The offer is valid until December 31, 2020. The offer is valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessСard, Mastercard World BusinessСard, Mastercard Preferred BusinessСard, Mastercard Corporate Card. Promotion Rules
28. Offer valid until December 31, 2020 for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard. Promotion Rules
29. Offer valid until December 31, 2020 for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard.

The Mastercard Black Edition credit card is premium product payment system Mastercard. Holders of such cards are entitled to count on a number of preferences. This is a luxury product designed for business owners and active travelers.

The blank card is made of special carbon fiber and has an original laconic design.

The phone number of the Mastercard Global Help Desk in Russia is 8–800–555–02–69. Calls from landlines are free.

General Product Specifications

An important advantage of the Mastercard Black Edition is that its owner has the right to be served at the offices of the issuing bank in the VIP lounges. Calls to the call center are accepted on a special, dedicated line, and the service is handled by a personal manager.

Mastercard Black Edition is a significant advantage. Cardholders from domestic issuers can count on:

• credit limit of about 1 million rubles;
• moderate interest rates;
• extended grace period;
• participation in bonus programs;
• incentives and discounts up to 30% for the purchase of certain goods and services;
• Priority Pass, that is, a pass to the lounges of business class airports, regardless of the ticket class, airline and number of card holder's satellites. The cost of the service is about $30 per person. Payment is deducted from card account within 2 months from the date of the visit;
• emergency assistance in case of loss of the card;
• free travel insurance with coverage up to €71,000. Family members can be insured at reduced rates;
• free visas in some countries;
• use of PayPass contactless payment technology;
• protection of online purchases Mastercard SecureCode;
• preferential or free access to SMS services and Internet banking.

Premium Services

MasterCard Black Edition gives you the following privileges:

• World status guarantees the owner a VIP service in any developed country;
• participation in the Priceless Cities program, thanks to which you can purchase tickets for cultural events at reduced prices and use VIP boxes from MasterCard;
• opens access to the services of the Nielsen Club, which will allow you to order the organization of a trip of any degree of complexity along any route.

An important privilege for MasterCard World Black Edition holders is free services Concierge service from the partner of the payment system Aspire Lifestyles. Thanks to this service, many issues, including everyday ones, are solved, even if the problem arose abroad.

You can call the Concierge Service by phone:

• 8 800 700-44-09, if the call comes from any city in Russia, then the connection is free;
• 8 499 500-44-09 is the Moscow number for calls from abroad.

Offers of Russian banks

Sberbank

Sberbank issues Mastercard Black Edition on the following terms:

• the annual fee for using the card will be 4,900 rubles;
• credit limit - up to 3 million rubles;
• the interest rate is 21.9% if the issue is made under a pre-approved offer and 25.9% if under a mass offer;
• grace period - 50 days;
• commission for receiving cash - 3% at Sberbank terminals and 4% when accessing machines third parties(minimum 390 rubles);
• issuance of an additional card is not provided.

Advantages:

• large credit limit;
• up to 20 times more premium accrual of "Thank you" bonuses than for other products of the bank.

Flaws:

• account currency - only Russian ruble;
• the presence of age restrictions - from 21 to 65 years;
• required seniority– at least 1 year in the last 5 years, but with the last employer for at least 6 months.

UralSib

In UralSib Bank, the card is provided on the following conditions:

• annual maintenance both the main card and the additional one - 6,000 rubles;
• credit limit - 10,000 - 500,000 rubles;
• grace period - up to 2 months;
• interest rate - from 23.9%.

Advantages:

• loyalty to the length of service - from 3 months at the last place of employment;
• cash withdrawal at UralSib ATMs is free of charge, and in self-service devices of other companies, the commission will be 0.7%;
• account currency - rubles, euros or US dollars.

Flaws:

• the minimum age of the borrower is 25 years;
• when the cardholder reaches the age of 60, the contract is terminated.

Reissue (in case of loss, at the end of the validity period) is paid - 6,000 rubles.

"Alfa Bank"

In Alfa-Bank, the card will be provided with the following parameters:

• debit card;
• up to 7.5% cashback is credited to the savings account;
• cash withdrawal from the issuer's ATMs - free of charge, third-party banks - 1%;
• account currency - rubles, euros or US dollars with the ability to instantly relink the card to an account in a particular currency.

Advantages:

• 4 times a year you can get cash abroad for free;
• at an ATM you can get up to 600,000 rubles per day.

Flaws:

• the product is available either to existing customers of the bank, or after connecting the "Maximum +" option;
• a month you can get no more than 3 million rubles at an ATM;
• very expensive annual maintenance - 33,000 rubles in the first year of ownership and 36,000 rubles in the second.

Summary

In Russia, Mastercard Black Edition holders are provided with discounts, preferential interest rates and other preferences on terms different from those available to cardholders in other countries. The effectiveness of using the product directly depends on the opportunities provided by the issuing bank. Accordingly, one should not hope that the registration of an elite product in a local bank will bring real benefits.

To obtain a card, it is often necessary to have Russian citizenship and registration (temporary or permanent) in the region where the bank is present.

Mastercard Black Edition from Sberbank is aimed at users whose activities are mostly concentrated in Russia. UralSib's offer is interesting for those who often travel to countries where payments are made in euros or US dollars. A card from Alfa-Bank is useful for those who prefer to spend within the limits of the amounts available on their own account.