Sberbank card Visa Signature Aeroflot appeared in February 2017. Main Feature this plastic card is that it is issued for those who frequently fly and use the services of airlines that are members of the Sky Team Alliance.
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Visa Signature from Sberbank is a credit card, for using the limit of which bonuses are awarded in the form of Aeroflot-Bonus miles, which can then be spent on:
Earning miles has become much easier with the Visa Signature card. Paying for purchases with this credit card, for every 60 rubles spent, you will receive two Aeroflot Bonus miles. Another a pleasant surprise is waiting for everyone who opens the plastic of this sample - immediately upon receipt of the card, the bank gives 1000 miles to the bonus account, which is a good start for accumulation.
Important! Miles will be accumulated on the condition of cashless payments in retail chains and companies that are partners of Sberbank and participate in this program.
The Visa Signature premium credit card guarantees each holder access to premium services in special zones, of which there are more than 200 in Moscow alone. Sberbank has allocated for its premium customers.
The card is equipped with an electronic security chip and the possibility of contactless payments. To use, you just need to touch the credit card to the device, which has an icon with waves. As a sign of confirmation of a successful transaction, the payment terminal will emit a characteristic signal, the inscription “Approved” will appear on the device screen, and a receipt will be printed.
You can replenish the card in cash and non-cash in several convenient ways:
Track expenses on the Aeroflot Visa Signature card, make Money transfers, you can replenish your card or phone account through mobile app, system or SMS-bank.
Visa Signature Aeroflot is a ruble account to which credit limit in the amount of 300 thousand to 3 million rubles as part of a personal offer to Sberbank customers. The size of the credit limit is affected by the client's income level and other factors. Credit funds can be used preferential terms up to 50 calendar days. If expenses are not reimbursed during this period, then interest on the loan will be charged on the amount of the debt, which is 21.9% per year. It is also possible to use personal in cash if you replenish your account in any convenient way.
Attention! Valid on the card bonus program“Thank you from Sberbank”, for which you can save additional bonuses in settlements with partner companies.
The main characteristics of the Aeroflot Visa Signature card are shown in the table.
| Characteristics | Availability |
| Payment system | Visa |
| Card account currency | rubles |
| Credit card expiration date | 3 years |
| Interest for using the credit limit | 21.9% per annum |
| Credit limit | 300 thousand - 3 million rubles. |
| Card account maintenance cost | 12 thousand rubles a year |
| The presence of an electronic chip | + |
| Presence of a grace period | up to 50 calendar days |
| Possibility of issuing an additional premium card | – |
| Possibility of contactless payments for goods and services | Visa PayWave |
| Availability of the bonus program "Thank you from Sberbank" | + |
Sberbank presents to your attention loan program with significant bonuses for use.
Signature by Visa and world black Edition from MasterCard have prepared a really advantageous package of discounts. You can save 10% percent on gas stations or using Gett- or Yandex-taxi, get a five percent discount in restaurants and cafes, and save money when paying by credit card for purchases in a supermarket.
By joining the bonus program, with every purchase, large and small, you will start accumulating bonuses, which can then be profitably exchanged for significant discounts. After accumulating enough options called "Thank you", you can get a ticket to European country, 20 theater tickets or free taxi rides around the city of your stay.
The most famous brands in the field of sales and services participate in the affiliate program.
For ease of use, you can use the service contactless payment for Apple and Samsung devices, significantly saving time when paying for something.
Registration in the bonus program from Sberbank "Thank you" is available in one SMS, after which you can start accumulating "thank you" points. Just calculate through the "bonus calculator" what is available to you with the current accumulation of bonuses and get your discount.
The card is issued in any of the "Sberbank" branches. The annual cost of maintenance will be 4900 rubles.
Anyone with a Russian passport and relevant work experience can apply for a credit card.
The limit of your "credit card" can be up to three million rubles inclusive, and the annual interest will be from 21.9. At your disposal will be 50 "preferential" days from Sberbank with a loyal interest rate policy in relation to the client.
At the beginning of 2017, Sberbank issued new map Visa Signature together with Aeroflot. This is the third product that the bank is launching jointly with Aeroflot. Who is it suitable for? Those who fly frequently and use the services of this airline save and actively spend miles. After all, miles are the main bonus when using this offer.
This is a debit card with premium service. You can store it dollars, domestic currency or euro.
The validity period is 3 years.
One of the main disadvantages is the cost of annual maintenance, which is equal to 12 thousand rubles. But, for those who fly often and spend a lot, this suits. If an additional card is issued, its annual maintenance will cost 2500 rub.
Visa Signature Sberbank is allowed to open from 14 years of age. In some cases, if the child's official representative is present and agrees, it may be opened and 7 years of age. Since the card is a debit card, there are no serious strict requirements for those who want to open it.
You must have Russian citizenship, permanent registration in the region where the card is registered, and provide your passport. If it is opened for a child under 14, his certificate and the passport of one of his parents or guardians are required. Proof of solvency, again because this is a debit product, is not required.
Opening such a card is for those who spend more in a month 150 - 200 thousand rubles per month, often flies and uses the services of Aeroflot. It is suitable for businessmen, business people who make large purchases, fly a lot on business, travel, etc. It is advisable for them to open a card with such conditions and privileged service. Otherwise, it will be too expensive a debit banking product if ordered by a common person with a small salary. It will be unprofitable for him to pay for her services.
It is possible to spend miles not only using the services of Aeroflot, but also with airlines that are members of the Skyteam alliance. The client immediately receives 1000 welcome miles. The best way to spend miles is on purchase of air tickets. Also, with the help of accumulated miles it is allowed upgrade the class of service. For example, you have the right to purchase an economy ticket, but upgrade it with miles to business or first class. Also, if they are suddenly not needed or will “burn out” soon, miles can be spent on charity within the framework of the Mercy Miles program.
Also valid standard bonus program "Thank you" from Sberbank itself. You can spend them in stores that are partners of the bank and participate in this program. Also, cardholders are offered Special offers and discounts from the Visa system itself.
You can manage the card, monitor transactions, replenish, make transfers using the services " Mobile bank and Sberbank Online. In case the card is suddenly lost in another country, you can use the service electronic issuance cash.
It is possible to set up auto payment to pay on time utilities, traffic police fines, loans, etc. The card can be linked to electronic payment systems.
An additional bonus is that the owner of this offer from Sberbank receives premium service. He can use the services of special network personal service centers Sberbank Premier. Also, in which case, you can call the bank and consult with the manager on a dedicated separate telephone line. Abroad, the holders of these cards have access to medical and legal support.
Visa Signature Aeroflot from Sberbank is equipped with a chip, you can pay contactless, payments on the Internet are also protected through the use of 3D-secure technology.
The conditions are such that for every 1 dollar / euro spent, or 60 domestic rubles, 1 point (mile) is awarded under the Aeroflot Bonus program. This only happens when purchases are made. Cash withdrawals from ATMs do not count. In addition, miles are credited only if purchases are made in stores that are partners of the Thank You program from Sberbank. All this must be taken into account before applying for the design and issuance of such a card.
How to check the balance of a Sberbank card via SMS, we will tell in.
Where is the best place to invest and invest money:
If you withdraw money from ATMs of other banks, the fee will be equal to 1%, but not less than 100 rubles. Take off in a day no more allowed 500 thousand rubles, and no more 5 million per month. If you request a balance at an ATM of another bank, it will cost 15 rubles.
next and early reissue given banking product free.
Service " Mobile bank» provided is free, as well as SMS notifications about transactions that are made on the card.
This is not the only product released by Sberbank together with this airline. There is one more - which is better known to customers, as it was released earlier. Many do not really understand what the difference is between them. In principle, the conditions really have a lot in common. Here, too, miles are credited according to the same principle; there is a bonus program from Sberbank itself.
Service cost difference. If in Visa Signature it is 12,000 rubles per year, then in an ordinary map it is 900 rubles in the first and 600 rubles subsequent years.
You will need to pay 60 rubles per month for SMS alerts on a regular card, while on Visa Signature it is free.
In the case of using a simple Aeroflot Bonus offer, the service is standard, not privileged. Daily limit on a regular card 150 thousand rubles, and per month - 1.5 million.
In essence, there is not much difference. Therefore, if a person does not spend huge amounts per month, he does not have to order a Visa Signature card and pay as much as 12,000 rubles a year for its maintenance. You can get by with a standard product, which also earns miles for making purchases.
In the spring of this year, I saw on the Sberbank website a very interesting offer for me - cards with increased cashback from Sberbank. It so happened that I used to use a credit card as the main payment card and pay it off in interest free period. In Sberbank, you can only have one open credit card, so my natural desire was to replace my "standard" credit card with a limit of 60 thousand rubles. to Visa Signature. No sooner said than done: after a few days, an application for closing the card was written, and after 30 days, her account was also closed - you can apply for a new one!
And here the difficulties begin. The fact is that Sberbank employees are completely unaware of their company's products. I traveled to 8 bank branches and in all I was told one of three:
1. We do not know about such a credit card - it can only be debit.
2. The issue is possible only within the framework of the Sberbank Premier package.
3. Release is possible only on personal offer(confused with the Aeroflot card for 12 thousand).
Several times I called 900, where they repeatedly confirmed to me that for credit cards (namely credit cards) Visa Signature is now a really massive offer - anyone can apply. The only condition is that the limit is not less than 115 thousand, otherwise - an automatic refusal, that is, an application for a card will not even reach the consideration of the operator. The size of the limit, of course, made me wonder if they would give me such a card, despite the fact that I am a payroll client and have an ideal credit history in the bank. But there is no way back, the old card is still closed, so we continue to knock on closed gates - look for a branch where they know about such credit cards.
And such a department was found. For everyone who wants to apply this card I advise you to immediately contact him - save a lot of time and effort. This is Mozhayskoye highway, 28. The bank employees, as it turned out, were also not aware of such a proposal, but almost immediately redirected me to the head of the department. This is a very nice woman - a true professional. Not those girls who yesterday graduated with C's from the university, who met me in other departments. Not those unknowing older guys sitting behind the glass doors of management in other departments. They even, as they said, do not have a button for issuing such a card. And he is a real expert in his field.
It took her only a few minutes (unfortunately, I didn’t have my full name) to figure out the right credit card, and now we are already filling out an application. Unfortunately, the application was rejected (too quickly - very similar to automatic) - probably the bank decided that 120 thousand would be too much for me. Well, I understand this, after all, it’s not an express loan, the decision is made carefully. After that, he issued a Sberbank debit card with big bonuses. And the credit card turned out and is not needed. I will make it just in case when they send a personal offer.
From this situation, I drew the following conclusions for myself:
1. Unfortunately, the qualifications of most Sberbank employees (and even heads of departments) are very low - they simply do not know about current offers Jar. It is very unpleasant, you feel like a fool when the whole office explains to you that "the offer is not massive and it does not apply to you", although in fact it is exactly that.
2. If you search, you can find real specialists who will meet halfway - as the head of the department on Mozhaysky 28.
3. Perhaps the requirements indicated on the website for obtaining a Visa Signature - formal and in fact they are much tougher.
4. There was no information anywhere about the minimum limit of 115 thousand. If I had seen it earlier, I would have immediately issued a debit card.
5. The bank did not approve a credit card with a limit of 120 thousand with an ideal credit history(I even checked the extract from the bureau) and salary card with a good salary.
Therefore, if you are planning to replace your credit card with Visa Signature, think about whether you will be approved for a premium credit card with such a limit. The re-application deadline is 2 months after the refusal, so you risk being left without a credit card for 3 months.
Sberbank is reaching a new level of customer service quality. Since 2017, the issue of premium debit and credit cards has begun. The products include quite a lot of options, however, and the cost of maintenance is increased compared to standard offerings. Premium cards are aimed at the upper middle income category of the population.
Sberbank premium debit cards are provided to bank customers who have a deposit or salary project. However, any client can apply for registration on the bank's website. In addition to enhanced security features, the availability of additional insurance services and support for contactless payments, the programs provide for a variety of discounts for servicing in organizations that are the bank's partners.
The Mir card premium from Sberbank has been issued relatively recently, previously only offers for pensioners and the classic version were available to borrowers. The product can be issued to workers public sector under a payroll contract. International map payment system valid for 5 years. According to the "Thank you" program, increased bonuses are awarded (10% of spending). Replenishment of the account is carried out without commissions, the amount of daily operations for cashing out can be up to 300,000 rubles per day. The maintenance fee is 150 rubles per year.
Sberbank Premier premium platinum cards are a type of debit account. You can draw up an agreement by personally contacting the bank at the age of 18 years. The cost of annual maintenance is 4900 rubles per year. The validity period of the plastic is 3 years.
As part of the package, the client can issue up to 5 premium debit cards Visa Platinum Premier and World MasterCard Black Edition Premier, for yourself and loved ones.
By Visa programs Signature and MasterCard World Black Edition Sberbank focuses on the presence of large bonuses, within which up to 10% of the purchase amount is returned. The product assumes an increased credit limit. A credit card is convenient for use when traveling abroad.
The Sberbank premium card provides the following types of services:
Sberbank's premium mastercard black edition card does not provide for issuance additional cards. This service is also not available for the Visa Signature product.
World MasterCard Black Edition allows you to earn miles for buying air tickets (2 miles for every 60 rubles). Upon activation of the account, the client is provided with 1000 miles as a gift. In the future, these bonuses can be exchanged for tickets and flights with Aeroflot and SkyTeam. In addition, compensation of up to 600 euros for delayed or canceled flights with Compensair is provided, as well as 20% discount on transfers to and from the airport with Gett and Wheely and free luggage wrapping.
The premium calculator, Autopayment services and SMS banking will be available in the client's personal account. Borrowers automatically participate in the World Visa privileges» with many discounts and special offers.
| Name | Service fee | Bid | Grace period | Penalty for delay | Credit limit | Cash out fee |
| World MasterCard Black Edition | 4900 rubles per year of use | From 21.9 to 25.9% per annum | Up to 50 days | 36% per annum | Up to 600,000 as part of a mass offer and up to 3,000,000 rubles for special offers | 3% within the bank and partners and 4% within third parties, minimum 390 rubles |
| Visa Signature (Aeroflot) | 12 000 rubles per year | 21.9% per annum | Up to 50 days | 36% per annum | From 300,000 to 3,000,000 rubles | Similar to the conditions above |
Sberbank premium card, the cost of service does not change throughout its entire validity period. The account will be active for 3 years.
Since this type of product was introduced not so long ago, users have not yet managed to assess how favorable the conditions are. These credit cards are more suitable for users whose monthly cash flow exceeds 150,000 rubles. It is most beneficial to use a non-cash payment method, since reward points are awarded for this.
Premium class cards provide the following benefits to customers:
We can immediately say that only with active use, the client will be able to appreciate all the advantages of the card. If you do not withdraw funds, but the account has been activated, the service fee will still be charged.
Among the shortcomings are:
Only “selected” clients can get premium plastic, for example, those who have a salary project or a deposit in Sberbank. In general, these conditions can be interesting as individuals, and businessmen actively making non-cash payments and making frequent flights abroad.
The contract is concluded according to the application of the client. On the bank's website, you can apply online. In this case, the borrower must have access to Personal Area client or go through a simple registration in the system. 
The conclusion of the transaction is carried out only with the personal presence of the client in the branch. You can activate the account already on the day the plastic is handed over.
A Sberbank premium credit card is provided if the borrower meets the following requirements:
Visa Signature Aeroflot is provided exclusively at the personal offer of the bank. This may be an SMS informing, a written notification or a personal call from a bank employee.
The Sberbank premium visa card is also convenient to use because there is no requirement for a minimum payment amount. However, the credit limit also applies only to non-cash transactions. You should also remember that the money must be paid before the end of the payment period (it is 1 month). You can deposit funds from another cash account, through ATMs and terminals, or using a mobile bank.
