The Mastercard payment system was created in the USA in 1966. Since then, the company has gained global importance, and today it owns 20% of all issued cards in the world. Mastercard enjoys such wide popularity because this system is focused on the end user in its work and strives to create the most thoughtful and convenient products that meet the needs modern man. One of these products is a premium class card. MasterCard World(Mastercard World).
Mastercard issues three groups of plastic cards: entry-level cards, classic cards and premium cards. All cards provide their users with the opportunity to pay for services, purchase goods in outlets and via the Internet, cash withdrawals, connection of Internet or SMS banking. The main differences between the groups are what restrictions or additional bonuses you can get by owning a particular card.
Mastercard premium cards are Mastercard Gold, Mastercard Platinum and the most prestigious card of the line - Mastercard World.
The main distinguishing feature of MasterCard World is that it was created for a modern person who spends a lot of time traveling, appreciating comfort, convenience and safety anywhere in the world. Based on this, in addition to traditional features and services, the system provides the following benefits to MasterCard World cardholders:
The World card group also produces cards with even more opportunities for their owners - MasterCard World Elite and MasterCard World Black Edition. For holders of these cards is provided:
Separately, I would like to note the bonus programs of banks and Mastercard partners. For purchases made with a MasterCard World card, banks transfer certain bonuses to customers, which can either be exchanged for gifts or used to purchase air tickets, pay for hotel accommodation, pay for communication services, etc.
Such a service is offered, for example, by Sberbank of Russia as part of the “Thank you from Sberbank” bonus program: Sberbank accrues bonuses ranging from 0.5 to 30% of the purchase amount to MasterCard World Black Edition cardholders.
Screenshot: spasibosberbank.ru
A similar system, together with MasterCard, is also used by company PAO VimpelCom (Beeline). A Beeline subscriber can become a World MasterCard premium card holder at any of the company's offices. For its customers, Beeline transfers bonuses in the amount of 1% for any purchase up to 15% for purchases with partner promotions.
VTB is issuing an elite class card, which has already received positive feedback from users. MasterCard World is a platinum Privilege card, also called visa black new line vtb - a visiting card of a business person, one of the most prestigious banking products, which offers a number of discounts and bonuses.
Making a card is a process that requires compliance with some nuances. And in order not to get into trouble, you need to familiarize yourself with them.
The holder must register in the area where the bank is located, permanent place work, as well as citizenship of the Russian Federation. Documents confirming the level of income are not required.
It is really possible to issue a VTB edition card absolutely free of charge. To make the free service of the New Edition card possible, your banking history must contain at least one of the following financial details:
The VTB edition card charges an annual service fee of 10,200 rubles, i.e. just under $200. Payment is made at the VTB 24 cash desk. Grace period is 7 weeks. The size minimum payment per month is exactly 3% of the amount owed, as well as interest on your loan. VTB customers have the right to order as many as 5 black cards for free. For subsequent editions, you will have to pay 5 thousand rubles. The rate is from 18% per annum.
With VTB black you can get additional bonuses. The bank accrues bonuses to the owners of the "Collection" package when making purchases with a black card. Features of the discount system are diversity. Both in restaurant chains and in gyms - when you pay with a New Edition card, you can find pleasant surprises, which is limited to others debit cards or credit cards.
Elite card gives the holder the opportunity to assign a VTB manager and consult with him about the black edition card. In all VTB ATMs, as well as Sberbank and other banks, the cash withdrawal commission will not exceed 6%.
The limit for receiving cash from black elite is 300,000 daily, and within 30 days - 3 million rubles.
Thanks to technology contactless payment you can do everything financial operations remotely. All you need - mobile phone, Internet and, of course, contactless black VTB. In addition, this technology is part of a system of terminals located in public places. The essence of the technology is that you confirm the intention to transfer funds from your account using the black card data. After confirmation, the desired amount is automatically debited from the account.
This technology gives you the opportunity to receive the desired goods without physical contact with the black card, which frees you from constantly carrying New Edition with you.
Among the minuses, one can single out the fact that your financial statistics on the VTB account may not be displayed correctly on the screen of a broken terminal if it is outdated and out of order. Service, accordingly, may be temporarily limited within your location.
When I issued an international mastercard elite black edition, it became much easier to control my finances. My credit money began to be deducted automatically. I even forgot about the loan for a while. I am pleased with the system of bonuses on deposits. I use, I follow.
I already had a social VTB card when I decided to update my financial control and issue another mastercard world elite for more freedom and control over my funds. Never regretted, meets the requirements. Thank you!
DenisThank you for issuing the black edition card. Evaluated its main features. I use it especially when traveling abroad. I like that it provides discounts in restaurants and other public places.
PaulI became a privileged client of the bank when I actively began to buy air tickets - for myself, friends and company. I read on the site about the conditions of the package and reviews about it and realized that with my costs this is an ideal option. The cost of maintenance is relatively low - this is also pleasing.
World Elite Mastercard - more than just bank card. With World Elite Mastercard you get access to elite service and unlimited opportunities at any time around the world.
A combination of exquisite design and privileges capable of meeting the expectations of the most demanding and wealthy holders plastic cards Mastercard World Elite.
| Card cost – 1 year / 2 years / 3 years | 300 AZN / 500 AZN / 600 AZN |
| Additional card - 1 year / 2 years / 3 years | 150 AZN / 250 AZN / 300 AZN |
| Replacing an Unusable Card | is free |
| Additional fee for urgent card order | is free |
| Change of lost PIN code | AZN/USD/EUR 1.00 |
| "Emergency Cash Disbursement" (support service in case of loss or theft of cash, receipt of the Card within 24 hours in foreign countries) | Master Card - 100 EUR/ VISA - 180 USD |
| Connection to "BirBank" services | Is free |
| Withholding for services due to unfounded claims for payment | 10 AZN |
| PIN unlock | 2 AZN |
| Storage of closed accounts in the operating system | monthly 1 AZN |
| Cash withdrawal at ATMs and branches of Kapital Bank | 1% (min 1.00 AZN/USD/EUR) |
| Cash withdrawal from ATMs of other banks | 1.5% (min3.50 AZN/USD/EUR) |
| Cash withdrawal in the offices of other banks in the territory of the Republic of Azerbaijan | 1.5% (min5.00 AZN/USD/EUR) |
| Cash withdrawal at the offices of foreign banks | 1.5% (min;7.50 AZN/USD/EUR) |
| Commission for trading operations | 0% |
| Operations of "unique" type in the territory of Azerbaijan and abroad (gambling) | 3% (min 5.00 AZN/USD/EUR) |
| Commission for the Cash by Code service when transferring via ATM | 1% (min 1.00 AZN/USD/EUR) |
| Card to Card - Translation Money from one Kapital Bank card to another (using ATM) | 0.2% (min 0.50 AZN/USD/EUR) |
| Card to Card - Transfer of funds from one Kapital Bank card to another (using BirBank) | 0% |
| Card to Card - Transfer of funds to a card of another local bank | 0.5% (min 1.5 AZN/USD/EUR) |
| Card to Card - Transfer of funds to the card of another foreign bank | 1.5% (min 3 AZN/USD/EUR) |
| Card to Card - Receiving money | 0% |
| Replenishment of the balance in the offices of "Kapital Bank", through Cash-in ATMs and information kiosks | 0% |
| Payment of tax and customs payments through POS-terminals in the territory of Azerbaijan | 0.2% (min 0.50 AZN) |
| Payment of state duties, administrative fines and other payments to the state. budget through POS - terminals on the territory | 0.5% (min 0.30 AZN) |
| Payment of state duties, administrative fines and other payments to the state. budget through the website www.gpp.az | 0.15% (min 0.40 AZN, max 15.00 AZN) |
| Conversion: Holding debit and credit operations in foreign currency through card account in AZN (cash-in, cashing out, transfers from card to card) | 0% |
| Conversion: Making payments in foreign currency through a card account in AZN within the country | 0% |
| Conversion: Carrying out debit and receipt transactions in AZN through a card account in USD/EUR (cash-in, cashing out, transfers from card to card) | 0% |
| Conversion: other types of transactions | 0,5% |
| Fee for transferring funds to salary card | 1% (min 1.00 AZN/USD/EUR) |
You can connect to the "SMS Bank" service with three different ways:
Commission when paying by card shopping malls and service centers are not charged.
In this case, a conversion fee of 0.5% will be charged. You can also open a payment card in euros to avoid conversion costs.
To connect to the service, you can contact your branch (department) of the bank. You will be offered to conclude an agreement for the provision of BirBank services. The service will be activated within 3 business days. The service is provided free of charge.
To change the limit on card transactions before traveling to any country, you can contact the customer service center by calling 196, the local structural branch of the bank, or the BirBank service.
If the deposited funds are not transferred to the card account for any technical reasons (power outage, network failure, etc.), contact the customer service center by calling 196, or the local branch of the bank. The Bank will conduct an appropriate investigation based on your application within 7 business days and provide you with information on the results.
1 Offer valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate cardholders executive card. The discount is available only in the Dyson store in GUM. To receive a discount, you must inform the manager of the type of card before payment. The offer does not apply to the purchase of hair dryers. Promotion Rules
2 Offer valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate cardholders executive card. The discount is available only in the branded store in GUM. To receive a discount, you must inform the manager of the type of card before payment. Promotion Rules
3 Offer valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate cardholders executive card. The discount is available only in the store in GUM. To receive a discount, you must inform the manager of the type of card before payment. Promotion Rules
4 Offer valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate cardholders executive card. The discount is available only in the store in GUM. To receive a discount, you must inform the manager of the type of card before payment. Promotion Rules
5 Offer valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Executive BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Corporate cardholders executive card. The discount is available only in the store in GUM. To receive a discount, you must inform the manager of the type of card before payment. The special offer does not apply to reduced prices for goods and services provided by the partner. Promotion Rules
6 The offer is available for World Elite Mastercard and World Mastercard Black Edition cardholders. Promotion Rules
7 The offer is valid until 10/15/2019 inclusive, you can use the Services package until 04/15/2020. To participate in the promotion, you need to activate the "Autopayment" service and add one of the Platinum cards Mastercard®, World Mastercard Black Edition® or World Elite Mastercard® for top-up. Promotion Rules Promotion Rules
8 The offer is valid until December 31, 2019 for holders of World Mastercard Black Edition, World Elite Mastercard, Mastercard Corporate Card, Mastercard Executive Businesscard, Mastercard Corporate Executive Card. Promotion Rules
9 The offer is available for World Elite Mastercard and World Mastercard Black Edition cardholders. Promotion Rules
10 The discount is available for Platinum Mastercard®, World Mastercard Black Edition®, World Elite Mastercard® cardholders in Moscow, St. Petersburg, Novosibirsk, Sochi, Yekaterinburg, Kazan, Krasnodar. To take advantage of the offer, add your premium Mastercard card and select it as the main payment method in the Yandex.Taxi app. When ordering a car, mark the tariff "Business", "Premium" or "Ultima". The discount will be applied automatically. Maximum size discounts - 3000 rubles for one trip. The discount is not available when paying for the trip in cash. The promotion period is October 20, 2018 - January 20, 2019. The number of trips with a discount is limited. Promotion Rules
11 Discount available exclusively to holders Mastercard World Elite Sberbank First for residents of Europe, Africa, the Middle East and Asia, and for car rental in these regions. Residents of other regions or rentals outside of these regions, such as Australia, New Zealand, North America, South America and the Caribbean, etc., are not eligible for the discount. The amount of the discount is not fixed and may vary depending on the applied tariff plan, season, car availability and rental country. Booking with a discount is carried out on the site
12 The offer is valid for World Elite Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition and Gold Mastercard cardholders. Promotion Rules
13 13 The offer is valid for bookings made from 00:01 (AMST, UTC-7) 03/02/2017 to 23:59 (AMST, UTC-7) 31/12/2019 on the Russian version of the site Hotels.com for stays between 03/02/2017 and 31/03/2020 when paying with Mastercard Standard®, Gold Mastercard®, World Mastercard®, Platinum Mastercard®, World Mastercard Black Edition®, World Elite Mastercard®. The discount is available only when booking a room in any of the hotels participating in the Best Price Guarantee program, subject to a stay in the hotel for 1 to 28 nights on the website using a promotional code.
14 The offer is valid until December 31, 2019 for World Mastercard®, Platinum Mastercard®, World Mastercard Black Edition®, World Elite Mastercard® cardholders. A 10% discount is provided for hotel accommodation, a 7% discount for food and drinks in the restaurants "Europe", "Caviar Bar", "Asia", a lobby bar and a cafe "Mezzanine". To receive a discount, you must tell the hotel staff the type of your card before paying for the stay. Promotion Rules
15 The offer is valid until December 31, 2019 for World Mastercard Black Edition, World Elite Mastercard cardholders. Promotion Rules
16 Offer valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard, Mastercard BusinessCard, Mastercard World BusinessCard, Mastercard Preferred BusinessCard, Mastercard Corporate Card, Mastercard Executive BusinessCard, Mastercard Corporate cardholders executive card. Promotion Rules
17 The offer is valid until December 31, 2019 for World Elite Mastercard cardholders in restaurants in Moscow, St. Petersburg, Sochi, Kislovodsk, Novosibirsk, Rostov-on-Don. Promotion Rules
18 Offer valid until December 31, 2019 for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition and World Elite Mastercard cardholders. Promotion Rules
19 Offer valid until December 31, 2019 for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard cardholders. Valid for Mastercard Standard, Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard cardholders Black Edition and World Elite Mastercard. Promotion Rules
20 The offer is valid for World Elite Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, Gold Mastercard and Mastercard Standard cardholders. Promotion Rules
21 Offer valid until December 31, 2019 for Mastercard cardholders. Promotion Rules
22 The offer is valid until December 31, 2019 for Gold Mastercard, World Mastercard, Platinum Mastercard, World Mastercard Black Edition, World Elite Mastercard cardholders. Promotion Rules
23 Offer valid until December 31, 2019 for Mastercard cardholders. To receive a discount, you must tell the manager the type of your card before the moment of payment. Promotion Rules
24 Offer valid until December 31, 2019 for Mastercard cardholders. To receive a discount, you must tell the manager the type of your card before the moment of payment.
The Mastercard World card is a means of payment with the possibility of accumulating bonus points, which can later be spent on the purchase of goods or services. It was developed for individuals who spend a lot of time traveling and traveling around the world, but at the same time are accustomed to high level comfort and service. When paying for services and purchases made with a card, a person will be able to count on the accrual of points, the amount of which depends on the amount of the operation performed. The payment method has a number of other advantages. To identify them all, you need to familiarize yourself with relevant information on the topic.
If you study the means of payment issued by Mastercard, it turns out that they are all divided into 3 groups. A person can issue one of the following types of cards:
Regardless of the type of payment instrument belonging to him, the user can pay for goods and services, as well as withdraw cash. In addition, all types of cards can be connected to SMS alerts and Internet banking.
However, there are differences between the types of means of payment. They consist in additional bonuses that the bank is willing to provide. So, the owners of premium means of payment have the largest list of privileges. In the Mastercard system, this is:
Unlike most plastic cards, MasterCard Word was specially designed for the modern person who travels a lot around the world. different countries, accustomed to comfort and safety, no matter where in the world it is. The benefits of MasterCard World are designed to meet the needs and challenges that the modern traveler may face. Payment instrument holders can count on the following benefits:
A person who has issued MasterCard World gets the opportunity to participate in bonus programs issuing banks and partners of MasterCard.
If the capabilities of the World payment method seem insufficient to a person, he can expand them using one of the advanced types of the card. So, the user can issue MasterCard World Black Edition or MasterCard World Elite. Cardholders have access to the following bonuses:
Among the general list, the opportunity to participate in the bonus programs of Mastercard partners is highlighted. By making purchases and paying for them with a card, a person will receive bonuses. After accumulating a certain number of points, the user will be able to exchange them for purchases or plane tickets. Some organizations are willing to accept bonuses as payment for hotel stays or communication services.
A similar service operates within the framework of the “Thank you from Sberbank” program, organized by the eponymous credit organisation. If a MasterCard World card is used, Sberbank of Russia will accrue bonuses ranging from 0.5% to 30% of the purchase price.
Another partner payment system Mastercard - PJSC VimpelCom. The townsfolk are used to seeing a company called Beeline. You can become a cardholder at any of the company's offices. When making purchases, the client can count on bonuses in the amount of 1% of the purchase price. If the product was purchased for a promotion in a partner organization, the refund amount can be up to 15%.
To become the owner of a means of payment, a person must contact one of the partner banks of Maxsterscard. Statistics show that most citizens prefer to issue cards at Sberbank. To receive a Mastercard World in an organization, you must complete the following steps:
Online payment is not provided. However, using the website of Sberbank of Russia, you can leave an application for a Visa Inc. product of the same type. To perform the manipulation, you will need to enter data in an online form. Theoretically, using this method, you can apply for a variety of payment means MasterCard World. However, if a person wants to issue a card without any problems, experts advise to personally visit the department of the institution.
You can also make a payment instrument at the Beeline office. In addition to the classic questionnaire, the user will have to pay 500 rubles, which will be credited to the card. When the manipulation is completed, the company's specialists will provide the owner with a pin code. The card is considered active and can be used for transactions.
