Moscow, July 4, 2017 - Promsvyazbank customers can receive a Mir card for free for calculating pension payments. The card is issued on the day of application in a few minutes and can be issued one year before retirement.
The Promsvyazbank pension card based on the Mir payment system has a number of advantages: free issuance and maintenance, interest accrual up to 5% on the card balance, cash withdrawals from PSB ATMs without commission. By paying for purchases with a card, customers can receive discounts under the PSB World of Discounts program and participate in the PSBonus bonus program.
“You can start using the Promsvyazbank pension card in advance and already have a worker at the time of applying for a pension. financial instrument. Due to the interest on the balance, it is beneficial to keep the pension on the card, and the accumulated PSBonus points you can convert into rubles or pay for cellular communications with them, utilities and other payments in the PSB mobile and Internet bank,” comments Natalya Voloshina, director of deposit and settlement products at Promsvyazbank.
The transition to the Mir payment system is carried out as part of an amendment to federal law RF No. 161 "On the National payment system". The Federal Law establishes the obligation of banks to use national payment instruments when carrying out operations on accounts individuals receiving cash payments from the budget of the Russian Federation or state off-budget funds.
Get detailed information about the tariffs and conditions for issuing pension cards of Promsvyazbank can be found on the website.
About Promsvyazbank
PJSC Promsvyazbank, Moscow (founded in 1995) is one of the leading Russian private banks with assets of 1.2 trillion rubles and equity (capital) of 144 billion rubles as of April 1, 2017 according to IFRS. Promsvyaz Capital B.V. owns 50.0343% of the ordinary shares of the bank, 11.7457% - the European Bank for Reconstruction and Development, 10% - NPF "Future", 9.9999% - NPF "SAFMAR" and NPF "Doverie", included in the same group of persons, 10 % - PJSC MKB within REPO. The Bank has the following long-term international ratings rating agencies: "BB-" Standard & Poor's (negative outlook), "Ba3" Moody's Investors Service (negative outlook) and the rating of the Russian agency RAEX (Expert RA) at ruA, outlook "Stable". In the RBC 500: Rating Russian business» According to the results of 2015, Promsvyazbank ranks 85th. Promsvyazbank's Internet bank was recognized as the best in Russia according to the results of the Internet Banking Rank 2016 research by the analytical agency Markswebb Rank & Report and according to the Global Business Outlook magazine. The bank's network includes about 300 points of sale in Russia, as well as a branch of the bank in Cyprus and a representative office in China. Ordinary shares of the bank are included in the quotation list top level listing of the Moscow Exchange (ticker - PSBR). www.psbank.ru
A debit card is designed to store personal funds of its holder. It is convenient for her to pay for goods and services, as well as to make transfers. Some debit products have an overdraft, i.e. a line of credit. Score bank cards Promsvyazbank (PSB) is very large. You can get acquainted with their features in this article.
Debit plastic acts as an electronic wallet. It is worth getting it at PSB, because the bank has developed several types of cards with excellent conditions. All cards are suitable for contactless payment paypass/paywave.
The holder of this card has the opportunity to save when using the card. He will be credited with 5% cashback on the balance and cashback on purchases in the amount of 3%.
The accumulated points can be converted into rubles and spent on other necessary things.
The card is subject to the following conditions:
Athletes and fans of an active lifestyle should pay attention to this product. The card provides an opportunity to receive financial benefits from your hobby. When making purchases on sports topics (uniforms, equipment, services of a fitness club or swimming pool, etc.), the holder will receive bonuses according to the scheme 7/5/3/1 points for 100 rubles. The cost of 1 point is 1 ruble.
The number of bonuses depends on the purchase amount:
The product terms are as follows:
Plastic can be serviced by PSB. However, one of the following requirements must be met for this to work:
The standard cost of maintenance is 100 rubles per month.
Some privileges for the user are always free:
You can open plastic not only in national currency, but also in foreign. The client can additionally receive 2 more cards.
This product is different favorable conditions. A bonus of 0.5% of the available amount is received monthly on the savings account. Among the features of the card is service at the expense of the PSB, subject to one of the following conditions:
If the conditions are not met, then the cost of maintenance per month is 300 rubles. This cost includes the following perks:
In addition, the “Your PSB Plus” debit card involves connecting the holder to various bonus programs, among them "World of discounts PSB" and PSBonus.
The card will be useful for those who regularly travel abroad. Especially for travelers, the following conditions are provided:
However, it is also possible to use the card advantageously in Russia. It belongs to the category premium products, therefore guarantees the holder a number of privileges:
The cost of servicing the card is 700 rubles per month. However, it can be free if the user pays every month with a card for 115,000 rubles, the monthly balance is 20,000 rubles + 500,000 rubles, and the total balance is 1,000,000 rubles.
The peculiarity of the card is that it allows its holder to create a design on their own. A suitable image can be found in the PSB catalog. You can also use a photo of your family, beloved pet, yourself. Such original plastic will help to stand out from the crowd and attract everyone's attention.
The holder can save on servicing the card if the minimum balance on it is 50,000 rubles.
Plastic has a bright and unique design that will always delight its owner. However, it is worth ordering this particular type of PSB plastic not only because of the bright appearance. It has many other benefits:
"Good mood" is instant card, that is, you can get it on the day of application.
This product is designed for avid travelers. It assumes the most favorable conditions when using plastic to pay for tours, buy tickets, and book hotels. Each such transaction earns 1.5% miles. For purchases abroad, cashback is 1%. You can convert the accumulated miles into rubles through the Internet bank.
When opening the card, each user receives 500 welcome miles.
Cardholders also receive free insurance. It is useful if on the road or in another country in case of an unforeseen situation. The coverage of the policy is 50 thousand euros.
Other features of the card are shown in the table:
You can get plastic at any operating branch of the PSB. To do this, you must write a document for the selected product and provide an identity document. As a rule, the production of plastic takes 7 days.
You can order plastic online by sending an application through the website. To do this, you must fill out the form, indicating in it your full name and contact information. In 15 minutes, the manager will call back to the specified number, who will issue the issue new card and schedule a time to pick it up at the office.
Promsvyazbank has developed a wide range of debit products with favorable terms and bonuses. Each client will find a suitable option for himself. You can order a card at the bank or on the website.
Hello!
So, now it is very fashionable to issue cards with cash-back / cash-backs (i.e. with a partial return of previously spent funds), this is not particularly surprising to anyone. Promsvyazbank (PSB for short) also has one. And now I have too! Moreover, my husband and sister also had it - and I used it, of course, with their consent. Then I closed everything - I’ll tell you below why it was so profitable. And reopened :)
This card is ALL INCLUSIVE. You can see the description of the card and its conditions on the bank's website - (direct link).
INSTRUCTION. HOW I USE IT AND WHY:
Plus cards for me (besides cashback):
TOTAL MY INCOME FROM THE CARD:
This is 10350 rubles per year.
I think it's just great! All purchases for home and repair are large, I did not find comparable cashbacks in other banks. There should definitely be such a card for a family! Yes, I don’t buy myself monthly for 20 thousand in Ob, Leroy, Ikea, Castorama ... but then my sister needs something, then my man’s parents - we all spend on this card and have an annual amount a little less.
Why am I not covering other bank products? Yes, because each product must be taken where it is better than in other places! This applies to loans, and deposits, and anything!
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About the bank in general: very satisfied! Judge for yourself:
CONCLUSIONS
Great bank! What else could a layman want, if the product itself is well-chosen? I wrote about the products above :)
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