The cost of renting a cell in Sberbank.  Safe boxes Individual boxes

The cost of renting a cell in Sberbank. Safe boxes Individual boxes

  • We offer individuals and legal entities to use safe deposit boxes to store important documents and valuables.
  • The vaults of VTB's individual bank safes are equipped with modern technical means that ensure the complete inviolability of the contents of the safes.
  • The Bank is responsible for the serviceability of safe deposit boxes and for the safety of working with them, and also ensures the protection of vaults.
  • The “principle of two keys” (bank key and client key) ensures maximum security of the contents of an individual safe deposit box: no one except the client or his authorized representative can access the safe.
  • Placement in a safe deposit box and withdrawal of storage items from it, as well as work with them, is carried out by the client without control by the bank.
  • The Bank assumes full responsibility for the safety and inviolability of the safe, and also guarantees the confidentiality of information about the client.

To get a safe deposit box for use, contact the VTB office, which is equipped with a vault for individual bank safes. To conclude an agreement on the provision of a cell for use, you only need a Russian passport or any other identification document. After you have paid the usage fee, our employee will hand you a set of keys and you will be able to use the safe immediately.

The amount of commission for providing a safe deposit box for use depends on the term of use and the size of the safe deposit box. Payment is accepted for the entire period of use of the safe both in cash and in cash. non-cash form. If necessary, the contract of use can be extended.

When signing the contract, you will also need to make a deposit for a set of keys to the safe. The deposit will be returned after the expiration of the use of the safe and the return of the keys to the bank.

When conducting a mortgage transaction using a safe deposit box (under the programs mortgage lending VTB) deposit is not charged.

Access to a safe deposit box

The safe deposit box can only be opened using two different keys, one of which is kept by the bank, the other by you or your authorized representative. This means that the safe can only be opened at the request of the client.

Access to the safe deposit box is provided during the days and hours of customer service at the bank upon presentation by the customer of the key and identification document.

Access of authorized persons is possible if there is a key to the safe deposit box, an identity document and a power of attorney certified by a notary or issued and certified by a bank, as well as an additional document that contains the data of the client's representative (for example, a general passport or driver's license).

If the safe is used by two clients, the bank monitors compliance with the conditions of access agreed between the clients.

Restrictions

It is forbidden to store flammable, toxic, radioactive, explosive, narcotic substances, other objects (substances), flora and fauna objects that are sources of adverse effects on humans, the environment, a safe deposit box or bank equipment, as well as objects whose properties make it impossible to store them.

How to issue a power of attorney to use the safe?

Having received a safe deposit box for use, you can issue a power of attorney to use the safe deposit box to a third party.

A client - an individual can empower his representative on the basis of a notarized power of attorney or a power of attorney issued and certified by the bank.

A client - a legal entity can empower its representative both by a notarized power of attorney, and by a power of attorney certified by the head (management body) of the legal entity.

Leasing agreement with two clients (use of a safe for settlement of transactions)

You can use a safe deposit box to settle transactions for large amounts, for example, when buying or selling real estate and in any other large transactions. Settlements through a safe deposit box will protect you from possible fraud in transactions and provide you with timely payment for the transaction.

For such transactions, we suggest that you enter into an agreement for the use of a cell for the use of two clients. The bank has two types of agreements for the use of a safe deposit box with two clients:

  • Contract for the provision of IBS with special conditions access (shared access) – access to the safe box is carried out by two clients jointly during the entire term of the contract.
  • Agreement for the provision of IBS for use with special access conditions - under this agreement, the term for using IBS is divided into 3 periods, during which the right to access an individual bank safe is given first to two clients jointly, and then to each of them separately.

Additional service

The Bank provides customers who use safes with technical devices for counting and for determining the authenticity of banknotes.

Different cities have different rates. To determine the tariffs for the provision of IBS in your city, follow the instructions:

  1. Find out if the service of providing an individual bank safe is provided in your city, and what tariff plan is applied (in the file below, in front of each city, the tariff plan that is valid for it is indicated).
  2. Determine the tariff for using an individual bank safe, based on the size of the desired safe and the period of use.

Offices equipped with individual bank safes:

download excel file

VTB points of sale providing IBS for use

To determine the tariff, select the tariff plan you need: 1, 2, 3

download pdf file

Tariffs for the provision of individual bank safes at VTB (PJSC) offices

Valid from 04/16/2018 | .pdf, 48 KB

download pdf file

Rules for the provision of an individual bank safe at VTB (PJSC)

from 07/01/2018 subject to technical feasibility | .pdf, 114 KB

download pdf file

Agreement for the provision of an individual bank safe for use

IBS is used by one tenant, subject to technical feasibility | .pdf, 79 KB

download pdf file

IBS is used by two clients for the purpose of settlements on transactions, subject to technical feasibility | .pdf, 112 KB

download pdf file

Agreement for the use of an individual bank safe of shared access

subject to technical feasibility | .pdf, 50 KB

download pdf file

Contract for the provision of an individual bank safe with special access conditions

IBS is used for settlements on mortgage transactions, subject to technical feasibility | .pdf, 119 KB

Cell sizes vary and depend on the type of equipment installed in the department. The width of all cells is about 25-30 cm. The depth is from 30 to 60 cm. The volume of the cell depends significantly on its height. In our bank, you can rent cells with a height of 5 to 60 cm.

For example, bills of 1000 rubles fit:

  • In a small cell with a size of 6.5 * 24 * 33 up to 3 million rubles.
  • In an average cell with a size of 11.0 * 24 * 33 up to 5.4 million rubles.
  • In a large cell with a size of 21.2 * 24 * 33 up to 9 million rubles.
  • In a large cell with a size of 25.6 * 30.5 * 38 up to 20 million rubles.

How often and at what time can I visit the safe deposit box? If I urgently need to receive attachments from a cell, can I do it?

You may visit the box as often as you like during depository opening hours. You can get acquainted with the list of depositories and opening hours on the bank's website or in the Information Center.

Why does the bank take a deposit for the key?

If you have lost the key to the cell, the bank needs to order a duplicate key or change the lock along with the keys. Therefore, each such case leads to bank expenses. If you return the key to the bank, the deposit will be returned to you in full. If the key is lost or broken, the bank uses the amount of the deposit to cover the costs.

What needs to be done so that another person has access to the cell?

You can issue a bank or notarized power of attorney for a relative, for an employee of your company or for another person whom you trust with access to the box. Registration of a bank power of attorney at a bank branch is free of charge.

What will happen to the deposit in the safe deposit box if I fall ill or go on a long trip and cannot contact the bank in time to renew the lease?

The best way out of this situation is to issue a power of attorney for another person who can pick up the attachment items from the cell. However, in order to extend or terminate the lease agreement, you will need to contact the bank. You can extend the contract in advance, for example, before your trip

According to the terms of the lease agreement, if the client within 30 calendar days from the end of the lease period established by the agreement has not released the safe deposit box from the investment items placed in it, the bank has the right to unilaterally refuse to fulfill obligations under the contract, open the cell and withdraw the contents of the cell with the execution of the corresponding act of opening the cell.

Can a bank open a safe deposit box without my knowledge?

No, it cannot, except as specified in the rental agreement:

  • In case of a unilateral refusal of the bank to fulfill obligations under the agreement in cases provided for by the current legislation or the agreement (for example, if the client overdue the agreement and did not release the cell on time).
  • In the event of force majeure circumstances (fire, flood, accident, ignition of the contents of the cell, the appearance of a strong smell, etc.).
  • In other cases provided for by the current legislation Russian Federation(for example, by a court decision when conducting investigative actions against a cell tenant).
  • jewelry, cash, securities, coins and ingots of precious metals
  • documents (property, education, business papers, etc.)
  • family values, state awards, personal correspondence
  • many more *

* It is forbidden to store explosive, flammable, toxic, radioactive, narcotic and other substances that can have a harmful effect on humans and the environment, firearms, ammunition and property seized from civil circulation in accordance with the legislation of the Russian Federation in individual bank safes.

Advantages of Sberbank individual safes

Convenience:

  • a wide network of bank divisions that provide safe deposit box rental services;
  • Possibility to use the safe during bank opening hours. Access to the safe is carried out 30 minutes after the start of the office and ends 30 minutes before the end of the office;
  • the possibility of granting the right to use the safe to a trusted person;
  • the possibility of granting access to the safe to third parties together with you or with your authorized representative;
  • provision of equipment for counting and verifying the authenticity of money;
  • the ability to choose the lease term: from 1 day to up to 3 years (with the possibility of extension);
  • the ability to choose the size of the safe: width from 31 to 62 cm, height from 4 to 60 cm.
  • the possibility of using an internal container in which it will be convenient for you to store valuables and documents (depending on the design of the safe).

Safety and reliability:

  • complete confidentiality of investments in the safe - only you have information about the contents of the rented safe;
  • vaults are equipped with modern banking equipment, a security system and fire alarms;
  • you open the safe together with a bank employee (the bank employee unlocks the safe using an electronic access control system or uses a mechanical key);
  • you keep the key to the rented individual bank safe.

Economy:

  • reduced rates when renting safes for long periods;
  • no deposit for the key;
  • Sberbank Premier service package owners receive a special 20% discount
  • For owners of the Sberbank First service package, a special discount of 30%

More than 190 Moscow bank offices invite Muscovites and guests of the capital to rent individual bank safes. You can also rent an individual safe at the place of your stay on vacation or business trip. You can get information about the addresses of customer valuables storage facilities and tariffs for the service in various regions of the Russian Federation on the websites of regional banks PJSC Sberbank.

The service can be used by individuals. The provision of the service is formalized by a lease agreement, which specifies the lease term, the amount of the rent, the rights and obligations of the parties.

To conclude a lease agreement for an individual safe, you will need an identity document (passport of a citizen of the Russian Federation, a general foreign passport (for persons permanently residing outside the Russian Federation), an identity card of a Russian serviceman (for officers, ensigns and midshipmen), a residence permit (for stateless persons permanently residing on the territory of the Russian Federation), etc.). If the document does not contain a registration mark, a document confirming your registration at the place of residence in the Russian Federation is required.

If you are a citizen of another state, then the submitted document must contain an entry visa (except for cases providing for visa-free entry into the Russian Federation). You must also have migration card and a document confirming your registration at the place of residence in the Russian Federation.

The safe rental period is set according to your desire (from one day to three years). You can extend the safe deposit box rental period by signing an appropriate supplementary agreement with the bank.

The rental fee is calculated according to the tariffs set by the bank. A convenient system of tariffs has been developed for you, which:

  • lease agreements;
  • cards for the right to use the safe.

You will also receive a key to a rented safe for self-storage and use, for which Sberbank does not take a deposit.

As our tenant, you can visit the customer's valuables vault during the opening hours of the vault by presenting a key, a card for the right to use the safe and an identity document (the details of which are indicated in the lease agreement for an individual safe).

You can pay the rent in cash, by debiting funds from your existing deposit in this branch of the bank or by debiting funds from a bank card issued by Sberbank, while the rent is paid at a time for the entire lease term.

The service is provided by most regional banks. The exceptions are the Baikal, Far Eastern and Central Black Earth banks.

The automated depository of clients' valuables consists of individual safes enclosed in an armored case and equipped with a mechanism for automatic delivery of the safe to the client at the issuing window of the client terminal. The vault is installed in an isolated room, access to which you get with the help of an individual magnetic card. Calling a rented safe is carried out by entering your individual PIN code. The safe of the automated vault is opened by you with a key.

The security of property storage in the automated storage of clients' valuables is ensured by the fact that:

  • the device excludes the access of the client or his authorized representative to other individual safes;
  • call time of each safe and caller code is logged electronic system access control;
  • it is possible to change the PIN-code at your request.

The provision of the service is formalized by a lease agreement for an individual safe, which specifies the lease term, the amount of the rent, the rights and obligations of the parties.

To conclude a lease agreement, you will need an identity document (passport of a citizen of the Russian Federation with a registration mark or a general passport). If you are a citizen of another state, then the submitted document must contain an entry visa (except for cases providing for visa-free entry into the Russian Federation). You must also have a migration card with you.

The safe rental period is set at your request (from one day to three years) and can be extended. The rental fee is calculated according to the tariffs set by the bank. A convenient system of tariffs has been developed for you, which:

  • differentiated depending on the size of safes;
  • decrease depending on the increase in the lease term;
  • allow you to rent a safe for a period convenient for you.

By renting an individual safe, you receive a package of documents consisting of:

  • lease agreements;

When you draw up an acceptance certificate, you will receive a key and an individual magnetic card for independent storage and use, for which Sberbank does not take a deposit.

You can pay the rent in cash, by debiting funds from your existing deposit in this bank branch or by debiting funds from a bank card account issued by Sberbank, while the rent is paid at a time for the entire lease term.

When providing an individual safe for joint rent, all clients specified in the lease agreement (and there may be up to 4 persons) have equal rights regarding the use of an individual safe.

During the entire rental period, clients are allowed to the safe in any composition at their discretion (1, 2, 3 or 4 people at a time).

The joint lease agreement is concluded in the presence of all tenants. If necessary, a joint lease agreement can be concluded by one or more clients on behalf of other clients on the basis of a notarized power of attorney issued for the right to conclude and / or prolong the agreement.

Issuing powers of attorney for access to an individual safe, rented under a joint lease agreement, is not provided for any other persons.

You can extend the lease period for an individual safe by signing an appropriate supplementary agreement with the bank.

Based on the wishes of customers who have appreciated the convenience of making settlements through an individual safe for purchase and sale transactions real estate, Sberbank PJSC has developed a service for providing an individual safe to individuals for settlements under transactions for the sale of other property.

If you want to make payments through the safe, you draw up a lease agreement with the bank for an individual safe, which specifies the lease term, conditions for access to the safe, as well as the rights and obligations of the parties. To conclude a rental agreement, you need to present an identity document (with a registration mark).

The safe rental period is set at your request (from one day to three years) and can be extended. In accordance with the bank's tariffs, when renting a safe for settlements, you pay the cost of renting an individual safe (depending on the size of the safe you have chosen and the lease term) and ensuring control over access to the individual safe in accordance with the terms of the contract. If you wish, you will be provided with banking equipment for recalculation and verification of the authenticity of banknotes for an additional fee.

The fee is paid at a time by agreement by one of the participants in the transaction in cash to the bank's cash desk, by debiting funds from a deposit opened at a branch of the bank in whose vault you have chosen an individual safe, or by debiting funds from a bank card account issued by Sberbank.

  • lease agreements;
  • act of acceptance and transfer for use of an individual safe.

When drawing up an acceptance certificate, the client - the buyer who has placed the means of payment in the safe, will receive the key to the rented safe for self-storage. A separate card for the right to use an individual safe is issued for each settlement participant.

  • customers - buyer and seller - can visit the safe together;
  • the seller is allowed to the individual safe if there is a key to the safe and upon presentation of the documents specified in the lease agreement;
  • if the transaction did not take place, the buyer can collect the settlement funds within seven business days, starting from the day following the last day of the lease, without additional payment for the specified period.

Get information about the service.

The service is provided to participants in a real estate transaction - the buyer(s) and the seller(s) (up to 2 persons from each party). In this case, both individuals and legal entities can be participants in the transaction.

The provision of the service is formalized by a lease agreement for an individual safe, which specifies the lease term, the amount of the service fee, the conditions for allowing customers to access the safe, as well as the rights and obligations of the parties.

To conclude a lease agreement, each of the clients submits Required documents specified in the sections "Rental of individual safes to individuals", "Rental of individual safes to legal entities", respectively.

The safe rental period is set at your request (from one day to three years) and can be extended. In accordance with the bank's tariffs, when renting a safe for real estate transactions, you pay the cost of renting a safe (which depends on the size of the safe you have chosen and the lease term) and the cost of providing control over access to the safe.

At your request, a technique for recalculating and verifying the authenticity of banknotes can be provided.

The fee for services is paid by agreement by one of the participants in the transaction: an individual pays in cash to the bank’s cash desk by debiting funds from the deposit available in this PJSC branch Sberbank or by debiting funds from a bank card account issued by Sberbank; a legal entity pays for the service in a non-cash way, while a reservation of a safe is provided (you can find the conditions for reservation in the section "Rental of individual safes to legal entities").

Having rented an individual safe, each participant in the transaction will receive a package of documents consisting of:

  • lease agreements;
  • act of acceptance and transfer for use of an individual safe.

When drawing up an acceptance certificate, one of the buyers (by agreement) will receive the key to the rented safe for self-storage.

In order to ensure the reliability of settlements, the following procedure is provided for customers visiting a rented safe:

  • During the rental period, all clients specified in the rental agreement can visit the safe together.
  • The Seller is allowed to the safe after presenting the original sale and purchase agreement on the alienation in favor of the Buyer of the property with a note about state registration transfer of ownership of this object (or upon presentation of the original sale and purchase agreement on alienation in favor of the Buyer of the property and an extract from the Unified state register real estate (EGRN) for the property). At the same time, the Bank checks the compliance of the information about the Seller and the Buyer specified in the lease agreement with the information set out in the submitted documents.
  • In the event of a failed transaction, the buyer will be able to collect the settlement funds within seven business days, starting from the day following the last day of the lease, without additional payment for the specified period.
  • If several sellers or buyers of a real estate object are listed among the tenants of an individual safe, then upon admission to the safe, the presence of all these sellers and / or buyers (depending on the admission stage) is mandatory, as well as their mention in the real estate purchase and sale agreement.

Any seller or buyer may allow access to the safe by a trusted person under a valid lease agreement, which is detailed in the sections “Rental of individual safes to individuals”, “Rental of individual safes to legal entities”, respectively.

We also draw your attention to the fact that Sberbank provides a service for renting individual safes for settlements on real estate transactions made using bank credit funds.

As an alternative banking instrument, without the use of cash Money, for settlements on any contractual transaction We suggest using Letter of Credit.Get information about the service.

If you wish to visit a rented safe accompanied by partners, clients, relatives (no more than 2 people), you can draw up an additional agreement for access to an individual safe for an extended circle of people. At the same time, any data on third parties is not indicated in the additional agreement. Thus, you can change the persons accompanying you at your discretion at each visit.

You can grant the right to visit a rented safe accompanied by third parties to your authorized representative. To do this, you need to indicate the details of the authorized person in the additional agreement for an additional fee, as well as draw up a power of attorney in accordance with the requirements of the section "Rental of individual safes to individuals".

During the period of validity of the additional agreement, persons who have submitted identification documents (no more than 2 people) receive access to the rented safe together with you or your authorized representative.

The service for the admission of an extended circle of persons is not provided when concluding a lease agreement for an individual safe in an automated vault, as well as when concluding an agreement for settlements between clients, incl. on real estate transactions.

What must be included in a power of attorney to rent a safe?

Private clients and individual entrepreneurs can issue a power of attorney to a notary. Legal entities draw up powers of attorney in accordance with the rules established by the Civil Code of the Russian Federation.

The power of attorney, including the general one, must contain the name and address of the bank office where the safe is rented, the number of the safe, as well as the powers vested in the representative of the tenant. If a power of attorney is issued to conclude an agreement, then the name and address of the bank's office, the number of the safe may not be indicated.

What powers can be delegated by proxy?

The tenant may delegate to his representative the authority to:

Implementation of all rights and obligations arising from the contract;

Single and repeated access to the safe;

Inspection of the safe, insertion and withdrawal of items during the term of the contract;

Conclusion of a lease agreement and additional agreements, including on the extension of the lease term, payment of rent, admission to the safe for an extended circle of people, replacement of the safe;

For actions to restore the safe to work, for example: paying a fee for restoring the safe to work, filing an application for damage or loss of the key, etc.;

Completion of the lease of the safe, including the return of the key to the safe, the payment of rent and other payments in case of late termination of the lease, as well as the receipt of part of the rent in case of early termination of the contract;

Other powers.

In what cases can the bank refuse access to the safe?

The representative will not have access to the safe until the verification of the power of attorney by Sberbank is completed. Verification takes up to 2 business days, not counting the day the power of attorney is submitted. Until the verification of the power of attorney is completed, the bank may refuse access to the safe:

If the powers of the tenant's representative are not formalized in accordance with the requirements specified in the lease agreement;

If there is information about the termination of the power of attorney or signs of its forgery, erasures, unspecified corrections are found;

If the power of attorney for the disposal of property does not stipulate the actions of the representative when renting a safe.

How to issue a power of attorney for those who live abroad?

Powers of attorney of citizens of Russia, foreign citizens and stateless persons residing abroad can be certified by the authorized bodies of the country of residence (with subsequent legalization in the consular institution of the Russian Federation, unless otherwise provided by international treaties that abolish consular legalization), or by consular institutions of the Russian Federation.

The power of attorney can be legalized in the consular office of the Russian Federation on the territory of the state where it was issued, or directly in the Russian Federation.

For which countries do you need to legalize a power of attorney at the Russian consulate?

You do not need to legalize the power of attorney at the Russian consulate if you issued it in the countries participating in the Hague Convention or the Minsk Convention. For member countries of the Hague Convention, the power of attorney must contain a special identification inscription (apostille).

Do I need a translation for a power of attorney in a foreign language?

For a power of attorney in a foreign language, a translation into Russian is required, including the names of the officials who signed the document and the seal (if any). The translation should be placed on one page with the text of the power of attorney, separated by a vertical bar, or on a separate sheet. The translation must be certified by the translator's signature.

In order to obtain access to the safe deposit box in the bank, the tenant's heirs must bring to the bank a document from a notary confirming the inheritance law (certificate of the right to inheritance by law or by will).

Prior to the issuance of such a document, the following procedure is provided:

  1. The notary sends a request to open the safe to the bank to draw up an inventory of the inherited property in his presence.
  2. The bank sets a date for opening the safe and collects a commission. On the agreed date, the bank commission opens the safe in the presence of a notary and invited experts, appraisers, witnesses, heirs.
  3. Based on the results of the opening, the notary draws up an inventory of the items in the safe. Subsequently, on the basis of this inventory, the heirs are issued a document confirming the inheritance right and the share of the inheritance.
  4. The notary determines the procedure for further storage of investment items.

    Options:

    Items can be transferred for storage to a notary or other persons who are determined by a notary;

    If the rental period of the safe has not expired, the items can be placed back in the safe for storage. In this case, the renewal of the lease agreement for heirs is not performed, and the lease term is not extended. The bank warns the notary and interested parties about the end date of the lease.

  5. To receive investment items, all heirs must simultaneously apply to the bank and present a document from a notary confirming the inheritance right. If several heirs are indicated in the document, access to the safe is provided simultaneously to all heirs mentioned in the document, or their representatives.

The country's banks offer customers not only to open a deposit, take a loan or issue plastic card. In fact, the range of services offered is much more extensive. One of these proposals is the safe storage of jewelry, money, securities. They rent a safe deposit box for registering real estate transactions, for long trips, and simply for the safety of important documents.

What is a safe deposit box

Any legal or natural person can open the safe. It is a box of different sizes, which is located in a special storage. The cell is equipped with two locks, one of which is located at the client, and the second directly at the bank employee. In order to open the depository, you must use two keys at the same time. This method of storage increases the reliability of the safe, all the more so you can’t get into the room just like that - you need to go through the security service and verify your identity.

What documents are used to register the use of a safe deposit box in a bank

Any adult can become a user of a bank cell. You must contact the office of the institution and conclude a lease or storage agreement. The document specifies the terms of use, the price of the service, the size of the safe, as well as possible commissions. To draw up an agreement, you need a passport or a document replacing it. In addition, you can open a cell for another person, but this will require a notarized power of attorney.

Lease contract

You can conclude an agreement directly at the office of a financial institution by writing an application and providing a passport. According to the deposit box lease agreement, the bank does not know what you store in the safe. In case of theft, you will not be able to make any claims, as there is no evidence that these things were present in the box. On the other hand, if you need privacy, then renting is the way to go.

Since two keys are needed to open the safe, the worker responsible for operations in the vault accompanies you to the safe and opens the door with his key. After that, you remove the box and stay in the premises yourself, since the presence of a bank employee is prohibited in this case. After you have completed all the transactions, an employee comes and closes the safe deposit box.

Agreement on the storage of material assets

When concluding a storage agreement in without fail an inventory of the items to be kept in the safe is drawn up. For this reason, you can forget about secrecy, since a bank employee will be with you during all visits to the vault and bookmarking or withdrawing valuables in order to check the contents of the cell with the inventory. The advantage of this type of lease is the high responsibility of the institution for the safety of valuables and money contained in the box.

Use of safe deposit boxes

As already noted, use banking service for storage can be both individuals and legal entities by concluding an agreement with the bank. Each tenant is informed about what can be stored in a safe and what is strictly prohibited. Deposit boxes come in different sizes, so you can put a variety of things in them:

  • cash;
  • precious metals and stones;
  • securities;
  • jewelry;
  • antiques;
  • works of art;
  • the documents.

In addition, there are a number of restrictions on items that are prohibited from being placed in a box. These are radioactive, flammable, explosive, narcotic substances and liquids, firearms. In addition, it is forbidden to store food, perishable items and items withdrawn from civil circulation in accordance with the law.

Safe deposit box for settlements with real estate

Renting a safe deposit box for a real estate transaction is the most common way to transfer the necessary amount of cash from the buyer to the seller. They jointly conclude an agreement with a financial institution, which stipulates the conditions for access to the depository. In the presence of the seller and the bank employee, the buyer puts the cash in the box. Only after the conclusion of the real estate purchase and sale transaction (there must be a document confirming this), the seller receives the money due to him, thereby excluding possible methods of fraud.

Safe boxes for transactions

They open deposit boxes, not only to transfer money for the sold property. This may be the purchase or sale of shares, bills of exchange and other securities. To do this, an agreement is drawn up, which clearly defines the standard conditions for access to the safe for each participant in the operation. This method is often used to transfer large sums of money, since it ensures the security of the transaction, rather than cash payments or transfers.

Rent a safe for storing valuables

If you have family jewels, stones, antiques and other things that you are afraid to keep in the apartment because of the possibility of robbery, then a safe deposit box is the option you need. If it is more profitable to keep money in the account so that they generate income, then the jewelry should be where they will be guaranteed safety.

Conditions for using bank cells

Before you draw up an agreement to open a safe deposit box, it is recommended to choose an institution and clarify which of its branches has such an opportunity. This is due to the fact that specially equipped premises are used for arranging storage places, and not every branch has the technical capabilities to maintain a depository. In addition, it is necessary to clarify the terms of storage and the possibility of prolonging the contract.

Term of use

According to the lease agreement minimum term, for which you can open a depository is equal to one day. As for the maximum period for using the storage service, as a rule, there are no restrictions here. It could be years or decades. In addition, a bank safe can be inherited. If the contract was signed for a certain period, then after its expiration it is necessary either to completely empty the contents of the box or to prolong the agreement.

Security deposit when opening a cell

Deposit box rental in banking institution is paid service. In addition to this, some financial institutions You may be asked to pay an additional fee in the form of a deposit called a security deposit. It is designed so that "particularly forgetful customers" do not lose sight of the fact that at the end of the contract, it is necessary to return the key or terminate the agreement if the contents of the safe had to be removed ahead of schedule. The deposit itself is returned in full.

Rental of safe deposit boxes

If we turn to existing practice, we can see that the depository is used in two cases:

  • for storing any valuables and cash;
  • to transfer money during financial transactions.

It is important to know that a safe is not always completely secure. The bank ensures the safety of the contents for the entire rental period, but the box can be scanned with non-destructive devices or opened by court order or after the expiration of the storage period, unless certain circumstances exist.

Individual safe deposit box in a bank

For the most part, a safe deposit box is, first of all, an individual depository. This is a safe that will keep your valuables safe. It is important to bear in mind that even in the event of the bankruptcy of a financial institution, all personal belongings stored in the box will be transferred to its owner in full, even if money was stored there. In addition, not only Russian citizens, but also foreigners have the opportunity to use the service, but for this it is necessary to confirm the legality of their stay on the territory of the Russian Federation.

Rental of a safe deposit box

Some banking organizations offer their customers to use the safe of an automated deposit vault, while concluding an agreement banking services. Access to the premises is carried out with the help of special magnetic cards. By entering a certain pin code, the owner of the safe has the opportunity to receive an armored box through a special issuing terminal. The box itself is opened with a key, and it can be both electronic and mechanical.

Joint rental of a safe deposit box

The lease agreement can be concluded with several clients at the same time (maximum four people). All of them participate in the signing of the agreement, however, access to the depository can be made both as a group and in individually. Having a power of attorney for each of the members, the representative can independently draw up a lease agreement. A power of attorney for third parties to access the safe is not provided.

Renting a box by a notary

When making notarial transactions related to inheritance cases, it is proposed to arrange an individual deposit box in the branches of Sberbank and some other financial institutions. To do this, when concluding an agreement, the notary must provide the representative banking organization an identity card, a license to carry out professional activities and an order of the body of justice for appointment to a position.

Privacy and Access Control

According to the banking service agreement, persons specified in the agreement can access the individual safe. In case of force majeure, law enforcement agencies have the right to open the contents of the box, but there must be a resolution for this. When concluding a storage agreement, the bank is responsible for the contents of the box and undertakes to compensate for the loss of property. With a lease agreement, this will not happen, but the client can be completely sure that only he alone will know about everything that is in the safe.

Which banks provide the service

It must be said right away that not all representatives of the banking sector have the opportunity to offer their customers the service of renting a safe. In addition, if the bank has such an opportunity, then you will not always be able to use it, since it is not implemented in all branches. In the table below you can find the conditions for providing the option of ten popular tanks in Moscow:

Sberbank

You must have an ID. safe deposit box leased for a period of 1 day to 3 years.

VTB Bank of Moscow

You can pay rent for an unlimited period with the possibility of extension. The automated depository operates around the clock.

UniCredit Bank

Pay for the rent of the safe within 5 days after the conclusion of the contract

Raiffeisenbank

For the use of individual boxes you need to pay a fee and a deposit for the key.

Rosselkhozbank

The lease period for the storage of valuables and cash is limited to 1 year with the possibility of prolongation or early termination of the contract.

You can rent an individual depository for a period of 1 day to 1 year with the possibility of drawing up an inheritance agreement.

Moscow credit bank

When placing funds, an apparatus is provided to verify the authenticity and number of banknotes.

Placement of valuables and money is offered on favorable conditions and with individual discounts.

Alfa Bank

The contract can be concluded for a period of one week with the possibility to order additional services.

Gazprombank

20% discount for holders of the main bank cards Gazprombank Premium.

How much is a cell in a bank

Having concluded a contract for the lease of a bank safe, it is necessary to pay a certain amount to the institution. It is different in each organization, but the common thing for all banks is that the payment must be made taking into account the entire rental period. So, for example, the cost of renting a bank cell at Sberbank depends on the term - the longer it is, the lower the daily fee. You can learn more about the prices for the safe rental service below, having received in this way an answer to the question of how much a safe deposit box costs in Sberbank and other financial institutions of the capital:

  • Sberbank - from 45 rubles / day;
  • Bank of Moscow - from 1609 rubles / month;
  • UniCreditBank - from 1500 rubles / month;
  • Raiffeisenbank - from 2399 rubles / month;
  • Rosselkhozbank - from 25 rubles / day;
  • Rosbank - from 60 rubles / day;
  • Moscow Credit Bank - from 22.3 rubles / day;
  • Binbank - from 22 rubles / day;
  • Alfa-bank - from 310 rubles / week;
  • Gazprombank - from 45 rubles / day.

Benefits of using safe deposit boxes

Since the service of renting a deposit box in a bank is very popular, it is worth mentioning the advantages of this option for storing valuables:

  • confidentiality;
  • anonymity;
  • access to the box is carried out at any time according to the bank's work schedule;
  • ease of design;
  • small cost.

Some banks offer clients such a type of service as the creation of a personal bank cell. This opportunity is also present at Promsvyazbank.

Why you need to rent a bank cell

A safe deposit box and its rent are needed in order to store valuable items, papers, money. financial institution always guarantees confidentiality, safety and security. This is achieved by keeping some keys with the user and others with the bank.

Benefits of renting a safe deposit box:

  • The storage period starts from one day and ends on the day when the contents of the cell are withdrawn by the copyright holder.
  • Different sizes of safes. The client will have a choice.
  • Affordable price.
  • It is possible to issue access to the cell to a trusted person.
  • No one except the tenant and the landlord will know about the content.

If the lease period has ended and the client has not yet taken the item from the safe, the bank continues to store the item. Only for the extension of the lease will have to pay - 250 rubles for each day. This tariff is valid only in ordinary offices of Promsvyazbank from August 19, 2015, located in Moscow and the Moscow region. If the client has a special package of services, and he is the holder of a special card, the bank provides its own discounts on rental rates.

How to rent a cell to a private person

It is enough for the client to contact one of the bank's offices, show the manager the necessary documents, conclude an agreement and pay rent, including money for using a set of keys, which the bank will return at the end.

List of services for individuals:

  1. Leasing by one individual of a bank cell.
  2. Leasing by two individuals of an individual cell.

When choosing the second option, the client rents a safe for a transaction, for example, for the purchase and sale of real estate. In this case, the client, the second party and Promsvyazbank enter into a special tripartite agreement.

Documents required to conclude a lease agreement:

  1. A card certified by a notary with copies of signatures, a seal unsubscribe in the form 0401026;
  2. Documents that confirm that the person who signed the contract has special powers;
  3. The form standard contract o Provision of a separate bank safe.

In addition, you will need a valid passport. This is necessary to verify the identity of the client.

Tariffs for the provision of individual safes for temporary use in Promsvyazbank are divided into:

  • tariffs in VIP offices;
  • tariffs in ordinary offices.

The rates for renting boxes depend on the period of temporary use, the volume of the protected box and the location of the office where valuables will be stored.

Volume of the safe (in cc)1 month2 months3 months4 months5 months6 months7 months8 months9 months10 months11 months12 months1 month (when renting more than 12 months)
Up to 60001300 2000 3100 4300 5000 5400 6000 6300 6300 7900 8000 8300 700
6001-19000 1500 3000 4300 5500 6000 6700 8500 9000 9000 9700 10000 11000 900
19001-40000 1900 3800 5415 7068 5850 9918 11039 12160 12996 13870 14630 14820 1235
40001-80000 2500 5000 7125 9300 11250 13050 14525 16000 17100 18250 19250 19500 1625
from 800013500 7000 9975 13020 15750 18270 20335 22400 23940 25500 26950 27000 2275

The terms of the lease are set by the tenant independently (from one month to one year). The client can always extend given term by signing a special supplementary contract.

What items are accepted for storage

Promsvyazbank can accept for storage:

  • Securities;
  • Cash;
  • Valuable jewellery;
  • Art objects;
  • Information documents (archives, contracts, etc.);
  • Information carriers in electronic form.

The financial institution ensures and guarantees the complete security of all listed objects.


Rent of a bank safe for legal entities

Conditions, terms, documents and tariffs for renting a safe by a legal entity are similar to renting for individual. The only difference is that for legal entities the objects of storage are only securities and documents.

Safety

The Bank strictly monitors the safety and security of objects left in the boxes. They are equipped with a multi-level security system, and the vault doors are armored. The client does not have to worry about the reliability of his valuables when he goes on vacation or simply is not at home for a long time. Before signing the contract, financial person conducts a complete inventory of the property to be taken into custody.

To store or not to store things dear to the heart and pocket, in which bank it is better to do it - the choice of each person. In the same article, information was provided specifically on the provision of safes for temporary use by Promsvyazbank.