BTA Bank took care of the possibility of remote self-service for customers long before other banks made bets on it. During this time, the service has acquired many features and has become much easier to use.
BTA Online is a system that is constantly working to improve security. She has a digital signature, user authentication occurs after entering a special code word.
All financial transactions are carried out using a secure data transfer protocol.
But there are other reasons to give preference to BTA24:
With the help of Internet banking of BTA Bank, you can view information about the accumulated funds on the deposit, or find out mandatory payment on credit.
In addition, the system provides an opportunity to get acquainted with the state of funds on the cards, draw up a current account statement and perform other operations:
Transfer from your card or account in favor of third parties has not yet been implemented. In other aspects, the service fully complies with the list of requirements for online banks.
Only customers who have cards issued by BTA Bank can use the service. To register in the system, you will need the number of such a card and the last receipt printed by an ATM.
Logging into the system takes place using an electronic digital signature - this is the security standard for any E-banking.
The procedure takes place according to the following algorithm:
Commission for payment of some communication services is 0.7%. There is also a fee for changing the login or password through a bank branch (100 rubles, excluding VAT).
The same amount is withdrawn if you decide to use the E-banking service again after terminating the agreement with the bank, for example.
You will be notified of the amount of the fee (if any) for making other payments before making the selected transaction. There are no fees for using the service.
How to use the remote service system?
The client's personal account in BTA Internet banking is built in such a way that the necessary information can always be found in a couple of mouse clicks. Available Options collected in the form of a list, full functionality opens after clicking on the name of the service.
Each financial transaction is confirmed by a four-digit session password. It comes in the form of SMS or comes by e-mail and its validity period is only 20 minutes.
Important point: receiving session passwords via SMS free of charge only for the first two months after registration. In the future, the service implies a monthly subscription fee.
On the left side of the personal page there is a field "Correspondence with the bank", where you can get prompt answers to all your questions about working with online banking.
Internet banking of BTA Bank is implemented not too brightly in terms of interface, but its service is functional and safe, enjoys the well-deserved trust of customers. These facts say more about it than the exquisite design of competing resources.
Remote service system "BTA Online"- the ability to quickly and conveniently manage finances.
Banking users of BTA Bank can:
Holders are entitled to use personal property. You will need to visit to write an application for connecting to the service. There are offices in Brest, Vitebsk, Gomel, Mogilev and several in Minsk. You need to take your card and passport with you.
In the bank, the user is connected to the system; then he receives a login and a primary password (the latter comes from e-mail within 3 business days of submitting the application). Free registration.
You can then log in for the first time. You must immediately set a new password by choosing a complex combination of letters and numbers that is not tied to personal data (name, birthday, address, etc.).
It is necessary to monitor the expiration date of the card and replace it with a new one in time in order to have access to banking. If the client does not have a valid card, he cannot use BTA Bank banking.
If personal data has changed (for example, a new passport has been issued), the client is obliged to notify the bank in writing within 10 days.
You should go to the site bta.by/signin. It is better to type the address manually.
During the establishment of a connection, a Security Alert message may appear, which will contain information about the establishment of a secure connection. You should allow the system to do this by clicking on "OK".
On the start page, the client enters a username and password and clicks the "Login" button. If everything is correct, the home page of your personal account will open.
If the password is entered incorrectly 6 times, the system will be locked. You can restore access at the bank or by phone (you will need to give the code word). If the system is in blocking mode for 90 days, the service is automatically disabled.
The main operations are listed in the "List of services" section:
After selecting the desired item, you will need to enter the details, specify the amount and confirm the payment. It is important to wait until the inscription “Payment completed!” appears, under which a receipt will be displayed (it can be printed).
Through the Internet, you can quickly and conveniently pay for gas, electricity, heat supply, water utility services, housing cooperatives, housing cooperatives, etc. All these operations are available in the standard ERIP tree (the Calculation system), which contains more than 54 thousand services. You just need to select the desired item, specify the details and confirm the payment. The amount can be adjusted (for example, when paying for mobile services).
Next time, some data will no longer need to be specified again - they will be displayed automatically.
The "AutoPay" item allows you to automate the conduct of selected transactions for bank card. You should add the operation to the "Signed payments", then select the schedule. Within the specified period, the system will write off the funds itself, and the client will not have to spend time entering data.
The One-Button Payment section is convenient for making payments that need to be made every month. This feature allows you to pay for them in one click.
The password and username must be securely protected from disclosure.
Change the password from time to time (in section). Banking security experts recommend doing this at least every 90 days.
You need high-quality anti-virus software on the device from which the client logs into banking. It is also necessary to regularly update the databases for such programs.
It is advisable to use a personal firewall (firewall).
It is necessary to carefully check the appearance of the banking login page: errors, distortions, a different arrangement of elements are likely signs of page substitution by hackers.
It is forbidden to save login data in the browser.
To finish banking, it is not enough just to close the page or browser: it is important to click the "Exit" button in the upper right corner.
Department for the Development of CBS Products and Deposits p. 2 "BTA-ONLINE" Goals and objectives: Electronic financial portal for providing legal entities- Clients of the Electronic Bank banking services over the Internet in real time. List of electronic banking services "BTA-ONLINE" Payments in national and foreign currencies Purchase and sale foreign exchange, currency conversion wages to card or personal accounts of the Client's employees Transfer of obligatory pension contributions in pension funds through SCPP List of obligatory social contributions Accommodation Money on savings (deposit) accounts Tracking the status of payments and monitoring the fulfillment of credit obligations Notification system via e-mail, SMS Provision of electronic statements for bank accounts Client, attachments in PDF, Excel formats Automatic delivery of files and reports via e-mail in a secure format.
Department for the Development of CBS Products and Deposits p. 3 Benefits of "BTA-ONLINE" Fast "No need to waste time on the road to the Bank, most banking operations now available via the Internet Simple » Simple, intuitive interface and detailed documentation » Integration with 1C-accounting and support for export / import payment documents in MT* format (100 / 102 / 940) eliminate the need for double entry of information Convenient » Possibility to use banking services from anywhere in the world where the Internet is available branches) » Ability to work with a document in a multi-user mode accountant in the office generates a document, and the director, being away, authorizes it) Not expensive » Installation, configuration and maintenance - FREE OF CHARGE » Fee for providing special electronic USB keys to access the BTA system -Online - FREE OF CHARGE » According to the established tariffs Commission for servicing in the BTA-Online system (per month including VAT) tenge Safely
Department for the Development of CBS Products and Deposits p. 4 We were the first among Kazakh banks to complete the implementation of the Information Security Management System in accordance with international standard ISO 27001, developed by the British Standards Institution (BSI), for a system for providing remote banking services to legal entities. The use of the Electronic Digital Signature (EDS) in the "BTA-Online" system is legitimate and meets all the necessary requirements of the Legislation of the Republic of Kazakhstan and the Rules of the National Bank for electronic payments. BTA-Bank together with Doctor Web, a Russian developer of information security tools, offer free services to ensure reliable anti-virus protection of your computers and servers: Dr.Web CureIt! - an indispensable tool for treating computers and servers infected with malicious objects that were not "seen" by the antivirus of another manufacturer. Plugins Dr.Web LinkCheker is a tool for on-the-fly anti-virus scanning of web pages and files downloaded from the Internet. The Dr.Web LiveCD system emergency recovery disk is a Windows or Linux “resuscitation” tool in case malicious objects made it impossible to boot the computer. Security of the "BTA-ONLINE" system
Department for the Development of CBS Products and Deposits p. 5 Security of the "BTA-ONLINE" system The legitimacy of the EDS is ensured by: work with registration certificates and EDS issued by the Certification Center of RSE KISC National Bank, the set of certified hardware and software tools of which is certified for all four security levels of the RK standards (ST RK) of cryptographic information protection tools, certified organizational procedures, using cryptographic information protection tools (ST RK) special USB keys for accessing the system - Aladdin E-Token Java 72K key carriers, which excludes the possibility of unauthorized access by intruders to the system without obtaining physical access to this device.
