From the beginning of March, Alfa-Bank customers can transfer their pension savings to OAO NPF LUKOIL-GARANT at the bank's branches, as well as at POS lending points in all regions of Russia.
The service of transferring pension savings to NPFs is provided free of charge. In order to conclude an agreement on a mandatory pension insurance and transfer savings to OAO NPF LUKOIL-GARANT, it is enough to present only two documents: a citizen’s passport Russian Federation and an insurance certificate of compulsory pension insurance (SNILS).
Bank employees will consult and provide all necessary assistance in paperwork. Detailed information also available by phone hotline OAO NPF LUKOIL-GARANT: 8-800-200-5-999 (toll-free within Russia).
“We continue to develop cooperation with Alfa-Bank, one of the largest and most reliable banks. The service of transferring funded pensions to NPF LUKOIL-GARANT is available to the bank's customers in all regions of its presence. Now, when before December 31, 2015 it is necessary to decide on the choice of the amount of deductions for your future pension, it is especially important to inform the residents of our country about their pension rights and provide them with a comfortable service for transferring funded pensions to the NPF,” notes CEO OAO NPF LUKOIL-GARANT Sergey Erlik.
To all bank customers who are interested in their future financial well-being, we are pleased to provide along with our own banking solutions, a service for transferring your pension savings to NPF LUKOIL-GARANT, the largest and most reliable non-state pension fund in Russia. Now our clients have the opportunity to manage the funded part of the pension, - comments Yana Blinova, head of the department for the development of commission products at Alfa-Bank.
Alfa Bank founded in 1990. Alfa-Bank is universal bank carrying out all major types banking operations on the market financial services, including servicing private and corporate clients, investment banking business, leasing, factoring and trade finance.
At the end of 2014 fiscal year according to the data financial reporting(IFRS) total assets of Alfa-Bank Banking Group, which includes Alfa-Bank JSC and subsidiaries financial companies, amounted to 43.6 billion US dollars, the total loan portfolio- 28.1 billion US dollars, total capital - 4.3 billion US dollars. Net profit for the first half of 2014 amounted to 33 million US dollars.
As of December 31, 2014, Alfa-Bank served about 162.2 thousand corporate clients and 11.4 million individuals. There are 804 branches and branches opened in Moscow, regions of Russia and abroad, including a subsidiary bank in the Netherlands and financial subsidiaries in the USA, Great Britain and Cyprus.
According to the law in 2014 and 2015. Citizens are given the opportunity to choose the option of providing pensions in the system of mandatory pension insurance: either leave 6% of the rate of insurance contributions for funded pension, or refuse to further form funded pension, thereby sending all insurance premiums, which employers pay for them, for the formation of an insurance pension.
In order to keep the employer's contributions to the funded pension at the level of 6%, it is necessary not later than December 31, 2015 to apply for transfer to a non-state pension fund and conclude an agreement on compulsory pension insurance. From January 2016, for those who kept silent and did not make a choice, new pension savings will no longer be formed, and all insurance premiums will be directed to the formation of an insurance pension.
From the beginning of March, Alfa-Bank customers can transfer their pension savings to OAO NPF LUKOIL-GARANT at the bank's branches, as well as at POS lending points in all regions of Russia.
The service of transferring pension savings to NPFs is provided free of charge. In order to conclude an agreement on compulsory pension insurance and transfer savings to OJSC NPF LUKOIL-GARANT, it is enough to present only two documents: a passport of a citizen of the Russian Federation and an insurance certificate of compulsory pension insurance (SNILS).
Bank employees will consult and provide all necessary assistance in paperwork. Detailed information can also be obtained by calling the hotline of OAO NPF LUKOIL-GARANT: 8-800-200-5-999 (toll-free within Russia).
“We continue to develop cooperation with Alfa-Bank, one of the largest and most reliable banks. The service of transferring funded pensions to NPF LUKOIL-GARANT is available to the bank's customers in all regions of its presence. Now, when before December 31, 2015 it is necessary to decide on the choice of the amount of deductions for your future pension, it is especially important to inform the residents of our country about their pension rights and provide them with a comfortable service for transferring funded pensions to NPFs,” notes the General Director of NPF OJSC LUKOIL-GARANT Sergey Erlik.
Along with our own banking solutions, we are pleased to provide all clients of the bank who are interested in their future financial well-being with the service of transferring their pension savings to NPF LUKOIL-GARANT, the largest and most reliable non-state pension fund in Russia. Now our clients have the opportunity to manage the funded part of the pension, - comments Yana Blinova, head of the department for the development of commission products at Alfa-Bank.
Alfa Bank founded in 1990. Alfa-Bank is a universal bank that carries out all major types of banking operations on the financial services market, including servicing private and corporate clients, investment banking, leasing, factoring and trade finance.
At the end of the 2014 financial year, according to financial statements (IFRS), the total assets of the Alfa-Bank Banking Group, which includes Alfa-Bank JSC and subsidiaries of financial companies, amounted to 43.6 billion US dollars, the total loan portfolio - 28.1 billion US dollars, total capital - 4.3 billion US dollars. Net profit for the first half of 2014 amounted to USD 33 million.
As of December 31, 2014, Alfa-Bank served about 162.2 thousand corporate clients and 11.4 million individuals. There are 804 branches and branches opened in Moscow, regions of Russia and abroad, including a subsidiary bank in the Netherlands and financial subsidiaries in the USA, Great Britain and Cyprus.
According to the law in 2014 and 2015. Citizens are given the opportunity to choose the option of providing pensions in the system of mandatory pension insurance: either leave 6% of the rate of insurance premiums for funded pensions, or refuse to further form funded pensions, thereby directing all insurance premiums that employers pay for them to the formation of insurance pensions.
In order to keep the employer's contributions to the funded pension at the level of 6%, it is necessary not later than December 31, 2015 to apply for transfer to a non-state pension fund and conclude an agreement on compulsory pension insurance. From January 2016, for those who kept silent and did not make a choice, new pension savings will no longer be formed, and all insurance premiums will be directed to the formation of an insurance pension.
NPF Sberbank conducted a study on the awareness of Russians about the products of non-state pension funds. According to the results of the study, residents of the Ural and Siberian federal districts are most aware of the NPF offers. Here the share of informed citizens reaches 45%. The third and fourth positions are occupied by the Northwestern and Volga Federal Districts. The last one is Central.
More than half of the respondents (55%) are aware of the existence of non-state pension funds, a third of the respondents (36.3%) say that they are fully aware of NPF activities and use the products of non-state pension provision.
The most informed about NPF products were Russians aged 40-49 (about half of the respondents), and the most active clients of NPFs were respondents aged 18 to 29 (almost three times more than in other countries). age groups). Young Russians are very concerned about the quality of life after retirement and are ready to take active steps to secure their future. At the same time, the most active individual pension plan (IPP) agreements are concluded in the Central, Siberian and Ural regions. federal districts. The leadership of the Central Federal District is associated with a large number of residents (this is the most populated district), as well as more high level income of citizens and the availability of financial services.
Regardless of the region of residence, young people prefer to monitor their savings remotely. By the beginning of 2019, the NPF of Sberbank became the first fully digital non-state pension fund Russia. The Fund's clients can remotely use all the services available in the branch: draw up an individual pension plan, activate the auto payment service, change the amount, frequency and date of payment pension contribution, make changes to your personal data, receive an electronic account statement, etc.
So far, not all citizens are aware of the investment instruments of NPFs. Nevertheless, we see an annual increase in awareness of the NPF institution and predict its further development. Caring for your future, rational spending Money and multiplying savings are the new trends of today's youth. And NPF Sberbank is ready to support them in these endeavors. Our products will help them save in the long term and be sure of receiving a stable income in retirement,” explained Alexander Prokopenkov, Development Director of NPF Sberbank.
