For creating certificates of currency transactions 138-I through the Sberbank Business Online system:
A number of fields in the window will already be filled in by the system. Fields with a white background are filled in or edited manually. Fields with a gray background are filled in by the Sberbank Business Online system when filling out related fields.
Attention!
a. In field Number change the document number if necessary. By default, the system numbers documents in the order in which they were created during the calendar year.
Attention! When saving a document, the Sberbank Business Online system checks if the document number is duplicated. If a copy of the same document with the same number has already been saved in the system in the current year, the generated document will be saved with the next large free number, and a message will be displayed about the new number.
b. In field the date if necessary, change the date of the document. By default, the field is filled with the current date.
c. In field Use enter the full name of the document executor manually or from the employee directory
d. If needed in the field Tel. indicate the phone number of the executor of the document.
e. In field Help from indicate the date of the certificate of foreign exchange transactions.
f. To generate a corrective statement of currency transactions (138-I), fill in the field Adjustment.
g. In field Country code of non-resident bank
h. In field Account No. enter the account number.fields Country code of the non-resident's bank and Check are not filled in if the Payment attribute field of at least one record of the nested table is set to “Third party operation” or “Letter of credit execution”.
i. Generate the required number of records of currency transactions.
When creating/editing a currency transaction record:
A. A window will be displayed Adding an entry.
Attention! A block can be displayed in the right part of the window Instructions for filling in the fields. When filling in the fields in this block, hints will be provided to correctly determine the values.
B. In the field Payment sign indicate the appropriate sign. Values are selected from the dropdown list.
C. In the field Currency document type specify the type of document for which the certificate is being compiled.Note: For a new certificate generated from a settlement document, the Currency document type field is closed for editing
D. Specify part of the details of the document for which the certificate is being compiled, in one of the following ways:
- Select the document for which the certificate is being compiled:
a. Select a document from the list of documents using the ... button located to the right of the field Currency document type.
b. fields Document number for currency transaction, , Date of operation will be filled in automatically.
- Enter details manually:
a. Specify the document number for the currency transaction in the field of the same name or fill in the selection field Without a number.
b. Specify the date of the currency transaction document in the field of the same name.
c. In field Date of operation indicate the date of enrollment or the date of the application for transfer / payment order.E. In the field Currency transaction type code select the code of the type of currency operation from the directory.
When specifying view codes foreign exchange transactions has the following features:
- When specifying codes 61100 or 61135, information about documents does not need to be specified. That is, the fields Transaction passport number, Contract number, without a number and agreement date become uneditable and their values are deleted.
- When specifying codes 61130 or 61200, further filling in the parameters of the certificate of currency transactions becomes impossible. At the same time, in the window Adding an entry the following information appears: "When specifying the codes of the types of currency transactions 61130, 61200, the certificate of currency transactions is not filled out."
F. In the field Payment currency code select the appropriate code from the currency directory.
G. In the field Amount of payment enter the appropriate amount.
H. In the field Transaction passport number indicate the number of the transaction passport. The value can be entered manually or selected from the directory of transaction passports.When entering a value manually, the following conditions must be met:
- In digits 1-4 of the number, you must specify the year and month in the YYMM format. In this case, the specified year and month should not exceed the current date.
- In digits 9-16 of the number, only numbers should be indicated. Digits 13-14 may contain the value "GU".
- The 17th digit of the number must contain a numerical value from "1" to "6" or "9".
- In the 18th digit of the number, the digital value "0" should be indicated if the value not exceeding "1209" is indicated in 1-4 digits (that is, the date 09.12). Otherwise, in the 18th bit, a digital value from "1" to "3" must be indicated.
I. In the field Contract number indicate the contract number corresponding to the selected transaction passport, or fill in the selection field Without a number.
J. In the field agreement date indicate the date of signing the contract.
K. In the field using the currency reference, set the appropriate currency code of the contract (loan agreement), if it differs from the payment currency code specified in the field Payment currency code. This code must correspond to the currency code of the transaction passport, the number of which is indicated in the field Transaction passport number. Also, this code can be set in the field automatically if the currency code in the field Payment currency code is different from the currency code of the transaction passport, the number of which is indicated in the field Transaction passport number.
If the selected value corresponds to the currency code specified in the field Payment currency code, then the value in the field Currency code of the contract (loan agreement) will not be installed.
L. In the field indicate the appropriate amount in the currency of the contract (loan agreement), the code of which is indicated in the field Currency code of the contract (loan agreement).The value in the field can be entered manually or calculated using a currency converter.
To make a calculation using a currency converter, follow these steps:
- The values of the mode fields will be automatically filled in with the corresponding values from the fields of the window Adding an entry.
However, in the field Result the result of currency conversion at the exchange rate on the specified date will be automatically reflected.
- To exit the currency converter mode, press the OK button.
At the same time, the value of the amount calculated using the converter from the field Result will be automatically set in the field Amount in the currency of the contract (loan agreement) window Adding an entry.
M. If needed in the box Expected date indicate the expected date of performance of obligations under the contract.
Note: Field Expected date is filled in only for transactions on transaction passports with codes of types of currency transactions 11100, 21100, 23100, 23110 (these codes are marked in the directory of currency transaction codes as requiring the expected term), as well as in the absence of contract details (in the absence of values in the fields Contract number or without a number, as well as agreement date). In other cases, the field is not filled in and is closed for editing.
The date in the field Expected date, must be greater than the date specified in the field Document date for currency transaction, and less than the date specified in the field Date of completion of fulfillment of obligations transaction passport specified in the field Transaction passport number.N. In the field Note provide additional information if necessary.
O. Press the OK button.
P. It will return to the window Information about foreign exchange transactions.Note: Value in the field Sign of payment for all records of currency transactions should be the same.
j. In the block Attachments if necessary, create a list of additional files attached to the document, in accordance with the instr. "Shaping and Viewing Attachments".
As a result of these actions, the document will be created and saved.
The phone rings at exactly 5:00 this morning. Cheerful girl's voice: "Is this Andrey Viktorovich? Is it convenient for you to talk?"
Am I comfortable talking?
I ask who it is. It turns out that Sberbank. I say: we have a night, and it’s too early for you, actually. The girl was delighted: "So you ask to call back at a convenient time for you?" Apparently, they have to put a tick in a certain place there: the client asks to call back. I disconnect with the idiot and try to sleep.
Can't sleep. Actually, yesterday I called them, asked them to deal with one case. Apparently, the girl wanted to report the results. I shouldn't have listened to her, I think.
In general, it seemed to me that Sberbank has recently begun to improve. I liked that instead of the crowd at the window, there are now coupons and chairs where you can wait for your turn. The type of aunts from the Housing Office has been replaced by modern young people. You can be served in any department, and not just in the one to which you are assigned. Some operations can be carried out independently, at their ATMs or via the Internet. Well, and so on.
I have several accounts with Sberbank, including a deposit one. The percentage is small, but what can you do, but it is more reliable than in other places. With a Sberbank VISA card, I pay everywhere and everywhere, in all countries, I immediately receive an SMS, how much I spent and how much is in my account. Well, and so on. I save money on Italian accounts, but not on Russian ones, I live widely.
In November-December, when they began to come the bad news from Russian banking sector, I thought it was time to put the eggs in different baskets. My friend some time ago bought an apartment in Italy, for which he had to open an account in an Italian bank and transfer money from Russia under the deal. I asked if it was easy to do. He says it's very easy. You come to the tax office, fill out the "Notice of opening an account abroad" form, you receive a stamp on the completed form that they are aware of, and with this piece of paper you come to any bank and transfer.
I took this information with a grain of salt. I called the general help desk of Sberbank. Everything was confirmed to me. I ask: can I transfer from any department? They say: in Moscow - from anyone. Is the amount limited somehow? - Not limited!
Never mind, I think, and they are still crying that billions are leaving the country.
On the new year holidays my family and I had a trip to Moscow. I took the matter seriously. In order not to show his accounts to the gebuha, he specially opened a new account in an Italian bank. I downloaded the "Notification" form from the website of the Federal Tax Service. I went with this form to my banker, translated to him the questions that concern him, so that he himself filled out the appropriate columns: the full name of the bank, the address of the bank, the contract number bank deposit, date of conclusion of the agreement, SWIFT of the bank, account (deposit) number.
On December 28, he came to the tax office in Moscow. Despite Saturday, they worked. Everything went like clockwork. Parking on the Garden Ring became paid, so I parked right at the door of the tax office, paid, entered and found that there was not a single visitor there. The girl checked the correctness of filling out the papers, slapped the seal, made a copy for herself. Within 15 minutes I was at the door of Sberbank on Tsvetnoy Boulevard. The same story: paid parking, free space at the door, beauty.
Inside was no longer beauty. There are a lot of people. The ticketing system is broken. Lines lined up at two windows. He defended his. Terrible breath. I ask a young man if I can transfer money from my card account in Sber abroad. He reluctantly says so: you can. I name the amount. No, he says you can't. Well, I say, I called the help desk. No, he answers, such an amount is possible only in the branch where you received the card. And so no more than one and a half million. "If you had an account opened in our branch, then please - as much as you want." And waiting for me to leave. But I don't want to leave. "Open an account for me, I say, I will transfer money from the card there, and you will send it." He looks at me, doesn't know what to say. "How long will it take to open an account?" - "Ten minutes." - "And transfer the money? Days?" - "No, they will be listed immediately." In short, we do all this with a young man. It took, of course, not ten minutes, but half an hour. The unfortunate people from the line, breathing down my neck, begin to noticeably worry: they came to pay their utility bills, and here I am stuck. In the air, large sums fly from me to the young man and back, but you can still hear them. They do not like the queue amounts, they are discussing them.
But at the very least, they did it. The young man ran inside, brings the boss: "Do you have a notice marked tax?" The boss is absolutely sure that I have no notice. "There is!" - I say and take out the notice. Study carefully. There is nothing to do, they photocopy the notification, and my passport, and the details that were given to me in an Italian bank. Documents are processed first for conversion, then for translation. All is ready. They even take a mobile number - just in case. And I'm leaving for the country. On the way I receive an SMS-ku: the money is gone from the account.
A week passes, then another. I have long since returned to Italy. There is no money in the new Italian account. Well, I think the holidays, this and that, first they have Christmas, then we have Christmas, a lot of days off. When three weeks have passed, but the money has not arrived, I write to an Italian bank, enclosing a scan of the SWIFT payment. I had not worked with this bank before and was completely sure that it was some kind of disorder with them, the money had fallen somewhere. They immediately answer: they checked, nothing even similar came, and the details are correct. I'm trying to call the Sberbank branch in Moscow, from where I made the transfer. Long beeps. No one picks up the phone all day long. I call the general help desk of Sberbank to clarify, what if their phone number has changed. No, they say it hasn't changed. At the same time I state my problem. They begin to connect me with different people along the chain, finally someone draws up my claim: I say that I live permanently abroad, so I don’t have the opportunity to run around the branches in Moscow, I give my full name, my account number, the number of the failed transaction, where, where and what he sent. They promise to look into it and call back.
They don't call back all day. With no hope of success, at the end of the day I dial the number of the department, and immediately connect. The young lady looks at her papers and says indifferently: the transfer did not miss the currency control. "What is foreign exchange control?" -" Currency control Sberbank." - "What's the matter?" He rummages through the papers. "You indicated the account number incorrectly." "It can't be, I say. The Italian bank has just confirmed to me in writing that all the details on the payment are correct." Again he rummages through the papers. "You, he says, have one account number in the tax notice, and another in the payment." I have all these papers in my hands. Let's compare." We begin to compare.
It turns out that in the column "Account (deposit) number" in the notification, the account number consists of 12 characters, and the payment slip contains IBAN, consisting of 27 characters. This is the inconsistency.
"Girl, I say, the account number is part of IBAN. Look, the last twelve digits of IBAN are my account number. See? And IBAN begins with IT - Italy, that means. Then the bank's digital designation, and then only my number accounts. Recognize? It's the same account." "Why didn't you specify IBAN in the "notification"?" - "Because they don't ask to name IBAN. They ask to give the account number. And I indicated the account number. And exactly as it is written in my bank documents and as it is written in my agreement with the bank, which I presented to the tax office. If I wrote something else there, probably the tax office would not have missed it." - "I do not understand". - "Let's do it again. You have a column in the bank:" IBAN "- I indicated IBAN, and in the notice for the tax column it is different: "account (deposit) number", so I indicated the account (deposit) number. What is wrong ?" - "I sympathize with you very much, but I can not do anything, you have a refusal." - "Why didn't you call me? You took my mobile number for some reason? I spent more than two weeks in Moscow, I would come to you and add to the 12 digits of the account everything that is not enough to IBAN."
And at that moment, a call is heard on the mobile: I recognize by the voice, this is a night idiot. "Andrei Viktorovich, is it convenient for you to talk?" She's definitely on the cheat sheet. "Comfortable!" - "In order to start checking on your application, we need to know your passport number. Please tell us your passport number." - "He's on your computer!" - "That's why I'm calling you, to make sure it was you who called us yesterday." - "And I want to make sure that it was you who called me at night. Was it you?" - "I". - "And you called me just to ask for my passport number?" - "Yes". - "You know, I got through to the department and they explained to me what was the matter." - "So you have no claims against us?" - "There is!" - "Please provide your last name, first name, patronymic name for filing a claim." - "You just yourself called my last name, first name, patronymic!" - "Yes, but in order to file a claim, you must give your last name, first name and patronymic."
Anyway, that was the last straw.
The next trip to Moscow will mean the closure of all Sberbank accounts - mine and my wife's, including deposit accounts. And it's not that I'm offended by them. No, these are purely practical considerations. Firstly, it is customary all over the world when the first signs appear that the bank does not want to part with the client's money, to immediately tear its claws from such a bank. And without delay, sometimes an hour late can have serious consequences. Secondly, life taught me: you can’t waste time fighting the shovel. If a scoop suddenly grows in all its glory ahead (sometimes it is quite unexpected, when you really don’t expect it at all), it’s better to change direction, cross the street or just close your eyes and be silent for a while. In general, it is desirable to break all ties through which the scoop can get to you. Which is basically what I've been doing for the last five years. It's time to break with the Soviet banking system.
Many services of Sberbank of Russia are somehow connected with foreign exchange. This means that the bank must necessarily carry out currency control (hereinafter – VK) for certain operations. This article will talk about how such control takes place in a bank and for what specific types of transactions.
In addition, in the SBR, control over compliance with the law when conducting transactions in foreign currency is carried out in compliance with the principles of currency control. These include:
Such steadfast observance of the principles is necessary in order to fully ensure the legality of foreign exchange transactions carried out in the country. This manifests itself the main task such control. There are also the following functions of currency control:
The SBR provides the following services related to the implementation of VC, as well as servicing foreign economic activity:
It is worth noting that for resident clients and for non-resident clients, the SBR has established different types of transactions for which VC will be carried out.
With regard to residents, the following operations are subject to control:
For non-residents, the bank controls the following operations:
In the RBU, all VC issues are dealt with by special employees - managers for the development of VC and foreign economic activity. It is they who are the control service of the entire bank. The order of operation of the service throughout the entire period of currency control is as follows:
According to the law, when exercising control, the SBR has the right to demand from its clients only documents that are directly related to the transaction. They may be:
From March 1, 2018, transactions under contracts in foreign currency will need to be executed according to the new rules. The Central Bank approved a new instruction for this.
Source: Instruction of the Central Bank of August 16, 2017 No. 181-I
There will be no more transaction passports.
Instead, banks will keep records of contracts, the amount of which is more than 3 million rubles.
The bank still has the right to request transaction documents if it has suspicions. Even if the contract amount is less than 3 million.
The list and forms of documents for registration of the transaction have changed. But you don’t have to figure it out: the bank will help.
A transaction passport is a document that a bank draws up for an import or export contract. It is needed for currency control. Data from the documents provided by the client are entered into the transaction passport. When the parties fulfill their obligations, the transaction passport is closed. Then the bank sends data about the transaction to the Central Bank.
Ekaterina Miroshkina
economist
An import transaction passport is issued to the importer, that is, to the one who imports goods from abroad into the territory of Russia. Or when ordering services from a non-resident in the territory of another state. With the help of the import transaction passport, the bank controlled whether the payment to the foreign company was justified.
An export transaction passport is a document that is drawn up for the exporter. That is, a bank client sells goods abroad and receives money from there. The obligation of the bank is to control the terms of payment and other terms of the contract. For this purpose, an export transaction passport was drawn up for each contract.
If the documents are not all right, the transaction passport will not be issued and the calculations will not be carried out. The bank has this right under the law.
This applies to entrepreneurs and firms that are engaged in import or export. For example, they sell goods abroad, provide services to foreign companies, or rent property abroad. Settlements under such contracts are drawn up according to special rules. For example, in order to sell goods in Russia, it is enough to conclude a regular sale and purchase agreement and receive money into the account. In order to sell the same goods abroad, it was necessary to additionally draw up an export transaction passport, and the bank controlled the fulfillment of the terms of the contract.
You can’t just conclude an agreement with a non-resident and transfer money to him. You will have to connect the currency control department, provide documents to the bank and issue a transaction passport. Otherwise, it will not be possible to legally pay off: the bank does not have the right to make a payment.
It takes time to collect documents and issue a transaction passport. You also need to pay for this according to the tariffs of the bank. Such rules.
Yes, from March 1, 2018, there will be no deal passports. But this does not mean that settlements under contracts with foreign companies will be carried out automatically.
Currency control is not going anywhere. But instead of issuing a transaction passport, the bank will register the contract.
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Banks will register only those contracts, the amount of which exceeds the limit. For import contracts and loan agreements- 3 million rubles, for export - 6 million rubles. If the amount in the contract is less, it is not registered.
In order for the contract to be registered, the bank must provide information about the contract and details of the second party. For import and export contracts different lists of information. Employees of the currency control department will explain what is needed in a particular case and how to arrange everything.
Registration of contracts will be carried out in one day. Calculations will become faster and easier.
The bank will not be able to refuse to register the agreement. If there is all the data, the contract will be registered in any case.
No, not by any. If the amount is less than 200 thousand rubles in ruble equivalent, according to the new rules, documents are not required.
That won't work. It is not the amount of payment that is important, but the amount of the contract. If it is more than 200 thousand, the bank may request documents for the transaction. If more than 3 million rubles for imports or 6 million for exports, the contract will be registered.
And the counterparty does not have to be a company abroad. It can also work in Russia, accept or transfer rubles, and the transaction will fall under currency control. For example, if this is a representative office of a foreign company in Russia.
In 2018, a new instruction will work for all transactions. The Central Bank explained what to do during the transition period.
If the transaction passport is issued, but not closed, in 2018 it will be automatically closed, and the contract will be registered.
If the documents are being checked, but the passport has not yet been issued, it will not be issued. The contract will be registered on the basis of the same documents. It is not necessary to collect information for issuing an import transaction or export passport.
If the bank managed to issue a transaction passport, you can ask and the document will be issued.
They will help, but not everyone. You will still have to pay for registration and accounting of contracts. Cancellation of the transaction passport does not mean the abolition of the currency control fee. For a bank, this is almost the same job, just called differently.
Those who have contracts for small amounts will be able to save time and money. They will have to collect fewer documents. Plus, you can save on currency control fees.
Documents can be processed faster. Now the transaction passport is being prepared for three days. Next year, the contract will be registered in a day.
Here's how else you can save money on foreign exchange transactions.
Check bank rates. All have different fees and conditions. There are tariffs where there is no currency control service at all. And there is with a reduced fee and a limit on the amount of commission. You can choose the appropriate one depending on the turnover and amount of transactions.
Find out how you can submit documents. Carry originals and copies to the bank for a long time. If something is missing, you have to go again. Easier to upload scans to personal account or send a chat with the manager. If the bank has such a service, things will go faster.
Find a foreign exchange consultant. Import and export is more complicated than settlements with residents. Any violation is fined. As a result, you can lose more than you earn. Find out from your bank who can help and if there is a personal manager for complex issues. If the Expert Advisor connects to the trade in time, there will be no errors and you will be able to save money.
Specialists of the Sberbank of Russia support service provide round-the-clock advice, receive complaints and appeals from bank customers. Below are the contact details of the support service, toll-free numbers of the "Hot Line" and the address for entering the "Personal Account".
| |Free calls from mobile and landline numbers registered in Russia.
To call an employee help desk Sberbank, call toll-free 8800 555 5550 (or short number 900 from any mobile phone) and select the desired voice menu item.
You can also call the operator directly - just wait until the system repeats all menu items without pressing the keys. Then you will be transferred to the first vacant bank employee. Call the number hotline Sberbank 8800 555 5550 it is possible from any Russia absolutely free of charge, from a mobile or landline phone registered in the Russian Federation. Sberbank operator?
All calls to a single city number +7 495 500 55 50 paid according to the tariffs of your telecom operator. We recommend calling this hotline number when you are abroad in international roaming or when using a phone registered outside of Russia.
For emergency blocking of the lost bank card"Sberbank" - press the number in the tone mode immediately after the connection.
To quickly connect with a bank employee, select the desired section in the main menu of the automated information service.
Information about the balance of a credit or salary card - press a number
"Services for individuals» - press the number To connect with the Sberbank hotline operator, then press the number and then wait for the connection with a support service specialist (, mortgage department and others).
"Services for legal entities» - press the number To connect with the operator of the legal department, then press the number and then wait for the connection with the support service specialist to receive any information on bank services for legal entities.
Thank You Loyalty Program— press the number To connect with the operator, then press the number and then wait for the connection with the support service specialist.
For example, to immediately call a Sberbank support employee call the same number 8800 555 5550 and successively press the numbers and in tone mode. For emergency lock credit card just press the number 1 immediately after the connection.
Please prepare your personal data in advance to access personal information through the operator Sberbank hotline. To identify the client, passport data, a code word and details may be required bank accounts. At the same time, no bank employee has the right to ask you for the PIN code of a bank card and a secret three-digit code. This information is strictly confidential! Please note that you can submit a request or complaint to bank security service, using the numbers indicated above and waiting for a connection with the operator.
