Rusfinance bank car loan conditions.  Conditions for borrowers in granting a loan for a car.  What documents are needed

Rusfinance bank car loan conditions. Conditions for borrowers in granting a loan for a car. What documents are needed

Go to the Rusfinance Bank website. Check out the benefits of a cash loan and the terms of issuance:


To submit a loan application, prepare a package of documents and come to the office of Rusfinance Bank. Write an application and wait for the bank's decision from 15 minutes to 1 day.

Requirements for the borrower

  • Citizenship of the Russian Federation
  • From 23 to 63 years (68 - women)
  • Permanent registration, places of residence and work in the same region

Required documents

  • RF passport
  • Second document: SNILS, TIN, driver's license, passport
  • Requisites bank account in another bank
  • Document confirming income

About bank

Rusfinance - regional bank, controlled by Rosbank and included with it in the international group Societe Generale. Founded in 1996 in Samara, originally called Promek-Bank. For a long time he specialized in servicing the SOK group, which included companies in the automotive industry. Rusfinance joined Societe Generale before Rosbank - in 2005. A year later, it received its current name.

All Rusfinance Bank shares are owned by Rosbank, which in turn is owned by the Societe Generale group. The head office of the organization is located in Samara. The branch network includes more than 135 service points in 66 regions of Russia. The bank operates on the basis of license No. issued by the Central Bank on February 13, 2013.

Rusfinance specializes in car loans. He cooperates with a large number of automakers - from VAZ and UAZ to Ford and Hyundai. Its services are available to customers of more than two thousand car dealers across the country. In addition to car loans, Rusfinance offers various programs consumer lending and credit cards.

The documents

  1. General conditions for granting loans to individuals
  2. Tariffs for settlement and cash services for individuals

You will learn how to enter your personal account on the official website of Rusfinance Bank online. Detailed instructions for convenient and quick access to rusfinancebank.ru with screenshots and video instructions. Visual guide to recovery forgotten password to personal account jar. We provide only the most up-to-date information.

Answers to popular questions

How does Rusfinance Bank issue a cash loan?

After approval of the loan application, sign an agreement with Rusfinance Bank. The bank will transfer the money to your bank account opened with another credit institution within 5 days. Cash can be withdrawn on the terms of your settlement bank.

Do I need to take out insurance to get a loan from Rusfinance Bank?

To get a loan from Rusfinance Bank, it is not necessary to take out insurance. The availability of insurance does not affect the decision of the bank to issue a loan.

The bank offers to take out life and health insurance or protection against the risk of job loss, as Additional services. On the onset insured event, the loan will repay for you Insurance Company. The insurance premium can be included in the loan amount.

Is it possible to control a Rusfinance Bank loan using SMS notifications?

Rusfinance Bank provides borrowers with an SMS service. The service informs about the date and amount of the next payment, crediting and debiting money under the loan agreement.

SMS-informing service is paid. It is connected voluntarily and does not affect the decision of the bank to issue a loan.

Is it possible to repay the loan of Rusfinance Bank ahead of schedule?

Rusfinance Bank does not limit the amount of early repayment and does not charge a commission for the operation. You can repay the loan in part or in full on the next monthly payment date. In case of partial repayment, notify the bank of your intention 5 calendar days in advance. 1 day before the maturity date, deposit the claimed amount into the account. After early repayment, Rusfinance Bank will recalculate the loan and draw up a new payment schedule.

How can I pay off a Rusfinance Bank loan?

The Rusfinance Bank loan must be repaid according to the payment schedule. To contribute monthly payment, use one of the following methods:

  • Transfer from the card
  • Transfer via payment Contact system, Rapida
  • Payment through the service gold Crown- Repayment of loans
  • Cash in payment terminals of Rusfinance Bank (no commission)
  • Cash in payment terminals QIWI, CyberPlat, Eleksnet
  • Bank transfer

Go to the Rusfinance Bank website. Check out the benefits of a cash loan and the terms of issuance:


To submit a loan application, prepare a package of documents and come to the office of Rusfinance Bank. Write an application and wait for the bank's decision from 15 minutes to 1 day.

Requirements for the borrower

  • Citizenship of the Russian Federation
  • From 23 to 63 years (68 - women)
  • Permanent registration, places of residence and work in the same region

Required documents

  • RF passport
  • Second document: SNILS, TIN, driver's license, passport
  • Bank account details in another bank
  • Document confirming income

About bank

Rusfinance is a regional bank controlled by Rosbank and included with it in the international group Societe Generale. Founded in 1996 in Samara, originally called Promek-Bank. For a long time he specialized in servicing the SOK group, which included companies in the automotive industry. Rusfinance joined Societe Generale before Rosbank - in 2005. A year later, it received its current name.

All Rusfinance Bank shares are owned by Rosbank, which in turn is owned by the Societe Generale group. The head office of the organization is located in Samara. The branch network includes more than 135 service points in 66 regions of Russia. The bank operates on the basis of license No. issued by the Central Bank on February 13, 2013.

Rusfinance specializes in car loans. He cooperates with a large number of automakers - from VAZ and UAZ to Ford and Hyundai. Its services are available to customers of more than two thousand car dealers across the country. In addition to car loans, Rusfinance offers various consumer lending programs and credit cards.

The documents

  1. General conditions for granting loans to individuals
  2. Tariffs for settlement and cash services for individuals

You will learn how to enter your personal account on the official website of Rusfinance Bank online. Detailed instructions for convenient and quick access to rusfinancebank.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to a personal bank account. We provide only the most up-to-date information.

Answers to popular questions

How does Rusfinance Bank issue a cash loan?

After approval of the loan application, sign an agreement with Rusfinance Bank. The bank will transfer the money to your bank account opened with another credit institution within 5 days. Cash can be withdrawn on the terms of your settlement bank.

Do I need to take out insurance to get a loan from Rusfinance Bank?

To get a loan from Rusfinance Bank, it is not necessary to take out insurance. The availability of insurance does not affect the decision of the bank to issue a loan.

The bank offers life and health insurance or protection against the risk of job loss as additional services. In the event of an insured event, the insurance company will repay the loan for you. The insurance premium can be included in the loan amount.

Is it possible to control a Rusfinance Bank loan using SMS notifications?

Rusfinance Bank provides borrowers with an SMS service. The service informs about the date and amount of the next payment, crediting and debiting money under the loan agreement.

SMS-informing service is paid. It is connected voluntarily and does not affect the decision of the bank to issue a loan.

Is it possible to repay the loan of Rusfinance Bank ahead of schedule?

Rusfinance Bank does not limit the amount of early repayment and does not charge a commission for the operation. You can repay the loan in part or in full on the next monthly payment date. In case of partial repayment, notify the bank of your intention 5 calendar days in advance. 1 day before the maturity date, deposit the claimed amount into the account. After early repayment, Rusfinance Bank will recalculate the loan and draw up a new payment schedule.

How can I pay off a Rusfinance Bank loan?

The Rusfinance Bank loan must be repaid according to the payment schedule. To make a monthly payment, use one of the following methods:

  • Transfer from the card
  • By transfer through payment system Contact, Rapida
  • Payment through the Zolotaya Korona service - Loan repayment
  • Cash in payment terminals of Rusfinance Bank (no commission)
  • Cash in payment terminals QIWI, CyberPlat, Eleksnet
  • Bank transfer



Rusfinance bank online application a loan will help solve financial difficulties! In 2004, Rusfinance Bank appeared on the banking market.

The main activity of which is to provide consumer loans population. Today it is easy to get a loan, it is enough to apply for a loan in Rusfinance.

The bank provides quality service, a wide range of services. With this, he won the love and trust of his customers for 10 years. Today, our bank provides new service for clients - not targeted lending. This means that you have the opportunity to get a loan for any purpose, the bank does not set restrictions. We trust you, which means that anyone can apply for a loan online and Rusfinance will offer you profitable terms lending.

Learn more about non-targeted lending:

  • The loan is given in the amount of 5 to 50 thousand rubles;
  • Issued for a period of six months to one and a half years;
  • Quick loan decision after applying for a loan. The application is considered within half a day, and if you decide to submit an online application to Rusfinance, a decision is made within an hour;
  • The amount of your monthly payments directly depends on the amount of the loan and the established repayment periods;
  • For clients who have a good reputation in our bank, we have developed preferential terms lending.
We value our customers, which means we provide you with quality services and favorable conditions. We provide an individual approach to each client. Our bank compares favorably with other banks with a loyal program aimed at providing the most flexible conditions for granting a loan.

You can leave a request without leaving our Internet resource, after sending the questionnaire, the bank manager will contact you shortly.

Additional services and services:

  • CASCO insurance

    In accordance with current legislation Russian Federation the pledgor (borrower) is obliged to insure the pledged property in its full value against the risks of loss and damage, unless otherwise provided by the bank's tariffs. You can include the CASCO insurance premium in the loan amount.

  • Life and health insurance

    Unforeseen circumstances will no longer threaten financial well-being your family. In the event of an insured event, the loan will be repaid by the insurance company. The program operates 24 hours a day around the world. You can be sure that you and your loved ones are protected for the entire term of the loan. financial protection continues even in the event of early repayment of the loan.

  • Special Program comprehensive insurance"Protection"

    The comprehensive program "Protection" is a reliable shield against financial risks. It includes CASCO and life and health insurance of the borrower. When this service is included in the loan amount, Rusfinance Bank uses promotional pricing and lowers the interest rate on the loan.

  • GAP insurance

    The "GAP-insurance" service allows the client to receive compensation for the difference between the initial cost of the car and the amount of compensation for CASCO in case of its loss.
    GAP (Guaranteed Asset Protection) insurance - “a guarantee of saving the value vehicle» - a program that expands the range of insurance coverage related to the operation of a vehicle that is the subject of a pledge.

  • financial protection

    Insurance of the pledged property against the risks of loss (Theft / Constructive loss) for the sum insured equal to the balance of the loan debt. Registration is possible for new cars of foreign and domestic production and used cars of foreign production.

By applying to Rusfinance Bank for a car loan, you will receive:

Benefit!
. Possibility to enable insurance premiums for CASCO in the amount of the loan.
. Big choice credit programs for different vehicle groups.
. No commissions per early repayment loan.
. A wide range of additional services.

Availability!
. The opportunity to take into account not only own income, but also official spouse's income.
. The ability to take out a car loan, even if No driving license .
. Obtaining a preliminary decision on issuing a loan for a car according to 2 documents.
. Credit for commercial vehicles of any brands with a permitted weight of up to 3.6 tons
for the same interest rates like for passenger cars.

Convenience!
. Possibility to borrow additional equipment for up to 30%
from the value of the car.
. Making a loan for a car directly in the partner car dealerships of Rusfinance Bank.
. Large selection of payment methods.

Car on credit

Rusfinance Bank offers to purchase a new or used car on credit on attractive terms. Among the advantages are a large selection of loan programs with car manufacturing companies, speed and convenience of registration, a minimum of documents (passport + a second document to choose from: a driver's license, a foreign passport, a TIN certificate, an insurance certificate of a state pension fund, military ID), the absence of commissions and penalties for full or partial early repayment.

How to buy a car on credit

To obtain a car loan, there is no need to come to the Bank's branch, stand in line, and then wait several days for the application to be considered. enough to come with necessary documents to the salon of the Bank's partner car dealer, choose the car you like and contact the Bank's loan consultant. The term for consideration of the application is from 30 minutes. The validity period of the Bank's preliminary decision on approval of the application is 100 days for a new and 30 days for a used car. At the request of the borrower, the loan amount can include CASCO insurance premiums, as well as life insurance for the first year or for the entire loan term.

QUESTION ANSWER:

Where can I get a car loan?

You can apply with documents:
. to a consultant in the car dealership of our partner;
. to the regional branch of Rusfinance Bank.

Can I buy a car on credit from a private person?

Yes it is possible. You can buy a used car both in car dealerships and in car markets or from private individuals. On the expiration date loan agreement the age of a domestic car must be no more than 10 years, a foreign one - no more than 12 years.

How much can I borrow?

Depending on the terms of the lending program, you can apply for a loan in the amount of 50 thousand to 6.5 million rubles.

Is it necessary to have a driver's license to get a car loan?

No. Even if you do not have a driver's license, you can own a car, buy it as a gift for someone, etc., including taking out a car loan.

Can I not take out CASCO insurance?

Under the terms of the pledge agreement, you are obliged to issue a CASCO policy for the entire loan term, unless otherwise provided by the Bank's tariffs. Rusfinance Bank offers the possibility of including CASCO insurance in the loan amount, which will significantly reduce the burden on your budget.