Debit cards. Top free cards from Belarusian banks Savings cards of Belarusian banks

07:09 22.02.2019

Free cards, other things being equal, will always be more popular than those cards that are issued and serviced for money.

A free card is often chosen because:

• card turnover is low and there is no point in spending money on its maintenance;
• the card is not going to be used regularly and do not want problems in the future due to overdue debt on a forgotten card;
• you need not the card itself, but access to bank services: Internet banking, mobile applications, the ability to remotely open deposits, etc.

Yeast Visa Classic Idea Bank

International Visa card, currency - Belarusian rubles.

Yeast combines the usual functionality of the Visa Classic standard and special features from Idea Bank:

• the card is issued and serviced free of charge;
• Yeast can be ordered not only in the Bank branch, but also via the Internet;
• to receive the Card, it is enough to visit the Bank 1 time;
• credited to the card account 3% per annum.

For a small additional fee (10 rubles) you can insure card account money.

Another nice bonus - the ability to issue a card with an individual design.

BELKART-Standard from Belarusbank

Platform - BELKART, currency - Belarusian rubles.

0.5% per annum is charged on the balance of the card account. Cashback (refund of part of the paid from the card) 3% for the purchase of BelZhD tickets. It is possible to apply for an overdraft card.

Virtual card Visa Classic from Belarusbank

Virtual card of Belarusbank on the platform Visa Classic issued instantly in the Internet banking system with subsequent access to all banking operations in the systems of remote banking services (registration of Internet deposits, transfers Money and etc.). It can be used as a means for payments on the Internet.

The card is issued to an existing account or to a new one in any of the four currencies ( Belarusian rubles, US dollars, euros and Russian rubles). The validity of the card is 2 years. The account is credited monthly with 0.5% on the balance in Belarusian rubles and 0.1% on the balance in foreign currency.

BELKART-Standard from BelVEB Bank

Card standard - BELKART, currency - Belarusian rubles.

The advantage of the card is the possibility of obtaining discounts in partner organizations of the bank.

A similar card can be issued free of charge in the name of the child - BELKART-Standard "Children's". The card is issued as an additional one to the account of one of the legal representatives (parents, adoptive parents or guardians). It is offered in three design options (at the client's choice in the bank office).

Interest on the balance - 0.01% per annum. The affiliate network of ATMs at BelVEB Bank is smaller, but there are more partner banks.

Virtual card MasterCard Standard from BelVEB Bank

Virtual card on the platform of the international MasterCard system. Available for registration in Belarusian rubles, US dollars and euros without visiting the bank's office. Designed for making payments on Internet portals registered both in the territory of the Republic of Belarus and abroad, including Internet banking. A feature of the card is the ability to withdraw cash using a QR code at ATMs of the bank and partner banks.

The interest on the balance is 0.01% per annum, regardless of the currency of the account to which the card is issued.

Visa Classic Belgazprombank

Platform - Visa, card level - Classic

The possibilities of this card are much wider than those of the previous ones:

• map international
• on the map can be carried out contactless payments;
• card supports Samsung Pay system and safety standard 3D Secure.
• credited to the card balance 0.01% per annum.

Among the partners of Belgazprobank is such a domestic giant as Belagroprombank, thanks to this, cash can be withdrawn from the card without commission at many ATMs.

Mastercard Standard Belgazprombank

Platform - Mastercard, card level - Standard, currency - Belarusian or Russian rubles, US dollars, euros, Polish zlotys.

All card parameters, except for the platform, are identical to the previous Belgazprombank product.

Virtual card Mastercard Gold Belgazprombank

Map supports Samsung Pay system and safety standard 3D Secure.

Despite the fact that the card does not have a plastic carrier, it is useful not only for payments on the Internet, but also provides an opportunity to pay for everyday purchases in regular stores using the Samsung Pay system.

Premium segment card, which means it participates in loyalty programs international system mastercard.

The balance of the card account is credited 0.01% per annum.

CashAlot from Belgazprombank

Platform - Visa, currency - Belarusian rubles.

The main conditions of the card look like this:

• Up to 10% cashback in the network of partners of Belgazprombank;
• up to 1% refund on other purchases, incl. committed in Belarusian online stores;
• no maximum cashback limit;
• map international, it can be paid abroad and on the Internet;
• on the map can be carried out contactless payments;
• card supports Samsung Pay system and safety standard 3D Secure.
• on the amount of the balance of the card account is charged 0,1% .

The product captivates with the clarity of conditions and the absence of additional restrictions on operations.

A wide network of partner ATMs allows you to withdraw cash without commission. But with such conditions on the card, it is more pleasant for her to pay and receive bonuses in the form of real money back on the card.

Visa VirtualReality from Belinvestbank

Virtual card on the Visa platform, currency - Belarusian and Russian rubles, dollars, euros.

Since the card does not have a plastic carrier, it is suitable for payments on the Internet, cashless payments in the Internet Bank and mobile application. In addition, it can be used to open online deposits (deposits) and pay loans, take out insurance and purchase other services without visiting the bank.

You do not need to visit a bank branch to become a cardholder. You can apply for a card around the clock in mobile or Internet banking, and Visa VR will be activated literally within a few hours! Your personal CVV2 code will be sent via SMS.

It is appropriate to have such a card for payments in online stores, so as not to disclose the data of the main card. For similar virtual cards usually transfer exactly as much as is needed for the next payments.

0.01% per annum is accrued on the balance of the card account.

Cashelkoff from Belinvestbank

The Cashelkoff virtual card is also on the Visa platform, the currency is Belarusian rubles. Unlike the previous product, it has a number of additional advantages.

Thanks to the loyalty program with the network of salons "ON" CONNECTION ", the card will allow you to return up to 500 rubles from each purchase. By purchasing mobile phones and other gadgets from the goods recommended by the network, the card holder receives all the advantages official guarantee and return of funds to the card without charging a commission.

Cashelkoff is valid for three years. The fee for issuing and maintaining the card during its validity period, as well as its re-issuance is 0 rubles!

In addition, the card is a universal means of payment that works great even without a loyalty program. Cashelkoff for those who are interested in safe and convenient online shopping.

Mastercard StandardVirtual BPS-Sberbank

Virtual card on the Mastercard platform, currency - Belarusian and Russian rubles, dollars, euros.

The main parameters of the card are the same as those described for the previous virtual product.

However, they are added 3D Secure and Samsung Pay. The latter service allows you to pay with a card not only in virtuality, but also in real stores.

BELKART-Standard from Zepter Bank

Card platform - BELKART, currency - Belarusian rubles.

This version of BELKART-Standard does not promise surprises, but provides the standard functions of a payment card.

Zepter Bank does not have a large network of its own or partner ATMs for free cash withdrawal. But card payments are possible throughout Belarus without additional restrictions.

Up to 0.01% per annum.

Maxima Plus from BNB-Bank

Card platform - Visa, currency - Belarusian rubles, US dollars, euros.

it international map with free release and maintenance. BNB-Bank does not promise a wide network of ATMs, but card payments are accepted without problems in Belarus, abroad and on the Internet. You can make contactless payments with your card.

The balance of funds on the card account is accrued per annum at a rate of up to 2.5%.

A-Kurs Alfa-Bank

Multifunctional card on the Mastercard platform, currency - Belarusian rubles. The card is not registered, with fast execution and delivery to the client.

A-Course stands out from the rest free cards wealth of possibilities. To the usual functionality of the international Mastercard card are added:

• favorable exchange rate of card funds from Belarusian rubles to US dollars and bonuses for such operations;
• opening a savings account in dollars in addition to the ruble card account;
• cashback up to 0.5%.

Alfa-Bank has a wide network of partner banks.

ICS Card MTBank

Virtual card with special features, currency - Belarusian rubles, dollars, euros.

ICS Map combines the functions of a map and a remote access application. This card cannot be inserted into an ATM or terminal, however contactless payments can be made from its account cards mobile phone via the NFC module.

The main advantage of the ICS Card is that it provides special opportunities and benefits for other MTBank cards that the client already has:

• in the network of partner stores, this card can be used to pay under the terms of Halva;
• abroad she works as PayOkay;
• using the card, you can collect bonuses, receive cashback;
• the conditions of the Autocard will apply at gas stations.

Interest on the balance on the ICS Card is not charged.

Text: Igor SMIRNOV

Halva is an installment card in rubles for a period of 3 years. Interest-free installment for a period of 1 to 24 months. Cashback up to 1.5% in 2 categories. The cost of the card for the first year is 9.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

PayOkay is an international card in rubles with a cashback for a period of 3 years. Cashback up to 5% in 5 categories. The cost of the card for the first year is 19.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Global Card - an international card in rubles with a cashback for a period of 3 years. Cashback up to 5% in 5 categories. The cost of the card for 36 months. is 10 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Autocard - an international card in rubles with a cashback for a period of 3 years. Cashback up to 10% in 9 categories. The cost of the card for the first year is 19.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Halva Plus is an international card in rubles with points for a period of 3 years. The cost of the card for the first year is 19.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

HLS - an international card in rubles with a cashback for a period of 3 years. Cashback up to 3% in 3 categories. The cost of the card for the first year is 18 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

MTBank-Korona - an international card in rubles with a cashback for a period of 3 years. Cashback up to 1% in 2 categories. The cost of the card for the first year is 19.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Belkart-premium (Motsnaya Kartka) - a deposit card in rubles for a period of 4 years. Income on balances up to 0.01%. The cost of the card for the first year is 5.5 rubles. Possibility to issue a card on Recard.by

Mastercard Standard Technobank - savings card in rubles for a period of 3 years. Income on balances up to 3%. The cost of the card for the first year is 18 rubles. Possibility to issue a card on Recard.by

VISA Gold Technobank - an international card in rubles with a cashback for a period of 2 years. Cashback up to 5% in 4 categories. The cost of the card for the first year is 65 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

PayOkay is an international card in rubles with a cashback for a period of 3 years. Cashback up to 5% in 5 categories. The cost of the card for the first year is 19.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Joker is an international card in rubles with a cashback for a period of 3 years. Cashback up to 3% in 2 categories. Free card for the entire validity period of the card. Possibility to issue a card on Recard.by

Global Card - an international card in euros with a cashback for a period of 3 years. Cashback up to 5% in 5 categories. The cost of the card for 36 months. is 10 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Autocard - an international card in rubles with a cashback for a period of 3 years. Cashback up to 10% in 9 categories. The cost of the card for the first year is 19.9 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

At the moment, more than 10 Belarusian banks offer free cards. But in any case, it is worth paying attention to whether there is an additional commission. For example, in some cases, a fee is charged after the money is credited to the card or when servicing "plastic". In addition, the bank may require a minimum balance on the account.

Where can I apply bank card free or with minimal financial investments FINANCE.TUT.BY found out.