Contributions to foreign currency Belarusbank is good opportunity keep your money safely while also having monthly capitalization. It is convenient to open them in foreign currency - deposit rates in 2020 depends on the selected offer in the bank.
Capitalization is calculated depending on the number of days in a month, taking into account the balance, but deducting income tax.
Features of deposits in foreign currency:
Detailed conditions of Belarusbank, on which deposits are opened in Belarusian rubles are described.
Foreign currency deposits for individuals are offered by Belarusbank according to a different scheme - the name of the program depends on its conditions and a fixed percentage is calculated. AT separate category popularity includes urgent in foreign currency, which, in addition to their security, also have accessibility.
To make a term deposit, you can visit any branch of Belarusbank in Mogilev or Gomel. As well as Can be opened remotely using a reliable service.
Term deposits in foreign currency allow you to significantly increase your own savings. They are concluded for different time periods with a distinction according to the capitalization of interest.
ASB Belarusbank allows you to sell online bonds that are presented as non-cash money on card account.
The main feature of Internet bonds is that they are not issued on hand and there is no need to personally visit a bank branch to purchase them.
Depo account statement is a confirmation for the bondholder. Income on these deposits is not burdened income tax, and the calculation of interest carried out automatically.
Terms of Internet bonds Compared to paper bonds, online bonds have advantages:
Useful video:
Deposits of Belarusbank in foreign currency are divided into several interesting categories, which includes "Internet Deposit-Trend Revocable". The deposit is urgent and can be controlled remotely using a payment card.
This deposit is allocated at the expense of such benefits:
Pay attention to the conditions in ros. rubles | Conditions of deposit for return, months | 3 | 6 | 12 | 18 | 23 |
|---|---|---|---|---|---|
| Interest rate in $ currency | 0.8 | 1 | 1.5 | 1.6 | 1.7 |
| % amount for deposits in euros | 0.3 | 0.35 | 0.4 | 0.45 | 0.5 |
| min down payment | 100 $ or euro | ||||
| min lump sum | 10 $ or euro | ||||
| Early termination of the contract | Carried out with the recalculation of the interest rate | ||||
Currency deposit "Internet Deposit-Trend Irrevocable" allows you to manage your savings through the online system. Using a card Belarusbank, you can open a fixed-term irrevocable deposit in foreign currency.
Advantages:
Amount in dollars charged in proportion to the months:
The amount of interest is changed by Belarusbank after unilateral prior approval. More accurate information on this and other deposits can be found through a simple dial 147.
What interest should I expect when opening a deposit? It depends on the the term of use of it and from the initially invested amount.
Related video:
The “Classic Revocable up to a year” deposit is characterized by the following:
Features of the deposit in Russian rubles Deposit "Classic Revocable over a year" is intended for the storage of foreign currency within 18 months. His can be replenished and early termination of the contract with percentage recalculation.
Has the following benefits:
Click on the photo to enlarge It is provided by the bank subject to such requirements:
Belarusbank deposit "Classic Irrevocable up to a year" can be opened for 3, 6 or 9 months. It is allowed to make payment transactions, and the balance of unclaimed and capitalized interest will be taken into account. Early return of invested funds can't just(this requires bank permission).
Pros:
Automatic renegotiation of the contract not available for this type deposit. Interest accrual depends on the number of months:
Time deposit "Classic Irrevocable over a year" in foreign currency can be issued for a period of 30 or 36 months.
Early return of accumulated funds cannot be carried out without permission financial institution.
Debit transactions are carried out taking into account capitalized balances, so the client does not remain a loser.
Conditions for investing in nat. currency Terms of Use:
Interesting video:
There are also deposits in foreign currency of a special category in Belarusbank, which are called"Poste restante".
Their advantages are as follows:
The “On Demand” deposit can be used by all natural persons, starting from the investment of the minimum foreign unit. It is issued for an indefinite period, but the rate for it is not fixed and depends on the duration in years.
The owner of the deposit will benefit both when using it for one year and when using it for more than five years. In regards to the deposit is universal given its significant benefits.
Deposit account “On Demand” is a savings account, which is different unlimited period of storage of foreign currency. Receipt operations can be done unlimited with cash deposit The same goes for spending transactions..
Each savings account in Belarusbank is available for viewing and managing in remote Internet banking systems.
On current accounts of the client, you can store foreign currency in unlimited quantities, accumulating interest. At the same time, restrictions on spending and credit operations no.
You can open such an account with zero remainder unlike other offers of the bank. It is allowed to withdraw money in cash or by bank transfer, it is also allowed to replenish current account.
An online calculator has been created especially for preliminary calculations, which at any time of the day be able to pre-calculate.
To use the calculator, only three parameters need to be entered:
Today, Belarusbank offers several types of deposits that start from 100 base units in foreign currency or from 1 dollar. Before you stop choosing on a specific banking product, worth considering its advantages and possibilities.
It is possible to open savings accounts in Belarusbank both in rubles and in foreign currency. Along with this, the client can receive noticeable benefits with a long-term registration. When opening some accounts, there is no need to visit a bank branch.
For a general comparison of contributions can be estimated interest rates :
Not hard to see that the rate on deposits in Belarusbank is growing in proportion to the period for which it is planned to draw up savings. The rule is followed under the condition that the urgency is not violated, since the amount of interest rates is applied to urgent bank savings. In accordance with the signed agreement rate may change unilaterally.
The service of Belarusbank will help you to find out the details on the issue of interest through the short dial 147.
ADDITIONAL INFORMATION
JSC "Technobank" offers each client the opportunity to open profitable deposits in foreign currency for a convenient period and on attractive terms.
"Our Future" is a foreign currency deposit designed for parents who prefer to plan the future of their children on long term. Its advantage lies in stable high rate, the possibility of additional replenishment, capitalization and payment of interest for each month. A deposit in foreign currency for 5 years is a stable way to save and increase your savings, which will serve as a reliable foundation for your child's future.
Among the Bank's offers there are deposits in dollars for more than short time. These include the "New" deposit, calculated for 2 years, with a minimum deposit amount of 1000 US dollars. Currency deposit "Excellent" - for those who do not want to wait, but are ready to make a profit after the first year. The maximum available term is 365 days, the minimum deposit is from 100 US dollars.
Deposit "New Peak" - profitable proposition, available in dollars, euros and Belarusian rubles. An additional advantage of a revocable deposit is the possibility of closing it before the end of the established period in case of an urgent need to return Money.
A special deposit calculator has been created on the site, with the help of which you can directly calculate the profitability of a deposit in foreign currency online. To do this, it is enough to specify the amount down payment and the period for which you plan to make an investment. The calculator will allow you to compare the offered deposits and choose the most suitable one.
The best deposits in foreign currency in Minsk are presented on our website, you can specify the deposit currency and the term of the agreement to select the most advantageous offer.
Deposits in dollars, euros are profitable option investments, with the growth of the foreign exchange rate, bank deposits become relevant and in demand, so banks develop new deposit products taking into account the needs of customers. To quickly calculate the amount of accrued interest, you can use the deposit calculator, indicating the amount of funds deposited, as well as the term of the agreement.
Profitable deposits in foreign currency are offered by banks on various terms. You can choose a deposit, taking into account the desired period of placement of funds, as well as the procedure for withdrawing accrued interest and the amount of the initial or additional contribution. High interest rates are most often set when placing funds for a period of more than 1 year, while the acceptance of additional contributions and the withdrawal of accrued interest are limited. Conditions for profitable deposits in foreign currency in Belarus are placed in this section of the site for a quick search banking offers, information is updated as deposit products change. Banks offer to open a deposit through branches, as well as remote channels, it is possible to place funds through Personal Area Internet banking. If necessary, you can arrange savings card, while the offered interest rates are noticeably lower than standard bank deposits.
Deposits in foreign currencies presented on the site have been selected taking into account the offered interest rate and the conditions for placing and withdrawing funds from the account.
A bank deposit, or deposit, is money that individual places in a financial institution to increase personal savings and protect them from theft. The profitability of deposits in Minsk banks is determined by the interest rate charged for a certain period of time. In turn, the interest rate depends on the amount and currency of the deposit, as well as its conditions and parameters.
Thus, the contribution may include additional top-ups and auto-renewal, that is, automatic renewal on the same terms that were agreed upon at the conclusion of the contract. This option will come in handy for young parents who decide ahead of time to save money for their child's education abroad. Older people are often interested in the possibility of preferential termination or partial withdrawal funds without loss of interest. This is usually due to the fact that the money may be needed for immediate medical care.
Because in history financial system There have been crises in Belarus, long-term deposits are most often made in US dollars or euros, and short-term deposits in Belarusian rubles. In the first case, clients receive confidence that their savings will not depreciate if the national currency collapses, and in the second case, they receive more income due to high interest rates.
This page contains offers with current conditions and the most profitable interest rates on deposits that can be opened in Minsk and Belarus. Among the proposals are deposits of Absolutbank, Alfa-Bank, MTBank, Priorbank and other financial institutions. Click on the deposit for more details and apply online.
If you decide to use such a service, then you first need to familiarize yourself with its main varieties. The deposits offered by many banks can be:
These are the most popular types of deposits that every client can use. However, it should be remembered that if you decide to put your funds in a certain organization, you must carefully approach its choice.
Experts say that the interest rate today depends on the type of deposit that you decide to choose. Some organizations charge monthly, daily or yearly. Some banks have begun to actively use the capitalization system. It is more profitable.
Some organizations have begun to provide the opportunity to deposit a certain amount of funds and receive their interest tomorrow. This is convenient if you want to spend all the interest at once. This is quite convenient, but you will not be able to withdraw money until the end of the contract. As you can see, in order to increase your profitability, you should use the right service.
Almost all deposits that exist must be insured. Deposit insurance is simply a necessary service that will help to avoid negative consequences in the future. Market banking services is not stable. Therefore, quite often you can find a situation where some banks simply break up. Accordingly, if the money is not insured, then after the collapse of the bank, no one will return it. If your deposit was insured then you will be able to receive the full amount or part of the result of the bankruptcy of the institution. Therefore, do not hesitate and always insure your money.
To make the investment really profitable, you need to study the interest. It is simply impossible to do this without experience, since a lot of different factors influence their formation. Some banks also hide interest. For a thorough study of interest, you just need to use the contribution calculator. It is he who will help determine the amount that can be received in the future. You can find a special calculator after going online.
Now there are many different institutions in which you can leave your contribution. However, not all banks provide quality services and therefore it is impossible to be completely sure that over time it will be impossible to withdraw money. To select a quality organization, many professionals recommend studying the rating of the bank. Remember that if the institution is in a leading position, then it can really be trusted with your funds. If you have already made a choice of a certain bank, then you can begin to draw up an agreement.
Opening a deposit today is not difficult. Everyone can do it. First you need to decide on the institution you trust. After that, you can begin to study its types of contributions. For example, if you liked the currency deposit, as it has the greatest stability, then you can put your money at interest. To do this, contact the bank employees draw up an agreement and transfer your money. At the same time, carefully study the contract, as some banks deceive their customers with an interest rate. To avoid problems, study your contract only with lawyers.
Every more or less financially literate person knows that free cash should not lie idle. Money must be invested, it must always be in circulation, otherwise there is a chance of losing it due to inflation. People who are confident and not afraid of risk prefer to earn on stock trading. Cautious citizens are looking for less risky opportunities to increase capital. One of the options for a cautious but stable income is deposits.
Most residents of the Republic of Belarus prefer deposits of Belarusbank. This is due to the fact that:
Consider the main offers of the bank.
Investment in national currency have high interest rates. This is done to protect depositors' funds from inflation. Below you can find the current offers of the bank.
The contract is concluded for a period of 3.5 months. The minimum deposit amount starts from 500.00 bel. rub. at a rate of 9.35% per annum. The depositor has the opportunity to replenish the deposit account only in the first month after the conclusion of the agreement. After this time, no replenishment of the account is provided. Automatic renewal of the contract and debit transactions are not provided. A client can close a deposit account ahead of schedule only with the approval of the bank. 
The main advantages of the offer:
The bank offers a fixed deposit rate equal to 9.4% per annum. The deposit amount for opening a deposit must be at least 500 bel. rub. You can replenish the account in the first month of opening a deposit, after that the deposit of additional funds is not provided. 
Deposit advantages:
Any operations (opening, closing, control) savings deposit in Belarusian rubles in Belarusbank, the client can do it independently via the Internet. You can certify printed documents, issue a power of attorney and perform other actions in the divisions of a financial institution.
Under the terms of the agreement, funds are deposited for 6.5 months without the possibility of withdrawal or partial withdrawal. The minimum deposit amount is 500.00 BYN. rub. You can replenish the deposit within 3 months from the date of its opening. There is no extension of the contract by default. 
Advantages:
Please note that the terms of the agreement, namely the rate, can be changed at the initiative of the financial institution, but after prior notice to the client.
The deposit period is at least 6.5 months. The amount of the contribution to the account cannot be less than 500.00 bel. rub. Yield - 9.8% per annum, but can be changed by the bank after notifying the depositor. Spending the invested funds before the end of the contract is prohibited. 
Advantages:
This is one of the most profitable deposits in Belarusian rubles in Belarusbank. There are several storage periods to choose from - 3, 4 and 5 years at 10.3%, 10.4% and 10.5% per annum, respectively. The minimum amount required to open an account is 200.00 bel. rub. You can credit additional funds to the account throughout the entire period, except for the last 3 months. 
Advantages:
Rates may change at the initiative of the bank up or down, but after prior notification of the client. Early termination is possible by agreement of the parties.
The minimum amount to open an account is 100.00 bel. rub. at a rate of 7.5%. During the term of the contract, the rate does not change. The term of storage of funds is 1 year. Replenishment, expenditure of funds and automatic extension of the contract are not provided.
Advantages:
The deposit can be opened for 1, 3, 6 or 9 months at the rates of 2, 3, 5 and 6% per annum. The rate changes at the initiative of the financial institution. The minimum amount to open a deposit is 50.00 bel. rub. The account can be replenished in the amount of at least 10.00 bel. rub. 
Advantages:
You can deposit money for storage for a period of 1 month at 3.5%, for 3 months at 5%, for 6 months at 6%, for 9 months at 7.5% or at 8% on special conditions for members of the clubs "Carte blanche" and #start. The minimum amount to open an account must be 50.00 bel. rub. Termination of the contract before the prescribed period is not provided. Debit transactions are possible within the range of capitalized interest. 
After notifying the client, the interest rate on a deposit in Belarusbank can be changed unilaterally.
The minimum amount required to open a deposit is 500.00 bel. rub. You can place funds for 11 months at 9% per annum or for 2 years at 10.5% per annum. In the first case, you can replenish the account throughout the entire period, in the second case - only the first year. In the first case, the depositor receives interest at the end of each month, in the second case - at the end of the contract. The rate may change at the initiative of the financial institution. 
The minimum deposit amount is 150.00 bel. rub. at a rate of 1% per annum. Replenishment of the account under the terms of the contract is not provided, but automatic prolongation of the contract is possible. The retention period for funds is 35 days.
Advantages:
You can put money on a deposit for a period of 95 and 185 days at a rate of 1.5% and 2.5% (rates are not fixed and can be changed by the bank). The deposit amount cannot be less than 150.00 bel. rub. The deposit account can be replenished without restrictions. 
Advantages:
The minimum amount required to open a deposit is 150.00 BYN. rub. Money can be placed for 3 months at 3.2%, for 6 months at 5.2%, for 9 months at 6.9% or at 7.9% within the Velvet club. If the money is placed for a quarter, then the bank offers a fixed rate, in other cases it may change after prior notification of the client.
Advantages:
Each client can calculate the profitability of a deposit in Belarusian rubles in Belarusbank using the calculator posted on the website. To do this, it is necessary to enter data on the deposit amount, currency, deposit term and the name of the deposit into the program.
To draw up a deposit agreement, you must deposit at least 150.00 BYN into your account. rub. There are two accommodation options available:
Features and Benefits:
Rates can be changed at the initiative of the bank.
The deposit amount cannot be less than 100.00 bel. rub. Cash is placed for a period of 12 months at 5.5% per annum. Interest is not capitalized and is paid at the end of the term. 
Peculiarities:
Place money under these conditions can be people who have reached retirement age, people who have not reached retirement age, but have the right to receive a pension, veterans of the Great Patriotic War. After opening a deposit account, a pension will be received on it, in a non-cash manner, on which 0.5% per annum will be accrued.
Advantages:
A deposit in Belarusian rubles of Belarusbank created specifically for orphans and children left without parental care. The minimum amount for placement is 0.01 bel. rub. at 0.5% per annum.
Advantages:
Opening an account under these conditions can only be done by legal guardians or persons who have a legal basis to perform the relevant duties.
Has no shelf life. The minimum amount of placement is 1 bel. rub. under 0.5%. According to the terms of the contract, incoming and outgoing transactions are allowed.
Peculiarities:
It is possible to open an account without depositing cash. Money on the account is placed at 0.5% per annum. The deposit has no fixed terms. Clients can deposit and withdraw funds an unlimited number of times. 
Forward-thinking people prefer to keep available funds in foreign currency. This allows you to get double profit:
In Belarusbank currency deposits represented by a wide variety. Consider everything current offers financial institution.
The account can be opened in euros or in US dollars for a period of 3, 6, 12, 18, 23 months. Accruals on an account opened in dollars are 0.8%, 1%, 1.5%, 1.6%, 1.7%. Rates for a deposit in the EU currency - 0.3, 0.35, 0.4, 0.45, 0.5. The minimum amount required to conclude a contract is 100 dollars or 100 euros.
Advantages:
Under the terms of the contract, deposit rates can be adjusted at the initiative of the bank, but after notifying the client about this.
A deposit account is opened in Russian rubles for a period of 3 to 23 months at 2.6%, 3.1%, 3.9%, 3.95%, 4%. The longer the term of the deposit, the higher the offered rate. The amount of the contribution required to conclude the contract is at least 3,000 Russian rubles.
Advantages:
Rates under the agreement are not fixed and may be changed by the bank.
Opening a deposit account is possible in $ and € for a period of 3,6,12,18,23 months. However, the minimum rate for dollar deposit is 1%, and the maximum is 2%. For a euro account, the minimum rate is 0.8%, the maximum is 2%. The longer the term of the deposit, the higher the offered rate.
Peculiarities:
Another deposit of Belarusbank in Russian rubles. It is proposed to place Russian rubles for 3, 6, 12, 18, 23 months. Under the terms, the minimum rate is 4.6%, the maximum is 8% per annum. The initial amount for placement cannot be less than 3,000 Russian rubles.
Advantages:
You can place money on the account for a period of 95 or 185 days at 0.2 and 0.4% per annum. The initial payment cannot be less than 100 $ or €. 
Peculiarities:
The retention period can be 95 days at 2.5% with automatic renewal or 185 days at 3% without renewal. The amount for the down payment must be at least 5000 Russian rubles.
Advantages:
The fixed shelf life is 18 months. The amount of the initial payment cannot be less than 100 $ or €. The rate for the US dollar is 1.1%, the rate for the euro is 0.4%. There is no extension by default.
Peculiarities:
Deposit in Russian currency with a maturity of 1.5 years at a rate of 4% per annum. The rate can be adjusted at the initiative of the bank. The amount required to open an account is 5000 rubles.
Advantages:
You can find out the yield on foreign currency deposits using the deposit calculator in Belarusbank.
The depositor is offered a choice of different periods of storage of funds - 3, 6, 9 months. The rates go up with the retention period. When placing money in the account for 3 months, the depositor receives a rate of 0.5% per annum, when placed for 6 months - 0.8%, for 9 months - 0.9%. In this offer, the placement currency does not affect the rates, they remain the same for both the € account and the $ account. It should be noted that only one rate is fixed - 0.5%, while 0.8% and 0.9% can be adjusted at the initiative of a financial institution, but after prior notification of impending changes to depositors. 
Peculiarities:
You can deposit money into the account for a period of 3, 6, 9 months at 4.5%, 5%, 5.2% per annum. The amount required to open a deposit is 5000 rubles.
Peculiarities:
You can place money on the account for a period of 30 or 36 months. The rates for both dollars and euros are the same. When placing funds for 30 months - 1.6%, for 36 months - 1.8% per annum.
Peculiarities:
The account is opened for keeping funds in the currency of the Russian Federation for a period of 30 or 36 months at the rates of 4.7 and 5% per annum. The minimum amount required to open an account cannot be less than 5,000 rubles.
Peculiarities:
In addition, Belarusbank offers its clients to open a “On Demand” deposit or current accounts in foreign currency. Cash balances on such accounts accrue 0.1% per annum, and there are no restrictions on incoming and outgoing transactions.
