E loan get money.  How to get money in Ezaem - affordable ways and a step-by-step algorithm of actions.  Vladimir publishes a review

E loan get money. How to get money in Ezaem - affordable ways and a step-by-step algorithm of actions. Vladimir publishes a review

MFI E-loan is a way out of any situation and profitable terms cooperation! Apply now and get the required amount before salary.

To apply for an E-loan, you must leave an application on the official website of the company www.ezaem.ru or contact the managers at the hotline number.

After processing the application, the client receives money in any way convenient for him:

  • to a bank account or card;
  • with the help of services money transfers;
  • to an electronic wallet.

About company

Ezaem (E-loan) is a microfinance organization that allows you to quickly apply for and receive a microloan. IFC was founded in 2012 and belongs to one of the largest financial companies in the world - Twino, which operates in 5 countries.

The work of the E-loan company is based on the processing of microloans online. The organization occupies a leading position among existing online payday loan services.

The first application to the E-loan makes it possible to issue a loan in the amount of up to 15 thousand rubles without paying a commission (at 0%). Subject to all the terms of the contract, the client returns the same amount of money as he took. After graduation credit term it can be extended for 2 weeks or 1 month.

Personal Area

Each client must go through the process of registering a personal Ezaem account, after which he will gain access to it and be able to view all information about the current loan.

For a preliminary calculation of the amount of payment, you can use the calculator on the site. There are also customer reviews of MFIs.

On the official website, you can familiarize yourself with all the conditions for providing credit funds: term, loan amount and commission. The portal also provides information on debt repayment methods.

Registration of the application

To fill out an application on the portal, a special form is provided, where you must specify the following data:

  1. Passport data.
  2. contact phone number and email.
  3. Amount of monthly loan payments (if any).
  4. Your passport photo, open to 2-3 pages. The picture must be clear so that the passport data can be clearly seen.
  5. If the receipt of funds is provided for on a bank card, you must provide a photo of the card from the side where the name is indicated.

Getting a loan

After the application is submitted, it will be reviewed by the company's managers. If a positive response is received, the funds will arrive by the method of your choice within a few minutes.

Loan repayment methods

If all payments on the loan are made without delays, the client gets the opportunity to apply for the next loan on loyal terms.

Payment methods:

  1. With the help of any bank card on the portal “ gold Crown” or at any point of payment where this service is available.
  2. In the appropriate section of your personal account using a bank card or Qiwi wallet.
  3. Through Qiwi Terminal.
  4. Through the Contact terminal in cash.
  5. Through any bank branch.
  6. In all post offices of Russia.
  7. By transferring to any current account of the company.

To make a payment, you must use the customer agreement number.

What to do if you can't make a payment on time

If, for some reason, the client cannot make the payment on the loan at the required time, the loan period should be extended.

This operation can be done in person Ezaem's office by selecting the "extend loan" option. Then you need to specify how many days you want to extend the use of the loan. Payment for the renewal must be transferred to any of the company's accounts.

In the column "payment details" it is necessary to indicate its purpose. The new payment schedule can also be found in your personal account.

Bonus program for clients

The E-loan company offers a profitable system of bonuses for regular customers. Her terms:

  • repayment of one loan — 5% bonus;
  • 2 returns - 10%;
  • 3 returns - 15% discount;
  • 4 repaid loans — 20% bonus;
  • 5 returns - 25% discount.

Ezaem MFO was founded in 2012 and since then has been providing online microcredit services throughout Russia. Clients of the company can get a loan in the amount of up to 30,000 rubles for up to 30 days. The service has extensive experience in the field of loans. Client base This IFC has more than 2 million people.

The geography of the company's work is not limited to the territory of Russia, the service successfully operates in 9 countries. Ezaem.ru is one of the leaders in the Russian microfinance market, surpassing its competitors in a number of advantages.

Getting a loan just got easier. To do this, just register on the official website of Ezaem, fill out a form and receive money. With the help of a convenient calculator, you can calculate the amount and repayment period of the loan.

After that, the client fills out the questionnaire and proceeds to the application. It is important that the entrance to your personal account is carried out with confirmation via e-mail on the website ezaem.ru. The client must choose payment system for which he wants to receive money. The form for generating a request for the issuance of funds is located in your personal account and is called “filling out an application”.

The first loan is granted for an amount not exceeding 15 000 rubles, as the company is gaining a permanent base of verified customers. After repayment of the first loan increases to 30 000 rubles. The company allows the client to track payment dates and the amount of repayment on a monthly basis. The amount of withdrawal and repayment must be credited to the account no later than the date specified in the personal account, so it should be borne in mind that the receipt on the account may take several days, especially pay attention to the transfer of funds before the weekend, since most banks do not work on weekends .

In order to apply for a loan, you need to register a personal account. Before that, you should read the terms of the microfinance agreement. A sample of the contract to be concluded is posted on the official website https://www.ezaem.ru/, which describes in detail all the conditions and decoding of some points of the company. The document was developed on the basis of Federal Law 353 and fully complies with its standards. After you have read all the clauses of the contract, proceed to registration:

  1. Click the orange button in the right corner of the site;
  2. Enter your email address;
  3. We come up with a password;
  4. Specify the number mobile phone and press the "Continue" button.

After that, we fill out a questionnaire where we indicate passport data, place of work and position. Then, through the personal account of Ezaem, we send an application for a loan. In case of delay in payment, be sure to use the contract extension system due to circumstances, in which case you will not spoil your credit history, however, the payment of commissions is still inevitable, however, the reduction of the principal debt will still be under the special circumstances of the borrower.

Clients wishing to receive microcredit must meet the following requirements:

  • Age restrictions from 20 to 60 years old;
  • The passport and registration on the territory of the Russian Federation.

The company issues loans on current terms

  • Amount up to 30,000 rubles.
  • Interest rate from 0% (for the first application).
  • Up to 30 days.
  • Age from 20 to 65 years.

For implementation quick transfer money, the company offers convenient ways for which the lowest commission is charged. When applying for a loan, be sure to immediately indicate the method of receiving money with all the details and data of your account and payment system. The transfer is made to the current account only of the issuer, and the security of the transaction is confirmed by a message via your phone.

The loan confirmation message looks like this:

  1. EZAEM 5000(five thousand rubles) password system name: Qiwi Bank through a wallet or terminal in any convenient place, through a money system transfers Contact using internal system of the Card service to any bank card or settlement account opened on the territory of the Russian Federation.
  2. Qiwi- a convenient system of online loan transfers, since no interest is charged when transferring to a Qiwi account. With this account, you can pay for purchases and goods on the Internet and transfer to other systems. Opportunity for the amount of one operation 15 000 rubles.
  3. contact- a system of money transfers via the Internet, which operates on the territory of 40 countries of the world, including the CIS countries. Transfer commission 1%, but not less than 1,000 rubles, there are no restrictions on the amount.
  4. Card- the most common method of transferring microloans, since the possibilities debit cards users are not limited. The commission charged for such a transfer depends on the name of the card, the bank of the holder. Also, the terms for receiving money on a bank card are usually longer than through Internet payment systems.
  5. Checking account- the transfer is carried out with a commission and usually takes up to 3 days. The commission is paid by the borrower separately and depends on the bank where your account is located in accordance with the internal regulations of the bank.

Company advantages

  • personal account with a user-friendly interface;
  • a wide range of options for obtaining a microloan;
  • understandable loan payment system;
  • independent calculation of the amount and terms of crediting;
  • bonus program for customers with a positive credit history.

Ways to get a loan

Receipt of money is carried out by transfer to:

Under the terms of the agreement billing period starts from the beginning of the next day after receiving a loan in Ezaem to the borrower's account. The client is obliged to provide information about his regular income, since microfinance is provided only to people who have a stable average income. The terms of the agreement include obligations to the borrower to return the funds in full, plus interest, no later than the last day specified in the agreement.

Debt payment methods

  1. Bank cards VISA, MasterCard or MIR.
  2. Qiwi Wallet.
  3. QIWI terminals.
  4. Contact system.
  5. Through branches of any bank.
  6. In post offices throughout the Russian Federation.
  7. To a bank account.

For more information about how the service works, you can read reviews or contact support directly at 8-800-220-9999.

Loyalty to customers

For regular customers of a microfinance organization, there is a developed loyalty program. So, when applying for the first loan, you can count on an amount of up to 10,000 rubles. and are required to repay interest and principal on time. bonus program yet it doesn't start working. But when you apply again, you can get a 50% discount in your personal account for commission interest, and since the average percentage of accrual is about 20-30%, the benefit is simply enormous.

Thus, Ezaem thanks his customers for long-term cooperation. Also, the loyalty system provides a reward of 500 rubles. those customers who bring their friends or relatives to the system. The amount when recommending to several friends or relatives is summed up. If, for example, you brought three friends, then the bonus amount will be 1500 rubles.

The MFI provides a number of bonuses and discounts to its clients in order to show the seriousness and importance of each of its clients. The interface of your personal account and the speed of work allows you to receive cash loans without leaving home, as well as independently select the necessary conditions without influence and pressure from the employees of the microfinance organization.

E Zayem LLC is part of one of the largest international financial companies Twino and has been providing short-term cash loans in Russia since 2012.

As part of the provision of fast lending services, E Loan offers short-term loans from 3,000 to 35,000 rubles. For first-time customers, a loan is provided without paying interest for a period of up to 30 days.

Requirements

Terms

Rates

Name Min. rate per day Max. sum, P Max. term
First loan 0% 15 000 30 days
Loan repeated 0,82% 30 000 30 days

How to apply for a loan

To apply, you must provide the following information:

  • Passport data.
  • Mobile phone number and email address.
  • Indicate the amount of monthly obligations for loans or other payments, if any. These may be loans from other MFIs, monthly payment mortgage or credit card, car loan, etc.
  • Take a picture of yourself against the background of pages 2 and 3 of your civil passport. To receive a loan on the card, you will need to attach a photo of the front side of the bank card with the name and SNILS as a supporting document. It is necessary to hold the passport in such a way that all the information contained on the document is clearly readable and does not contain glare..

How to repay a loan

  • In your personal account on the E-loan website using:
    • banking VISA cards and MASTERCARD;
    • QIWI electronic wallet;
  • Through the electronic terminal QIWI;
  • Cash, through the CONTACT money transfer system;
  • At a branch of any bank;
  • In Russian post offices.

Peculiarities

Loyalty program and discounts for regular and responsible borrowers. Loyalty program discount up to 50% when you re-apply.

You can apply for a second loan via SMS by sending a text message from the mobile phone specified during registration to the organization's number in a special format.

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Microfinance organization "E loan" specializes in issuing individuals payday loans. The company was founded in 2012.

To take a loan from the company, you do not need to visit its office: just leave an application online. This can be done on our portal or on the official website of the organization (including by calling the hotline). After the application is approved, the money is transferred to the client in one of the following ways: to a bank card, through a money transfer system, to a bank account or an electronic wallet. All information about the issued loan is available in the personal account on the MFI website.

To pre-calculate the amount of the payment, use the loan calculator on the E-Loan MFI website. You can also read testimonials from other customers there.
All conditions for granting a loan are posted on the company's website, as well as on our portal: term, amount, size interest rate by microloan. In addition, the product card contains data on whether it is possible to repay the loan ahead of schedule and where to pay the debt.
Working hours of the company: around the clock, seven days a week.

Quick Loans - a great opportunity quickly solve your financial problems!

E Loan - microfinance company providing fast lending services. In case of unforeseen situations, you can get support as soon as possible.

Information about the lender

E Loan is the brand under which MFC Veritas LLC operates. Provides Financial services since 2012.

MFI Ezaem is a member of the international company TWINO, which operates in Russia and five other countries. According to the information provided rating agency Expert RA, online service is considered one of the largest organizations in the segment. It occupies a leading position in terms of the volume of microloans issued and the size of the portfolio.

Pros and cons

Benefits of working with this microfinance organization:

  • round-the-clock operation, you can apply for a loan even on weekends and holidays;
  • the application is processed within 15 minutes;
  • high level approval of applications;
  • You can repay the borrowed funds at any time before the end of the loan term.

The service offers its customers various loyalty programs, discounts and bonuses for repeated calls. Among the shortcomings, it is only worth noting that the prolongation service is connected for a period of at least twenty days.

Requirements for borrowers and application process

To be approved, an applicant must meet the following criteria:

You can leave an application on the website of the portal site or on the official website of the lender. To do this, you need to determine the amount and duration of the loan, enter personal data, choose a method getting a loan.

When filling out the questionnaire, enter the following information in the appropriate fields:

  • passport data;
  • phone number, e-mail;
  • the amount of current monthly loan obligations (loans from other MFIs, loans, pawnshops).

It is necessary to provide a full-face photo of the face, holding a passport spread nearby. The photo should not be smeared, the information in the document must be readable, not overlapped with fingers. If you choose the method of receiving funds to a bank card, a snapshot of the bank card with your name is provided.

Information when filling out the questionnaire must be relevant, reliable, otherwise the application will not be approved. If you have chosen cooperation with Ezay, you can get a loan in any convenient way. Funds are transferred in the form of cash through the Contact system, to a bank card, current account, QIWI electronic wallet. The term for receiving funds depends on the chosen method. The longest money comes when transferring using a bank transfer.

Why do you need card verification?

To verify the reliability of the borrower, he must confirm that he really is the owner of the specified card.

Verification of the means of payment occurs when there is at least ten rubles on the balance sheet. When the client of the online service enters the data on the card, a certain amount of money will be blocked on his account. Usually it is up to 10 rubles. It should be entered separated by commas by going to Personal Area. This could be, for example, the value 3.47.

You can find out the amount that has been blocked in an SMS message, call hotline or use internet banking.

How to pay off debt?

E loan offers the following ways to repay debt:

  • using a card of payment systems MasterCard, Visa;
  • in cash through the Contact system;
  • bank transfer to the account of the creditor;
  • through an electronic wallet or terminal of the QIWI system;
  • make a transfer through the mail of Russia.

The easiest and most convenient way to make a payment is to make a payment transaction in your Personal Account using bank card. To do this, you must enter information on the plastic, including the name of the owner, confirm the payment.

You can also pay the debt using an electronic wallet or at QIWI terminals. An important point is that there is no commission with this method.

To pay the debt in cash through the Contact payment system, you must provide the cashier with information about the number microloan agreement, full name and present your passport. Not only the borrower, but also a third party can make a payment, provided that all the information, the borrower's passport and his identity card are available.

It is possible to make an online transfer or personally visit a branch of the nearest bank or Russian post office. To do this, you must have with you the details of the MFI, which can be found on the official website of the company.

How to extend a loan?

Ezaem offers its customers a contract extension service. In the event of an unforeseen situation, when you fail to make a payment on time, the loan period can be extended. To do this, you must perform the following operations:

  • enter the Personal Account;
  • click the Extend loan button by selecting the term for extending the terms of the agreement;
  • pay for the prolongation by making a transfer to the creditor's account by one of convenient ways;
  • check the entered data.

After that, you should go back to your Personal Account, where you can see the new payment schedule.