Finding the best profitable debit card is not an easy task. To choose the right offers, look at the cost of service, the amount of cashback and the amount of interest on the balance. In this article, we will look at banks and their rating debit cards points:
Tinkoff Bank (Tinkoff Black)
Alfa-Bank (Cash Back card)
Raiffeisenbank ( Visa Classic)
Sberbank (Youth card)
Promsvyazbank ("Your cashback")
VTB24 (Multicard)
Rosbank (#MozhnoVSE+)
This is one of the most popular debit cashback cards in the Russian Federation and neighboring countries. Monthly you can receive up to 10% cashback for a balance of up to 300,000 rubles. What is very important, cashback from Tinkoff is really a refund! Every month you receive money to your account, which you can dispose of as you wish.
TinkoffBlack cashback percentage:
Additional benefits of Tinkoff Black:
If you have a deposit or more than 30,000 rubles remain on the card. by the end of the billing period, then the maintenance of the "plastic" is completely free. In all other cases, the cost of maintenance is 99 rubles per month.
With the Tinkoff Black Edition premium card, you get Prime concierge, Alfred car concierge, travel insurance for 5 people with coverage up to $100,000, up to 10% cashback on accommodation bookings through Booking.com, 5% cashback on flights and 10 % for car rental. You also get access to Lounge Key airport business lounges.
Both cards are free to use within the limits set in the tariffs. Tinkoff Black Edition will be serviced free of charge if you spend at least 200,000 rubles on purchases from all accounts or if you keep at least 3 million rubles on Tinkoff card, savings, brokerage accounts and deposits. In other cases, maintenance of the Black Edition will cost 1990 rubles per month.
Alfa-Bank (Cash Back card)
The annual interest on the balance on the Alfa-Bank debit card is 6%.
Cashback conditions:
Refunds are made upon total amount card purchases from 10,000 rubles/month There are also maximum refund amounts; So, when making purchases from 10,000 rubles. you can get no more than 15,000 rubles per month. cashback per month.
Service is free if you make purchases worth more than 10,000 rubles. per month or have an account balance of more than 30,000 rubles.
Raiffeisenbank (Visa Classic)
Visa Classic is Raiffeisen's most popular debit card. It can be both ruble and currency. You cannot change the currency, so make your choice as responsibly as possible. Monthly maintenance fee - 59 rubles.
Remember that you cannot withdraw and transfer funds more than 200,000 rubles/day and 1 million rubles/month. If the replenishment amount is less than 10,000 rubles or is carried out through the Internet bank or in mobile application then it's completely free. If you replenish your account with more than 10,000 rubles, then the commission will be 100 rubles.
It is most profitable to withdraw funds through Raiffeisen ATMs or partner banks - then it will be free. For withdrawing funds at a branch or ATMs of other banks, you will need to pay 150 rubles / or 5 $ / € commission + 1% of the amount. We do not recommend taking foreign currency through the bank teller. In this case, the commission is 0.7% (min. 300 rubles) in rubles or as much as $10/€10 if you have a foreign currency account.
With this debit card you will receive up to 6.5% per annum with monthly interest payments. When using the "Interest on the balance" service, the income from the balance increases to 7.5% per annum. In addition, you get up to 3% cashback in bonus rubles for all purchases and up to 30% for purchases from partners. If speak about contactless payment, then "Corn" supports PayPass and SamsungPay. If you have an Adndroid-smartphone of another brand or an iPhone, then for now you will not be able to use payment from your phone.
You can get the "Corn" card in any store of the "Svyaznoy" network. It is accepted by any online stores. Foreign purchases in dollars and euros are automatically converted at the rate of the Central Bank of the Russian Federation.
Sberbank (Youth card)
The card is issued for clients aged 14 to 25 years. Maintenance costs only 150 rubles / year. This is one of the lowest rates among our top.
You can top up your account with no more than 10 million rubles. No, we didn't seal. The bank really offers such larger volumes of debit cards for young clients. Daily withdrawal limit: 150,000 rubles, while you cannot withdraw more than 1.5 million rubles per month. These amounts should be enough even for the most fastidious student.
For withdrawals from ATMs of other banks, you will need to pay 1% of the amount, but not less than 100 rubles. You will also receive free mobile banking for the first 2 months. Then it will cost 60 rubles. But you can save money by opting out of SMS notifications. Then mobile banking will continue to be completely free.
On the "Youth Card" there is a cashback "Thank you" in the amount of 0.5% from any purchases and up to 11% from partners. You can buy goods from bank partners for bonus "Thank you". 1 bonus = 1 rub. discounts. Exchange bonuses for discounts up to 99% with bank partners. Contactless payments, connection to GooglePay and Apple Pay are also available here. In addition, with a youth card, you can buy goods with a 20% discount from the bank's partners. And main feature « Youth card» - you choose your own design. That is, both a family photo and a funny meme can be displayed on your card.
You can apply for a card either online or at a bank branch. For each purchase, bonuses are awarded, which can be used at the rate of 1 bonus = 1 ruble.
Thanks to the Your Cashback card from Promsvyazbank, you get up to 5% for three selected categories (for example, beauty, gas stations and health) and 1% for all purchases. The service is free if you have spent more than 20,000 rubles per month. or have such an amount on your account, otherwise the fee will be 149 rubles. per month. SMS notification paid: 39 rubles / month. The commission for cash withdrawal is provided only when receiving money from ATMs of third-party banks.
Promsvyazbank cooperates with the Shopotam service. When you purchase a ShoppingCard, you will receive a free shipping address for orders and the ability to combine items in a package.
For purchases using a VTB multicard, you will receive bonuses up to 10%. You can then transfer bonuses to your account in money or exchange them for goods or services from a special catalog. To increase the turnover on the card, you can issue up to five additional cards for your loved ones for free.
Card service is free if you make purchases worth more than 5000 rubles. per month, otherwise the fee will be 249 rubles. per month
With a card from Rosbank you will receive cashback:
Once a month, it is allowed to change the selected categories for which you want to receive increased cashback. If you have chosen to receive travel bonuses, you can pay for tickets and hotels with them on the Rosbank portal at the rate of 1 bonus = 1 ruble.
The maintenance fee is 1999 rubles, the first year is free. However, the bank exempts from service fees if you receive a salary of more than 50,000 rubles on the card. per month, make purchases in the amount of more than 40,000 rubles. per month or have more than 500,000 rubles. on deposits and accounts.
Each cashback card has its own characteristics. Some can earn bonus miles, others can get discounts at gas stations, and still others make shopping easier. Choose the card that suits you. Be sure to pay attention to:
This is the only way you can choose a decent and profitable debit card with cashback.
Plastic cards have firmly entered our lives and continue to expand their scope of application. Tens of millions of people in Russia use them in Everyday life: pay for goods and services at trade and service points, carry out Money transfers withdrawing cash. On the market banking services There are thousands of card products with a variety of possibilities. However, with so many choices plastic cards clearly separated by belonging to a particular class.
Good advice
Cashback is a long and effectively working "bait", with the help of which payment systems and issuing banks attract customers. The MIR cards, which are issued Russian banks. Moreover, for some "MIR" products you can get a double bonus - from the bank and from the payment system.
Topical
The Unified System for Biometric Identification and Authentication (ESIA) of customers has been operating in Russia since July 1. According to representatives of the Bank of Russia, by the end of 2018, 20% of bank branches will connect to it, and the process will be completed next year. Let's talk about what this means for our clients.
For legal entities
In Russia, a new type of entrepreneurship has appeared - social. it separate category small and medium business. How to get into it and what benefits are given to social enterprises, read in the article.
Good advice
Financial results
A year ago, OTP Bank introduced branded debit card products "Everything is Possible" and "Your Choice". Over time financial structure issued about 40 thousand plastic cards. On the card accounts the bank's clients placed more than 1.5 billion rubles. The yield of debit "plastic" OTP Bank reaches 7% per annum.
08 Nov 2019Actual
Terms of service for debit OTP cards Banks have become more profitable. The maximum amount of cashback on the “Everything is Possible” card has increased to 5 thousand rubles per month. The profitability of "plastic" is currently 7% per annum. To receive a bet on a card account, you need to place from 1.5 to 3 million rubles. The amount of cashback on the card “Your Choice.
13 Aug 2019New Product
A new card product has appeared in the assets of Vostochny Bank. The maximum profitability of debit "Card №1 Ultra" is 7.5% per annum, cashback on "plastic" - up to 7%. "All Inclusive".Increased interest on the balance of funds placed
12 Aug 2019Changing rates
Tariffs for debit plastic cards of Loko-Bank “Simple Income” and “Maximum Income” have been updated. To obtain the most comfortable rates of return, you must constantly keep at least 60 thousand rubles on card accounts and make monthly purchases for “plastic” for the same amount. In this case, the profitability of the card "Simple
03 Apr 2019New Product
New plastic cards have appeared in the assets of OTP Bank. You can get an "Instant Card" almost instantly. The card product is as simple as possible and is issued in one visit to the financial structure. Bank card “Your Choice. Shopping" is suitable for everyday spending. Cashback on "plastic" is up to 10%. Bonus opens
27 Sep 2018New Product
"Children's card" - this is the name of the new card product of Russian Standard Bank. Debit plastic can be issued for children over 6 years old. The card is linked to bank account one of the parents who has the right to set a limit for cash withdrawals and spending for his child. The bank provides an SMS notification service
May 23, 2018New Product
Vostochny Bank offers to issue a debit card with unique characteristics. "Card No. 1" is an income of 7.5% per annum accrued on the card account balance, in the absence of a minimum balance limit. The only condition for receiving income: a monthly non-cash turnover on the card of at least 5 thousand rubles. Cashback
May 16, 2018New Product
On the first day of the new academic year, Raiffeisenbank started issuing debit cards specially designed for the younger generation. The card is equipped with technology for making contactless payments. Children from 6 to 17 years old will be able to receive Raiffeisenbank's debit "plastic" as additional card linked to banking
06 Sep 2017Cash transactions are becoming a thing of the past, giving way to non-cash payments. For financial manipulations, customers are increasingly wondering which debit card to choose. We have collected, in our opinion, the TOP ten offers from Russian banks.
Visa Premier is the best debit card from Sberbank. It allows its holder to save significantly. Discounts until 3% customers receive for goods, services that the bank has determined. On other purchases - 1% .
Existing customers can apply for a debit option banking institution. Features of using the card:
If the monthly balance does not exceed 2.5 million, then there is no service charge.
Analyzing information about which debit card of which bank is better, one cannot ignore the options offered by Otkritie Bank. This is his best cashback card. The amount of the latter directly depends on the amount of expenses. The larger it is, the higher the percentage:
Bankers have established the following conditions for the use of a debit copy:
SKB-bank attracts premium customers debit card Visa Signature. This banking product designed for applicants who make purchases, pay for services not only in the Russian Federation, but also abroad.
Balance charge 7,9% per annum, which is much more than the interest on deposit offers of some banks, attract customers. Also, cardholders get the opportunity to return 1% amount spent on purchases. Cashback owners receive monthly.
The citizen is provided with:
If the purchase is returned by the cardholder to the seller, then this amount is deducted when determining the size of the cashback.
Thinking about which bank is better to get a profitable debit card, pay attention to the Moscow Industrial Bank and its best multi-currency option MasterCard Black Edition. Customers who pay bills with such a card receive cashback:
When using the card, citizens must consider the following conditions:
The client does not pay for the service if his monthly turnover exceeds 100 000 or irreducible balance more than 800 thousand. If they do not meet any condition, then the bank charges a fee - 3.5 thousand.
VTB24 Bank its best platinum version "VTB24 Impression Map". Entertainment lovers can return up to 5% when paying bills in bars, restaurants, cafes, purchasing tickets to the cinema, theater.
Holders of a platinum copy of the "VTB24 Impressions Card" use it on the following terms:
Through VTB24 ATMs, cardholders withdraw money free of charge, at ATMs of other banks, the first 2 withdrawals per quarter are free of charge, the rest - 1% from the withdrawn amount, but not less than 300 rubles.
The Tinkoff Black variant is multi-currency. Consider the "ruble" version. The owners of such a card not only return funds for purchases, but the bank also monthly accrues interest on the balance:
Other terms of use of Tinkoff Black:
The holder of Tinkoff Black participates in the promotions of Tinkoff Bank, its partners, which allows you to return to the account from 3% to 30% amount of purchases made.
Rosselkhozbank offers its customers a VISA Platinum "Capital" card. Its owners can multiply their money. You can connect both additional cards and virtual cards to VISA Platinum.
Key points of using VISA Platinum "Capital":
Promsvyazbank issues a debit version of PSB Premium to adults. The first year the card is serviced free of charge, then - 599 rubles written off every month. Annual fee for each additional copy - 2 thousand.
Key points when using:
This is the best option for those who travel frequently abroad. Alfa-Bank provides cardholders with services for booking air tickets, insurance, transfers to airports, railway stations. These clients are served by a personal manager.
Features of MasterCard Platinum:
To make free online purchases, Alfa-Bank has introduced 3D Secure technology.
This is the best instant issuance debit card of Rosgosstrakh Bank, which is issued/reissued for free for 10-15 minutes at any bank branch. In case of early renewal, the client pays 300 rubles.
The Customer Card holder receives:
Cashback users of the debit option receive until the 15th month following the month in which the expenses occurred. Bankers only count transactions that exceed 100 rubles.
Finding the best debit card is not an easy task. To choose a suitable offer, focus on the cost of service, the amount of cashback, the amount of interest on the balance. The Inguru portal has compiled a rating of bank cards in Russia. Read about the most profitable products in the article.
Rosbank's Supercard+ entered the top bank cards Visa Platinum. Up to 7% of the purchase amount is returned to plastic owners in the form of cashback bonuses. In addition, 5% is charged on the balance of savings account. For the first three months, the client receives 7% cashback for all non-cash spending, then - for purchases in the categories of the month. For other expenses, 1% is charged.
You can open up to 4 accounts in different currencies. Withdrawing cash without commission is allowed at ATMs of partner banks and banks of the Societe Generale group around the world.
The cost of maintenance depends on the balance of funds at the end of the reporting period. If it is more than 250 thousand rubles, you do not need to pay. If less, the service will cost 500 rubles. monthly.
Pros:
Minuses:
Another profitable debit card is Alfa-Bank. Release is possible only after registration of one of the service packages. There are three of them:
Bonuses are accrued every month and are exchanged for rubles. 10% cashback is credited for purchases at gas stations, 5% - in cafes and restaurants, 1% - for all other expenses. For those who are cunning and receive a card only to earn bonuses, the bank has come up with a punishment.
Alfa-Bank has the right to stop accruing points if the client spends money only in categories with cashback.
Since September 2018, cashback is paid only to customers who have fulfilled the condition for cashless transactions. For example, the owners of the Optimum package need to spend at least 20 thousand rubles. monthly.
Up to 6% is credited to the balance on the savings account.
The annual maintenance of plastic is the same - 1990 rubles. You will have to pay separately for the selected package of services. "Optimum" costs 199 rubles. per month, "Comfort" will cost 499 rubles. monthly, and "Maximum +" - 3 thousand rubles. Free service conditions are provided.
You can withdraw up to 300 thousand rubles monthly without commission. at partner ATMs. These are Gazprombank, Rosbank, Binbank, Ural Bank, Moscow credit bank, Russian Agricultural Bank, Promsvyazbank, Baltic Bank. In other institutions, the commission is 1%, but not less than 180 rubles.
Pros:
Minuses:
An interest-free cash withdrawal is available on the card at any ATM up to 150 thousand rubles. per billing period with the transaction amount of 3 thousand rubles. and higher. If the limit of 150 thousand is exceeded, each issue will cost 2%, but not less than 90 rubles. If the amount is less than 3 thousand rubles, 90 rubles will be charged. commissions.
Money for service is not taken from customers who have deposits, loans or an account balance of 30 thousand rubles or more in the bank. In general, it costs 99 rubles. per month.
1% cashback from regular purchases, 5% from selected categories. You can save up to 30% on spending with partners. 6% per annum is charged on the balance up to 300 thousand rubles.
Pros:
Minuses:
Raiffeisenbank's "All at once" was among the best bank cards. Cashback is credited with bonuses that are exchanged for rubles. The maximum remuneration is 50 thousand rubles. per month. The amount of cashback is 3.9% of the amount of any purchases. Also, holders have access to a savings account with increased rate 5.5%. True, it must be opened separately.
A nice bonus: the first year the card is serviced free of charge, then 1490 rubles. per year (or 1990 rubles in case of choosing your own design).
You can get money without commission at partner ATMs. In all others, you will have to pay 1% of the transaction amount, at least 100 rubles.
Pros:
Minuses:
Sberbank's "Card with Big Bonuses" deservedly got into the top debit cards. Maintenance of plastic costs 4900 rubles. in year. Up to 10% for purchases are returned with bonuses, for some partners the amount of remuneration reaches 20%.
You can withdraw cash without commission only at Sberbank ATMs, in the rest you will have to pay 1% of the amount, but not less than 100 rubles.
Pros:
Minuses:
The bank returns up to 5% to holders of plastic "Your cashback" for purchases in three selected categories. From the rest of the expenses, the cashback is 1%.
5% is credited to the card balance in cashback points.
The client has the right to connect only one option: cashback or% on the balance.
Free service is available subject to the following conditions: with an average monthly balance of 20 thousand rubles. or purchases for the same amount. In other cases, a fee of 149 rubles is taken. per month.
Cash withdrawal without commission is possible in partner banks: Alfa-Bank, Rosselkhozbank and others.
Pros:
Minuses:
Favorable conditions differ card. Holders can receive money at any ATM 5 times a month without commission. The limit is not valid for the amount of income from legal entities from 20 thousand rubles. per month. In other cases, the bank takes a percentage - 100 rubles. from every operation.
There is no charge for the first month of service. Then it costs 99 rubles. monthly. Plastic is served free of charge if at least 10 thousand rubles remain on the card every day. or when the amount of purchases is more than 5 thousand rubles. per month.
Interest is charged on the monthly balance:
As for cashback, it is 10% for purchases from partners, 3% for categories selected by the bank, 1% for other expenses.
Pros:
Minuses:
Another product on the list of profitable cards is Binbank. You can get cash without a commission at all ATMs, but only within 30 thousand rubles. per month.
Service costs 50 rubles. per month. It is free of charge while maintaining a minimum balance on the card from 30 thousand rubles. or spending at least 15 thousand rubles. within a calendar month, as well as in the case of transferring wages in excess of the minimum wage.
Holders are credited with 4.5% on the balance on the Piggy Bank 2.0 savings account. In addition, there are bonuses from purchases up to 5% per month of the amount spent in the selected category under the Binbonus program. For all others - 1%.
Pros:
Minuses:
VTB multicard entitles you to free cash withdrawal at all ATMs. True, there is a catch. The terms of service say that the commission for cash withdrawals from ATMs of other banks is returned to the master account in the form of cash back within the next month.
You cannot withdraw more than 400 thousand rubles in one day, and 3 million rubles in a month. This limit is relevant in aggregate for all VTB debit cards.
Free service is provided when the amount of purchases on the card is from 5 thousand rubles. per month. If the condition is not met, the commission will be 249 rubles. Income up to 6% on an average monthly balance of up to 300 thousand rubles. The exact amount of interest on the balance depends on the amount of purchases per month:
Cashback - up to 10%. The refund is valid when the Cash Back, "Auto" or "Restaurants" options are activated.
Pros:
Minuses:
Rightfully entered the top debit cards. Holders have access to free cash withdrawals at partner ATMs up to 50 thousand rubles. per month (if the amount of purchases is more than 30 thousand rubles), if the spending is less, the limit is 5 thousand rubles. If the limit is exceeded, the commission will be 1.5%, at least 250 rubles. In any case, the maximum amount that is allowed to be withdrawn per month is 150 thousand rubles.
Free service is provided if the balance on the card or the amount of purchases
Pros:
Minuses:
So that you can understand which debit card to choose, let's compare them in the table. The cost of annual maintenance is calculated if the conditions for benefits are not met.
table scrolls to the right
| Map | Maintenance cost per year, rub. | Cashback size | Interest on balance |
|---|---|---|---|
| Supercard of Rosbank | 6000 | up to 7% | 5% per annum |
| Cash Back Alfa-Bank | 1990 + package price | to 10% | up to 6% per annum |
| Tinkoff Black | 1188 | up to 5%, up to 30% for individual partners | 6% per annum |
| "All at once" Raiffeisenbank | first year free, then 1490 | 3.9% on everything | 5.5% per annum |
| "Card with big bonuses" of Sberbank | 4900 | up to 10%, up to 20% for individual partners | No |
| "Your cashback" Promsvyazbank | 1788 | up to 5% | 5% per annum |
| "Benefits" Home Credit | 1188 | to 10% | 7.5% or 3% per annum |
| "Comfort" Binbank | 600 | up to 5% | 4.5% per annum |
| VTB Multicard | 2988 | to 10% | from 1% to 6% per annum |
| "Smart card" FC Otkritie | 3588 | to 10% | up to 5% per annum |
We have already talked about with cashback, with benefits and how it differs from credit, now we will discuss the question: the best debit cards are the cards of which bank? Earlier we also described that there is a better cashback card —
From our article you will learn: how you can open a debit card with cashback, with free service, and also what are the most profitable debit cards with a cashback of 10 percent or more.
In the TOP list below, you can quickly find the card you are interested in. If you don't know which one better map choose, carefully read the article to the end to compare the conditions offered by different banks.
Such BEST CASHBACK DEBIT CARDS with free service are just a dream, not cards! We offer you the best debit cards to choose from.
Only by placing bank card orders from our website, you will receive all the bonuses promised in the article
So, you need to decide which bank offers the most profitable debit card with cashback, with a profit. All plastic cards presented here are profitable, as their holder receives both income on the balance and cashback from purchases. There are also cards with free service among our heroes, plus cashback and interest on the balance of funds.
Before choosing the most profitable debit card cashback, decide which services you use more often:
If you do not need these services, then you can exclude cards with cashback at gas stations, miles and Travel cards for travelers. In this case, debit cards are the best for you, only cards with cashback on everything, plus the presence of categories with increased cashback.
In this article, we have collected the best debit cards of 2020 if you learn how to use more and credit cards, then you will earn money by using two cards, but you will learn about it below.
To get a card, click this button 👇 and fill out an application.
TINKOFF BLACK is a really instant debit card with free service. Also, at the moment, this is the map with the most a large percentage for the remainder. A debit card, the best from Tinkoff, is ordered online, and it turns out quickly and for free ⇓
This is very profitable card with interest accrual (income card), because in addition to interest on the balance, there are also interest from purchases made (cashback), moreover, it is also a multi-currency debit card. In general, the benefits are obvious, spend more, get more.
Check the list of Special Offers and conditions for them in personal account or the Tinkoff app, as they are not available to everyone.
View conditions for TINKOFF BLACK
Tinkoff Black has a large preferential limit for free deposits to cards of third-party banks - 20 thousand rubles, then a commission is charged. Keep this in mind when translating. To find out the limits on your card, go to your account settings - (gear in the application) - Tariff limits.
If you have a question, which bank card is better to choose from the age of 14 then TINKOFF BLACK is your choice, because its can be ordered by anyone with a Russian passport. For persons over 14 years old, the card is issued free of charge and without annual maintenance.
TINKOFF BLACK / online application
When deciding which bank card to choose, read the conditions from Tinkoff DRIVE, below:
Now there is no point limit for purchases at gas stations - it all depends on the amount of points for regular purchases (1%). The number of points for "Auto Services" is calculated according to the same principle.
Please note that Tinkoff is available Drive CREDIT CARD
To do this, you need to register on the site and download the application to your mobile device. Redeem points for car expenses.
It works like this. First, you pay for the purchase, and then you convert the accumulated points into rubles that were spent before. To do this, you need to go to the application. You turn points into money, which are credited to the card account when you press the "compensate" button.
Other purchases will also be returned to your card in the form of 1% of any of your expenses for every hundred rubles, that is, if the purchase is less than 100, then the cashback will not be credited, and if 150, then 1 ruble will be returned to the card. If 200 rubles is your purchase, then 2 rubles are returned to the card, and so on. For other cards included in the top debit cards from this bank, Tinkoff cashback is credited according to the same principle.
From the first days of July 2020 Rocketbank card can be issued for free, not only citizens of Russia, but also citizens of Armenia, Azerbaijan, Belarus, Georgia, Kazakhstan, Moldova, Ukraine - it is not for nothing that it entered our rating of debit cards with cashback, with a huge benefit!
Moreover, you can use this debit card anywhere in the world. The Rocketbank debit card for your purchases gives various discounts and a 10% cashback in the category that is beneficial for you " Favourite places": "Fuel"; "Clothes and shoes"; "Air and railway tickets"; "Everything for home and repair"; and cashback in the category: "Supermarkets and Restaurants". When deciding which card to choose, pay attention to this option.
You can order a debit card online for free at Rocket Bank - a comparison of debit cards with cashback, with advantages, shows its obvious advantages. By accumulating from 3000 rocketrubles for purchases and return your spent money to your account in your personal account, compensating for the expense with rocketrubles. Many, and not only young people, already use this card and are very, very satisfied. We have been using this card for more than a year and are also very satisfied, therefore, we recommend this very beneficial debit card. Evaluate it yourself, because it is free, and you will not lose even a ruble with it. In addition, all your funds on the card will be insured by the state!
Attention! To get all the above benefits and bonuses - after ordering a card using the links from our website, replenish it within a month by 2000 rubles, and you will definitely be in the black!
Rocket Bank offers to order the best debit cards around the clock, quickly by filling out a simple questionnaire on the the official page of the bank - HERE
Agree that such a combination as free service and cashback for all purchases is quite rare. Therefore, this debit card with cashback, with profit and without maintenance fees takes its rightful place in our rating of debit cards. Read more details below:
Our Cashbench will introduce you to the novelty from Alfa Bank
In addition to the popular Alfa cashback card, Alfa Bank has such cards with profitable cashback ⇓
up to 10% cashback in Pyaterochka stores!
ORDER A CARDIf you travel frequently, when deciding which bank card to choose, pay attention to these bonuses:
√
up to 9% return on purchases with miles
√
0% Free cash withdrawal worldwide
√
Advanced insurance - free of charge
√
Access to accounts in different currencies
Otkritie Bank is holding a promotion 2020. The best cashback debit cards always provide additional benefits - if you issue an ⇒ Opencard, you will receive 500 rubles on your card. You will have money in a month after the first purchase on the card in the amount of at least 500 rubles. In addition to these bonuses, cashback is credited to you for settlements with any of these cards in accordance with the tariffs, which you can read about below.
You can order an Otkritie card online / debit card with cashback, with goodies / throughout Russia in most major cities. The courier will bring you bank card on house. If in our review these debit cards are the most profitable for you, then do not miss the opportunity to purchase Opencard.
This card is not in vain included in the TOP debit cards with cashback - Opencard offers very profitable terms.
The profit on this cashback debit card is obvious, as you will be assigned:
Like the ones discussed above, this is also a profitable debit card, which one is better for your needs - decide for yourself.
Cashback card "Russian Railways" from Rosbank
Another very advantageous (for those who use the services railways) debit cashback card 2020 RZD ROSBANK - You will receive 500 introductory bonuses immediately, you will receive 5% bonuses on a savings account, 1 bonus - 30 rubles. See additional benefits on the official page of Rosbank -VIEW DETAILS
Interestingly, OTP BANK also issued a card called "Everything is Possible". For comparison, you can see the conditions of this card here 👉 CAN
Today, banks allow not only to order a debit card with cashback online at any time of the day, but also to receive it without leaving home, that is, without visiting the office, which significantly saves time.
What can be noted on the Four Debit Card - a profitable option to receive up to 20% cashback on 4 categories: gas stations, carsharing, taxis and public transport.
DETAILS / REGISTRATION OF THE CARD FOUR
And FREE by Visa card Air you can have:
Limits:
Cash withdrawal: Daily limit 200,000 rubles, Monthly limit 500,000 rubles.
10,000 welcome miles - with monthly purchases of 100,000 ₽ during the first 3 months (only for new customers)
1 mile = 1₽ spend miles on booking hotels, air and railway tickets at travel.unicredit.ru
DETAILS/CARD REGISTRATION Air UniCredit Bank
Earn miles for shopping at travel.unicredit.ru
10% - hotels and hostels 5% - air and railway tickets
7% - on the balance on the card (on ruble cards are credited with miles)
2% - for everything else 30% for purchases in Duty Free stores
Insurance abroad for the owner of the main ruble card
Emergency cash withdrawal abroad (emergency cash) -12,500 rubles
DETAILS/CARD REGISTRATION Air
This is one of the best options: a free card, with cashback and accrual on the balance. It is this offer of CREDIT EUROPE BANK that our readers are most often interested in. And it has a lot of good reviews. See details 👇
MORE ABOUT THE CARD CONDITIONSTo order a card, just click on one of the links above 👆 and fill out an application on the page that opens. Although this is a credit card, the conditions are better than for many credit cards. Therefore, you can use this card both as a debit card and as a credit card.
Order a debit card with automatic currency switching ⇒ Order a card
Daily income on the card balance up to 6% per annum with capitalization
Unlimited cashback in the form of shares of large companies
Free cash withdrawal worldwide
Currency exchange at the exchange rate
Travel health insurance
Age: 18+
GEO: Moscow, Vladivostok,
St. Petersburg, Nizhny Novgorod,
Saratov, Sochi,
Lipetsk, Volgograd,
Yekaterinburg, Novosibirsk,
Barnaul, Kazan
Chelyabinsk, Omsk
By the way, not everyone knows how to pronounce the phrase "debit card with cashback" correctly. The emphasis here is on the letter "o" - debit "wai. As for the beneficial use of debit cards, experience shows that the most beneficial is - debit and credit - one bank (such a benefit is for many a decisive factor in determining which debit cards are the best).
Also, our readers are interested in the difference between a debit card and a salary card. We would like to clarify that salary card you can also make purchases and deposit money, but it is not known whether you will have cashback and advantages in traveling around the world, whether bonuses will be accumulated that you can return in rubles, and whether you will be charged interest on the balance. In this case, the debit card clearly wins - which one is better from those offered, you choose.
Credit cards have more reliable protection, banks are more worried about this, because their funds are on a credit card and they earn on you, as on credit client, if not from your spending, then from contracts for advertising stores from which you get cashback. In general, credit cards are more secure than even the best cashback debit cards. How to order the most profitable credit card, in the article ⇒ as well as
Since the ratings and conditions of banks on debit cards may change, therefore this article is regularly updated to reflect changes. For more accurate and detailed conditions, for speed and your convenience, links to the official pages of banks are provided, follow them and get acquainted with the advantages and disadvantages of debit cards. Yes, the highlights are below.
There are profitable debit cards with cashback, with interest on the balance of 2020 and even without annual maintenance, so, for example, once again turn your attention to the cards of Home Bank, RocketBank, Tinkoff Bank, Promsvyazbank. Sometimes banks set conditions on the amount of funds spent on the card. Now not only debit cards, the most profitable, come with interest on the balance and cashback, but most of the cards offered by banks, and many even with free service.
Look for the most suitable debit card from the list, follow the links to the official pages of banks and fill out applications. To do this, get ready to enter your passport data.
Do not forget to disable unnecessary services in your personal account that are installed automatically when you activate the card, for example, SMS alerts. If you use a smartphone or tablet, then download the application for the bank that issued your card through the playmarket, where you can independently connect the necessary or disable unnecessary services. These simple transactions will help make the best debit cards even more profitable.
