Contract for the provision of compulsory insurance services. Standard contract for the provision of OSAGO services. The practice of purchasing compulsory insurance services

ТИПОВОЙ КОНТРАКТ НА ОКАЗАНИЕ УСЛУГ ПО ОБЯЗАТЕЛЬНОМУ СТРАХОВАНИЮ ГРАЖДАНСКОЙ ОТВЕТСТВЕННОСТИ ВЛАДЕЛЬЦЕВ ТРАНСПОРТНЫХ СРЕДСТВ ДЛЯ ОБЕСПЕЧЕНИЯ ГОСУДАРСТВЕННЫХ НУЖД ИРКУТСКОЙ ОБЛАСТИ КОНТРАКТ № __________ НА _________________________________ г. Иркутск "____" ____________ 20___ г. _______________________________________________________________________, именуемый в дальнейшем "Заказчик", от имени и в интересах Иркутской region in accordance with the Regulations on ______ (charter) approved by ______________, represented by ________________, acting on the basis of ____________________, on the one hand, and ___________________ (for legal entities, the full name, legal form, OGRN are indicated; for individual entrepreneurs - the surname, name, patronymic, main state registration number individual entrepreneur(OGRNIP); for individuals- last name, first name, patronymic, details of an identity document), hereinafter referred to as the "Contractor", represented by ___________________, acting on the basis of _____________, on the other hand, collectively referred to as the "Parties" and each separately as the "Party", on the terms, stipulated by the notice of the procurement (an invitation to take part in the determination of the Contractor), the procurement documentation, the application (the final offer of the procurement participant (this condition is not indicated in cases where the notice of the procurement or the invitation to take part in the determination of the Contractor, the procurement documentation, the application , the final proposal of the procurement participant is not provided), in compliance with the requirements of the Civil Code Russian Federation, Federal Law of April 5, 2013 No. 44-FZ "On the contract system in the field of procurement of goods, works, services to meet state and municipal needs" (hereinafter referred to as the Law on the Contract System), based on the results of determining the contractor by conducting _________ protocol No. _______ dated _____, have concluded this Contract (hereinafter referred to as the Contract) as follows: Article 1. Subject of the Contract 1.1. The Insurer undertakes, on the instructions of the Insured, to provide services for compulsory insurance civil liability owners of vehicles (hereinafter referred to as OSAGO) specified in Appendix 1 to the Contract. 1.2. The subject of the Contract are the obligations of the Insurer for the fee (insurance premium) stipulated by the Contract to pay the sum insured as a result of the occurrence insured event when using on the territory of the Russian Federation vehicles owned by the Insured. 1.3. The object of insurance under the Contract are property interests The insured associated with the risk of civil liability of the owner of the vehicle for obligations arising from damage to life, health or property of victims when using the vehicle in the territory of the Russian Federation. 1.4. The contract was concluded in accordance with the requirements of the Federal Law of April 25, 2002 No. 40-FZ "On Compulsory Insurance of Civil Liability of Vehicle Owners" on the basis of the Rules for Compulsory Civil Liability Insurance of Vehicle Owners, approved by Decree of the Government of the Russian Federation of May 7, 2003 No. 263 (hereinafter - Rules), insurance tariffs for compulsory insurance of civil liability of vehicle owners, approved by Decree of the Government of the Russian Federation of 08.12.2005 No. 739. 1.5. When concluding the Contract, the Insurer shall transfer to the Policyholder an insurance policy, which is a document certifying the implementation of compulsory insurance. Article 2. Insured event 2.1. An insured event is the infliction of damage to the life, health or property of the victim as a result of a road traffic accident (RTA) with the participation of the vehicle specified in Appendix No. insurance payment. 2.2. Also, in accordance with the Contract, the damage caused due to: a) force majeure or intent of the victim is not covered by insurance; b) the impact of a nuclear explosion, radiation or radioactive contamination; c) military operations, as well as maneuvers or other military measures; d) civil war, civil unrest or strikes; e) damage caused to property belonging to the person responsible for the damage is not compensated. 2.3. The occurrence of civil liability of vehicle owners due to: a) causing damage when using a vehicle other than the one specified in Appendix 1 to the Contract does not apply to insured events; b) infliction of non-pecuniary damage or the emergence of an obligation to compensate for lost profits; c) causing harm when using vehicles during competitions, tests or training driving in specially designated areas; d) environmental pollution; e) causing harm as a result of the impact of the transported cargo, if the risk of such liability is subject to compulsory insurance in accordance with the legislation of the Russian Federation on the relevant type of compulsory insurance; f) infliction of harm to the life or health of employees in the performance of their labor duties, if this harm is subject to compensation in accordance with the legislation of the Russian Federation on the relevant type of compulsory insurance or compulsory social insurance; g) an obligation arises to compensate the Insured for losses caused by causing harm to his employee; h) damage caused by the driver of the Insured to the vehicle driven by him and the trailer to it, the cargo carried in them, the equipment installed on them; i) causing damage during loading of cargo on vehicle or its unloading; j) causing harm when a vehicle moves through the internal territory of the organization; k) damage or destruction of antique and other unique items, buildings and structures of historical and cultural significance, products made of precious metals and precious and semi-precious stones, cash, valuable papers, objects of religious worship, as well as works of science, literature and art, other objects of intellectual property; l) the occurrence of the Insured's obligation to compensate for damage in excess of the amount of liability provided for by Chapter 59 "Obligations due to infliction of harm" of Part II of the Civil Code of the Russian Federation (if a higher amount of liability is established by federal law or an agreement). Article 3. Sum Insured and Contract Price ( insurance premium) and the procedure for its payment 3.1. The sum insured, within the limits of which the Insurer, upon the occurrence of each insured event (regardless of their number during the term of the Contract), undertakes to compensate the injured for the harm caused, is per one insurance policy in accordance with federal law No. 40-FZ dated April 25, 2002 "On Compulsory Insurance of Civil Liability of Vehicle Owners": a) in terms of compensation for harm caused to the life or health of each victim, no more than 160 thousand rubles; b) in terms of compensation for damage caused to the property of several victims, not more than 160 thousand rubles; c) in terms of compensation for damage caused to the property of one victim, not more than 120 thousand rubles. 3.2. The contract price is total amount annual insurance premium in the amount of - _______________ (___________________________) rub. ____ kop., offered by the Insurer in accordance with its application for participation in the purchase and including all mandatory payments (taxes, fees, duties) that the Insurer will need to pay in the performance of this Contract, as well as all other expenses that the Insurer may incur in connection with the performance of the Contract. The price of the Contract is fixed and is determined for the entire period of execution of the Contract. Source of financing: ___________________________________________. 3.3. Payment under the Contract shall be made in rubles of the Russian Federation. 3.4. The insurance premium under the Contract is determined in accordance with the Rules for Compulsory Civil Liability Insurance of Vehicle Owners, approved by Decree of the Government of the Russian Federation No. 263 dated 07.05.2003. 3.5. Payment of the insurance premium is made on the terms of 100% advance payment for each vehicle, on the basis of an invoice issued no later than 10 (ten) working days before the start of the insurance period. The advance payment is transferred within 10 (ten) working days from the date of the invoice. 3.6. The date of payment of the insurance premium by the Insured is the day of receipt Money to the account of the Insurer. 3.7. Changes in insurance rates during the term of the Contract do not entail a change in the insurance premium paid by the Insured under the Contract. Article 4. Territory of insurance coverage 4.1. The territory of insurance coverage is the territory of the Russian Federation. Article 5. Procedure for issuing an insurance policy 5.1. The insurance policy is issued upon a written application of the Insured, drawn up in the form approved by the authorized Government of the Russian Federation federal body executive power. 5.2. Along with the said application, the Policyholder shall submit to the Insurer copies of the following documents: state registration legal entity; vehicle registration document issued by the vehicle registration authority (vehicle passport, vehicle registration certificate, technical certificate, technical ticket or similar document); a diagnostic card containing information on the compliance of the vehicle with mandatory vehicle safety requirements. 5.3. Compulsory insurance policy is issued to the Insured for each vehicle specified in Appendix 1. 5.4. The period of validity of compulsory insurance for each vehicle is indicated in the policy corresponding to it and ends at 24 hours of the day, which are indicated in the policy as the policy expiration day. 5.5. The insurance policy of compulsory insurance shall be transferred by the Insurer to the Insured within one working day from the date of receipt of funds to the settlement account of the Insurer. Simultaneously with the insurance policy, the Insurer transfers to the Policyholder prescribed form 2 traffic accident notification forms and a special sign state sample . In the future, traffic accident notification forms are issued by the Insurer free of charge at the request of the Insured. 5.6. During the period of validity of the policy, the Policyholder is obliged to immediately notify the Insurer in writing of changes in the information specified in the application for issuing the policy. 5.7. The Policy is prematurely terminated in cases provided for by the Rules. Article 6. Procedure and terms for the acceptance of the Services 6.1. Upon receipt of the insurance policy, the Insurer, together with the Insured, checks the information entered in the policy for compliance with the data entered in it and signs an act on the services rendered for the amount of the insurance premium paid by the Insured. In the event of discrepancies between the policy data and the terms of the Contract, the Insurer shall eliminate the deficiencies by issuing an appropriate insurance policy within the terms agreed by the parties. 6.2. Within 15 (fifteen) calendar days after the completion of all policies issued under the Contract, the Insurer sends two copies of the act on the Services rendered to the Policyholder for signing. The policyholder shall sign the said act within 5 (five) working days from the date of its receipt. If there are disagreements, the Policyholder makes an appropriate note in the act and sends the signed act and the corresponding claim to the Insurer. 6.3. In order to check the results provided by the Insurer, stipulated by the Contract, in terms of their compliance with the terms of the Contract, the Insurer conducts an examination. Examination of the results stipulated by the Contract may be carried out by the Insured on its own or experts, expert organizations may be involved in its conduct on the basis of Contracts concluded between the Insured and an expert, an expert organization in accordance with the law on the Contract System. 6.4. The Certificate of services rendered signed by the Insured and the Insurer and the invoice submitted by the Insurer to the Insured for payment of the Contract Price shall be the basis for payment to the Insurer of the Services rendered. Article 7. Rights and obligations of the Parties 7.1. The policyholder has the right to: 7.1.1. Require the Insurer to properly fulfill obligations in accordance with the Contract and its appendices. 7.1.2. Provide the Insurer with the documentation necessary for the provision of the Services under the Contract (if any). 7.1.3. Request information from the Insurer on the progress and status of the Services provided. 7.1.4. In case of loss of the insurance policy of compulsory insurance and a special sign of the state sample, the Policyholder has the right to receive their duplicates. In this case, the second and subsequent duplicates are issued to the Insured for a fee calculated based on the costs of their production. 7.1.5. Make a decision on unilateral refusal to execute the Contract in accordance with the provisions of Article 95 of the Law on the Contract System. 7.1.6. By agreement with the Insurer, change essential conditions of the Contract in cases established by the Law on the Contract System. 7.1.7. Use other rights established by the Contract and the legislation of the Russian Federation. 7.2. The policyholder is obliged to: 7.2.1. Notify the Insurer in writing of deficiencies found in the course of the provision of the Services within 3 (three) working days after such deficiencies are discovered. 7.2.2. Make payment of the insurance premium in the manner prescribed by paragraph 3.2. Contract. 7.2.3. Not later than 30 (thirty) business days from the date of the right to claim from the Insured for payment of a penalty (fine, penalty fee), send a claim letter to the Insurer demanding payment within 5 (five) business days from the date of receipt of the claim letter of the penalty (fine, penalty fee), calculated in accordance with the legislation of the Russian Federation and the terms of the Contract. 7.2.4. If the Insurer fails to pay the forfeit (fine, penalty) within 10 (ten) working days from the date of expiration of the period for payment of the penalty (fine, penalty) specified in the claim letter, as well as in the event of a full or partial unmotivated refusal to satisfy the claim, or non-receipt within the time period for responding to the claim, send a statement of claim to the court demanding payment of a penalty (fine, penalty fee) calculated in accordance with the legislation of the Russian Federation and the terms of the Contract. 7.2.5. Within 40 (forty) working days from the date of actual fulfillment of obligations by the Insurer, take the necessary measures to recover the penalty (fine, penalty fee) for the entire period of delay in fulfilling the obligations stipulated by the Contract, namely, to demand payment of the penalty (fine, penalty fee) calculated in accordance with the legislation of the Russian Federation and the terms of the Contract for the entire period of delay in performance, and in case of non-payment by the Insurer of the penalty (fine, penalty) within the specified period, send a statement of claim to the court with the relevant requirements. 7.2.6. When sent to court statement of claim with requests for termination of the Contract, simultaneously submit claims for payment of a penalty (fine, penalty fee), calculated in accordance with the legislation of the Russian Federation and the terms of the Contract. 7.2.7. Ensure that the drivers of vehicles in labor relations with him are familiarized with the Rules. 7.2.9. In the event of an insured event (accident), the Insured - a participant in this accident must take measures and fulfill the obligations provided for by the Rules of the Road of the Russian Federation, approved by Resolution of the Council of Ministers - Government of the Russian Federation dated October 23, 1993 No. 1090, as well as take the necessary measures in the circumstances with in order to reduce possible losses from the accident, write down the names and addresses of eyewitnesses and indicate them in the accident notice, take measures to draw up documents about the accident in accordance with the Rules. 7.2.10. In the event of an insured event (accident), immediately inform the Insurer about it. 7.2.11. Ensure confidentiality of information provided by the Insurer in the course of fulfillment of obligations under the Contract. 7.2.10. Perform other duties stipulated by the legislation of the Russian Federation and the terms of the Contract. 7.3. The insurer has the right: 7.3.1. Request the documents available to the Insured necessary for the provision of Services under the Contract, as well as clarifications and clarifications regarding the subject of the Contract. 7.3.2. Require timely payment for the Services rendered in accordance with clause 3.2. Contract. 7.3.3. Request from the Insurer in writing clarifications and clarifications regarding the provision of Services under the Contract. 7.3.4. Make a decision on unilateral refusal to execute the Contract in accordance with the provisions of Article 95 of the Law on the Contract System. 7.3.5. Demand payment of penalties (fines, penalties) in case of delay in fulfillment by the Insured of obligations under the Contract, as well as in other cases of non-performance or improper performance by the Insured of obligations under the Contract, demand payment of penalties (fines, penalties) 7.3.6. Make a decision on unilateral refusal to execute the Contract in accordance with the provisions of Article 95 of the Law on the Contract System. 7.4. The insurer is obliged to: 7.4.1. Timely, properly and in full to provide the Services in accordance with the terms of the Contract and its appendices. 7.4.2. Carry out compulsory civil liability insurance of the Insured, while the document certifying the implementation of the latter is an insurance policy issued by the Insurer in the form established by law for the vehicle (s) operated by the Insured, specified in Appendix 1 to the Contract. 7.4.3. Upon the occurrence of each insured event (regardless of their number during the validity period of OSAGO), compensate the injured persons for the damage caused in the amount, in the manner and within the time limits provided for by the legislation of the Russian Federation or reasonably refuse to pay insurance coverage in accordance with the Rules. 7.4.4. Consider the application for insurance payment and the documents attached to it within 5 (five) working days from the date of their receipt. Upon the occurrence of insured events, make a payment or reasonably refuse the above payment, in accordance with the Rules. 7.4.5. In the event of an insured event, organize the departure of an emergency commissioner and a tow truck, if necessary. 7.4.6. To ensure round-the-clock functioning of the dispatch service and to provide round-the-clock guaranteed communication with the dispatcher by phone and fax. 7.4.7. Provide the Insured with information about the change in its actual location no later than 5 (five) days from the date of the corresponding change. In case of failure to provide notice of change of address within the established period, the actual location of the Insurer shall be the address specified in the Contract. 7.4.8. Provide security for the performance of the Contract in cases established by the Law on the Contract System and the Contract. 7.4.9. Inform the Insurer about the impossibility to provide the Services of the proper quality in the proper volume, within the terms stipulated by the Contract, indicating the reasons. 7.4.10. Provide the Insured with information about the change in its actual location no later than 5 (five) days from the date of the corresponding change. In case of failure to provide notice of change of address within the established period, the actual location of the Policyholder will be the address specified in the Contract. 7.4.11. Fulfill other obligations stipulated by the current legislation and the Contract. 8. Payment of insurance indemnity 8.1. In case of injury to the victim or other damage to his health, the lost earnings (income) that he had or could definitely have on the day he was harmed, as well as additional expenses incurred due to damage to health, including expenses for treatment, additional food, are subject to compensation. , purchase of medicines, prosthetics, outside care, sanatorium treatment, purchase of special vehicles, training for another profession, if it is established that the victim needs these types of assistance and care and is not entitled to receive them free of charge. 8.2. In case of damage to the property of the victim, the following shall be subject to compensation within the sum insured: a) real damage; b) other expenses incurred by the injured in connection with the harm caused (evacuation of the vehicle from the scene of a traffic accident, storage of a damaged vehicle, delivery of the injured to a medical institution, etc.). 8.3. The insurer considers the application of the victim for insurance payment and the documents provided for by the rules of compulsory insurance, attached to it within 5 (five) working days from the date of their receipt. Within the specified period, the Insurer is obliged to make an insurance payment to the victim or send him a reasoned refusal to make such payment. 8.4. Insurance payment is made by bank transfer. Article 9. Responsibility of the Parties 9.1. For non-fulfillment or improper fulfillment of their obligations established by the Contract, the Parties shall be liable in accordance with the legislation of the Russian Federation and the Contract. 9.2. In case of delay in fulfillment by the Customer of obligations under the Contract, as well as in other cases of non-performance or improper performance by the Customer of obligations under the Contract, the Contractor has the right to demand payment of penalties (fines, penalties). The penalty is accrued for each day of delay in fulfilling the obligation stipulated by the Contract, starting from the day following the day of expiration established by the Contract deadline for fulfilling the obligation. The penalty is established by the Contract in the amount of one three hundredth of the refinancing rate effective on the date of payment of penalties Central Bank Russian Federation from the amount not paid on time. Fines in the amount of ___________ rub. are charged for improper performance by the Customer of the obligations stipulated by the Contract, with the exception of the delay in fulfilling the obligations stipulated by the Contract. (The amount of the fine is determined in accordance with the procedure established by Decree of the Government of the Russian Federation dated November 25, 2013 No. 1063 "On approval of the Rules for determining the amount of the fine charged in case of improper performance by the customer, supplier (contractor, performer) of the obligations stipulated by the contract (with the exception of delay in the fulfillment of obligations by the customer , the supplier (contractor, executor), and the amount of the penalty charged for each day of delay in the performance by the supplier (contractor, executor) of the obligation stipulated by the contract") 9.3. also in other cases of non-fulfillment or improper fulfillment by the Contractor of the obligations stipulated by the Contract, the Customer sends the Contractor a demand for payment of penalties (fines, penalties). specified by the Contract, starting from the day following the day of expiration of the period for fulfilling the obligation established by the Contract, and is established by the Contract. (The amount of the fine is determined in the manner established by Decree of the Government of the Russian Federation dated November 25, 2013 No. 1063 "On approval of the Rules for determining the amount of the fine charged in case of improper performance by the customer, supplier (contractor, performer) of the obligations stipulated by the contract (with the exception of delay in the fulfillment of obligations by the customer , supplier (contractor, executor), and the amount of the penalty accrued for each day of delay in the performance by the supplier (contractor, executor) of the obligation stipulated by the contract ", but not less than one three hundredth of the refinancing rate of the Central Bank of the Russian Federation effective on the date of payment of the penalty from the contract price reduced by an amount proportional to the volume of obligations stipulated by the Contract and actually performed by the Contractor). delay in the performance by the Contractor of obligations (including the warranty obligation) stipulated by the Contract. (The amount of the fine is determined in the manner established by the Decree of the Government of the Russian Federation dated November 25, 2013 No. 1063 "On approval of the Rules for determining the amount of a fine accrued in case of improper performance by the customer, supplier (contractor, performer) of the obligations stipulated by the contract (with the exception of delay in the performance of obligations by the customer, supplier (contractor, performer), and the amount of the penalty charged for each day of delay in the performance by the supplier (contractor, performer) of the obligation stipulated by the contract"). 9.4. In case of non-fulfillment or improper fulfillment by the Contractor of the obligations stipulated by the Contract, the Customer shall make payment under the Contract minus the appropriate amount of the penalty (fine, penalties). 9.5. Payment by the Party of a penalty (fine, penalty interest) does not release it from the fulfillment of obligations under the Contract. 9.6. The parties are exempted from paying a penalty (fine, penalty interest) if it proves that the failure to perform or improper performance of an obligation stipulated by the Contract occurred due to the fault of the other party or due to force majeure. Article 10. Enforcement of the Contract 10.1. Enforcement of the Contract is provided to ensure the fulfillment by the Contractor of its obligations under the Contract, including for the fulfillment of such obligations as the provision of Services of adequate quality, compliance with the terms for the provision of Services (individual stages), payment of penalties (fines, penalties) for non-fulfillment or improper fulfillment of the terms of the Contract , damages. If the procurement participant with whom the Contract is concluded is a state or municipal government institution, the enforcement of the Contract shall not apply to such participant. The performance of the Contract may be secured by the provision bank guarantee issued by a bank and complying with the requirements of Article 45 of the Law on the Contract System, or by depositing funds to the account specified by the Customer, on which, in accordance with the legislation of the Russian Federation, transactions with funds received by the Customer are recorded. The method of ensuring the performance of the Contract is determined by the Contractor. 10.2. The bank guarantee must be irrevocable and must contain the information specified in the Law on the Contract System. The bank guarantee shall include a condition on the Customer's right to an indisputable debit of funds from the guarantor's account, if the guarantor fails to fulfill the Customer's demand for payment of the amount of money under the bank guarantee sent before the expiration of the bank guarantee within no more than 5 (five) working days. (Indicated if this condition is provided for by the Customer in the notice of procurement, procurement documentation). 10.3. The term of the bank guarantee must exceed the term of the Contract by ______________ (not less than one month). 10.4. The amount of the security for the performance of the Contract is _____% (______ percent), which is __________ (_______) rubles. (If the price offered in the bid of the procurement participant is reduced by twenty-five percent or more in relation to the initial (maximum) price of the Contract, the procurement participant with whom the Contract is concluded provides security for the performance of the Contract, subject to the provisions of Article 37 of the Law on the Contract System. ) 10.5. During the performance of the Contract, the Contractor shall have the right to provide the Customer with a security for the performance of the Contract, reduced by the amount of fulfilled obligations under the Contract, in exchange for the previously provided security for the performance of the Contract. In this case, the method of ensuring the performance of the Contract may be changed. 10.6. If, for any reason, the security for the performance of the Contract has ceased to be valid, expired or otherwise ceased to ensure the performance by the Contractor of its obligations under the Contract, the Contractor undertakes, within 10 (ten) business days from the date such security ceased to be valid, to provide To the Customer a new proper security for the performance of the Contract on the same terms and in the same amount. This paragraph does not apply to cases where the Contractor has provided an unreliable (fake) bank guarantee. 10.7. Termination of the enforcement of the Contract or security for the performance of the Contract that does not comply with the requirements of the Law on the Contract System after the expiration of the period specified in clause 8. 6. of the Contract, is recognized as a material breach of the Contract by the Contractor and is the basis for termination of the Contract at the request of the Customer with compensation for damage in full. 10.8. The term for the return by the customer to the Contractor of the funds contributed as security for the performance of the Contract (if such a form of security for the performance of the Contract is used by the Contractor) _____________________. 10.9. In the event of non-fulfillment or improper fulfillment by the Contractor of obligations under the Contract, the security for the fulfillment of the Contract shall be transferred to the Customer in the amount of unfulfilled obligations. 10.10. Enforcement of the Contract shall remain in force in case of changes in the legislation of the Russian Federation, as well as in case of reorganization of the Contractor or the Customer. 10.11. All costs associated with the conclusion and execution of contracts and other documents to ensure the execution of the Contract shall be borne by the Contractor. Article 11. Validity period, procedure for changing and terminating the Contract 11.1. The Contract comes into force from the date of its signing by the Parties, and upon conclusion of the Contract based on the results of an electronic auction in accordance with the provisions of parts 7, 8 of Article 70 of the Law on the Contract System. 11.2. The Contract is valid until ____________________, but in any case until the Parties fulfill their obligations under the Contract in full. 11.3. Changing the essential terms of the Contract during its execution is not allowed, with the exception of changing them by agreement of the parties in the cases provided for by Part 1 of Article 95 of the Law on the Contract System. 11.4. The Contract may be terminated: - by agreement of the Parties; - in case of unilateral refusal of the Party to execute the Contract; - By the tribunal's decision. 11.5. Termination of the Contract by agreement of the Parties is carried out by signing an appropriate termination agreement. The Party to which the proposal to terminate the Contract was sent by agreement of the Parties must give a written response on the merits no later than 5 (five) calendar days from the date of its receipt. 11.6. In case of termination of the Contract at the initiative of any of the Parties, a reconciliation of calculations is carried out, which confirms the volume of the Services provided by the Contractor. 11.7. The Parties have the right to decide on a unilateral refusal to perform the Contract on the grounds provided for by the Civil Code of the Russian Federation for unilateral refusal to perform certain types of obligations. 11.8. The Customer is obliged to make a decision on unilateral refusal to execute the Contract, if during the execution of the Contract it is established that the Contractor does not meet the requirements for procurement participants established by the procurement documentation or provided false information about its compliance with such requirements, which allowed him to become the winner of the determination of the Contractor. 11.9. Unilateral refusal of the party to execute the Contract is carried out in the manner prescribed by Article 95 of the Law on the Contract System 11.10. Upon termination of the Contract in connection with the unilateral refusal of the Contracting Party to perform the Contract, the other Party to the Contract shall have the right to demand compensation for only the actually incurred damage directly caused by the circumstances that are the basis for making a decision on the unilateral refusal to perform the Contract. 11.11. The Contractor is obliged to return to the customer the advance payment issued in accordance with the Contract to the bank account indicated by him within 5 (five) banking days from the date of termination of the Contract. The moment of termination of the Contract is determined in accordance with the procedure established by the current civil legislation of the Russian Federation. (It is indicated if the condition on advance payment was established) Article 12. Force majeure circumstances 12.1. The Parties are released from liability for partial or complete failure to fulfill obligations under the Contract if it was the result of force majeure circumstances, namely, extraordinary and unavoidable circumstances under the given conditions: natural disasters (earthquakes, floods, fire, etc.), actions of objective external factors (military actions, acts of state authorities and administration, etc.), as well as other emergency circumstances, confirmed in the manner prescribed by law, preventing the proper fulfillment of obligations under the Contract that arose after the conclusion of the Contract, for the duration of these circumstances, if these circumstances directly affected the fulfillment by the Parties of their obligations, as well as which the Parties were unable to foresee and prevent. 12.2. If, as a result of force majeure circumstances, the rendered Services suffered significant, in the opinion of one of the Parties, damage, then this Party is obliged to notify the other Party within 3 days, after which the Parties are obliged to discuss the feasibility of further continuation of the provision of the Services and conclude an additional agreement with a mandatory an indication of new volumes, terms and cost of the Services, which from the moment of its signing becomes an integral part of the Contract, or terminate the Contract. If the circumstances specified in clause 10.1. last more than 2 (two) calendar months from the date of the relevant notification, each of the Parties has the right to terminate the Contract without claiming compensation for losses incurred due to the occurrence of such circumstances. 12.3. If, in the opinion of the Parties, the provision of Services can be continued in the manner that was in force under the Contract before the force majeure circumstances began, then the period for fulfilling obligations under the Contract is extended in proportion to the time during which the force majeure circumstances and their consequences were in force. Article 13. Dispute settlement procedure 13.1. In the event of any contradictions, claims and disagreements, as well as disputes related to the execution of the Contract, the Parties shall make efforts to resolve such contradictions, claims and disagreements in voluntary with the execution of a joint protocol for the settlement of disputes. 13.2. All agreements reached by the Parties shall be formalized in the form of additional agreements signed by the Parties and sealed. 13.3. Before the dispute is submitted for resolution by the Arbitration Court of the Irkutsk Region, the Parties will take measures to resolve it in a claim procedure. 13.3.1. The claim must be submitted in writing. On the received claim, the Party must give a written response on the merits no later than 15 (fifteen) calendar days from the date of its receipt. Leaving the claim unanswered within the prescribed period means recognition of the claims. 13.3.2. The claim must contain: the name, postal address and details of the organization (institution, enterprise) that filed the claim; name, postal address and details of the organization (institution, enterprise) to which the claim is directed. 13.3.3. If claims are subject to monetary value, the claim indicates the required amount and its full and reasonable calculation. 13.3.4. In support of the stated requirements, the claim must be accompanied by duly executed and certified necessary documents or extracts from them. The claim may contain other information that, in the opinion of the applicant, will contribute to a faster and more correct consideration of it, an objective settlement of the dispute. 13.4. In the event that the Parties fail to fulfill their obligations and fail to reach mutual agreement, disputes under the Contract shall be resolved in Arbitration Court Irkutsk region. Article 14. Other conditions 14.1. All notifications of the Parties related to the execution of the Contract shall be sent in writing by registered mail with acknowledgment of receipt to the address of the Party specified in the Contract, or by facsimile, Email followed by the presentation of the original. In the case of sending notifications using mail, the date of receipt of the notification is the date of receipt by the sending Party of confirmation of the delivery of the specified notification to the other Party or the date of receipt by the Party of information about the absence of the addressee at his address specified in the Contract. If it is impossible to receive the specified confirmation or information, the date of such proper notification is the date after the expiration of 14 (fourteen) calendar days from the date of sending the notification by registered mail with acknowledgment of receipt. In the case of sending notifications by facsimile and e-mail, notifications are considered received by the Party on the day they are sent. 14.2. The Contract is made in 2 (two) copies, one for each of the Parties, having the same legal force. And if the Contract is concluded based on the results of an electronic auction, the Contract is concluded in electronic form in the manner prescribed by Article 70 of the Law on the Contract System. 14.3. In the event of a change of the Customer under the Contract, the rights and obligations of the Customer under the Contract shall be transferred to the new Customer in the same scope and on the same terms. 14.4. During the execution of the Contract, the change of the Supplier is not allowed, unless the new Supplier is the successor of the Supplier under the Contract due to the reorganization of the legal entity in the form of transformation, merger or accession. 14.5. In everything that is not provided for by the Contract, the Parties are guided by the legislation of the Russian Federation. 14.6. The integral parts of the Contract are: appendix 1 Information about vehicles. appendix 2 Information about round-the-clock dispatching services to support an insured event. Appendix 3 Information on separate subdivisions in the city of Irkutsk and the Irkutsk Region Article 14. Addresses, details and signatures of the Parties Insurer: Insurer: Addresses: Addresses: - legal: - legal: - actual: - actual: Phone _______, fax ______ Phone ______ , fax ______ E-mail address: E-mail address: Recipient: l/s _________ Recipient: l/s __________ OGRN _____________________ OGRN _____________________ TIN ______________________ TIN ______________________ KPP ______________________ KPP ______________________ BIC _________ BIC ______________________ r/s ______________________ r/s ______________________ M.P. M.P. Appendix No. 1 to Contract No. _______ dated ______________ Information about vehicles Vehicle brand, type of vehicle Year of manufacture Engine power (l \ s, kW) Engine size (see. cub.) Identification number of the vehicle Passport of the vehicle Registration mark Insurer: _______________/___________________/ L.P. Appendix No. 2 to Contract No. _______ dated ______________ Information on round-the-clock dispatch services to support an insured event Insurer: _______________/___________________/ L.I. Annex No. 3 to Contract No. _______ dated ______________ Information on separate subdivisions in the city of Irkutsk and the Irkutsk region Insurer: _______________/___________________/ L.P. 16

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Nowadays, vehicle owners are required to purchase a special OSAGO insurance policy by concluding an agreement with the selected insurance company. It is this document that defines almost the entire list of aspects of the relationship between the car owner and the insurer. Most companies tend to provide their customers with a standard contract.

An OSAGO contract is a document that is concluded between the insured and the insurer. It is used as a basis for the insurance company to pay the agreed amount of money after any of the insured events listed in the document. In addition, according to this agreement, the insurer must unquestioningly compensate the owner of the injured vehicle for the damage and damage that he received as a result of the actions of the insured person and his car.

Standard OSAGO contract

On the territory of the Russian Federation, the execution of an OSAGO agreement is considered a mandatory procedure for every driver. The term of the agreement is twelve months, after this time the insurance must be renewed. In the event of a delay of at least one day, the owner of the car automatically becomes an administrative offender.

Subject and object of the OSAGO agreement

The objects in this case are civil liability for damage to property or harm caused to third parties by the insured while driving his car.

The subjects in this case are the parties that participate in insurance: insurance companies, policyholders, as well as other persons who, if necessary, will be paid compensation.

As policyholders when concluding purchase agreements compulsory insurance for a car, not only individuals, but also legal entities can act, on behalf of which the document is signed by a trusted representative of the institution.

Essential conditions

AT this document it is imperative to list all the conditions relating to the upcoming transaction, the participants of which are two persons - the insurance company and the owner of the vehicle.

To date, the most important conditions include:

1. Insurance object. stipulated in insurance policy the conditions apply exclusively to the vehicle recorded in this document. Therefore, it is necessary for this purpose to indicate all license plate information, as well as a unique car number, which is assigned individually for each car by the manufacturer;
2. List of insured events in which the insurer must necessarily cover the cost of car repairs or pay compensation. This list includes all accidents in which one of the participants was the car specified in the contract, except for the following accidents:

1. Accidents involving vehicles whose data are not recorded in the OSAGO agreement;
2. If the collision happened with the participation of the car in any tests or competitions;
3. If the breakdown was received during the transportation of goods, for the transportation of which it is necessary to issue special additional insurance;
4. If the damage is caused in the process of loading or unloading the car, regardless of the conditions for performing this operation;
5. If it is required to compensate for the harm caused to the health of the employee, which was received in the performance of the terms of the employment contract;
6. If compensation for lost profits and compensation for moral damage is required;
7. If you need to cover the damage that the passenger received during the trip in the car;

1. The cost of an OSAGO insurance policy. The price of compulsory civil vehicle insurance is determined individually for each client. Average tariffs are set by the state, so insurers do not have the right to independently make changes to them. The following information is used to calculate the so-called correction factors:

1. Vehicle category;
2. The power of the car for which the compulsory insurance policy is purchased;
3. The region of the Russian Federation in which the car was registered;
4. The period of the most active operation of the insured car;
5. The number of insurance payments that the owner of the car received during the period of the previous OSAGO agreement;

1. Validity of the OSAGO insurance policy;
2. The amount of insurance payout. If any insured event specified in this document occurs, the insurer must make an insurance payment in an amount that directly depends on the degree of damage caused.

The procedure for concluding an OSAGO agreement and its validity period

In order to conclude such an agreement with the subsequent receipt of a compulsory motor third party liability insurance policy, a person who has a vehicle, you need to go through the following steps:

1. Decide on the insurer that offers the most attractive conditions for him;
2. Gather a complete package of required documents;
3. Write an application in the appropriate form.