At the moment, almost no major purchase, business opening, repair and much more can do without loans. Profitable loan can create some convenience, and disadvantageous can become a real problem. That is why it is so important to take the issue of obtaining loans seriously and carefully choose the most convenient offers, avoiding large ones.
Along with the opportunity, there is also the possibility of obtaining loans for any purpose in the Belarusian Priorbank from the Raiffeisen group of companies. The organization provides loans for almost any purpose and purchases at low interest rates, as well as several types of credit cards. For customers who have bank accounts on which official income is accrued, interest rate and requirements are reduced, lightened and package required documents.
The two consumer loans “Just Purchases” and “Best Purchases” differ in their processing possibilities. The first is available at the bank, the second - directly in the store. In addition, registration is also possible on the website through an online application. When applying for a loan at Priorbank, you can count on constant support and the opportunity to order and receive advice.
The loan "Just shopping" can have a term of 6 months to 4 years. The amount is from 500 to 10,000 euros in equivalent. The minimum interest rate is 20%, the maximum is 23%. Annuity payments.
Requirements:
The documents:
The "Best Buys" offer is available for registration right at the place of purchase of a particular product. It can be issued for 6-48 months at 30%. The amount in this case can be from 160 to 4500 BYN.
Requirements:
The documents:
If there is a need for an acquisition or for any other expenses, you can also get a cash loan. It is issued by Priorbank on the following terms: the amount is from 13 thousand BYN, the term is 1, 2, 3 or 4 years, the rate is 25%. An application can be made on the website, in the Internet bank and by phone. Requirements: Same as the "Just Shopping" offer.
The documents:
Advice: gaining access to an organization's internet banking can save time not only when applying for a loan and receiving money, but also when managing accounts and payments.
With the help of Priorbank, you can not only build or purchase housing on credit. Its registration is possible both under the guarantee, and without it.
For housing construction. The minimum amount that a bank can provide for a loan will be 3.7 thousand BYN. The interest rate is 23%, and the term is 5, 10 or 15 years. The minimum down payment on the loan is 20%.
The documents:
A loan for the purchase of real estate is issued under the same conditions. The difference is in the packages. In this case, you will need a purchase / sale agreement, a document on market value credited object, a document confirming the first installment.
A loan for individuals for a new car at Priorbank can cost the borrower 23% per annum with a minimum loan amount of $5,000 equivalent for a period of 5 years. In this case, you will need a guarantee of the spouse, a deposit of the purchased car and a full auto hull. The requirement for a minimum average monthly income of 465 BYN is added to the basic lending requirements.
A loan for any car can be obtained for 500-10,000 euros equivalent for a period of 1, 2, 3 or 4 years at 20-23%. Guarantee, pledge and compulsory insurance car insurance is not required. The minimum average income of the borrower should be 265 BYN.
The documents:
Advice: you can preliminarily calculate the amount of the monthly loan payment on the Priorbank website by selecting the program of interest in the "Credits" menu item. This will help avoid questions about how, because this way you can compare your capabilities with the offer in advance.
Save the article in 2 clicks:
In Priorbank in Belarus, you can get a loan for any purpose - from shopping in a store to real estate construction. It is worth noting that the bank offers low interest rates, and the conditions and requirements are quite loyal and favorable. The bank's customers are provided with technical support (including round-the-clock), as well as the possibility of obtaining remote service and self-service, which allow them to avoid going to the bank's offices.
In contact with
Will allow everyone to choose a loan program and calculate monthly payment for myself.
Ruler consumer loans in Priorbank includes two programs. The "Best Buys" credit is issued in one of the bank's partner stores and applies to the purchase of goods and services. A Just Buy Loan will also allow you to purchase goods or services. Both programs may require a down payment ranging from 0% to 20%. The exact amount of the initial payment depends on the type of product and its value.
From the point of view of overpayment, the loan "Best Buys" is much more profitable, where the interest rate is kept at a surprisingly low level for Belarus - 70% per annum. Besides, there is no monthly fees. You can find a list of partner stores on the website, it includes hundreds of businesses selling household appliances, building materials etc. The only drawback is that the credit applies only to goods in partner stores.
If you are interested in buying point of sale, which is not included in the list of Priorbank partners, then the loan "Just Purchases" will suit you. Here the rate is significantly lower and amounts to 55%.
Consumer lending terms:
To start calculating the loan amounts, please fill out the form below.
The table shows the main conditions * for the institution's loan products:
| Bid, % |
Sum, min. – max. |
Term, years |
|
| car loan "New car" | 40 | 5 thousand – 60 thousand USD** | 5 |
| Car loan "Just car" | 38 | 5 thousand – 10 thousand EUR** | 1 / 2 / 3 / 4 |
| For purchase / constructionreal estate | 40 | 3.7 thousand – 108 thousand EUR** | 5 / 10 / 15 |
| Cash loan | 39 | 500 – 7 thousand EUR** | 1 / 2 / 3 / 4 |
| Cashlesscredit for purchases: | |||
| Just shopping | 38 | 500 – 10 thousand EUR** | 1 / 2 / 3 / 4 |
| Best Buys | 1.5 - 32 million BYR | 6 / 12 / 24 / 48 months | |
| 39 / 40 / 42 | 300 – 25 thousand EUR** | 1 / 2 | |
For payroll clients, more loyal interest rates are provided for some products. For example, lending housing programs this category of customers is carried out under 38%.
The Bank issues real estate loans in the following main areas:
General are the standard terms of provision, namely:
Issuance of loans for housing construction is carried out by the lender under two main programs:
Consumers can purchase ready-made housing under the following loans:
To apply for a housing loan, along with the application form, you must provide the lender with:
To apply for a consumer loan in an institution is available to persons:
Minimum level monthly income the applicant must be at least 2.5 million BYR, and for the product "Best Buys" - from 2 million BYR.
Issuance of consumer loans is carried out without collateral or surety. The terms of the loan provide for automatic insurance of the loan when it is issued.
The calculator will allow the consumer to independently carry out a preliminary calculation for a specific product. To make calculations, the user must:
1. Select the desired type of loan.
2. Mark options:
3. Specify information about current obligations and enter the requested amount or average monthly income, depending on the selected mode.
As a result, the program will issue a calculation indicating:
Priorbank offers consumers the following ways to apply for loan products:
The execution of the loan agreement for the product "Best Buys" takes place directly at the point of purchase of the product / service.
The lender provided for a potential borrower the possibility of submitting an application form through its website. Making an application in this way is possible only for credit products: cash loan, "Just a car" and "Just shopping".
The application process is reduced to the phased filling of its forms with data on:
Priorbank is one of the most popular banks in the Republic of Belarus. In the department of this financial institution citizens have the opportunity to get loans for very favorable conditions without paying a lot of money.
In Priorbank, loans are issued as consumer needs, and for the purchase of housing, as in national currency, and in foreign.
The greatest demand among Belarusians is for a loan for consumer needs in Priorbank, it can be obtained within the framework of a special program developed for individuals. It is also possible to purchase your own housing at the expense of borrowed funds, the main thing is to comply with the range of requirements of the lender.
Among the list of lending programs currently operating in Priorbank, the most popular is considered to be the “Just Purchases” tariff.
The conditions and interest rates that are characteristic of this program are more than acceptable, the main thing is to take a responsible approach to the process of obtaining a loan, including filling out an application.
The peculiarity of this lending program is that in case of a positive response to the application, loans will be issued in foreign currency- Euro.
It should be noted that it is possible to get a loan for the purchase of housing in Priorbank within several credit programs. After analyzing the conditions of each of the tariffs, taking into account the reviews of satisfied borrowers, we can safely conclude that the “Purchase on bail” tariff will be the most beneficial program for citizens.
Its use does not require clients to obtain insurance or guarantees from third parties:
In this case, the loan is issued in foreign currency. Also, in this context, it is worth focusing the attention of readers that in the absence of valuable property, you can buy housing within the framework of the “Friendly Family” tariff. Indeed, borrowers without fail will have to take out an insurance policy, and also have one more guarantor for the loan, in addition to the spouse.
In Priorbank, you can refinance a loan - this, by the way, is another very popular loan product, which can be issued without certificates and guarantors even to pensioners.
So that the design process is so required loan successful, the potential borrower will have to meet a certain number of requirements of the lender:
From the above, it can be understood that Priorbank issues loans to individuals on quite acceptable terms, the requirements cannot be called tougher, as, in fact, the list of required documents, because it is minimal.
Issuance of credit to an individual will not be possible if a client wishing to take out a consumer loan or mortgage, will not be able to provide the lender with a number of the following documents:
If the borrower is individual entrepreneur, he will need to prepare a more detailed and wide range of documents. The name of the required documents can be found by calling the number hotline Priorbank – +375 17 289 90 90.
