Transfer money to a checking account. To a bank account. Carrying out a transaction using Internet banking

on 2016-05-04

How to transfer money from a card savings bank to the account of another bank is a fairly common question, and in this article, let's figure out the tariffs and what methods one of the banks most in demand by Russians offers.

Service parameters

It is possible to carry out a transaction not only in the national currency, but also in US dollars and euros. The time for which the money must arrive at the agent's bank does not exceed 2 business days. There is no possibility of canceling a transaction, so you need to be extremely careful when making an operation.

Enum methods

Transferring money from a savings bank account to another bank account can be done in two ways:

In the department of the financial institution.
Using a set of remote services Sberbank Online.

Billing

Savings Bank's tariff for transferring money across Russia from account to account differs depending on the method chosen by the client for the transaction.

When transferring national currency 2% is charged from the client working group: minimum 50 rubles, maximum 1500 rubles.

The transfer according to the totality of Internet banking is more successful, because when using it, the client will pay 1% of the transaction amount: a maximum of 1000 rubles.

The same is true for transactions in foreign currencies. When making a transaction to the second bank, the client will be required to deposit 1% of the transaction amount: a minimum of 15, a maximum of 200 dollars. The set of Sberbank Online will provide a chance to save a little, because 0.5% is debited - a maximum of $ 150.

Transfer at a bank branch

In order to carry out a transaction from your card in Sberbank to an account opened with another financial institution. must be given to the bank branch:

identity document (passport of the Russian Federation);
details of the recipient, in particular: number, name and BIC of another monetary
institutions.

All this information must be told to the manager, so that on its basis he prepares documents for the operation. After that, you need to deposit the amount of funds that you plan to transfer to the cash desk of the branch, taking into account the working group.

The advantage of making a transfer at a branch is the absence of restrictions on the amount of a transaction in rubles.

Transfer via internet banking

To carry out the operation through a set of remote services, it will be useful:

In the "Transfers and Payments" section, select the "Transfer to a private person to a second bank" item.

Later "Translation to a private person".

Then in the field "Recipient's account" select the necessary option from the drop-down list - "To an account in another bank".

A form to fill out will appear on the screen. It is useful to indicate in the appropriate fields:

recipient's bank details;
Name of the agent;
tax number of the recipient of money;
address actual residence agent
data regarding the beneficiary's bank can be filled in using the built-in directory. This will allow such fields as "name of the bank", "BIC", "Correscount" to be filled in automatically;
in the field "Account to be debited", it is necessary to indicate, respectively, the details from where the money will be debited;
transaction amount;
purpose of payment.

After filling in all the necessary details, you need to click on the "Transfer" button. As a result, the monitor will show the standard payment order filled out according to the client's details. It is necessary that there are no problems to check them again and, if everything is correct, select the payment confirmation method:

via SMS;
using the passwords from the check taken from the self-service terminal of the Savings Bank.

Advantages of this method:

Efficiency of transfer: money is received by the agent within one working day;
no need to physically visit a financial institution;
reduced size of working groups for the implementation of operations.

Source: www.schetavbanke.com

Transfer from a Sberbank card to a card of another bank through an ATM

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Transfer via ATM

This method is suitable for people who have a plastic bank card with a green logo in their hands. For the operation, you need to know the recipient's Sberbank account number. When fulfilling the requirements, use a simple algorithm of actions:

head towards the nearest Sberbank ATM;
insert a plastic card into the terminal;
dial a PIN code consisting of 4 digits to be able to use the terminal;
select the "Money transfers" item by pressing the keys or by touching the touch screen;
enter the required information in the appropriate fields that will be displayed there. Usually this is the beneficiary's account number, which consists of 20 digits, as well as the amount of funds to be transferred;
select the action "Translate";
wait until you receive a check with all the information about the operation performed, as well as a plastic card.

Important. Always choose to receive a check, as it can be the main proof of transactions in the event that, as a result of a failure, funds were withdrawn, but not transferred to another person.

When making a transaction, remember that there may be a commission. Usually it is 1% of the amount to be transferred. But if the sender is in the same subject Russian Federation as the recipient of the funds, the commission is 0%. You can transfer no more than 500,000 rubles from card to card using an ATM per day during the day. It does not matter what interval there is between transfers within 24 hours.

Be sure to check the correctness of the specified details, since making mistakes leads to the fact that funds freeze between accounts, and, in the worst case, are transferred to another individual. In this case, it will be problematic to return the money. To do this, you need to rely on the honesty of the person who suddenly "enriched" at your expense.

World Wide Web Transfer

If you need to transfer money from personal card to the current account, it is recommended to use the Sberbank Online service. Using the service implies that you also have a card of the same bank. To transfer via the Internet, use the following instructions:

visit the official website of Sberbank of Russia;
go through the authorization procedure, during which specify the login and password that was used at the time of registration;
in the presented menu, go to "Payments and transfers";
indicate the item “Transfer to individuals;
select the card from which the money will be debited. To do this, simply check the box next to it;
fill in the fields provided with the last name, first name and patronymic of the person who should receive the money, his current account number, indicate the beneficiary's bank and the BIC of this financial institution;
confirm the fact of the transaction by entering the code that comes to you as a result of notification via SMS. The message comes to the phone number that was specified when opening an account with Sberbank of Russia.

After the transaction is completed, the money will be deducted from the account and transferred to the recipient's account. As a rule, the transfer time is 24 hours. The maximum allowed time is 72 hours. If during this period the money does not arrive at the recipient's account, it is time to sound the alarm and check with the green bank employees where they are stuck cash.

Here you can also use the opportunity to replenish your savings account. To do this, select the appropriate item in the menu.

With the help of Mobile Banking

For operations with personal account when using SMS commands, you must have on hand even the simplest mobile device to which SMS messages can be received. It is also required that the user has a "Mobile Bank" connected.

To transfer money from a card to a Sberbank account, write an SMS message, which will consist of three parts. The first part of the message is the word "TRANSLATION". The second part of the message is the number plastic card the recipient of funds or the phone number to which the card of this bank is linked. The third part of the message is the amount of money to be transferred. The message is sent to the number "900".

There are limits on the transfer of funds - no more than 8,000 rubles per transaction. You can do 10 in total financial transactions per day.

How to transfer money from a Sberbank card to a Sberbank account to another person

To transfer funds from a plastic card of PJSC Sberbank of Russia to an account of the same bank, but to another person, use the menu item: Transfer to a Sberbank client in Sberbank Online.

By clicking on this item, you will see a field in which the number of the recipient's plastic card is indicated. After entering the numbers of the account number, as well as the amount of the money transfer in the appropriate fields, click on the "Get confirmation code" button. You will receive a code - enter it in the appropriate field if you are sure that the details of the recipient of funds are correct. As a hint, before making a transfer, you will have information about the recipient: his first name, patronymic and the first letter of the last name. If you are sure that the recipient is the one, enter the code number. If entered correctly, the funds will be instantly transferred to the counterparty. You can also use the opportunity to leave a comment on the payment. Thus, the recipient of the money will receive a message that relates to this money transfer.

If you do not know the personal account number of the person to whom you want to transfer money, but you know his phone number, the transfer can be made with this knowledge. The most important thing is that the phone number is tied to the Sberbank of Russia card. To transfer, select "by phone number" and enter the appropriate number. Further, the algorithm for making a financial transaction is exactly the same as that used when transferring by personal account number.

It is safe to perform transactions using these methods. At the same time, the bank ensures your privacy. The personal data of persons involved in a financial transaction are subject to the law on the protection of personal data. It is also possible to save the history of financial transactions. Thanks to this, you will have complete information about when and to whom you transferred funds and in what amount.

The answer to the question "how to transfer money to the account?" quite simple: you need to use one of the above methods. Performing these operations is not difficult. The most important thing is to know the correct details of the person who should receive the money.

Important. Do not, under any circumstances, pass on the data of the code messages you receive to other persons. This can be used for personal gain against you. Someone may want to take advantage of your personal savings and steal it from you. Do not trust your login and password from your personal account to anyone, do not trust your mobile device, which provides access to your bank. Remember that your financial protection depends primarily on you.

Often, for some reason, citizens need to transfer money from the card to the company's current account, but they just cannot do this, because this operation seems complicated to them. Indeed, if you make such a transfer yourself, you may encounter the problem of filling in the details. It’s not for you to transfer money from card to card, when you just need to enter the number of the recipient of an individual, more data is required here. We will not frighten or intrigue you in advance, we will consider the question of interest to you in order.

Through a bank branch

To perform the operation of interest, a citizen must take his plastic, transfer details, passport and go to the branch of the bank that issued the card. Of course, you can go to any bank that comes across, but then you will have to pay an extra commission for the transfer. We go to the bank branch and turn to a specialist with a request to help in transferring money from the card to the account of the organization.

The employee enters all the necessary data, writes off the required amount from the card and credits it to the company's account. The operation is not instantaneous, usually it takes about 1-3 days, but sometimes the money comes in a few hours. The bank employee will warn you about the amount of the commission separately and if there is not enough money on the card, the commission can be paid in cash at the bank's cash desk. When transferring money in rubles, from a card to an account of a company located outside the settlement:

Sberbank takes a commission - 1.5% if the account is opened with Sberbank and 2% if the account is opened with a third-party bank;
VTB 24 takes a commission - 1% if you transfer to an account opened with VTB and 1.8% if the account is opened with another bank;
Alfa Bank charges 2% for an internal transfer and 2.5% for a transfer to a company account in a third-party bank.

After the operation, do not forget to take the receipt and keep it for a while, just in case.

Transfers to the account of LLCs and individual entrepreneurs can be done through a bank specialist, but oddly enough, today more and more often these same specialists send visitors to the nearest ATM, they say, it’s easier that way. Indeed, in some cases, when making a transfer through a self-service device, the bank charges a lower commission. Let's take a look at how to make a transfer of interest to us through a Sberbank ATM.

Write down all the payment details on a piece of paper, but rather ask a bank employee to help you, it will be faster if, of course, employees provide such services. In Sberbank branches, they definitely help.
We insert the card and log in.
Select the "Transfer Funds" section.
Select the subsection "Transfer to current account".
A window will open with many free fields that need to be carefully filled in, this is a form of a payment document.
Next, enter the required amount, taking into account the commission, and confirm the financial transaction.
AT without fail we take the check.

The money will be credited to the account within a day. In rare cases, the transfer may be delayed by 2-3 business days. Commission for transfer through an ATM is either not charged, or is up to 1%.

Via internet banking

Many are now abandoning the traditional ways of transferring money from a card to a legal entity account, and there are reasons for this. Much more convenient to do this operation through the Internet, more precisely through the Internet bank. Let's see how you can make a transfer through the Sberbank Online system.

First you need to enter your username and password as usual, and then make a confirmation via SMS.
Now we find the tab "Transfers and payments" and go into it.
We find the subsection "Transfer to the client by details" and open it.
We fill out the form, indicate the amount and then confirm the action.

The Sberbank Online system provides very quick transfer money from the card to the account of a legal entity. At the same time, you are at home and do not waste time traveling to the bank and going to the nearest ATM. When transferring, you are charged minimum commission, so there are some pluses in using the Sberbank Online system.

Legal entity or individual you can send money from your wallet, from any bank card, in cash (even without registering in Yandex.Money).

For an individual you can send a transfer from the wallet. For anonymous users, such transfers are not available.

Translation to a person

A transfer from a wallet can be sent to an individual's account in any Russian bank.

For some banks there are expedited transfers.

Alfa-Click, service "Communication with the bank"

Create a wallet link inside Alpha Click (we call this « Contact with the bank » ).

After that, you can transfer money back and forth: from Alfa-Click to wallet- no commission, from wallet to Alfa-Click- with a commission of 3%. Most often, money is credited within a minute.

The transfer button will appear in the wallet settings:

You can transfer to Alfa-Click:

100,000 ₽ at a time and three million per month if the wallet is identified,

15,000 ₽ at a time, 30,000 per day and 100,000 per month if the wallet is named.

If you have an anonymous wallet, enter your Russian passport details or go through identification.

Another Russian bank

If you are sending money to your bank account, you need to provide passport details. To send money to the accounts of other individuals, identification is required.

Yandex.Money commission - 3% of the amount + 15 ₽. The bank where the account is opened may charge an additional commission.

The money will be in your account within 3 business days.

Carefully fill in all the fields: if there is an error in the details, the bank may reject the payment. Then the transfer fee is non-refundable.

Maximum amount:

at one time - 100,000 ₽;

per month - three million rubles.

Transfer to the account of a legal entity or individual entrepreneur

You can send a payment to any legal entity or individual entrepreneur in Russia - using bank details, through receipts:

Commission - 2%, minimum 30 ₽. If you are sending any amount up to 1500 ₽, commission - 30 ₽. If the payment amount is more, the commission is calculated at a rate of 2%. For example, for five thousand it is 100 ₽.

You can pay from your Yandex.Money wallet, from any bank card, in cash (using the payment code).

Money is credited within two to three business days.

How to send a transfer

Enter the recipient's TIN. If this number is in our database, the site will automatically substitute all other details. If not, please list them yourself.

Enter the payer's data - last name, first name, patronymic, address.

Specify the purpose of the payment.

Details about the purpose of payment

Include all possible details that will help the recipient "identify" your payment:

name of the product or service,

account (contract) number or other identifier,

pay period - if it matters,

your last name and initials.

Assignment example:

Payment parking space No. 64 at the address: Moscow, st. Ordzhonikidze, 10, from Ivanov I.I., August 2016

Be careful: if the assignment lacks important data, the bank will reject the payment.

How to get confirmation

If you pay using your username and password, the site will save a record and a receipt with a bank stamp in history.

If not, you will receive payment information by email. mail.

Limits

Single payment limit - 15,000 ₽ (including commission).

Monthly limit:

for payments from the wallet - 150,000 ₽;

for payments from a linked card - 100,000 ₽.

Loan repayment

On the Yandex.Money website, you can send remittance bank or microfinance organization where you took out a loan.

Bank loan

If your bank is not in the Yandex.Money catalog, select "

The checking account is separate bank details, which serves to receive and store money, both physical and legal entities. Unlike plastic cards with 16 or 18 digit numbers, the account consists of 20 digits stored in financial records. It is possible to make transfers to this settlement requisite not only in domestic, but also in foreign currencies (dollars, euros).

If you are a holder of a plastic card, then sooner or later you will face the question: "How to transfer funds to a current account, for example, of an organization for a service rendered or a product purchased." There is nothing complicated in this operation, and this article will help you deal with this issue.

And if you need to perform a standard transfer of money from a Sberbank card to a Sberbank card, instructions

Step-by-step instructions for transfer through an ATM

Transfer money from a Sberbank card to a Sberbank account today it is possible in several ways: through the branch financial company, using a personal online office or through a self-service ATM.

If it is more convenient for you to use the latter option, then follow the following step-by-step instructions:

Before you go to the ATM, have your card ready and also write down the recipient's account number.
Go to the terminal and insert your plastic into a special compartment for accepting cards.
Enter your banking product PIN.
From the menu on the screen, select the option called "Money transfers".
Following the prompts of the system, dial the 20-digit account number of the addressee.
Enter the send amount and click "Transfer".
Confirm the transaction again and receive a check.

Do not forget that this transaction involves the accrual of an additional commission fee for the service, which on average ranges from 1% to 1.5% of the size of the shipment.

Internet transfer (Sberbank Online)

A convenient way to make a transfer to a current account from your card is a transfer via the Internet, namely using Sberbank Online. Replenishment of the savings account in this case occurs in accordance with the following instructions:

Open the main page of the sberbank.ru website in your browser.
Go through the authorization procedure in the Sberbank Online system.
Proceed to the "Payments and departures" section.
Next, click on the item “Transfer to a Sberbank client using details”.
Carefully fill out the proposed form, marking in the first column "To an account with Sberbank."
Click List.
Confirm the transaction with the code received via SMS on your mobile phone.

You can transfer money from a card to an account through Sberbank Online not only in rubles, but also in foreign currency. At the same time, the size of the commission will be slightly different: for ruble shipments - 1.5% of the amount of the shipment, for foreign currency - 0.7%.

How to transfer money from a Sberbank card to a current account of another bank?

If you are faced with the task of transferring funds from a Sberbank card to the current account of another financial institution, then you can solve it in two ways:

Make a transfer in one of the branches of a banking company.
Transfer money to the organization's account using the Online Sberbank remote service system.

Instructions for transfer through a bank branch

In order to make a transfer in the first way, go to the nearest branch of Sberbank of Russia, having previously found out its working hours. Take the following documents with you:

passport of a citizen of the Russian Federation;
details of the addressee to whom the funds will be redirected - twenty-digit account number, name and BIC of the financial institution;
your plastic card, on which there is enough money to make the transfer in the required amount.

At the bank branch, present your document, plastic to the employee and provide the recipient's details. Wait for a receipt from the operator about the transaction.

Transferring money to another bank account through a branch has one important advantage - there is no limit on the amount in rubles, that is, you can send as much as you have on the card or in cash.

Sending via Sberbank Online

If it is more convenient for you to send funds via the Internet without leaving your home, then use the second method and transfer cash from the card to the recipient's account via Sberbank Online.

This operation consists of the following steps:

1.Open the official website of your bank and log in to personal account by entering your username and password.

2. Proceed to the "Payments and transfers" section, in which select "Sending cash".

3. Click on the option "Account of the addressee" and select the sub-item "To an account in another bank".

4. Correctly fill out the form that appears on the screen, indicating the following information:

recipient's bank details;
personal data of the counterparty (full name or name of the organization);
tax number of the addressee;
address of his actual residence;
information about banking institution recipient (company name, BIC, Correspondent account);
in the field "Account for debiting" write down the details of your plastic;
indicate the amount to be transferred and the destination of the shipment.

5. Once again check the correctness of the data entered in the form and click "Enumerate".

Confirm the transaction with a password that you will receive on your mobile device via SMS notification.

The advantage of this option of transferring finances from a card to another account banking structure is the efficiency of the transaction, since the counterparty will receive the transferred funds within 24 hours.

Read about how to transfer money from a Sberbank card to a card of another bank.