License to carry out activities for the management of investment funds, mutual investment funds and non-state pension funds No. 21-000-1-00028 dated September 22, 1998 issued FFMS of Russia, with no expiration date. License for securities management activities No. 077-08158-001000, issued by the Federal Financial Markets Service of Russia on November 30, 2004, without limitation of validity. The rules of trust management of unit investment funds managed by Alfa Capital Management LLC provide for premiums to the estimated value of investment units when they are issued and discounts to the estimated value of units when they are redeemed. Please note that the collection of discounts and surcharges reduces the profitability of investments in investment units of mutual funds. The value of investment units may increase and decrease, the results of investing in the past do not determine future income, the state does not guarantee the profitability of investments in investment funds. Before purchasing an investment share, you should carefully read the rules of trust management of a mutual investment fund. Detailed information on the activities of Alfa Capital Management LLC and mutual investment funds under its management, including the texts of the rules of trust management, all changes and additions to them, as well as information on the places for accepting applications for the acquisition, redemption and exchange of investment units, you can get at the address 123001, Moscow, st. Sadovaya-Kudrinskaya, 32, building 1. Phones: +7 495 783-4-783, 8 800 200-28-28, as well as on the website of Alfa Capital Management Company LLC on the Internet at:.
OPEIF of market financial instruments Alfa Capital Eurobonds. Trust Management Rules No. 0386-78483614 were registered by the Federal Financial Markets Service of Russia on August 18, 2005. Alfa-Capital Balance open-ended investment fund of market financial instruments. Trust Management Rules No. 0500-94103344 were registered by the Federal Financial Markets Service of Russia on April 13, 2006. Alfa Capital Bonds Plus open-ended investment fund of market financial instruments. Trust Management Rules No. 0095-59893492 were registered by the Federal Securities Commission of Russia on March 21, 2003. Open-ended investment fund of market financial instruments Alfa Capital Reserve. Trust Management Rules No. 0094-59893648 were registered by the Federal Securities Commission of Russia on March 21, 2003. Open-ended investment fund of market financial instruments Alfa Capital Growth Shares. Trust Management Rules No. 0697-94121997 were registered by the Federal Financial Markets Service of Russia on 12.12.2006 in the OPIF of market financial instruments Alfa Capital Index Moscow Exchange. Trust management rules No. 0695-94121916 were registered by the Federal Financial Markets Service of Russia on December 12, 2006. Alfa-Capital Liquid shares open-ended investment fund of market financial instruments. Trust management rules No. 0387-78483850 were registered by the Federal Financial Markets Service of Russia on August 18, 2005. OPEIF of market financial instruments Alfa Capital Global Balance. Trust Management Rules No. 0907-94126486 were registered by the Federal Financial Markets Service of Russia on 08/07/2007 by Alfa Capital Brands open-ended investment fund of market financial instruments. Trust Management Rules No. 0909-94126641 were registered by the Federal Financial Markets Service of Russia on 08/07/2007 by Alfa Capital Resources, open-ended investment fund of market financial instruments. Trust Management Rules No. 0698-94121750 were registered by the Federal Financial Markets Service of Russia on 12.12.2006 by Alfa Capital Technologies open-ended investment fund of market financial instruments. Trust Management Rules No. 0699-94121833 were registered by the Federal Financial Markets Service of Russia on 12.12.2006. Open-ended investment fund of market financial instruments Alfa Capital Zoloto. Trust management rules No. 0908-94126724 were registered by the Federal Financial Markets Service of Russia on 08/07/2007, Alfa Capital IPIF of market financial instruments. Trust management rules No. 0034-18810975 were registered by the Federal Commission for the Securities Market of Russia on 04/05/1999. ZPIF real estate " Residential Properties 01.10". Trust management rules No. 1817-94168740 were registered by the Federal Financial Markets Service of Russia on 06/24/2010 by Center-City real estate closed-end investment fund. Trust Management Rules No. 3385 were registered by the Bank of Russia on September 12, 2017 by AKTIVO SIX real estate closed-end mutual investment fund. Trust Management Rules No. 3329 were registered by the Bank of Russia on June 15, 2017 in the BPIF of market financial instruments "TECHNOLOGIES 100". Trust management rules No. 3591 were registered by the Bank of Russia on November 13, 2018 in the BPIF of market financial instruments Alfa Capital S&P 500 (S&P 500 ®)**. Trust Management Rules No. 3691 were registered by the Bank of Russia on March 19, 2019 in the EUROPA 600 BPIF of Market Financial Instruments. Trust Management Rules No. 3805 were registered by the Bank of Russia on August 8, 2019. Management Company draws attention to the fact that, in accordance with paragraph 7 of Article 21 federal law No. 156 of November 29, 2001 “On Investment Funds”, investment units of an exchange-traded unit investment fund, when issued, can only be acquired by authorized persons.
** The S&P 500 ® Index is a product of S&P Dow Jones Indices LLC or its affiliates and a Third Party Licensor and has been licensed for use by a management company. Standard & Poor’s ® and S&P ® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and Dow Jones ® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Neither S&P Dow Jones Indices nor the Third Party Licensor makes any representations or warranties, express or implied, to holders of Alpha Capital S&P 500 (S&P 500 ®) BPIFs or to any member of the public as to the appropriateness of investing in securities in general or in the BPIF of market financial instruments "Alpha Capital S&P 500 (S&P 500 ®)", in particular, or the ability of the S&P 500 ® to track the overall market dynamics. S&P Dow Jones Indices and the Third Party Licensor's relationship with the management company for the S&P 500® is solely to license the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/or its licensors. The S&P 500 ® is determined, compiled and calculated by S&P Dow Jones Indices or a Third Party Licensor, without regard to the Management Company or the Alpha Capital S&P 500 (S&P 500 ®) Market Financial Instruments Management Company managed by the Management Company. S&P Dow Jones Indices and the Third Party Licensor shall not be liable for any losses, including, but not limited to, loss of profit, loss of time and/or reputation associated with investing in BPIF investment units of market financial instruments Alpha Capital S&P 500 (S&P 500 ® )".
The term "piggy bank" means a share investment fund, under savings - investments in shares of a mutual investment fund. Investing in mutual funds does not imply any guarantees of safety, that is, the return of the principal amount invested.
PIF - mutual investment fund.
IIS is an individual investment account.
Limited Liability Company Alfa Capital Management Company, 2009-2019
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Alfa Group, 2009-2019
« Alfa Capital” is a time-tested management company from Alfa Bank, founded in 1996, today uniting more than 1.1 million clients and operating 178 billion rubles.
This company manages the mutual funds of Alfa Bank, of which there are currently 16 (excluding projects for institutional investors), as well asperforms trust management of clients' funds. Good reviews, reliability and profitability of mutual funds in Alfa Capital attract more and more new investors.
But before you carry your money to a management company, it would be wise to study in detail the strategies, structures and performance of all funds in order to choose the most suitable ones for yourself.
IPIF Alfa Capital Growth Shares
« growth stocks” is the interval Alfa Capital, which began its work at the very end of December 2006, primarily betting on the shares of second-tier companies with a small capitalization, which, according to the results of the analysis, have a high growth potential. To insure risks, part of the funds is held in bonds, depositary receipts and foreign currency.
The portfolio structure by industry looks like this:
The fund owns shares LSR(8,80%), PROTEK(7,96%), ALROSA(6,15%), Unipro(5,85%), YANDEX(5.75%), etc. In total, shares account for 82.08% of all assets, bonds - 10.21%, cash - 4.90%, the remaining 2.8% are depositary receipts.
In terms of profitability in the long term, the mutual fund shows good, but not outstanding results - 9.81% for the year and 86.37% for 3 years. NAV about 369.21 million rubles. and has an upward trend. The number of shareholders as of the end of 2016 is 1168 people.
Since the fund is an interval fund, it will not be possible to sell, exchange or buy shares at any time - there are specially designated periods for this 4 times a year: from March 10 to 23, June, September and from December 8 to 21 .
With regard to the minimum amount of initial investment, now it is 1 thousand rubles through the management company data according to the latest information from the official website, in other places on the Internet it is indicated that the minimum contributions are from 100 thousand rubles, so if you are going to invest, be sure to check this information). For agents, the size of the minimum first contribution can be much larger.
The management company takes 3.7% for its work, auditors, depository and registrar - 1%, another 0.5% falls on other minor expenses. The premium depends on the size of the investment:
Discount depends on the term of investment:
Index OIF "Alfa-Capital MICEX Index"
Unlike the previous one, this Alfa Capital mutual fund belongs to the category of open index funds, and, as you can guess from the name, it tries to follow the structure of the MICEX index exactly, while trying to exceed its profitability as much as possible, insuring risks as much as possible. The strategy is not designed for short-term investments, and in order to make significant money, you need to hold shares for at least 2-3 years.
98.60% of the fund's resources are invested in shares (mainly domestic companies), 1.20% are in cash and 0.2% in depositary receipts. By industry, the structure of assets is as follows:
Among specific shares, the largest share falls on (14.61%), (14.54%), (12.27%), (6.23%) and others. Last year amounted to 6.48%, and for 36 months +57.62%. The NAV of the fund is about 251.69 million rubles, the number of shareholders is 1146.
All conditions for commissions, surcharge, discount, etc. the same as in the previous one, except for the remuneration of the MC, which in this case is only 1.3%.
OPIF "Alfa-Capital Balance"
This fund, which began operations on May 15, 2006, belongs to mixed-type mutual funds, the assets of which are divided mainly between shares and bonds in order to provide shareholders with a profit as close as possible to that which mutual funds of shares can receive on growing markets, and on bearish ones to avoid their inherent losses and provide a small but stable income like bond mutual funds. To this end, the management company constantly monitors the situation in the economy and promptly redistributes assets, if necessary.
Share configuration is currently net assets fund looks like this:
By industry, the portfolio structure is as follows:
Among the assets of the mutual fund, one can find such bonds as STLC 001P-03 (8.72%), AFK Sistema 001P-04 (8.43%) or MOESK BO-06 (7.37%), as well as shares of Lukoil (7.38 %) and Sberbank (7.21%).
In terms of profitability, the last year turned out to be unsuccessful for the fund - the share price today is 1.63% less than last year's value, the three-year income was 47.05%. The NAV of the mutual fund is 885.52 million rubles, and the number of depositors is about 3685.
The size of the commissions from the fund is as follows: the management company takes 2.8%, other expenses, audit, etc. subtract the standard values. The premium is related to the amount of money invested: if less than 500 thousand rubles, then 1.19%, from 500 thousand to 3 million - 0.76%, if more, then 0.42%. The discount depends on the investment period: up to a year - 1%, from a year to 730 days - 0.5%, more than - 0%.
OPIF "Alfa Capital Bonds Plus"
It was formed at the end of April 2003 and is one of Alfa Bank's mutual funds that earn on bonds, however, during times of market growth, in order to increase profitability, it can invest a certain proportion of funds in domestic liquid shares. The goal and strategy, which are determined by the managers for this mutual fund, are to, regardless of the situation on stock market receive more annual income than they can provide bank deposits while maintaining minimal risk by investing most of the funds in reliable high-yield bonds.
Today there are only 2 types of assets in the portfolio: bonds (97.4%) and cash(2.6%), by industry it is divided as follows:
Among the bonds owned by the mutual fund, one can find Rosneft 001R-02 (7.65%), STLC 001P-03 (6.92%), ChTPZ 001R-02 (6.06%), Transmashholding PBO-01 (5.83 %) and others. As a result, this strategy yielded 13.15% profit in 12 months and 38.03% in 36. The NAV is an impressive 6.71 billion rubles. and judging by the graphs, it is growing at an impressive pace - + 660% per year and + 853.53% over 3 years. The number of fund investors is 4680.
Investment conditions are similar to the previous mutual fund - 1000 rubles. the minimum contribution amount for those who are not yet unit holders. MC commission - 1.5%, other remunerations are similar to previous fund, allowances are also similar, but the discount conditions are slightly different:
OPIF Alfa Capital Reserve
A mutual fund provides an opportunity to earn money by investing in reliable bonds, like the previous one, it has been operating since the end of April 2003. The strategy is not much different from other classic bond funds: buying the most profitable and proven bonds that give a profit that will exceed the rates on the best ruble deposits in banks. For diversification, part of the funds can be invested in foreign currency bonds and money. The total volume of bonds today is 97.8%, cash - 2.2%.
The sectoral structure of the portfolio gives the following picture:
The largest share in the assets are bonds of Rosneft 001R-02 (6.46%), Transmashholding PBO-01 (6.43%), STLC 001P-03 (6.34%), ChTPZ 001P-01 (5.37%), HC Metalloinvest BO-02 (5.29%). The annual yield is 12.17%, three-year 39.88%. NAV - 6.47 billion rubles, the number of shareholders - about 5284.
The only difference in commissions is the amount of remuneration of the MC, which is 1.3%, all other tariffs are the same as those of the Bonds Plus fund.
OIF "Alfa-Capital Liquid shares"
Established on September 30, 2005, and today unites more than 8,500 shareholders. As you can guess from the name, the fund focuses on investments in liquid stocks of Russian and international companies from various industries, the main criterion being high growth potential. To insure against risks, managers rely not only on the analysis of industries and individual companies, but also invest part of their funds in assets other than stocks (66.7%): bonds (10.2%), shares of other funds (5.5%), currency (7.6%), depositary receipts (10%).
The composition of the portfolio by industry is as follows:
The assets of the mutual fund include shares of Sberbank of Russia (13.33%), MMC Norilsk Nickel (13.25%), Lukoil (12.03%), GAZPROM (10.88%), etc. As for the effectiveness of such a strategy, for 3 years the yield was more than 90%, and for the year 2.99%. The cost of a share today is 3458 rubles, the NAV reaches 1.54 billion, and the number of shareholders is 8565 people.
The MC commission for this mutual fund is 3.1%, the depository, registrars and audit take 1.02%, other expenses account for only 0.5% of the costs. Surcharge for investments of less than 500 thousand rubles. - 1.4%, from 500 to 3 million - 0.9%, more - 0.5%; the discount, as in other funds, depends on the investment period: if for a year or less - 1.5%, from a year to 730 days - 1%, if more than that is not charged.
Alfa Capital Eurobonds
Funds with the name "Eurobonds" are present, probably, in every Russian management company and their goal is always the same - investments in Eurobonds. It began to operate at the same time as "Liquid Shares" and invests in government Eurobonds of the Russian Federation, domestic and foreign corporations and banks, which allows in the future to receive a better profit than on deposits in currency deposits.
All assets are divided between Eurobonds (85.30%) and cash (14.70%), which, according to managers, is currently optimal. The industry division looks like this:
Among the main Eurobonds in the assets of the mutual fund are: Gazprom 9.250% 23apr2019 (7.16%), VTB 6.950% 17oct2022 (6.96%), Gazprom Neft 6% 27nov2023 (6.91%), Sovcomflot 5.375% 16jun2023 (6.87 %) and etc.
So far, over the past year, the fund has brought only losses to its shareholders - -7.42%, but the three-year rate of return (+64.18%) shows that not everything is so bad. The number of depositors is about 2149, and the NAV is 2.17 billion rubles. The investment conditions are the same as those of the Alfa Capital Reserve fund.
OPIF "Alfa-Capital Resources"
The fund was formed on December 27, 2006 with the aim of long-term investment mainly in the shares of Russian corporations from the mining, oil and gas and metallurgical industries, so that the profit of the mutual fund exceeds or at least matches that of individual companies, and the risks remain at the level of the stock market.
To secure, the management company divided all the fund's assets between shares (85.7%), depository receipts (8.8%) and cash (5.5%), and in sectoral terms, the portfolio structure is presented:
The largest number of shares held by the fund belong to GAZPROM (13.66%), Lukoil (13.16%), MMC Norilsk Nickel (12.46%), Surgutneftegaz (10.55%) and others. fund is positive, but rather weak - 2.25% for 12 months and 37.47% for 36. The mutual fund includes 5807 investors, 410 million rubles. which make up NAV at the moment.
The management company charges a 3.5% commission for its work, the rest of the conditions are the same as in the Growth Shares fund.
Alpha Capital Trading
It began to operate on August 28, 2007, and in its focus it corresponds to mutual funds "Consumer Sector" from other management companies in Russia. The fund specializes in investing in companies (mainly domestic) related to production consumer goods and service delivery to the general population.
Now the assets are divided between three types of instruments: shares (66.4%), depository receipts (24.6%) and cash (9%). In sectoral terms, investments are distributed between:
Among the securities of the mutual fund the highest percentage have shares of M.Video (15.03%), Cherkizovo Group (12.47%), AFK Sistema (10.27%), as well as depository receipts of ROS AGRO PLS (8.95%) and others. the last year the fund did not earn (yield -3.43%), but for 3 years there is already something (+58.28%). NAV 99.31 million rubles, the number of shareholders - 870 people. Tariffs and commissions as in the previous fund.
OPIF "Alfa-Capital Technologies"
The fund was opened at the end of 2006 and invests on a long-term basis mainly in shares of foreign telecommunications, software and IT companies. The main type of instruments held by the mutual fund are shares, accounting for 81.12%, but also for diversification there are depositary receipts - 15.48%, shares of other funds - 2.5% and cash - 0.9%. The portfolio structure is as follows:
The mutual fund holds the shares of Alphabet (7.65%), Cisco (6.24%), Micron Technology (6.01%), Adobe (4.50%) and others, which increased the value of the Alfa Capital mutual fund share by 11 .77%, and over the past 36 months it has grown by 61.94%. The fund includes 2456 participants whose total funds (the NAV of the fund) amount to 603.63 million rubles.
Alfa Capital takes 3.5% for its work, the rest of the conditions are standard.
OPEIF "Alfa-Capital Brands"
Appeared at the same time as the Trade fund, but invests in shares financial companies in order to squeeze out the maximum profit with the standard risks of the stock market. As in most mutual funds of this type, but with a different specialization, investing in shares takes place almost entirely on a long-term basis.
The portfolio is set up like this:
Overall, equities account for 90.4% of the fund's total assets, depository receipts for 5.8% and cash for 3.8%. The largest shares among the shares fall on Lukoil (9.06%), Apple (8.38%), DEUTSCHE LUFTHANSA (7.13%), Sberbank (7.02%), BAYER (6.76%) and others.
If you look at the tables and graphs of returns, the annual result is not yet impressive (only 2.83%), the three-year result is also quite modest - +38.65%. There are only 325 shareholders of the fund, and the NAV is 18.89 million rubles. You can buy shares at general conditions for most funds, and all commissions are the same as the previous one.
OPEIF "Alfa-Capital Infrastructure"
He started working from the end of 2006 and specializes in investments in shares of infrastructure and energy domestic and foreign companies and exchange-traded funds associated not only with the usual energy, but also with alternative energy. To diversify, the mutual investment fund keeps part of its investments in bonds (11.8%) and cash (1.2%), the rest falls on shares (87%). By industry, the portfolio structure is as follows:
The largest share of shares falls on GAZPROM (10.93%), RusHydro(9,43%), Unipro(8,44%),TGC-1 (8,23%), AFK Sistema(7.58%). Alfa Capital PIF yield indicators for the year show a value of 3.92%, for 3 years - 40.29%. NAV 87.54 million rubles, the number of investors - 2008. The rest is the same as the previous one.
OPEIF "Alfa-Capital Strategic Investments"
It has been operating since mid-2007 and is currently investing in long-term government bonds, which make up 96.91% of the total assets of the mutual fund, and the remaining 3.09% are in cash, the portfolio structure does not yet include anything else. The yield of Alfa Capital mutual fund is small, but stable - 11.25% per year and 38.24% over 3 years. Due to the specificity of the fund, there are few shareholders - only 22 people, and the NAV is 1.3 million rubles.
The fund is specialized, therefore, even through a management company, it is necessary to invest at least 50 thousand rubles, but the commission of the management company is only 0.1%, auditors, registrars and depository take 1%, discounts and surcharges are completely absent.
OPIF of Alfa Capital Gold funds
Although the mutual fund is called "Gold", it invests not only in it alone (45.75%), but also in other major precious metals and bonds (silver - 17.09%, government bonds - 16.17%, cash - 9, 62%, palladium - 7.37%, platinum - 3.99%). Investing in precious metals occurs through the purchase of shares in specialized ETF funds and trusts (ProShares Ultra Silver (13.69%), ProShares Ultra Gold (13.17%), SPDR Gold Shares (12.03%), iShares Gold Trust (9 .56%)). The risk of investing in the fund can be quite tangible, so over the past year, the mutual fund showed a loss of -13.93%, the three-year figure looks somewhat better - +36.39%. Number of investors 485, NAV 73.1 million rubles
The minimum investment amounts are standard, as in most other funds - from 1 thousand rubles. Remuneration of the Criminal Code - 2.5%, auditors, special. deposit and registrar - 1%, as well as 0.5% for other small expenses. The discount and premium are standard, like the Growth Stocks fund and many others.
IPIF of mixed investments "Alfa-Capital"
The oldest and largest interval mutual fund Russia, which has been operating since September 29, 2000 and unites about 1,047,335 shareholders. The fund invests in everything that brings a good return with moderate risk: bonds (59.54%), stocks (35.76%), depository receipts (3%), currencies (1.7%), but can also purchase shares of others funds. The sectoral structure of the portfolio is divided between:
The main share among financial instrument The share of the mutual investment fund is Rosneft 001R-02 (7.14%), STLC 001P-03 (6.72%), Gazprom Neft BO-04 (6.47%), Sberbank (6.41%) and others. brought shareholders 11.43% of profit, for 3 years - 41.13%. NAV 1.55 billion rubles
Alfa Capital retains a 3.8% remuneration, but main feature commissions of this fund is a significant remuneration to the depository, registrar and auditor, which reaches up to 3.4%! Discounts, surcharges and other tariffs are standard. Since the mutual fund is an interval one, it is possible to make transactions with shares only in strictly allotted periods, and there are only 2 of them in a year: from April 1st to April 14th and from October 10th to October 24th.
If you are looking for investment opportunities for yourself, you can compare Alfa Capital offers with. But in both cases, you will see the average return of funds at the level of 10-20% per annum. .
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To get the consultation
You choose a mutual investment fund and purchase its shares.
From this moment on, you become an investor, like thousands of other clients.
Fund resources are used
for the purchase of securities in accordance with the profile of its activities. This is how the value of the mutual fund investment portfolio is formed.
The income of a mutual fund investor is obtained only when the value of his shares increases. The share price is subject to market fluctuations and can increase, decrease and then rise again.
Questions and answers
about the work of mutual funds
What is a mutual fund?
A mutual investment fund is a form of collective investment in which investors' funds are pooled for further placement by professional managers in securities (or other assets) in order to generate income. To put it simply, this is a common investment "boiler" into which investors "throw off". Money from this common "cauldron" is managed by financial market professionals. They make decisions: when and what to buy with investors' money, and when to sell.
What is a management company?
This is a company that has the appropriate license and manages the property of mutual funds and (or) non-state pension funds and (or) pension savings. This is a team of professionals, consisting of analysts, portfolio managers, traders and other professionals whose profession is the trust management of investors' capital.
What is an investment share?
This is a unit of measure for a shareholder's share in a fund. In accordance with the law, an investment share is a registered non-documentary security certifying the owner's ownership of a share of the property of a mutual fund. As a supporting document, the owner of the shares receives an extract from the register of the fund indicating the number of shares, the cost and the date of their acquisition.
What are mutual funds and how do they differ?
By type, they are open, interval and closed. You can buy and sell shares of open funds every business day, interval funds - several times a year for a certain time (interval), closed - buy when the fund is formed and sell - when it ends in a few years or on any business day - on the secondary market .
By categories (depending on the composition and structure of assets), mutual funds can be index funds (investing in shares included in the calculation of indices), stock funds, mixed investments, funds of funds, bonds, money market. Closed funds can also be real estate funds, direct and venture capital investments, mortgage funds.
How does money work in a mutual fund?
After being transferred to the bank account of the mutual fund, the money of the shareholder is poured into the "common pot". The fund manager closely monitors the situation on the market and at a certain moment understands: it's time to buy such and such securities - the prices are very attractive, the growth potential is great. money from bank account mutual funds are transferred to a brokerage account. The broker, at the direction of the manager, buys the necessary securities and transfers them for safekeeping to a specialized depository. As you grow market value of purchased securities, the value of the "common pot" - the fund's assets - also increases. Accordingly, both the value of the share and the capital of the shareholder increase. Then, when the price of the purchased securities rises to the so-called target level, they are sold. The money from the sale is again transferred to the brokerage (bank) account of the fund and is waiting for the next good moment to be placed in securities.
How much can you earn in a mutual fund?
The level of profitability of a mutual fund largely depends on its investment strategy - the more risky it is, the more potentially profitable the fund is. At the same time, it is always worth remembering the main commandment of the collective investment market: success in the past does not guarantee success in the future, and the value of a share can either increase or decrease.
How does a client earn income with a mutual fund?
The shareholder contributes money to the fund, receiving in return a certain number of shares (in proportion to the amount contributed). This money is invested in securities or other assets. If the value of securities or other assets on the market grows (decreases), the value of the fund unit increases (decreases) accordingly. The shareholder's income (loss) is formed from the difference between the purchase and sale price of the fund's share (minus small costs). For example, a shareholder invested 100 rubles in a fund and received 10 shares of the fund at a price of 10 rubles. With his 100 rubles, the manager bought 100 shares of Company U at a price of 1 ruble. After 1 month, the shares on the market rose in price to 2 rubles apiece, and the invested 100 rubles turned into 200. Accordingly, each of the 10 shares of the shareholder went up from 10 to 20 rubles.
In reality, of course, securities of various companies are purchased in a mutual fund in different proportions. Some may rise in price (depreciate) faster than others.
How to buy shares of a mutual fund?
Shares can, or with a passport and TIN (if any), come to any branch of Alfa-Bank or the office of the Company's agent and fill out an application for the purchase of shares. Then you pay for the shares by transferring funds from your personal bank account to the transit account of the Management Company, which then transfers them within five days to the account of the mutual fund whose shares you want to purchase. You become a shareholder on the day the money is credited to the fund's account or on the next business day. In this case, an entry is made in the registry system.
Documents required when submitting an application for the purchase of units
For individuals:
For legal entities:
How to sell shares of a mutual fund?
When selling an investment share, you need to have (open, if not) a bank account, where the funds from the redemption of the share will be transferred. You then submit an application for the redemption of investment units in Management company "Alfa-Capital", any branch of Alfa-Bank or the office of the Company's agent. Within three days the application will be satisfied. And within 10 working days from the date of redemption, the funds will be transferred to the investor's bank account.
Documents required when submitting an application for the sale of shares
Investment deposits are gaining new popularity. So Alfa Capital PIF offers customers to buy shares at an attractive and affordable price. Mutual Investment Funds form client base people of different income categories, helping to receive dividends after a certain time.
Alfa Capital has been part of the Alfa Bank Group since 1998 and is the management company. She manages the mutual funds of Alfa Bank. Since Alfa Bank and its group is considered one of the largest private credit companies, then investors receive a guarantee of reliability and profitability.
Mutual Funds - P-Ai Investment Funds, which are in the form of investments that combine several investors' capital in order to generate income in the stock market. When buying shares, a person receives a registered security.
The document on the mutual fund of Alfa Bank indicates the right to own part of the property of the share. One share costs the same for all investors. Everyone has an equal share. The differences can only be in the number of units purchased. The goal is to increase the value of the property in the future.
The profitability of mutual funds and Alfa Capital depends on the term of the deposit and the situation on the stock market.
The more shares the client has and the longer the investment is, the more profitable it is for the owner.
For the current year 2020, Alfa Bank sells shares at 5,000 rubles per one. This price is the same for everyone. If you wish to buy additional shares - the minimum contribution is 1000 rubles.
Alfa Bank offers a developed line of mutual funds. The management company (MC) Alfa Capital distinguishes three investment groups:
It is typical for classic mutual funds when the client receives reliable investments in the case of a larger share of bonds and the presence free funds in the briefcase. In this situation, income will be low. The downside: large shareholding, high income, but risky investments.
Sectoral deposits are characterized by investing in one of the sectors of the economy. In this situation, the investor is waiting for the growth and development of the sector in which he has invested.
Specialized funds are more risky, as they have floating growth and fall.
| Fund | essence |
| Balance | As a share, bonds and shares of leading companies of the Russian Federation act. The fund is considered balanced. The management strategy is quite flexible. |
| Reserve | The fund is a reliable bond. You can buy shares in dollars and rubles, which reduces currency risks, increasing profitability. |
| MICEX index | Principal units consist of shares Russian companies. The fund reflects and repeats the changes of the exchange of the same name. |
| growth stocks | Investing in second-tier companies preparing to enter high level soon. Securities (shares) have a high growth prospect. You can invest in any company in the world. |
| Liquid shares | Buying shares from medium and small capitalization companies with long-term investment. This is an opportunity to quickly turn liquid shares into money with minimal risk. |
| Bonds + | Purchase of securities from the state and large Russian companies. This is one of the types of reliable ruble investment. |
| Eurobonds | Purchase of stocks and bonds in dollar terms. |
No one can guarantee income in a mutual fund. Alfa Bank assists its clients in choosing a fund by providing the services of specialists in this industry. The fund is selected individually for each future shareholder. The desire of the client, his minimum contribution, the time interval are taken into account.
Carefully study the dynamics of the profitability of the selected fund. To make an accurate decision, you need to read the reviews of already invested shareholders. Try to calculate all the risks yourself, and then contact a specialist and think it over again. You can also make a profit by selling shares if their value is higher than when buying.
Mutual Funds have a number of positive and negative aspects. The advantages include:
The disadvantages of mutual funds are also obvious:
Investment is considered to be a more profitable investment method, in contrast to simple contributions or deposits. Before buying a share, make sure that the fund has minimal risks. Remember that unstable economic situation can affect profitability, and no one is immune from risks.
License No. 21-000-1-00028 dated September 22, 1998 for the management of investment funds, mutual investment funds and non-state pension funds was issued by the Federal Financial Markets Service of Russia, without limitation of validity. License for securities management activities No. 077-08158-001000, issued by the Federal Financial Markets Service of Russia on November 30, 2004, without limitation of validity. The rules of trust management of unit investment funds managed by Alfa Capital Management LLC provide for premiums to the estimated value of investment units when they are issued and discounts to the estimated value of units when they are redeemed. Please note that the collection of discounts and surcharges reduces the profitability of investments in investment units of mutual funds. The value of investment units may increase and decrease, the results of investing in the past do not determine future income, the state does not guarantee the profitability of investments in investment funds. Before purchasing an investment share, you should carefully read the rules of trust management of a mutual investment fund. Detailed information about the activities of Alfa Capital Management LLC and the mutual investment funds under its management, including the texts of the rules of trust management, all changes and additions to them, as well as information about the places for accepting applications for the acquisition, redemption and exchange of investment shares, you can be obtained at 123001, Moscow, st. Sadovaya-Kudrinskaya, 32, building 1. Phones: +7 495 783-4-783, 8 800 200-28-28, as well as on the website of Alfa Capital Management Company LLC on the Internet at: www. alfacapital.ru.
This material is distributed for informational purposes only. The distribution of this material is not an investment advisory activity. The information provided in this material is not an individual investment recommendation.
© Alfa Capital Management Company, Limited Liability Company, 2009–2019
Investments in mutual funds (UIFs), Folio, asset management, investment strategies, financial consulting, pension savings. Investments in stocks, bonds and securities. Wealth Management, Private Banking, Investing in Mutual Funds.
© Alfa Group, 2009–2019
OPIF bonds Alfa Capital Eurobonds. Trust Management Rules No. 0386-78483614 were registered by the Federal Financial Markets Service of Russia on 18.08.2005 by Alfa-Capital Balance OIF of mixed investments. Trust management rules No. 0500-94103344 were registered by the Federal Financial Markets Service of Russia on April 13, 2006. Open-ended investment fund Alfa Capital Bonds Plus. Trust Management Rules No. 0095-59893492 were registered by the Federal Securities Commission of Russia on March 21, 2003. OPIF of Alfa Capital Reserve bonds. Trust Management Rules No. 0094-59893648 were registered by the Federal Securities Commission of Russia on March 21, 2003. Alfa Capital Shares of Growth Open Investment Fund. Trust Management Rules No. 0697-94121997 were registered by the Federal Financial Markets Service of Russia on 12.12.2006 by Alfa Capital Index Moscow Exchange. Trust Management Rules No. 0695-94121916 were registered by the Federal Financial Markets Service of Russia on December 12, 2006. Open-ended Investment Fund of Alfa Capital Metallurgy shares. Trust Management Rules No. 0696-94121678 were registered by the Federal Financial Markets Service of Russia on 12.12.2006. OPIF of Alfa Capital Liquid Shares shares. Trust management rules No. 0387-78483850 were registered by the Federal Financial Markets Service of Russia on August 18, 2005. IPIF of Alfa Capital Perspektiva shares. Trust management rules No. 0388-78483695 were registered by the Federal Financial Markets Service of Russia on August 18, 2005. OPIF of Alfa Capital Global Balance shares. Trust Management Rules No. 0907-94126486 were registered by the Federal Financial Markets Service of Russia on 08/07/2007. Trust Management Rules No. 0909-94126641 were registered by the Federal Financial Markets Service of Russia on 08/07/2007. Trust Management Rules No. 0698-94121750 were registered by the Federal Financial Markets Service of Russia on December 12, 2006. Open-ended Investment Fund of Alfa Capital Technologies shares. Trust management rules No. 0699-94121833 were registered by the Federal Financial Markets Service of Russia on 12.12.2006 by the open-ended investment fund of Alfa Capital Zoloto funds. Trust management rules No. 0908-94126724 were registered by the Federal Financial Markets Service of Russia on 08/07/2007, Alfa-Capital Strategic Investments mixed investment fund. Rules for trust management of OIF of mixed investments "Alfa Capital Strategic Investments" were registered by the Federal Financial Markets Service of Russia on July 05, 2007 under No. 088-94124636. IPIF of mixed investments "Alfa-Capital". Rules for trust management of the mixed investment investment fund Alfa Capital were registered by the Federal Financial Markets Service of Russia on September 06, 2002 under No. 22-000-1-00049. ZPIFN "Residential real estate 01.10". Trust management rules No. 1817-94168740 registered federal service on financial markets Russia 06/24/2014
