How to get an electronic medical policy.  Replacing the compulsory health insurance policy with a plastic one.  You can apply for a replacement

How to get an electronic medical policy. Replacing the compulsory health insurance policy with a plastic one. You can apply for a replacement

How to make plastic compulsory medical insurance policy new sample in 2020 is detailed in Russian legislation. It also indicates the nuances that you need to know about in order to minimize the risks of rejection.

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Starting from January 2014, a program to replace paper forms of mandatory health insurance on a plastic counterpart. All information regarding its content is stored by an electronic chip.

All residents of Russia have the right to obtain a document. New form refers to the next type of health insurance policy and is on the same level of significance as a standard form or an electronic card.

Important Points

The policy in question can be issued in such cases as:

  • if the owner of the previous policy has changed his surname or other personal data (for example, he has replaced his internal passport);
  • any errors were found in the previous document;
  • the paper form of the document has been lost;
  • the previous document became unusable due to damage.

In the presence of such circumstances, you can contact the authorized body in order to issue a new document.

What you need to know

The policy in question has the same legal significance as the usual paper version.

According to Russian legislation relatively social insurance these are provided by authorized insurance companies.

The types of services provided are sponsored by the funds of insurance organizations. The plastic form of the document is issued for an indefinite period.

In other words, it has no expiration date. An exception is a policy for foreign persons who have:

  • temporary residence permit;
  • resident card.

This kind of documentation establishes the status of foreign persons on the territory of Russia, which is why they are limited by time periods.

The right to issue a plastic medical policy have:

  • all citizens of Russia without exception;
  • citizens foreign countries who permanently live in Russia;
  • citizens who do not have citizenship, but live in the territory of the Russian Federation.

It should be noted that refugees and citizens who are temporarily on the territory of Russia also have the legal right to issue a temporary policy.

Medpolis must be available from Russian citizens Therefore, it is recommended to arrange it even for newborn children.

What is its purpose

The policy in question is valid throughout Russia, so it is recommended to carry it with you and take it on various trips to other regions.

Thanks to this, you can count on receiving free medical care in any locality of the country.

In the absence of a policy, you can count on receiving the necessary assistance in emergency situations.

It is extremely important to learn your personal health policy number, because in some situations it can really help.

At the same time, the plastic policy of the new sample has such a function as the possibility of choice.

This implies that if for any reason the patient is not satisfied with the medical institution, the attending physician or the quality of the services provided, then he has the legal right to choose another clinic.

To do this, it will be sufficient to write an appropriate application addressed to the head physician.

In the event that the patient has a policy, but he was refused, then there is a need to form in the name of the clinic management.

When drawing up numerous complaints at the same time, with a high probability that they refused, they will not only be fired, but also brought to justice for exceeding official duties.

Important - a plastic medical policy is of the same legal significance as the old format.

Legal regulation of the issue

The main regulatory document on the issue of issuing a plastic medical policy is considered to be.

It is in this normative act the mechanism for issuing a policy and a list of necessary documentation, which must be submitted to minimize the risk of rejection.

How to get a new plastic medical policy

As in any other case that is initiated Russian Government, during the period of receipt single policy, which provides guarantees of medical care, there are some nuances that require special attention and preparation, namely:

You need to know about these nuances in order to minimize the risks of various kinds of misunderstandings.

What does this plastic card look like?

The new form of the document implies a plastic card of the same size as a bank card.

A plastic CHI policy of a new sample, where the series and number are displayed on the front side, includes everything necessary information about the owner.

The front side on a three-color background additionally includes:

  • information about the insurance company;
  • broken chip.

On the opposite side there is a photo of the owner and additionally the following information:

  • full initials;
  • date of birth and time until which the document is valid.

It is necessary to pay attention to the fact that a plastic policy for children is made without a photograph.

What are its advantages

The key advantages of the new plastic medical policy in comparison with the paper one are that it is not only practical, but additionally:

  • is more compact;
  • made of durable materials;
  • cannot be torn or wrinkled;
  • convenient not only to store, but also to wear.

In terms of its functionality and legal significance, the plastic form of the document is no different from the old model. There is no difference in the quality of services provided.

Of the shortcomings of the considered form of the document, only one is singled out - the lack of the possibility of registration in various branches of insurance companies.

In addition, it is necessary to pay attention to the fact that when changing the place of residence plastic document will need to be handed in, and a paper form will be provided in return.

It will be enough for the owners of the paper form of the policy to contact one of the branches of the insurance company in order to make all the amendments to the corresponding register.

This is largely due to the fact that the corrected information that is in the chip cannot be changed.

List of required documents

According to Russian legislation on compulsory insurance, the package of required documentation varies depending on who is the applicant.

In particular, for children aged 0 to 14, you must submit:

  • original ;
  • internal passport of the Russian Federation of the legal representative of a minor child. For guardians, it is necessary to prepare a document capable of confirming the legality of representing the interests of the child;
  • - if available.

For minors over the age of 14, you must submit:

  • internal passport of the Russian Federation + copies of all completed pages;
  • SNILS.

If the issuance of the compulsory insurance policy is carried out by foreign persons, then they need to submit:

  • a document proving their identity with a mandatory mark in it of a permit for temporary residence on the territory of Russia;
  • SNILS - if available.

For foreign citizens who live in Russia, and on an ongoing basis, you need to prepare and submit:

  • a document that certifies the identity of a foreign person;
  • residence permit - can be provided at the territorial representation of the migration service.

It is not necessary to provide any other documentation as the packages indicated are exhaustive.

Where can I get

Regardless of what form of policy a citizen draws up (made on a paper form or plastic), the rules and procedure for obtaining remain unchanged.

To be able to design plastic policy, you must contact your own or another medical insurance company in accordance with Federal Law No. 326 “On Compulsory Medical Insurance in the Territory of Russia” with an appropriate application and a complete package of necessary documentation.

Video: plastic card instead of the usual paper medical policy

It is necessary to pay attention to the fact that each insured citizen has the legal right to replace a previously issued paper policy with an electronic one.

This procedure is free, but there are some nuances that you need to know about.

Is it possible to replace the paper version with a plastic one?

Due to the fact that in January 2014, medical insurance companies began issuing plastic varieties of policies, many citizens began to raise questions about the validity of old models.

Old forms of the document are to be replaced with plastic ones in stages. It is for this reason that there are no specific periods that could limit their validity.

Replacement is carried out on a voluntary basis. The only exceptions are such situations as:

  • there were correction entries in the passport data (for example, the address of residence has changed, or the owner has registered a marriage, and so on);
  • errors were identified in the previous issued policy;
  • the old compulsory insurance policy was lost;
  • improper condition of the previous policy (the information indicated on it on the front or back is poorly readable or it is impossible to read the necessary information from the chip).

In order to be able to change the previous compulsory insurance policy, its owner needs to contact his insurance agent directly with a request to issue a new copy.

Replacement is carried out exclusively free of charge, you do not need to pay for anything. Cash under the program are evenly distributed between compulsory medical insurance funds and authorized health insurance organizations.

For example, if some situations required paying about 120 rubles to issue a paper form, then the plastic form of a document costs about 50% more.

If the owner of the policy has changed his place of residence, then it becomes necessary to change policies for all family members (who else has it issued).

If the insurance company does not work at the new place of residence, then you need to choose any other one.

Finally, we can say that a new document is valid throughout Russia, so it makes sense to regularly take it with you on trips, and if insured event use the document for its intended purpose.

Compulsory medical insurance policies (hereinafter referred to as CHI) issued to persons insured under CHI before January 1, 2011 are valid until they are replaced with CHI policies of a single sample.

To obtain or exchange a compulsory medical insurance policy, you need to personally or through your representative (by proxy) contact the medical insurance organization.

Compulsory medical insurance for children from the date of birth until the expiration of thirty days from the date of state registration birth is carried out by an insurance medical organization in which their mothers or other legal representatives are insured. After thirty days from the date of state registration of the birth of a child and until he reaches the age of majority or until he acquires legal capacity in full, compulsory medical insurance is carried out by an insurance medical organization chosen by one of his parents or another legal representative.

The MHI policy is issued on the basis of with the relevant documents attached.

Reissuance of the CHI policy is carried out in the following cases:

1) change of surname, name, patronymic;

2) changes in the date of birth and sex of the insured person;

3) establishing the inaccuracy or erroneousness of the information contained in the policy;

4) the need to extend the validity of the policy for refugees, foreign citizens and stateless persons (permanently and temporarily residing on the territory of the Russian Federation), workers of foreign citizens of the EAEU member states temporarily staying in the Russian Federation, while maintaining their right to compulsory medical insurance in the next calendar year.

Reissuance of the CHI policy is carried out upon and upon presentation of documents confirming the changes.

Issuance of a duplicate of the CHI policy carried out in the following cases:

1) dilapidation and unsuitability of the policy for further use (loss of parts of the document, breaks, partial or complete fading of the text, mechanical damage to the electronic policy, and others);

2) loss of the policy.

Issuance of a duplicate of the MHI policy is carried out according to

Applications may be submitted:

In writing - when submitting an application directly to an insurance medical organization (another organization);

In electronic form (for users who have the right to submit applications in electronic form) - through the official website of the Territorial Compulsory Medical Insurance Fund in the information and telecommunication network "Internet" (provided that the insured person or his legal representative passes the identification and authentication procedure in accordance with the law Russian Federation), or through the Unified Portal of State and Municipal Services (functions).

Validity period of the CHI policy

Compulsory medical insurance policies (hereinafter referred to as CHI) issued to persons insured under CHI before January 1, 2011 are valid until they are replaced with CHI policies of a single sample.

Citizens of the Russian Federation are issued a CHI policy of a single sample without limitation of validity period.

Foreign citizens and stateless persons permanently residing in the Russian Federation are issued a paper policy valid until the end of the calendar year.

Persons entitled to receive medical care in accordance with the Federal Law "On Refugees" are issued a paper policy with a validity period until the end of the calendar year, but not more than the period of stay established in the documents specified in list of documents for obtaining a compulsory medical insurance policy.

Foreign citizens and stateless persons temporarily residing on the territory of the Russian Federation are issued a paper policy valid until the end of the calendar year, but not more than the validity period of the temporary residence permit.

The workers of the EAEU member states temporarily staying in the Russian Federation are issued a paper policy valid until the end of the calendar year, but not more than the term of the employment contract concluded with the worker of the EAEU member state.

Foreign citizens temporarily residing in the Russian Federation, belonging to the category of members of the Board of the Commission, officials and employees of the EAEU bodies, are issued a paper policy valid until the end of the calendar year, but not more than the term they exercise their respective powers.


Home service / house call

In SOGAZ-Med, to serve people with handicapped, including disabled people, individual services are organized for filling out applications, issuing temporary certificates and issuing compulsory medical insurance policies at home, in accordance with clause 70 of the Rules for Compulsory Medical Insurance, approved by Order of the Ministry of Health of Russia dated February 28, 2019 No. 108n.

Get a policy Replace [restore]

Reasons for replacing, restoring the CHI policy:

  • when changing the last name, first name, patronymic, date of birth, place of birth, insured person;
  • establishing inaccuracies or erroneous information;
  • dilapidation and unsuitability of the policy for further use;
  • loss of the policy.

draw your attention to that in the event of a change of residence (another region) or the choice of another insurance company, the policy cannot be replaced, and on the back of the paper form the seal of the insurance company is affixed or changes are made to electronic policy CHI, with PIN and PUK codes.

To replace (restore) a compulsory health insurance policy:

To get a compulsory health insurance policy:

Who will be covered by the compulsory health insurance policy?

To myself To another person

Documents for issuing a compulsory medical insurance policy. Select your population category:

Adult citizens of the Russian Federation (except for military personnel and those equivalent to them)

    1. Birth certificate

    3. SNILS - certificate of mandatory pension insurance per child (if any).

    1. Identity document (passport of a citizen of the Russian Federation, temporary identity card of a citizen of the Russian Federation, issued for the period of issuing a passport)

    2. Identity document of the legal representative of the child

    3. SNILS - certificate of compulsory pension insurance for a child

    1. A certificate of a refugee or a certificate of consideration of an application for recognition as a refugee on the merits, or a certificate from the Federal Migration Service on the acceptance of a complaint against a decision to deprive refugee status or a certificate of temporary asylum in the territory of the Russian Federation

    2. Residence permit

    1. Passport of a foreign citizen or other document established federal law or recognized in accordance with an international treaty of the Russian Federation as an identity document of a foreign citizen with a mark on a temporary residence permit in the Russian Federation

    1. A document recognized in accordance with an international treaty of the Russian Federation as a document proving the identity of a stateless person

    2. Residence permit

    3. SNILS - certificate of compulsory pension insurance (if any)

    1. A document recognized in accordance with an international treaty of the Russian Federation as an identity document of a stateless person, with a mark on a temporary residence permit in the Russian Federation

    2. SNILS - certificate of compulsory pension insurance (if any)

    1. Passport of a foreign citizen or other document established by federal law or recognized in accordance with an international treaty of the Russian Federation as a document proving the identity of a foreign citizen

    2. SNILS - certificate of compulsory pension insurance

    3. Labor contract of a working state - a member of the EAEU

    4. A tear-off part of the form of notification of the arrival of a foreign citizen or stateless person at the place of stay or a copy of it indicating the place and duration of stay

    1. Passport of a foreign citizen or other document established by federal law or recognized in accordance with an international treaty of the Russian Federation as a document proving the identity of a foreign citizen

    2. SNILS - certificate of compulsory pension insurance

    3. A document confirming the relationship of a person to the category of officials, employees of the EAEU bodies

    Power of attorney and identity document of the representative. To issue a CHI policy for minors, a power of attorney from a legal representative is required.


Where to get an OMS policy

To issue or reissue (replace) the CHI policy, you must personally or through a representative contact. At RESO-Med a large number of points of issue of policies, this makes it possible to choose a convenient location and reduce the time to receive a document. You can choose an office by or by calling the company's Contact Center at 8 800 200-92-04.


CHI policy of a single sample

CHI policy is a document confirming the right of a citizen to free receipt medical care (services) in the scope of the basic program of compulsory medical insurance throughout the Russian Federation and the territorial program of compulsory medical insurance in the territory of the subject of the Russian Federation in which the CHI policy was issued.

According to 326-FZ, the production of CHI policies of a single sample is organized by the Federal Compulsory Medical Insurance Fund of the Russian Federation, and their issuance to insured persons is carried out by insurance medical organizations (CMOs) in the manner established by the Rules of Compulsory Medical Insurance.

The CHI policy or, as it is often called, the “medical policy” is necessary not only for receiving medical care. Often, a medical policy or a copy of it is asked to be provided when placing a child in Kindergarten or school, when applying for a job, as a rule, organizers of various sports competitions are asked to present the CHI policy.

As for the cases of applying for medical care, then the presentation of a compulsory medical insurance policy is the obligation of the insured person, established by federal law (except in cases of emergency assistance).

Replacing a policy of a new sample or reissuing it is required only when changing the last name, first name, patronymic, date of birth, place of birth, the insured person, establishing the inaccuracy or erroneousness of the information contained in the policy, dilapidation and unsuitability of the policy for further use, loss of the policy. The insured is obliged to notify his insurance company within a month of a change in last name, first name, patronymic, place of residence, data of an identity document.

With an application for the surrender (loss) of the policy, the following documents are presented to military personnel:

1) identity document (passport of a citizen of the Russian Federation, temporary identity card of a citizen of the Russian Federation, issued for the period of issuing a passport);

3) policy (submitted only upon delivery of the policy).

With compulsory medical insurance, each citizen can be insured by only one medical insurance organization and have only one MHI policy.

366 10/16/2019 4 min.

A plastic MHI policy is one of the types of a document, along with paper and electronic ones. Such a card is practical, it is durable and compact. You can get it at the branch of the insurance company, which has permission to issue plastic cards. Existing paper insurance can be changed to plastic.

The plastic OMS presents all the same possibilities as the paper version. In the article we will consider in detail its advantages and weak sides, design features.

What is it and what does it look like

CHI insurance policy made of plastic is a functional form of insurance. Since 2014, a program has been in place to replace old policies with plastic cards. Similar in size to bank card, it is convenient to carry it in your passport. The front side of the card is made in white-blue-red colors. It indicates a unique policy number, the name of the insurer company, a chip is knocked out. The reverse side contains information:

  • surname, name and patronymic of the owner;
  • Date of Birth;
  • photo;
  • policy action lines.

For children, a plastic card is made without a photograph. A plastic policy is issued for an indefinite period of time.

The plastic policy does not contain information about the place of work. This is convenient because it does not require replacement of the policy when changing activities.

Advantages

A plastic policy has functional differences with a paper one:

  • more convenient to use and compact (paper cannot be folded in half, since it is in this place that the barcode is located);
  • convenient to store(the paper form cannot be laminated for greater durability);
  • small size compared to paper.

As in the case of the paper version, all citizens of Russia, as well as permanently resident foreigners, can receive it.

Flaws

The disadvantages of a plastic policy include:

  • the issuance of a document is not possible everywhere (only in the branches of insurance companies that have permission to issue them;
  • if replacement is necessary after the move, only a paper policy will be issued (this is due to the inability to make changes to the information stored on the chip).

The plastic version makes it possible to make an appointment with a doctor, not yet in all medical institutions. This is due to the lack of special devices that read information from the chips.

But how to change the medical policy to new CHI read .

The policyholder must memorize the information encrypted on the chip. This is the name of the insurer company, last name, first name and patronymic of the owner. It is advisable to remember the policy number indicated on the front side.

How to get a

Citizens of Russia of any age, citizens of other states and stateless people permanently residing in the country can apply for a CHI policy. Issued to the insurance medical company, at the choice of the client. For a plastic policy or replacing it with a paper one, you will need the following list of documents:

To get a newborn:

  • birth certificate;
  • passport of one of the parents;
  • SNILS child.

Upon receipt of a document by foreign citizens:

  • passport of a citizen of another country;
  • permanent residence permit;
  • SNILS (if available).

Almost the same list for people who do not have citizenship.

Find out what operations are done for free under the MHI policy.

Find out the address and phone number of the nearest insurer to obtain a plastic policy, preferably in a medical institution.

Algorithm for obtaining a policy:

  1. Submit an application to the selected insurance company.
  2. On the same day, a temporary, paper version of the policy will be issued. Along with it, a handy memo-instruction on how to use insurance is issued.
  3. After 30 days, a permanent, plastic version will be issued.

Replacing an existing policy with a new one is mandatory in the following cases:

  1. Has the same functions as paper and electronic modes . You can still do it. Valid throughout the country.
  2. Issued by the insurer chosen by the client. It should be able to issue plastic policies.
  3. Available as a compact card with electronic media.
  4. The plastic policy has the following advantages: strength, compactness, durability.
  5. The main disadvantage of a plastic card is the impossibility of obtaining it at any branch of the insurer. When changing the place of residence, it is possible to change the policy only to a paper one.
  6. Citizens of Russia can get insurance, foreigners permanently residing in the country and stateless people. Be sure to do it regularly.
  7. When applying for insurance, a temporary option will be issued immediately. A month later, it changes to a permanent, plastic one.

New type of insurance. Where to get them? What will be required for this? It is not so difficult to answer the questions posed. Especially if you prepare in advance for the process. CHI policies of a new type appeared in Russia relatively recently. But they are easier to use than the old model. Therefore, the population is increasingly thinking about how to produce new medical certificates. Not everyone understands where and how to get them. So what should every citizen know about the new policies? Where can you get them? What is required to issue paper?

Definition

What are new health insurance policies? Where to get them is another matter entirely. First you need to understand what kind of document, in principle, we are talking about.

This paper is a kind of certificate that allows you to receive medical care. New sample presented plastic card. She reminds banking plastic. Serves as an analogue of a paper MHI policy, helps to receive free medical care.

The advantage is the durability of the document. On it, as well as on the paper analogue, there is information about the owner. But data processing due to information technology is faster. Yes, and it is more difficult to spoil a plastic card. That is why it is best to use such a policy.

Insurance companies

Now a little about where and how to receive the specified document. The thing is that modern citizens have a certain freedom of choice. They may contact several different organizations to bring ideas to life.

Where to get? The first and most common option is to contact the insurance company. That is, a citizen applies for release this document, then picks it up after a while.

You need to contact the insurance company that issued the policy. CHI of the old sample. But if you wish, you can, in principle, change the organization serving the citizen for insurance once a year.

"Public Services"

But this is only the first scenario. In fact, there are several places to obtain these documents. Where can I get a new health insurance policy? It is proposed to choose the exact place of receipt on the portal "Gosuslugi". There, when applying for the production of a document, you will be asked to select an organization (depending on registration) that will issue a card.

In each city it is proposed to take a document:

  • in the MFC that serves a particular area;
  • at the insurance company that originally makes the plastic.

The exact address of the place of receipt will be indicated at the end of the application. Or a citizen will be able to see it after he receives a notification of a successful application for a policy.

MFC

It is not so difficult to guess what other organizations you can contact in this or that case. Where can I get new health insurance policies? In Russia, it is proposed to apply for this service to multifunctional centers. They are in every city.

You can either use "State Services", or go to the MFC of the district in which the citizen is registered. In the first case, it is enough to submit an electronic application for the production of a new policy, in the second - to make such a request personally through the multifunctional center. The process is no different from contacting an insurance company.

Moscow

And now a little about where exactly to apply in some cities to bring the idea to life. The policy of the new sample is a kind of innovation. It has not yet spread to all insurance companies. And this fact should be taken into account by every citizen. It is likely that in a particular locality, certain insurance companies have not yet produced new-type policies. Then it is best to implement the idea through the MFC.

But where can I get new type compulsory medical insurance policies in Moscow? At the moment, it is worth paying attention to some insurance companies offering a similar service. Namely:

  • "Sogaz-MED".
  • UralSib.
  • "Consent-M".
  • "Ingosstrakh-M".
  • "Spassky Gate-M".
  • "MSK Medstrakh".
  • "RGS-Medicine".

This is not the whole list of organizations that offer residents of the capital to get new health insurance policies. But they are most often used by citizens. Of course, do not forget about multifunctional centers. The exact addresses of these companies can be found on the official websites of the MFC. There are a lot of them. Therefore, it is clearly not worth listing everything.

Region

Where can I get new MHI policies in the Moscow region? Exactly in the same place as in the capital. More precisely, it is proposed to apply to similar insurance companies, as well as to multifunctional centers.

Residents of the Moscow region are more interested in the second type of organizations. Indeed, in them it is often easier to issue a card for further free medical care. Where exactly to apply? Accurate information should be clarified for each settlement. For example:

  • Svirskaya street, 2a, Shchelkovo - MFC No. 50.
  • Lenina, 96A, Orekhovo-Zuevo - MKU MFC.
  • 190 Oktyabrsky Avenue, Lyubertsy - Lyubertsy MFC.
  • Sovetskaya, 4, Balashikha - a multifunctional center in Balashikha.

Quite often in the regions of the Moscow region there are several multifunctional centers. Accordingly, you can apply to any of them. Preferably one that serves a particular area of ​​the city.

Yekaterinburg

Now a little about other settlements in Russia. Where can I get new-type health insurance policies in Yekaterinburg? In this city, as in all others, you can use the MFC. And what about insurance companies? What organizations currently issue plastic card-policies?

Among the most common options are:

  • "Ural Recipe M".
  • "VSK-Mercy".
  • "Astra-Metal".
  • "Sogaz", Yekaterinburg branch.
  • "Astramed-MS".

Is not complete list. It's just that these companies are in great demand for the manufacture of new-style policies.

Rostov

And what about the residents of other cities? Similar principles remain in all cities of the Russian Federation. Either a person applies to an insurance company, or he embodies the idea through the MFC.

Where can I get new health insurance policies? Rostov-on-Don is not such a small city. In it, unlike all previously listed regions of the country, it is insurance companies that are in great demand. Namely:

  • "MSK-Maximus".
  • "Spassky Gate".
  • "MSK-Panacea".
  • "RGS-Medicine".
  • "AsStra".
  • "Sogaz-Med".

In general, almost all modern insurance companies are already issuing CHI policies of a new type. There shouldn't be any problems with this task.

Kirov

Where can I get new health insurance policies? Kirov invites the population of the area to contact:

  • "ROSNO-MS".
  • Alpha Insurance.
  • "Sogaz".
  • "Max-M".
  • "Mercy".
  • VTB MS.

The documents

And what exactly is required in order to obtain the specified document? To date, the MHI policy of the old and new sample is issued according to similar principles. A citizen must bring a certain package of documents with him.

Among them are:

  • application for the issuance of a policy;
  • old CHI policy (if any);
  • identification;
  • birth certificate (if we are talking about a child);
  • registration certificate (optional);
  • SNILS of the applicant.

If it's about foreign citizen, then he will have to provide additionally:

  • migration card;
  • other evidence of legal stay in the country;
  • visa (if any).

Accordingly, these documents must be submitted either to the insurance company or to the MFC. The application must indicate what is required new pattern policy. After some time (usually about 30 days), a citizen will be able to present an identity card and receive a new policy. A similar principle is relevant for all cities of the Russian Federation.