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The international money transfer system firmly occupies one of the leading positions, enabling millions of citizens to transfer funds to anywhere in the world. Western Union has been sending money for over 150 years, being the oldest organization of its kind. Each transfer operation implies a certain expense for the sender. The commission for a Western Union transfer depends on a number of factors: the size of the shipment, the country, the currency.
Western Union service involves commission fee. When receiving a financial transfer, the recipient does not need to pay anything extra. The commission will be higher with greater remoteness from the place of transfer - sending money to a resident of far abroad is much more expensive than to neighboring countries. When sending large amounts, the deduction will be less in percentage terms.
These transactions are made instantly - you can receive the sent funds after ten to fifteen minutes. According to Russian legislation transfer of money within the state is made only in the national currency.
Western Union transfers in the Russian Federation have the following tariffication:
Tariffs when sending to Azerbaijan or Kazakhstan imply a write-off of 80 rubles. for amounts from 100 to 10,000, 0.8% - more than 10,000. Western Union transactions to non-CIS countries will require a commission from 250 to 2528 rubles, if you send 100 - 60,000.
Money transfers Western Union in this currency can be transferred to all foreign countries. The amount of the commission will also increase with the distance of sending funds. The lowest rates when transferring to Kazakhstan and Azerbaijan, sending 3-250 dollars you have to pay 2, the deduction of the fee over this amount will be 0.8%.
To transfer money to non-CIS countries, you must take into account the minimum commission amount - $ 10. Sending more than 2,000 US dollars will cost $101. Before financial transaction in dollars, it is recommended to double-check the price of the service.
Citizens can send finances through the Western Union money transfer system using the official website of the organization. Transfer fees are listed on the main page. Those wishing to send money in the amount of 100-10,000 to the CIS countries will have to pay 100 rubles, 1% will be debited when transferring amounts over. The recipient will receive the funds in foreign currency. If the recipient takes the rubles, then 100 rubles. they charge during a transaction from 100 to 5,000, 2% - more than this value.
If you translate into foreign countries, then minimum commission will amount to 100 rubles for amounts up to 10,000, more than this value - 1%. By remote method, you can transfer money through the Western Union website with all bank cards, including domestic MIR.
The size of the commission, in addition to the range of funds transferred, is set by specific points of departure of Western Union: branches banking structures, Russian post, Megafon mobile phone stores.
You can send cash via Western Union at some offices of banks that cooperate with the international system. Translate cash in Russia will require the following commission:
If you send finances to the CIS countries and neighboring countries, the amount of the commission starts from one hundred rubles or three dollars. Rate at maximum value departure is one percent. For non-CIS countries, the fee starts from ten dollars or two hundred and fifty rubles.
The cost of a Western Union transfer of more than 60,000 Russian currency at subsequent intervals of 15,000 will amount to an additional 500 rubles of commission. Sending more than 2,400 US dollars, for the next 600, you will need to pay an additional 20.
The fee for transferring Western Union to distant countries starts at 250 rubles for amounts up to 2,500. Sending 60,000 - 70,000 will cost about 3,000. Subsequent 15,000 over the limit will require an additional 500 rubles. Sending to neighboring countries will be from 150 Russian currency to 2%.
Western Union services within Russia through post offices are not available. It will also not work to transfer cash to most CIS countries. The list of these states includes: Ukraine, Turkmenistan, Georgia, Kazakhstan, Azerbaijan, Belarus, Lithuania, Estonia, Kyrgyzstan, Tajikistan, Moldova, Latvia, Uzbekistan.
The commission for sending Western Union to distant countries is similar to sending through the Russian Post. Transferring amounts over 75,000 to Macau, Vietnam, Hong Kong, Taiwan, Mongolia will require a fee of one thousand domestic monetary units. Fee for transfer to a bank account in Russian currency will be 100 for amounts up to 10,000. Sending 10,000 - 200,000 will cost 1%.
The Western Union money transfer system has only recently launched a sending service financial resources legal entities. The main focus of the service is sending money to individuals. To calculate the cost, you should familiarize yourself with the current rates on the Western Union website in advance. The main page menu offers a commission calculation item. By clicking on this option a window will open in which you will need to enter the destination, the amount of the transaction, the method of receipt and payment.
Western Union offers to transfer money in one of two tariffs: "Urgent transfer" and "12 hours". According to the tariffication of the first type during the transaction minimum payment the commission is three dollars or one hundred rubles, depending on the financial unit of the shipment. Sending the maximum allowable values costs 1.2%.
The second type of Western Union fare will be available for collection twelve hours after departure according to the name. You can send a maximum of three thousand dollars or one hundred thousand in Russian currency. It is impossible to transfer money from Russia to Turkmenistan according to this billing. The fee for the minimum amount of sending is two dollars or fifty rubles.
To send money abroad by Western Union, you should familiarize yourself with the commission, which will be deducted according to the remoteness of the addressee.
China belongs to the non-CIS countries and is on the same line with Mongolia, Macau, Vietnam, Taiwan and Hong Kong. Transfer to China by Western Union is made starting from three dollars. Commission for maximum dimensions departure is one thousand in Russian currency or forty-one dollars.
The minimum transaction fee through Western Union to both countries starts from 10 US monetary units. When sending the maximum allowable values through Western Union, the sender will pay one percent, transferring to Turkey, twice as much - the United Arab Emirates.
Western Union is a money transfer service in Russia and abroad.
Western Union transfers can be sent and received in many, in some banks, hotels, airports, currency exchange offices. Money transfers in post offices are carried out in Russian rubles and only shipped overseas.
Money transfer "Western Union" is issued only upon presentation of an identity card. After the transfer is completed, an employee of the Russian Post will issue a control number for the money transfer, which must be reported to the recipient.
The cost of the service is from 150 rubles.
With the help of free SMS notifications, you can monitor the status of the transfer.
The transfer can be received in cash in any currency from the list of currencies with which the payout point works, at the internal rate of the Western Union system on the day the transfer is paid. The sender has the opportunity to fix the course at the time of receiving the transfer. The transfer is stored for 90 days, then returned to the sender.
Russian Post offices accept Western Union transfers to legal entities.
To make transfers to Western Union partner organizations, the sender must provide the necessary information to send the transfer: full name, address of residence and contact phone number of the sender, account number of the recipient, amount of money transfer, name of the legal entity, organization code (regional code of the recipient company in Western Union system) and the destination country of the transfer.
Many are faced with the need to transfer money from abroad or abroad for various reasons: work trips, tourist holidays, change of residence, etc. Western Union - Large international system, allowing you to transfer money safely and quickly. Let's talk about how to transfer Western Union money using various methods.
What do you need to transfer money through Western Union? In most cases, only the details of the recipient are required to complete the transaction, however, in some countries, when visiting the office, the sender will also be required to present an identity card to make a transfer.
It is also necessary to have the transfer amount in cash or on a card, taking into account the commission charged. The amount of the commission can be found on the WU website.
Depending on the type of transfer, you may need information about the recipient's bank account or additional information. Also, when making a cash transfer, it is necessary that there is a Western Union point in the recipient's city. This information can also be found on the website of the system.
Make payments and transfers through Western Union very quickly, because. The system is user-optimized and easy to use. Here is a step by step guide: 
Another way to send money abroad is to use the official website to send money. The same information and operations will be required there, with the only difference that you will perform them from home or any convenient place through a web browser. However, not all countries allow online transfers - in this case, you will have to come to the office in person.
The minimum commission for shipments via Western Union is 1%. In addition, there may be a hidden commission in transfers - the system takes money for the service by converting the transfer currency at the internal rate. 
Otherwise, the percentage of withdrawing money abroad varies depending on the country and the conditions for the functioning of Western Union in its territory. For example, some countries do not allow making transfers through this system to a bank account at all. So, in Ukraine it is impossible to transfer funds to a Sberbank card, because. The bank has suspended services in the country.
For each specific state, you should specify the terms of the transfer on the official website of the system. In addition, the required list of conditions will be automatically shown to the sender when making a payment on the website or at the company's office.
Residents of Russia can send money via Western Union to another country to a bank account at a branch of the payment system with a limit of 5,000 USD per transaction. If the dispatch is foreign citizen, the maximum money transfer amount increases to 7,499 USD. Before sending money, you must familiarize yourself with the list of available countries, because. not every country banks accept affordable transfers. Among the countries available for transfer to a bank account at the moment there are Turkey, Finland, Poland, Italy, the USA and other popular tourist destinations.
Much more countries are available for transferring online to the branches of the payment company itself. Among them are our border states - Ukraine (except for transfers to the Sberbank card), Belarus, Kazakhstan. You can transfer up to 100,000 rubles per transaction, and up to 600,000 rubles per month. At the same time, 5 transactions per week and 7 per month are available for the sender.
In order to receive money through the Western Union system, you need to come to the company's branch, taking your identity card with you and knowing the KNDP that the sender told you. You can get acquainted with the location of WU offices on the official website of the company. 
Then you need to present your ID card to the employee of the company, the data of which will match the data specified when sending the payment. Fill out the form with your details and payment code. After that, the employee will give you the required amount.
Important! If the funds are credited to your bank account, no special action is required from the recipient. The money will be credited within guaranteed term, and then they can usually be received in the manner provided by the beneficiary's bank.
Transfers from Western Union are one of the most reliable and proven ways to send money from Germany to Russia. The company has a variety of reception points for transfers, and in Berlin alone you can find more than 400 such points. Their location is easy to find through online maps or in the corresponding section on the payment system website. In order to transfer money from a payment acceptance point, it is enough to contact an employee and provide the necessary payment data and payment details.
To transfer funds on your own and without leaving your home, you can use online banking. To do this, go to the main page of the Western Union website and select the appropriate country of departure and destination in the appropriate fields - Deutschland and Russland. Next, in the field with the value of the amount, you should indicate the amount of the transfer in euros.
After selecting the values, the tab for selecting the type of receipt in Russia will be opened. It will need to indicate where the money will be transferred - to a bank account or to a Western Union branch for cash withdrawal.
Then the debit account is selected - from bank card, banking accounts or when personally depositing cash at the nearest branch. The most profitable solution would be to choose to write off money from VISA cards or MasterCard, and send money to a bank account. In this case, the system does not formally withhold a commission, but the deduction to the bank occurs due to currency conversion at the internal rate of the system. The term of such a transfer will be 1-2 days.
Another way to send a money transfer from Germany to Russia is to send money from the card to a Western Union pickup point. Such departures are credited almost instantly, but you will have to pay a commission of 2.99% for the speed.
All modern people highly value mobility and efficiency. That is why, if you need to transfer money to another person, and do it as soon as possible, most do not think about which program to choose. People choose Western Union money transfer.
We are talking about a system of instant money transfers that operates in almost all countries of the world. This is very convenient, because in this way you can quickly transfer money abroad through Western Union, knowing that the recipient will receive the money in just a couple of minutes.
Let's take a closer look at what you need to transfer Western Union money. To carry out the operation, it is enough to come to any bank branch where services for such transfers are provided. You need to have your passport with you. AT financial institution You will be given an application to fill out. The procedure will not take much time. Here you need to specify the full information about the recipient: full name, address, amount to be transferred, as well as the required currency.
When the transfer of money through Western Union is completed, the recipient will be able to cash out the funds in a couple of minutes. To do this, he will need to come to the bank branch, having a personal passport with him. Before receiving money by Western Union transfer, a person will have to fill out a form to receive money. Here the data of the sender, the amount that was transferred by him are indicated, and the control code is also required. It consists of 10 characters and is issued to the sender after sending funds. And in order for the second party to receive a money transfer through Western Union, she will definitely need to provide this code.
Of course, the cost of translation plays an important role. And if you need to save money, it is better to use the usual by postal order. If you want the money to go abroad as soon as possible, then, of course, it is better to make a transfer through Western Union.
The Western Union money transfer fee will be a certain percentage of the transferred amount of money. It should be noted that it also differs depending on the state where the transfer is made:
In any case, money transfers abroad with Western Union remain very popular, because they are a convenient and reliable service. They allow you to make transfers in different directions, to be completely sure that the money will go to the recipient.
It is worth noting that in cases where the transfer is carried out in favor of a legal entity, the tariffs for transferring money through Western Union increase. An amount up to 90,000 rubles can be transferred to the recipient by paying a commission equal to 450 rubles. All amounts in excess of 90,000 involve paying a commission of 750 rubles. If the transfer is made in dollars, then the commission for the provision of services will be 15 dollars - for transferring amounts up to 3,000 dollars and 25 dollars for transferring amounts from 3,000 to 5,000 c.u.
Western Union offers such conditions for transferring money to its customers. And these figures are well founded.
No money transfer system in the world can boast such a long history of existence. Initially, the company's activities were related to telegraph services. The very first transfers of funds began to be carried out more than 150 years ago, and since then Western Union has become the most popular organization with its representative offices all over the planet.
In order to send money, it is enough for the partner's employee to indicate the country, last name and first name of the recipient in Latin characters. The amount and commission for the Western Union transfer are transferred to the cashier. After that, the sender receives a document containing a control number, it always consists of ten digits.
As soon as the system assigns a unique number, the funds are ready for collection. The recipient needs to contact a point convenient for him with documents that will confirm his identity. You need to know the exact amount, who the sender is and the control code. Receiving is not charged, because the interest for the Western Union transfer is paid once, at the time of sending. An important condition for using the service is confirmation of the non-commercial purpose of the translation.
It is not uncommon for a transfer to return or correct any data. It is worth figuring out when the cancellation occurs, and when the return occurs and whether the sender bears any losses in this or that case. If the sender returned to the sending office on the day of the operation, then he will not incur any losses: the company will return both the amount and the cost of the Western Union transfer. Such an operation is considered a cancellation. If the next day or even later, the commission will be lost. In such a situation, the operation is considered a return.
Sometimes the recipient is refused to pay money for the reason that the last name and first name entered in the system do not match the passport data. In this case, an adjustment is required. The sender needs to return to the same office and provide correct data. This type of operation does not incur losses.
The maximum limits on the amounts that can be sent or received using Western Union are set legislative framework states participating in operations, as well as the limits of the system itself. For example, the system, together with the law of Russia, limits sending by residents to 5,000 US dollars per day. As for the currency, the payment is made either in the national currency or in US dollars.
You can send both US dollars and rubles. But it is worth knowing that an amount equal to the equivalent will be paid local currency, and the conversion will take place at the rate of the Western Union system or the agent company.
Citizens wishing to send funds are interested in the rates of Western Union money transfers. The regularity of the tariff scale is as follows: the farther geographically the state of the recipient, the higher the service costs, the higher the amount, the lower the commission. Conventionally, all partner countries are divided into four categories, taking into account domestic transactions, transfers of funds to CIS countries, near and far abroad.
Unlike traditional mail forwarding, the system has an undeniable advantage - the operation is instantaneous. But, legally within Russia it is permissible to send only national currency- rubles. For today, the following tariffs for the transfer of Western Union in rubles remain effective, in Russia:
| (rub) | Commission (rub,%) |
| 100-10000 | 100 |
| 10000-100000 | 1% |
| Exceeding 100000 | 1000 |
To Kazakhstan and Azerbaijan:
| (rub) | Commission (rub,%) |
| 100 -10000 | 80 |
| Exceeding 10000 | 0,8% |
| (rub) | Commission (rub,%) |
| 100-2500 | 250 |
| 2500-5000 | 500 |
| 5000-10000 | 750 |
| 10000-15000 | 1000 |
| 15000-20000 | 1250 |
| 20000-25000 | 1500 |
| 25000-30000 | 1778 |
| 30000-40000 | 2028 |
| 40000-50000 | 2278 |
| 50000-60000 | 2528 |
Given the active trade relations, often senders are interested in the Western Union commission for transfers to China. The same rates apply for shipping to Hong Kong, Taiwan and Mongolia:
To Turkmenistan and Belarus:
| (rub) | Commission (rub,%) |
| 100-5000 | 100 |
| 5000-50000 | 2% |
| 50000-100000 | 1,5% |
| Exceeding 100000 | 1% |
From Russia to Ukraine:
To non-CIS countries:
| (Doll) | Commission (USD,%) |
| 3-100 | 10 |
| 100-200 | 20 |
| 200-400 | 30 |
| 400-600 | 40 |
| 600-800 | 50 |
| 800-1000 | 60 |
| 1000-1200 | 71 |
| 1200-1600 | 81 |
| 1600-2000 | 91 |
| 2000-2400 | 101 |
To Vietnam, Taiwan, China, Mongolia:
To the Czech Republic and the Baltic countries:
To Georgia, Tajikistan, Moldova and Kyrgyzstan:
To Belarus:
To Uzbekistan:
To Ukraine:
Before sending, it is worth checking what percentage Western Union takes for a transfer today, because the rates change periodically.
A few years ago, the company began to carry out operations to send money abroad to legal entities. The popularity of this service is growing every year. Such operations are performed:
After the transfer enters the system, the recipient organization will be notified via an electronic confirmation. And the very next business day, the money is credited to the company's account. For successful sending, it is necessary to provide the employee of the point of the system with information about the company and details.
Transfer to foreign legal entities persons is made in US dollars. And enrollment occurs in the currency that is provided for each specific organization. If the client deposits an amount in rubles when sending, it will be automatically converted into dollars. Border tariffs for legal entities in dollars depend on the amount:
In rubles:
| Amount (rub) | Commission (rub,%) |
| 1-90000 | 450 |
| 90000-150000 | 750 |
Restrictions on sending amounts are similar to operations performed in favor of individuals. persons. According to the laws of the Russian Federation, a client can send a sum of no more than 5,000 dollars in one day.
In addition to loyal rates, Western Union transfers have many advantages compared to similar systems:
These characteristics make the system even more competitive and preferred by consumers.
In addition to quick dispatch, the sender can take advantage of the opportunity to order one of the additional services provided. For example - Security Question, another additional protection measure. To use it, it is enough to indicate a security question in the form and send the answer to the recipient of the transfer. The transfer will be issued only when the recipient names the correct answer.
Also, for a separate fee, you can order a notification of the recipient by phone. Sometimes it is convenient for the sender to have the transfer paid out by check, this is also possible using the system, but this service does not work for all countries.
The most popular is the service of sending a text message. Most often, it is used to congratulate the recipient with words along with a material gift. However, the message is limited in quantity, it cannot be more than 20 words.
To maintain its competitiveness, the system does not stand still, constantly improving and introducing new additional products. One such development was the Western Union Gold Card, a plastic card issued to regular senders. On the territory of Russia, such plastic began to be issued in 2008. Geography new service is constantly growing, now they are successfully issued in more than 65 countries of the world.
The Gold Card gives regular sender customers certain benefits. For each sent transfer, incentive bonuses are received on it. Due to them, the sender gets the opportunity to reduce the tariff for the subsequent operation. Such a card significantly reduces the time for registration: with the help of the system database data, the client is identified faster.
The only condition for obtaining such plastic is the frequency of operations performed at least once a year.
If earlier, in order to complete a transaction, it was necessary to contact one of the points of the partners of the system, then modern technologies allow you to choose the most convenient way, individually for each client. Now you can send money yourself or credit it even while sitting at home. To do this, you must open card accounts at any bank. Having access to his online account, the sender himself fills out the proposed form, indicating all the necessary data of the recipient. The transfer amount together with the commission will be deducted from the specified card, and the system will generate a control number, which must be transferred to the recipient. In the same way, the recipient does not need to personally contact the bank. You just need to fill out the form in your online account, indicating the control code and the account for enrollment.
No less convenient are operations carried out using ATMs. Using a simple menu, you can send, having a plastic card with a sufficient amount in the account. This alternative option is convenient on weekends when the points are closed.
Not having plastic card you can send through TCO (self-service terminals). The disadvantage of such an operation is the limitation on the amount of the transfer, which cannot exceed 15,000 rubles.
If you need to transfer cash rubles, you can use one of the post offices that are partners of Western Union. To complete a transaction, the client needs to have a document with him. Current tariffs, addresses, contacts and working hours of partner points can be found on the Western Union website. In addition, there you can check the status and status of the sent transfer, and take the opportunity to send money online.
