Card production time
In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 business days, in the regions, production and delivery will take from 3 to 10 business days. Delivery to remote locations may take up to 15 business days. Exact dates are available.
When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be considered from Monday.
You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.
What documents are required to obtain a card?
To pick up the card, please bring your passport or other document that was used to apply for the card. To get a card for another person, you need a notarized power of attorney.
What is the Mir payment system?
Mir is a Russian national payment system that meets international security standards. The Mir card is accepted wherever there are trade and service outlets and ATMs with the Mir logo.
Why is my Maestro card being replaced with a World card?
Your current Maestro pension card is about to expire. All Maestro pension cards, when reissued, are replaced by MIR Pension Cards (in accordance with Federal Law-161 "On the National Payment System"). Product terms remain the same. additional services(mobile bank, auto payments) are saved.
How to start receiving THANK YOU bonuses?
After receiving the card, you must register in the Thank You from Sberbank program. The easiest way to register is to send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at a Sberbank ATM - find the "Thank you from Sberbank" section and follow the prompts.
Bonuses are credited automatically when paying by card - their number depends on the privilege level.
It should be remembered that bonuses are accrued only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus points are credited to the account Thank you.
Is it safe to use a contactless card?
Yes, the card is safe. It is always in the hands of the owner, so its data remains inaccessible to scammers. Making purchases without presenting a card and entering a PIN code is much safer, since no one sees the card details. Besides, contactless technology protects against double debits - after paying for the purchase, the terminal beeps and turns off automatically.
Many pensioners prefer to interact with Sberbank to receive a pension, as with the most reliable state bank countries. Consider what the pros and cons of a Sberbank card for pensioners are, how much the card service costs, the benefits of the Active Age program, and also what cards a pensioner can issue, except for a social one.
Pensioners in Sberbank could issue any card of their choice: MIR, Maestro or MasterCard. According to the relevant law, today only MIR social cards are issued for the transfer of pensions. The issuance of Maestro and MasterCard cards for pensioners has been discontinued .
For persons who still have them in their hands, the Sberbank pension card is replaced with a MIR card at the time of applying for reissue due to expiration or early (in case of loss, change of data, etc.).
The MIR card is endowed with all the advantages of the above products so that the change of plastic does not cause inconvenience for the client, but it is also characterized by some disadvantages.
Interest accrued on the balance of pensioners on a Sberbank card is the main advantage of the product. At the same time, there is no need to maintain any balance on the balance.
Interest is charged on social payments transferred by the Pension Fund, the Ministry of Internal Affairs, the Prosecutor's Office and other pension authorities.
Interest on the balance is calculated at a rate of 3.5% quarterly.
Other advantages of a card for pensioners in Sberbank include:
Additional advantages for pensioners in Sberbank are special tariffs for opening deposits. In particular, they are offered highest interest provided for a certain type of deposit, regardless of the amount of funds placed or the minimum balance maintained.
Considering the disadvantages of the MIR card of Sberbank for pensioners, it is worth highlighting the inability to pay outside the country. It is also not provided to withdraw money abroad, even in subsidiaries of Sberbank itself.
In the reviews, they call it a minus paid service mobile bank, the cost of which does not suit pensioners, even despite the reduced rate. But do not forget about the availability, which is provided to everyone without charging a monthly fee.
The disadvantages also include:
Issue and issuance of the card occurs without payment. The service cost is 0 rubles.
The MIR card is valid for 5 years. At the end of this period, a scheduled reissue occurs, for which payment is not charged. 
In addition to those already mentioned, the card has the following terms of service:
The instruction on how to transfer a pension to a Sberbank card for a pensioner has been simplified to make the procedure more comfortable.
Today, persons who meet certain requirements can apply for the issuance of a MIR pension card:
First, you need to submit an application at the branch according to the place of registration in order to receive a Sberbank card.
You need to present an identity card and a pension (or a document confirming the status of a pensioner). The production time of plastic is about 7-10 days. The client will be notified separately about the readiness of the product.
The second way to get a card is an additional plus of Sberbank, as it allows you to order it online. It is enough to go to the website section Social card for pensioners, where you can also read the terms of use, and scroll down the page.
Here is the online application form, in which you need to specify:
After sending the form, you should wait for an SMS or a call from an employee to accept the application. The applicant will be invited to the office when the social card of Sberbank for a pensioner is ready.
If you already have a card, such as a Maestro, which is receiving pension payments, and you want to use it for the time being, please continue.
You will receive for free new map to which the pension has already been transferred:
If you wanted to speed up the process and ordered the card yourself, you need to transfer the payment of the pension to its account, for which you need to write an application and submit it in a convenient way:
What you can opt out of:
Having compared the pros and cons of the MIR card, some wish to abandon it in favor of cards of the international format, endowed with great opportunities.
Today, there are no options for receiving a pension on a card and abandoning the MIR system. This is due to the requirement of the law, which regulates the transfer of budget payments to the cards of the national system.
In the first half of 2018, civil servants are forcibly transferred to this product, but there is no clear framework for pensioners. For them, the replacement is planned until 2020: at the time of the first registration or when the existing card is reissued (planned or voluntarily).
It is impossible to refuse to replace the card with a national payment one, but no one bothers to get any debit or credit card of a bank convenient for you, which can also be used abroad. You can independently transfer any amount from a social card to it. No commission is charged for transfers between your cards (if both cards are from Sberbank).
A card for pensioners is no different from a standard debit card and allows you to perform all standard procedures:
To replenish the MIR card of Sberbank for pensioners, you can choose any convenient option:
If you refuse third-party resources and use the services and tools of Sberbank, the balance is replenished at no extra charge.
To send a transfer to a pension card, you can use the above methods:
No commission is charged. Enrollment occurs instantly or within a few minutes, less often - up to a day.
If you need to send a transfer to a Sberbank pension card from a card of another institution, you can use its Internet bank and other tools offered by the institution. The transfer fee is in the order of 1% - but check the specific values for your situation.
All holders of social cards for pensioners can use Active age tools and services.
Sberbank card Active age provides privileges when making deposits, savings accounts, mortgages and some other Sberbank products, which we already mentioned earlier.
On the Sberbank website https://sberbankaktivno.ru, you can also take courses that will help you find yourself, get rid of the worries and anxieties caused by a change in lifestyle, set up relationships with loved ones and enjoy going on vacation.
Courses are provided online in the form of articles, videos and exercises. Only holders will be able to complete the full course MasterCard cards, for which you will need to enter its number in the corresponding window.
You can also try a trial course without a card. At the same time, access to information is not limited within 10 days.
In the Health section, Sberbank pension card holders are offered to make an appointment with a specialist based on his rating and reviews.
The search can be carried out by locality, doctor category, cost of admission and other important aspects. To sign up, just enter your name and phone number on the form. Having received a call, it remains only to specify a convenient time for visiting a specialist.
They also offer a service that will help identify the necessary specialist based on the symptoms specified by the user. The tool can only be used by MasterCard cardholders (access by number).
In addition to a card for receiving a pension, a pensioner has the right to issue any Sberbank card available in the range or several, if necessary.
The proposed Sberbank cards for pensioners differ in status, type and additional features:
Also, a pensioner can be offered a card with a pre-approved credit limit, which is calculated individually, based on the magnitude of its income.
The Sberbank card for pensioners has its pros and cons, but is reliable for calculating pensions. You can refuse it or choose another one, but with great restrictions. In Sberbank, a card for pensioners with interest accrual has free service, and also provides a number of privileges: deposits with maximum interest, mortgages at a convenient rate, etc. Additional benefits are provided by the Active Age service of Sberbank. The main disadvantage of the MIR card is the restriction of use abroad.
Even after evaluating in advance and carefully studying the main pros and cons of the World card for pensioners from Sberbank, you will not be able to decide on your own whether to use this payment instrument. The current legislation assigned a certain status to this card, which made it mandatory for receiving part of the payments.
It will not be possible to influence the current situation, regardless of the wishes of pensioners and the feedback from the holders of "plastic", and therefore the recipients of various social benefits need to carefully study the current conditions and understand what the main positive aspects of the current situation are.
The mentioned "plastic" did not appear in 2020, so many of its most important features are already known to many. But for those people who have not yet used this payment system and are not familiar with the most important features of "plastic", you should know that the Mir pension card:
Political and financial sanctions have become a message about the need to quickly develop and implement their own independent payment currency. In 2015, the Mir project was presented, the initial implementation of which was undertaken by Sberbank. Use exclusively national currency for settlements and state support led to the release of several new bills, forcing all budgetary organizations to switch to using a domestic solution.
The government program is designed until 2020, when all budget organizations and pensioners will use the solution from Mir. Support for the project will not stop. For 2 years more than 300 banks managed to join the program, many of which became issuers and received the right to issue similar solutions. The state strictly regulates the conditions for using this type of card, limiting third-party interference.
The main advantages for state employees and pensioners include:
In this way, this program not only improves storage quality financial resources and offers new conditions, but also ensures the financial sovereignty of Russia, which has a positive effect on the overall economy.
A new project cannot be without temporary disadvantages, the following problems are relevant for 2020:
The Senior Citizens Solution is available free of charge through the Free Card Replacement Program. This feature will be available until 2020. It is worth noting that if a pensioner lives in a remote area from the city and is unable to withdraw money from an ATM, he can write an application by general form on the issuance of a pension in cash through the postman.
The terms of service for pensioners are also favorable - issuance and further service are carried out completely free of charge. Government program for the implementation of the domestic payment system takes all the costs. Moreover, there are pleasant offers for pensioners, among which is the accrual of interest on the balance of funds on the card. Other state-owned companies also carry out various actions, popularizing the Mir system.
Yes, you can favorable conditions apply for a loan for a domestically produced car, even as a pensioner.
The Mir social card of Sberbank for pensioners in 2020 is a unique solution that has no analogues in the country among foreign manufacturers. For an additional cost, an SMS notification of the accrual of a pension can be connected, and for more advanced users, access to Internet banking has been issued, which significantly expands the basic possibilities of working with the card.
The card is valid for 5 years, then it will be reissued free of charge.
For security purposes, a daily withdrawal limit of 50,000 has been introduced. You can exceed it, but then you will have to pay a 5% commission on the excess amount. It is impossible to change the card to a foreign analogue, using the replacement card of the Mir payment system, you undertake to use it before the end of the working period.
Sberbank cares about its customers and offers pensioners 3.5% per annum of the account balance, which will be a nice addition when using a modern solution. The social program is aimed not only at improving the general financial situation but also to improve the quality of life of customers. Having learned what it is, the question arises - “how to get a Mir pension card?”.
It is enough to contact the nearest bank branch of Sberbank or another issuing bank and write an application according to the appropriate sample. The Mir pension card of Sberbank will be produced and issued to the client in as soon as possible. Modern solution is rapidly developing and opens up new opportunities for customers both for withdrawing and transferring funds, and for making purchases in online stores.
The main advantage of the Mir social card from Sberbank for pensioners is the absence of the need to pay for services. There are no obvious shortcomings, except for the inability to refuse to receive "plastic".
There will be no inconvenience and limits on cashing out:
The social and pension status of the card does not deprive its holders of the opportunity to use most of the banking services.
Holders are capable of:
The only option that the owners of "plastic" will not be able to use is paying for purchases by phone. It is impossible to link a Mir pension card from Sberbank to a payment application.
To get a card, you need:
Usually, the release period is up to 3 days, in small cities you will have to wait a little longer.
The accrual of interest on the Mir pension card from Sberbank begins immediately after the card is issued. The calculation is carried out daily depending on cash balance payments are made every 3 months.
The main reason for changing the payment system lies in politics. Possible sanctions forced the government of the country to create its own payment system and transfer to it the least protected segments of the population - recipients of social services. payments and pensioners.
This step is fixed by law and reflected in the law on the creation of a national payment system. At the same time, no one forced pensioners to instantly change Maestro to Mir, the change takes place gradually, at the moment the previous card expires. The consent of the holder for the replacement is not required.
There is only 1 way to refuse to receive a pension on the Mir card. It consists in receiving money in the mail. If such a decision suits the pensioner, it is enough to submit a corresponding application to the pension fund and wait for a response with a notification of the change current conditions on the option chosen by the citizen.
There are no other ways to avoid the transition to Mir. If a person does not want to use the received "plastic", he should get another card and transfer rubles to it. But in such a case, a commission may be charged: before making the operation, the exact conditions of the transfers should be clarified.
If at first the majority financial institutions looked at the new payment instrument with a certain amount of apprehension, but now the former skepticism has disappeared, so you can get Mir in almost all banks operating in Russia, including:
The list is much broader as it includes the vast majority of financial institutions. But recipients of pensions should take into account that only a certain type of cards intended exclusively for social benefits will suit them.
The bulk of the elderly Russian citizens receives the required pension payments to a bank account or by mail. Those persons who have chosen as a pension option plastic card, until recently used Visa and MasterCard payment systems. However, after the international sanctions imposed on the Russian Federation, these types of reservoir products were under the threat of blocking. So, in 2014, the Fed froze operations in the Crimea and Sevastopol. The current situation prompted the Central Bank of Russia to develop its own payment system for budgetary and social payments called Mir.
According to federal law No. 161-FZ dated June 27, 2011 "On the payment system of the state", all financial institutions countries are obliged to support the MID system, and from 2018 use it to make payments to public servants and pensioners.
The MIR debit card, issued by Sberbank of Russia specifically for pensioners, is a unique plastic product with a globe-shaped logo and branded blue and blue colors. The operation of this card on the territory of the state is regulated by Federal Law No. 2300-1 as amended on July 03, 2016, according to which the financial institutions of the country must ensure the processing of plastic in all outlets RF, as well as their acceptance in the ATM network of Russian banks.
Currently, the following types of Mir cards from Sberbank have been issued:
The MIR plastic card of Sberbank for pensioners is presented on the following terms:
It is still possible to withdraw money from the Mir pension card only at Sberbank ATMs. There is no cash withdrawal fee.
Today, all physical entities that meet the following requirements can apply for a MIR card:
To obtain a card, the client must contact the nearest office financial company with two main documents: a personal passport and a certificate confirming the right to receive pension payments. Then, in the presence of a representative of the organization, you should fill out the proposed application form.
The issuance of the card lasts no more than 3 days, however, it will arrive at the company's branch within a week, about which the client will be notified via SMS notification to the phone number left in the application. After that, at a convenient time, the client can come to the bank and pick up his card.
The MIR pension product is issued and maintained free of charge. There is also no fee for servicing the card at Sberbank ATMs. As for the debit option, there are such tariffs for it:
Also, for the debit option, there is a daily limit within 150,000, and a monthly limit of 1,500,000.
The Mir card from Sberbank for pensioners has both its pros and cons. Its advantages include:
As for the disadvantages, two main disadvantages should be noted here - the inability to use the card abroad and long queues at the company's offices when receiving this plastic product.
If a pensioner wishes to receive his payments in cash or to a bank account, then according to the law, he must be given such an opportunity. Moreover, in the event that the user has already received plastic, he has the right to refuse it at any time. You can do this at the nearest branch of Sberbank by writing an application to refuse the Mir card. All that the applicant must have with him is a personal passport document, a pension certificate and the plastic product itself.
Today, you can get a small loan online in various ways, however, transferring borrowed funds directly to the card is the most convenient, since the loan is received instantly.
Holders of MIR plastic products from Sberbank today can get a loan directly to the card. For example, MFO "Turbozaim", which is part of the group of companies "Bystrodengi", has been crediting funds since January 2017 to the MIR card. Design online application You can click "Continue".
Political sanctions from European and American partners have led to a threat to the stability of foreign-made payment systems. This, in turn, gave impetus to the creation in our country of an independent national payment system MIR. It was launched in 2015, and by 2018, more than two hundred financial and credit institutions are issuing and servicing plastic cards. It is intended primarily for social and state payments. The MIR pensioner's social card is also issued by Sberbank, as a leader in servicing the population in the field of banking services.
A settlement bank card is intended for persons receiving payments from a pension fund - an excellent option with a minimum maintenance cost. Due to the fact that they are social in nature, the card is sometimes called social.
Over time, the MIR card will replace the analogue of pension cards currently used by current pensioners. Since July 2018, all pensioners who make out pension payments for the first time and have chosen the appropriate method of receiving them are issued a MIR social bank card. As a rule, it is issued in Sberbank. The rest of the cards must be changed as the validity of the current ones expires. The transition is expected to be completed by July 1, 2020.
It should be noted that the legislation does not require pensioners to receive plastic bank card in without fail. It is often more convenient to use the services of the Russian Post and not draw up a card (according to reviews, this method is also very popular). If the pension was transferred to a plastic card, then sooner or later you will definitely have to change it to MIR (for example, from Sberbank).
The card is of a social nature and is issued for the purpose of crediting various pension payments to it. For this reason, the tariffs for servicing and the cost of the card are more favorable than those of similar banking products.
You can get a plastic card absolutely free of charge in all branches of the bank. In addition, there are no commissions for servicing the MIR card for pensioners throughout its entire validity period - an additional plus, according to customer reviews. By the way, it is 3 years old.
With regard to withdrawal Money, then this operation available at any Sberbank ATM, according to the tariffs, transactions are free. A monthly withdrawal limit of 500,000 rubles and a daily limit of 50,000 rubles have been established. A fee is charged for withdrawing money in excess of the established limit, according to tariffs of 0 05% of the amount exceeded.
According to the 2018 tariff, on a quarterly basis, pensioners, holders of a social plastic card, are credited in the form of a bonus of 3.5% per annum on the amount of the account balance - an excellent bonus, judging by the reviews. In addition, they can join the Thanks from Sberbank bonus program.
Provided preferential terms when using mobile banking. This option does not require payment for the first 2 months. In the future, the cost of an SMS notification about transactions on a Sberbank card for pensioners will be 30 rubles per month.
In 2018 there is an economical package that does not include subscription fee. However, you will have to pay the set rate for each request, as the notification of expenditure transactions on the map with this option, the option is not carried out.
A characteristic feature of the MIR bank card is that the territory of its use is limited to the borders of our country, and all operations are possible only in the national currency.
Potential holders of the MIR social card are subject to the following requirements at Sberbank:
In 2018, the procedure for registration is standard and is no different from other banking products (for those who want to change or issue for the first time) - plastic cards. First you need to contact the branch of Sberbank and draw up an application for issuing a card. Be sure to take your pension certificate and passport. Then, having received a notification that the card is ready (up to 10 business days), pick it up at the same branch of Sberbank. There is no registration fee.
It is important that the social card for pensioners is available to persons receiving payments from another bank. You just need to write an application for crediting a pension to the appropriate account in Sberbank. They will accept him in pension fund, MFC, as well as in a bank branch.
An analysis of the reviews of current holders of the MIR card from Sberbank allows us to highlight the main advantages and disadvantages that its holders talk about.
Let's start with the advantages:
Among the shortcomings that take place in 2018, the most common are:
The shortcomings listed above do not prevent the expert community from evaluating the national product as very promising and maintaining the obligation to change old maps for new ones. Moreover, over time, most of them will be eliminated. And today's disadvantages will be replaced by significant advantages. Planned to launch in the near future bonus program, providing cashback for purchases up to 15%.
In addition, the launch of the MIR PS to international market. And very soon, with the help of Russian plastic, it will be possible to pay for Internet purchases.
At the final stage is the preparation of a unified social card MIR, with the help of which it will be possible to identify its holder. Among other functions, it is supposed to use the card for travel in public transport.
As mentioned above, it is mandatory to change the card of any payment system to the MIR card. If you are a client of Sberbank, after the expiration of your current card, it is enough to contact the branch at the place of its account and get a new one issued in the new system.
Now no one is forcing you to change it before the current card expires, however, you can get the MIR ahead of schedule - by closing the old one and writing an application for a new one.
Thus, the Sberbank MIR card for pensioners is a national product that meets the requirements international standards. It has many advantages, including high degree security, independence from geopolitical factors, low cost and loyal tariffs. Starting from 2018 valid cards pensioners must change to a new, national, mandatory.
