OAO Belinvestbank.  JSC

OAO Belinvestbank. JSC "Belinvestbank" and its banking activities. By electronic signature

Belinvestbank is a state credit institution registered in the Republic of Belarus. The main direction of work is lending to customers, opening deposits, making transfers. All operations can be performed via the Internet thanks to the remote banking service. To visit your personal account, you can use a laptop, personal computer or mobile phone. RBS complies with modern security standards, so leakage of confidential data is excluded.

You can use your personal account through the official website or the official mobile application.
The company has provided several ways to enter:

Through the standard login form

https://login.belinvestbank.by/ - log in to Belinvestbank's Internet banking.

The first option is by login with a password. Visit the portal credit institution and click the "Internet Banking" button located at the top of the page. A form will open in front of you, prompting you to provide credentials. Sequentially enter your login and password. If you use someone else's computer to log in, be sure to open the virtual keyboard so that keystrokes are not intercepted by intruders.

The credit institution has provided an additional security measure - two-factor authentication. After specifying the credentials, choose the method of receiving a one-time access key - by phone or e-mail. If you select the first option, the system will send an SMS message containing a secret code. You will be able to use the functions of the cabinet without restrictions. If you select the second option, a temporary code will be sent to your e-mail. For security reasons, the size of transactions will be limited.

Login through the MSI system


Users with an MSI account can log in through the interbank identification system. Click on the link "Login by MSI" and wait for the automatic redirection to the appropriate page. Enter your credentials and click the "Login" button. Please note that through MSI you can register in the remote service system.

By electronic signature


The third login option involves the use of an electronic signature and is aimed at legal entities. For authorization, you must first configure the computer. Install specialized software from the official website. The program is required to work with digital keys. Just before logging in, connect a token with a digital signature to your computer. Then follow the system prompts.

Possibilities of a personal account of Belinvestbank

Belinvestbank has developed a remote banking system for individual entrepreneurs, legal entities and individuals. Each category of users receives certain financial opportunities.

After creating an account, individuals are recommended to set up the main menu for quick access to banking products:

  1. Deposits, accounts;
  2. Cards;
  3. exchange rate;
  4. Non-cash method of exchange;
  5. Selected payments;
  6. Loans.

To use all the features of your personal account, you need to get plastic card Belinvestbank and attach mobile phone. Through the remote service system, any user is able to perform many operations without a personal visit to a branch of a credit institution:

  • View the status of connected banking products;
  • Sending an application for a new card;
  • Opening a deposit or account;
  • Currency conversion;
  • Payment for utilities and telecommunications services;
  • Replenishment of cell phone balance;
  • Sending an arbitrary payment to any legal or individual;
  • Repayment of debts;
  • Submission of an electronic application for lending;
  • Formation of an extract for a pre-selected time period;
  • Getting technical support.

To save time, payment templates are saved. It only takes one fill Bank details, and the system will offer to make a payment to the selected person.

Your personal account has a "Settings" section, where you can connect mobile information. On the cellular telephone will receive notifications of any activity performed through the account. This feature will help prevent the actions of intruders - in case of any suspicious actions, you need to visit the account to change the password.

The remote service system is also available to legal entities. Corporate clients enjoy settlement and cash services, send applications for lending, find out the cost of services. If you have any questions, it is recommended to open the chat window. Consultants are always ready to consider service-related problems and offer their assistance.

Registration in the personal account of Belinvestbank

Before using the RBS system, you must register. Open the "Registration" section on the official website and select your status - physical. or legal face. Click the "Next" button and follow the system prompts.

https://login.belinvestbank.by/signup-terms - registration of an account in a bank.

Creating a Private Client Account

  1. Carefully read the public offer with the terms of service;
  2. Come up with a login containing only Latin letters;
  3. Enter the code from the image to pass the spam check, click "Continue";
  4. Choose a profile picture to display when you sign in;
  5. Enter your email, click "Next";
  6. Come up with a high-quality password containing characters of different case;
  7. Repeat the password you created in the bottom line, click "Register".

Individual account creation completed successfully. You will receive all the functionality of the remote service system and will be able to manage your bank accounts. For safety, follow the rules set by the bank. Keep your credentials in a safe place, do not tell your login and password to third parties, when using someone else's computer, enter the password through the virtual keyboard.

Creation of a corporate client cabinet

Before registering, choose the version of the account for legal entities. Then read the public offer, click on the "I agree (-on)" button and follow the prompts of the service to activate your account. Come up with a login consisting of Latin characters. Enter a password to keep your account secure.

After registration, you will be able to transfer payment documents of the enterprise and maintain electronic document management. Some services of the service are paid, so it is recommended to familiarize yourself with the tariff plans.

Account registration through MSI

MSI is an interbank identification system that allows you to register in personal accounts of banks. Follow the steps below to create an account:

  1. Visit official portal MSI;
  2. Click the "Register" button;
  3. Indicate the name and surname in Cyrillic;
  4. Enter your passport number;
  5. Enter the phone number in international format;
  6. Agree with the terms of service;
  7. Receive a message with a one-time access code;
  8. Retype the code in the designated box;
  9. Click the confirmation button to complete registration.

Restoring access from the Belinvestbank office

Password loss is a common problem among Belinvestbank customers. The organization has provided the ability to self-change the password in the login window. To do this, click on the link "Forgot password" and enter personal data. Enter your email, username, phone number attached. Retype the code from the picture. New credentials will be sent via SMS or email.

System password recovery form.

A similar procedure is carried out on the MSI website.

If the client has lost his login or phone, the only way to restore access is to personally visit the bank branch.

Payment for Belinvestbank services through a personal account

The most demanded possibility of remote service is payment for services. To make a payment, follow a few steps:

  • Open the "Payments" tab;
  • Select the item "Custom payment";
  • Confirm the transaction.

Payment supported utilities. For this you need:

  1. Select the name of your locality;
  2. Press the button "Utility payments";
  3. Choose the type of paid service;
  4. Enter meter readings;
  5. Write the amount of payment;
  6. Confirm the transaction.

After successful payment, you will receive electronic check, which confirms the transfer of money.

Mobile app

Belinvestbank has developed a mobile application that allows individuals and legal entities to manage bank accounts via phone. The program is designed for devices running on iOS and Android. To download, open the Google Play directory or App Store, enter the word "Belinvestbank" in the search and click the search button. On the application page, click the "Install" button.


Functional features:

  • The confirmation code is entered automatically if the permission to view SMS is enabled;
  • The program automatically closes after pressing the "Home" button;
  • There is an opportunity to view regional branches or the nearest ATMs of Belinvestbank;
  • Quick payment by QR code is supported.

Importantbefore use mobile application you should register by filling out a special form containing lines for specifying personal data. On the bank portal you can download detailed instructions to create an account that will help you deal with any problems using the service.

If a bank client already has a personal account on the official website of a credit institution, passing additional registration not required. It is enough to enter the credentials in the login form and receive a confirmation code.

Belinvestbank - support phone

Please use the contact center for support. Consultants are always ready to consider your questions. It is recommended to dial from a landline phone hotline 8017-3890777. Additional numbers are also provided for subscribers of Belarusian mobile operators:

  • 8025-6850048 – Life;
  • 8033-6850048 - MTS;
  • 8029-6850048 - Wellcome.

An additional method of communication is electronic correspondence on the official website. Click the "Online Consultant" button, enter your name, email and cell phone. Select the topic of your question in order to achieve an expedited consideration of the appeal. Then click "Start Chat" and start a dialogue with the operator. If you would like to send a written request, please use email [email protected]

Legal name: JSC "Belinvestbank"
Official site: https://www.belinvestbank.by/
Entrance to Personal Area : https://login.belinvestbank.by/

The basis for the creation of an open joint stock company " Belarusian bank development and reconstruction of Belinvestbank was the formation on April 15, 1992 of the Belarusian Joint Stock commercial bank reconstruction and development of Belbusinessbank through the merger of 4 commercial banks Minskbusinessbank, Zhilkombank, Mogobank and Grodnokombank.

On July 19, 2001, a joint meeting of shareholders of JSC Belbusinessbank and JSC Belarusian Development Bank was held, at which a decision was made to approve the agreement on the merger of the two banks. The meeting of shareholders determined the name of the bank as an open joint stock company "Belarusian Bank for Development and Reconstruction" Belinvestbank ", approved the Charter, elected members and chairmen of the Supervisory Board and the Audit Commission. On September 3, 2001, the National Bank of the Republic of Belarus registered the Charter of the new bank, which became the legal successor of the rights and obligations of OJSC Belbusinessbank and OJSC Belarusian Development Bank and continued its activities under the brand of OJSC Belinvestbank.

JSC "Belinvestbank" is one of the largest universal banks of the Republic of Belarus, share state form property in the authorized capital of which is 99.08%. The Bank is focused on serving individuals and legal entities of various forms of ownership and activities, carries out all types of banking operations and provides services in accordance with the legislation of the Republic of Belarus.

JSC "Belinvestbank" is widely represented in all regions of the country due to the developed regional network, which includes 150 points of sale. The bank serves more than 30,000 legal entities and individual entrepreneurs and about 1,000,000 private clients.

JSC "Belinvestbank" serves credit lines of foreign investors, is actively working to develop cooperation with large enterprises and small and medium businesses.

Facilitating the implementation of foreign trade projects of its clients, the bank actively cooperates with a number of foreign export credit agencies, has extensive correspondent relations with the largest foreign financial institutions, carries out all forms of international settlements accepted in world practice, and provides settlement service foreign trade operations of clients throughout the CIS, Europe and the USA.

In May 2015, a Memorandum of Understanding was signed between the Government of the Republic of Belarus and the EBRD regarding the privatization of JSC Belinvestbank. JSC "Belinvestbank" provides loans to small and medium-sized businesses, including within the framework of agreements concluded with the EBRD, JSC "Development Bank of the Republic of Belarus".

Audited annually for 18 years financial reporting bank by international standards financial reporting. Since 2006, one of the leading international rating agencies Fitch Ratings.

Open Joint Stock Company "Belarusian Bank for Development and Reconstruction "Belinvestbank" was established on September 3, 2001 as a result of reorganization through the merger of OJSC "Belbusinessbank" and OJSC "Belarusian Development Bank" and is the assignee of their rights and obligations.

OJSC "Belinvestbank" acts on the basis of the Charter and, in accordance with the law, is authorized bank maintenance government programs accumulating investment resources the state pursuing its investment policy and servicing credit lines of foreign investors.

The main objectives of JSC "Belinvestbank" are:

  • 1. funding National economy Republic of Belarus, infrastructure development programs, restructuring and privatization of state-owned enterprises;
  • 2. financing of investment projects of small and medium-sized enterprises that have passed the state examination and competitive selection;
  • 3. lending for activities that promote the development of small and medium-sized businesses,
  • 4. lending to the creation of new and modernization of existing industries focused on export and import substitution;
  • 5. financing of sectoral socially significant programs, incl. development of the processing industry, housing construction, production building materials, creation modern system telecommunications, production of vehicles;
  • 6. participation in the financing of regional economic development programs.

So, the basis of the credit and investment activities of the bank is the priority of investing credit resources in the most effective for the economy investment projects export-oriented, import substitution, introduction of new and high technologies, increasing the level of competitiveness of manufactured products (services).

JSC "Belinvestbank" - universal bank, focused on serving individuals and legal entities of various forms of ownership and activities, carries out all types of banking operations and provides services in accordance with the Legislation of the Republic of Belarus.

Belinvestbank has the following licenses to carry out operations subject to licensing:

a) National Bank The Republic of Belarus:

General license to operate in foreign currency on the territory of the Republic of Belarus and beyond its borders, issued on April 01, 2002;

b) State Committee on securities of the Republic of Belarus:

License for the right to carry out activities of a depository in the securities market of the Republic of Belarus, issued on September 14, 2001, valid until March 16, 2004;

License for the right to conduct intermediary, commercial and consulting activities in the securities market of the Republic of Belarus, issued on September 14, 2001, continued on July 29, 2002, valid until July 29, 2007;

The license to conduct fiduciary (trust) activities in the securities market of the Republic of Belarus, issued on September 14, 2001, is valid until June 22, 2006.

The Bank has extensive correspondent relations with the largest foreign banks, carries out all forms of international settlements accepted in world practice and provides settlement services for foreign trade operations of clients throughout the CIS, Europe and the USA. The main partners of OJSC "Belinvestbank" in neighboring countries are "Alfa-Bank" (Russia), Sberbank of Russia, JSPPB "Aval" and CB "Privatbank" (Ukraine), in far abroad countries - DEUTSCHE BANK AG and COMMERZBANK (Germany), and also HSBC Bank USA and BANKERS TRUST CO (USA).

At present, the correspondent network of OJSC "Belinvestbank" is represented by 58 NOSTRO accounts and 48 LORO accounts.

The results of the activities of JSC "Belinvestbank" are reflected in the monthly and annual balance sheet, profit and loss statement, as well as in annual accounts. OJSC "Belinvestbank" publishes an annual report, as well as a profit and loss statement in the form and within the time limits established National Bank Republic of Belarus, after confirmation of the reliability of the data presented in them by an audit organization.

According to the data balance sheet as of 01.01.2002 and 01.01.2003, as well as the main performance indicators of Belinvestbank OJSC as of 01.01.2004. it can be argued that JSC "Belinvestbank" is constantly strengthening its position in financial market Republic of Belarus and keeps tendencies to dynamic development. The dynamics of equity capital and the size of the authorized capital of OJSC "Belinvestbank" will be reflected in Fig. 3.1.

Rice. 3.1.

As can be seen from this figure, the increase in equity capital for 2002-2004. carried out at a faster pace than the authorized fund. There was also a change in the capital structure in the direction of reducing the share of the authorized capital in total amount own capital.

It should be noted that as of 01.10.2003 JSC "Belinvestbank" is among the top five Belarusian banks in terms of equity capital and authorized capital.

JSC "Belinvestbank" has a vast geography, representing representative offices, branches and branches in many cities of the Republic of Belarus, which are not legal entities and have the status of a separate structural unit bank, whose activities are aimed at developing and expanding banking services, accelerating financial and settlement operations, protecting the interests of the bank itself and its customers (Fig. 3.2.).


Fig.3.2.

Branch investment lending in the city of Gomel (Fig. 3.3.) is also not a legal entity and has the status of a separate structural unit. This branch operates on the basis of the Charter of the JSC "Belarusian Bank for Development and Reconstruction "Belinvestbank", the Model Regulations on the branch of JSC "Belinvestbank", the Banking Code and other legislative acts relating to its activities.

Fig.3.3. Branch of investment lending of JSC "Belarusian Bank for Development and Reconstruction "Belinvestbank" in Gomel.

The investment lending branch in the city of Gomel has a seal, stamps and letterheads with its name and the emblem of the JSC “Belarusian Bank for Development and Reconstruction “Belinvestbank”. The property of the branch is accounted for on its separate balance sheet and in the consolidated balance sheet of Belinvestbank OJSC.

The legal basis for relations between the Branch and clients are agreements that define the mutual obligations and responsibilities of the parties, the conditions for raising funds, issuing and repaying loans, the amount interest rates and fees for services provided.

Operations carried out by the Investment Lending Department in Gomel are shown in Figure 3.4.


Rice. 3.4.

The branch guarantees the secrecy of operations, accounts and deposits of clients, the safety of funds and other valuables accepted from clients to their accounts and deposits, as well as Money and valuables in his operating cash desk.

The department carries out active operations within the limits of own and borrowed funds, which are on its correspondent sub-account, and which are formed at the expense of:

  • 1. funds allocated by Belinvestbank OJSC;
  • 2. funds of enterprises, organizations, entrepreneurs held on accounts opened for them in the Branch, as well as funds attracted in the form of term deposits(deposits);
  • 3. deposits of citizens accepted for a certain period and on demand;
  • 4. undistributed profit during the year;
  • 5. other means in the manner prescribed by law.

Management of the current activities of the Branch is carried out by the manager of the Branch, acting on the basis of the power of attorney of Belinvestbank OJSC. In its activities, the branch is subordinate to the Chairman of the Board of the bank.

Open Joint Stock Company "Belarusian Bank for Development and Reconstruction" Belinvestbank "was founded in 2001 in the course of the merger of the previously existing Belbiznesbank and Belarusian bank development.

In terms of its own assets, JSC Belinvestbank is in 4th place among Belarusian banks.

Belinvestbank acts as a specialized investment bank of the Republic of Belarus, intended to finance various innovative and investment projects, including those of republican significance.

The main owner of Belinvestbank is the Republic of Belarus represented by the authorities government controlled, executive and administrative bodies (97.77 percent of shares).

Board of this banking institution is headed by Sysoev Gennadiy Anatolevich.

The clients of JSC "Belinvestbank" are companies, individual entrepreneurs and individuals.

The head office of this banking institution is located at the address: Minsk, Masherova Ave., 29.

Own branches are represented by 5 regional branches (directors), 38 banking service centers and 150 remote sales points in various cities of the Republic of Belarus.

OJSC "Belinvestbank" issues its plastic cards. Own ATMs are available in more than 600 devices.

This bank serves its clients on the basis of a license to engage in banking activities No. 3 dated June 3, 2013, issued by the National Bank of Belarus, as well as a license for the right to engage in activities related to securities No. 02200/5200-1246-1103 issued by the Ministry of Finance of Belarus.

Belinvestbank can offer companies the following: Banking services and products: cash and settlement services, loans, deposits, depository services, collector services, foreign economic activity support, Internet banking.

Belinvestbank offers the population currency exchange, loans, deposits, payments, money transfers, and storage of valuables.

FROM complete list services offered by this bank, makes it possible to familiarize yourself with the official website. Here you can see the exchange rates offered by the bank.

Open Joint Stock Company "Belarusian Bank for Development and Reconstruction "Belinvestbank" was established on September 3, 2001 as a result of reorganization through the merger of OJSC "Belbusinessbank" and OJSC "Belarusian Development Bank" and is the assignee of their rights and obligations.

OJSC "Belinvestbank", in accordance with the law, is an authorized bank for servicing state programs, accumulating investment resources of the state, pursuing its investment policy and servicing credit lines for foreign investors.

Decree of the President of the Republic of Belarus A.G. Lukashenka No. 482 dated October 17, 2005, the open joint-stock company "Belarusian Bank for Development and Reconstruction" Belinvestbank "was given the status of an investment bank, whose main tasks include financing investment and innovation programs, including state ones.

The basis of the bank's lending and investment activities is the priority of investing credit resources in the most effective investment projects for the economy, focused on exports, import substitution, the introduction of new and high technologies, and increasing the level of competitiveness of products (services).

OJSC "Belinvestbank" is a universal bank focused on serving individuals and legal entities of various forms of ownership and activities, carries out all types of banking operations and provides services in accordance with the Legislation of the Republic of Belarus.

The Bank has extensive correspondent relations with the largest foreign banks, carries out all forms of international settlements accepted in world practice and provides settlement services for foreign trade operations of clients throughout the CIS, Europe and the USA.