It was planned that in the near future the UEC would perform the functions of a passport, insurance and medical policies. This will allow you to solve most problems online.
UEC was called Russian map, which was both a means of payment and a document. With its help, it was even possible to identify the identity of a citizen.
Since this (2017) year it has not been issued.
Map options:
The issue was made in Russia according to a statement written personally. There are no fees charged for using it. According to the plan, the UEC was to be reissued every 5 years.
To identify the card, there are special terminals and cash desks with a corresponding sticker that accept the Pro100 servicing system. To use the features of the card at home, you need to buy a card reader with a regular USB connector.
This option is currently disabled. However, earlier thanks to her, the card received the following features:
The user checks and edits his data himself, this option allows you to fill out applications and forms in a second when applying via the Internet.
It was understood that a single card of a Russian citizen, capable of replacing many documents, including those that are written with one's own hand, would expand its functions. Potential Features:
The concept of what UEC is for instant confirmation was planned to be expanded:
The list provided is not complete. With the help of this card, a citizen could solve most of his problems without going anywhere, but simply by turning on the computer.
The card has been chipped. It printed the identification data of the citizen, as well as the data of the existing options (SNILS, compulsory medical insurance policy number, travel money, electronic signature, etc.). In case of loss or theft, it was possible to report this, after which it was blocked. All data and photos were applied by laser engraving, that is, the text and images were in the structure of the card, so it was extremely difficult to replace or fake it.
When submitting documents for release, a video was recorded - all papers were immediately locked in a safe. Delivery finished card carried out separately from the envelope with the pin code. It was also possible for security reasons to limit the number of available options.
The creation of such a medium was to be part of an extensive program based on the principle of "one window". Make ordering and receiving public services easier and more accessible for all citizens. This could save us from bureaucratic red tape. It would also ensure that holders are constantly informed of their rights. The staff of officials of all ranks would be reduced. It would be possible to create and develop a database of electronic signatures for individuals countries. The share of non-cash payments would increase. It is likely that many other changes could be brought about.
The map, in a certain sense, could not stand the competition with paper documents. Due to its versatility, the card has become too valuable - its loss, damage, theft led to the fact that a person was left without important documents for a significant amount of time ( medical policy, SNILS, etc.). The presence of such a single and comprehensive source of all data about a person opened the way to all information about him, all options and opportunities - this made a person very vulnerable, especially in the presence of ill-wishers with some skills.
The logo of the bank that opened the current account of the cardholder was put on the card. If a citizen would want to change the bank, then the card would have to be changed. Also, a reissue would be required in the event of a change of surname, other data presented on the surface.
Not everyone wanted to delve into the intricacies of the UEC functionality. The elderly are often left out of the benefits provided. In addition, there are people who simply do not have a penchant for constant contact with a computer.
For full-fledged work with the card, one would have to buy a special device and master new software, which also did not please everyone. In conditions when computer dependence is already growing exponentially, the functionality of the card is able to increase it even more.
If the PIN code is entered incorrectly by the owner, the UEC is blocked, which deprives him of documents and opportunities. The plastic card itself often cannot withstand the load: with its active use, including as a transport one, it leads to wear and tear long before the expiration date.
Despite the wide possibilities, it does not eliminate the need to carry a passport with you, since it cannot be recognized as an identity document. The need to equip all potential places of its use with special terminals and readers pleased not everyone. There are other disadvantages that practical use turned out to be a lot.
In December last year, the UEC was canceled, while holders of already issued cards can continue to use them until the expiration date. Universal electronic card of a citizen of the Russian Federation - what is it and how to get it? These questions are closed. This project was stopped for many reasons, one of the reasons is the international situation.
UEC is a universal electronic card that includes information about its holder in electronic and printed form. The owner of such a medium can be both a citizen of the Russian Federation and a citizen of other states or a stateless person in cases where this is provided for by the laws of the Russian Federation.
UEC can serve as an identity document for compulsory medical insurance ( medical insurance) and when using on a relatively recently opened portal public services, can act as a travel document when traveling to public transport, and also allows you to take legal action in in electronic format.
In world practice, the UEC has been successfully assimilated in a number of European countries. Now it's Russia's turn. This project is carried out free of charge for all citizens of our country. Such a card will allow you to bypass the endless bureaucratic obstacles and many hours of queues. Among other things, the card has an undeniable advantage. It allows the owner not to carry with him the entire package of documents for obtaining a particular public service, and is also able to replace a passport, SNILS, plastic card jar. Let's understand what is UEC? It is very convenient to use it for instant confirmation of transactions.
The card combines such important functions as the identification and ability to pay for services in the field of social security, health care, education and tax area, in the registry office, etc. With its help, you can find out about the status of your pension account without contacting the Pension Fund. It provides more simple payment utilities, getting subsidized medicines, and paying benefits.
As mentioned above, UEC is also able to replace a bank card. In other words, it is possible to withdraw cash from it, make deposits and transfer money. The card is identical in size to a bank card. It is convenient to carry it in a regular purse. Where can I get a universal electronic card? More on this later.
In addition to all the obvious advantages, the UEC has one more characteristic feature - the presence of an electronic digital signature, which is an analogue of hand painting, only you can put it without personal presence. 
In future plans, it is planned to expand the functionality of UEC so that it also becomes an electronic key, wallet, payment system for transferring funds between clients, individual entrepreneurs and legal entities. So what is UEC. Is it suitable for instant confirmation of transactions? Let's figure this out together.
UEC data exists in two forms:
UEC (decoding is presented above) is valid in all regions Russian Federation. But using some services, for example, paying for a trip in public transport, will not be possible throughout the entire territory of our country, but only in some areas.
There may also be problems when using the payment system. The fact is that the UEC is attached to the PRO100 system, and this system has not yet been ubiquitous. But such a problem is resolved by contacting any big bank, where an ATM will allow you to both withdraw money from the card and replenish its account.
Special organizations established in each region are responsible for the implementation of UEC. The developers of the UEC system claim that it is completely safe, as it was created using the latest technologies based on the safety and inaccessibility of data. It is impossible to get access to the confidential information of all users due to the lack of a single UEC data warehouse. There is minimal information on the map itself. There is a list of cards that is compiled federal authorities, but it lacks specific owner information. What is UEC for instant confirmation of operations, we explained. 
Another indisputably useful function of the UEC is a qualified electronic signature. It serves as a personal identifier and replaces the handwritten one. A digital signature can be used when processing documents in electronic form. What is more reliable - a signature or UEC? This question interests many.
EDS is an absolute analogue of a handwritten signature, it confirms the authenticity of a document in digital format. At the same time, the paper is protected from illegal editing. When adjustments are made, the signature loses its legal force, and the document will need to be signed again.
An EDS can be obtained in two ways: write it down upon receipt of the card, or visit the UEC service point in your region on your own. To record an EDS on universal card you need to write a special application at the UEC service center. Each service has a special device (card reader), with which you can create a digital signature yourself. For this in without fail you need a passport and pin codes issued during registration of the UEC.
Obtaining an EDS complete with a universal card is a free procedure, while in the absence of a UEC, you will need to pay for a digital signature. It is best to issue an EDS immediately upon receipt of the UEC, as it allows you to quickly and easily receive many public services. 
To get a card, you do not need to collect a lot of documents. When contacting the service center, you only need to present a passport and information about non-state funds(if you have the latter). During the procedure for issuing a card, a photograph will be taken, which is placed directly on the UEC. Sberbank, for example, was actively involved in the production of such products.
When all the formalities are completed, you will be given a special number for your application, with which you can follow all the stages of registration and readiness of the card. In the envelope with the UEC there will also be pin codes that must be saved for further use of the product.
On average, it takes 30 days from the submission of an application to the issuance of a universal electronic card. 
After receiving the card, you must decide whether you need an electronic digital signature and linking the card to bank account. Do not forget that the UEC service agreement is signed only big banks. Accordingly, it will not work everywhere to link an account to a card. To open it, you need to contact your bank. There is no card maintenance fee. But if there is a UEC tied to bank account you will have to pay a commission for the services provided on the account. The cost corresponds to the tariffs set directly by the bank.
The universal electronic card is subject to replacement if the data on the card becomes outdated. For example, the full name of the owner or the bank was changed, and new applications were also connected. The exchange also takes place at UEC service centers. Product validity period is 5 years. At the end of this period, the card must also be replaced.
Of the obvious advantages of the UEC, it should be emphasized that it is possible to avoid long standing in lines and direct contacts with authorities when registering public services. The card allows you to significantly save time and reduce the number of bureaucratic delays that everyone faces. 
UEC expands the number of services that can be obtained in electronic format, improves the level and quality state support citizens in the service sector. The UEC system is especially popular in the field of bidding, as it greatly simplifies the process of buying a particular product.
Unfortunately, in addition to undeniable advantages, the card has no less undeniable disadvantages. For example, it is valid only on the territory of our country. That is, when traveling abroad, it will no longer be possible to use the card. By no means all stores support the PRO100 system. Therefore, it will not be possible to pay it everywhere, even if the card is linked to a bank account.
Initially, it was planned to issue cards to all citizens of the Russian Federation, with the exception of those who refused to receive it. But it turned out to be impossible to issue a card without the personal presence of a citizen, because it is necessary to take a photo and record an EDS. Personal presence is inevitable during the receipt of the card and pin codes, since they must be handed directly into the hands of the citizen for whom the card is issued upon presentation of a passport. It is impossible to transfer the UEC by proxy or send it by mail.
Unfortunately, the poor awareness of citizens about the UEC system, as well as the complexity and need for personal presence during the registration and receipt of the card, led to the abandonment of the project. At the end of December 2016, a law was passed to abolish the UEC. Registration and issuance of cards ceased from January 1, 2017. Cards issued before this period continue to function until the expiration date. 
Reviews for this card a large number of. Basically, they are positive. But in our country, many reacted with distrust to the capabilities of the UEC. People are afraid of scammers.
According to the government's idea, UEC should be replaced by electronic passports, with a further gradual rejection of paper identification carriers. Citizens of the Russian Federation will have the opportunity to obtain such a document at any branch of the FMS. During registration and maintenance, the infrastructure created for the UEC system will be used. It is planned to significantly expand and supplement the functionality of the UEC when introducing electronic passports. The bill is currently under development. Will the future be with electronic media or paper media familiar to our citizens? We'll find out very soon.
We examined what UEC is. For instant confirmation of transactions, it is ideal.
Let's start with the fact that in 2010 the law "On the organization of the provision of state and municipal services" was adopted, on the basis of which the Universal Electronic Card is put into circulation.
The card itself includes:
You can “put” a ticket, pass, rights, housing and communal services application, etc. into it. With the help of the UEC, it will be possible to pay, for example, medical care, travel in transport, purchases, communal payments, make an appointment with a doctor and even apply to the registry office. All this is possible due to the presence of a built-in microchip, which will store all kinds of electronic applications.
In addition, the UEC certifies the rights to use federal, municipal, and also some commercial services. It will allow (at least, as they promise on the official website) to receive remotely even those services that were previously available only with a personal visit to a state institution. For example, to draw up real estate documentation, submit applications, etc., because the user's personal EDS will be placed directly on the card.
Regarding the relationship with the "Electronic Government Map" project, which competes in some functions, it was explained that the UEC is a much larger and multifunctional project.
To process transactions that will be performed using the UEC, the developers (apparently for patriotic reasons) decided to use the PRO100 system (who doesn’t know, this is Sberbank’s own PS).
The card looks like a regular bank card and can be serviced everywhere: in terminals, the Internet, ATMs, stores, as well as in government (and some other) access control systems. In this case, both non-contact and contact use is allowed.
The card itself must contain the following information:
There is no barcode on the UEC.
In accordance with the law, the Universal Electronic Card is issued from the beginning of the current year on the basis of an application submitted to an authorized organization. The applicant must be a citizen of the Russian Federation.
From January 2014, the card will be issued to all other Russians without any application.
Upon receipt of a card for a child under 14 years old, the application is signed by his legal representative (the photo on the "plastic" in this case is optional). You cannot connect a banking application to such a card. If the child is between 14 and 18 years old, then connection is possible, but parental consent is required.
In means mass media Increasingly, there is information about the launch of a program for the issuance of universal electronic cards by banks. However, the Russians do not aspire to as soon as possible become the owners of this convenient invention. Moreover, many even oppose their implementation. The reason for this phenomenon is that many do not even know about its benefits. For what purpose is it needed and how to get it? Is it possible to refuse it? Let's figure it out.
The history of the Russian payment system begins in 2010. came into force in July of this year. the federal law on the provision of state and municipal services No. 210. This document, among other things, contains information on the procedure for using the UEC. Initially, the law provided for a ban on card payment transactions outside of Russia. This initiative could lead to the bankruptcy of the Visa and MasterCard payment systems. However, after long negotiations, the ban was lifted.
In 2011, the Government of the Russian Federation decided to create the UEC. Especially for these cards, the PRO100 payment system and all the infrastructure necessary for it were created. However, this initiative was not supported by banks and the population. Therefore, the UEC ceased to be issued without fail.
Since the beginning of 2012, a project to introduce new cards has been launched in several regions of Russia. According to the results of this year, most of the UEC was implemented in the Komi Republic.
Since 2014, UECs have been issued to all Russians. However, everyone has the right to refuse the card.
At its core, the UEC is an association bank card, SNILS, policy health insurance as well as an identity document. In addition, you can enter data on a ticket, passes, driver's licenses into it. A microchip is embedded in the card, where all information about various electronic applications is stored.
The UEC project is more ambitious than the usual payment system. The universal electronic card of a citizen of the Russian Federation makes it possible to use all kinds of municipal, state and commercial services. As stated on the official website of UEC, with the help of these cards, Russians will be able to remotely use some services that were not previously available for this. We are talking about filing applications and processing various documents.
The external design of the UEC coincides with the design of a conventional banking plastic card. Service on it is carried out in payment terminals, ATMs, outlets as well as via the Internet. Non-contact application is also acceptable.
The UEC itself must contain the following information:
The card does not contain a barcode.
According to the legislation, a citizen of the Russian Federation (Russia)) is issued to all citizens of our country, regardless of age. Previously, the basis for its issuance was an application submitted to an authorized organization. Now the extradition does not require a special application.
When receiving a card for children under 14 years old, only their legal representatives can sign an application for issuance. In this case, it is impossible to connect the banking application to the card. Children over the age of 14 can connect it only with the consent of their parents.
A universal electronic card of a citizen of the Russian Federation is issued in organizations that are approved individually in each region. As a rule, banks and multifunctional centers are engaged in issuing.
To apply for a card, you must submit the following documents:
It is not necessary to bring a photo. Upon receipt of the card, you will be photographed. The application must specify the bank that will be used for the payment application. You can only select an organization that is a partner of this program. Card production time - no more than 20 days. Upon receipt, a general passport is required.
Many opportunities open up to the owners of the UEC. What does a universal card give to citizens of the Russian Federation? You can use it to get services government organizations and various departments - tax, migration service, registration chamber, traffic police and others. For example, you can pay for utilities, public transport tickets, purchases in stores, taxes, state duties, carry out Money transfers, make an appointment with doctors, in kindergartens, receive electronic prescriptions for medicines, keep an electronic diary, pay for meals in educational institutions. The list of available UEC services and various options for its use is gradually expanding.
The universal electronic card of a citizen of Russia (UEC) has a number of advantages:
The universal electronic card of a citizen of the Russian Federation (UEC) is not mandatory for all citizens. According to the law, anyone can refuse it by writing an appropriate application. You can do this anytime. After the application has been reviewed, the card will be cancelled. You can refuse UEC until January 1 of the next (2017) year. The list of application acceptance points is presented on the UEC website.
A universal electronic card of a citizen of the Russian Federation can be replaced both in case of loss and in case of changing the setting data of its owner. An application for issuing a duplicate is submitted to authorized organizations in each subject of Russia.
The application is considered within a month. Based on the entries made in the register, a duplicate of the UEC is issued. Extradition is carried out directly to the citizen on the basis of an identity document. The amount of the fee for reissuing a card in case of loss is determined separately in each subject of the federation. The replacement is absolutely free.
The creation of the UEC caused a flurry of emotions from the public. The fact is that the cards contain personal data regarding the size monthly income, property objects of owners, social security and other information about various aspects of human activity. All information is summarized in a single data bank. Opponents of the electronic card argue that the information protection system is far from perfect and access to the database can be obtained by third parties. Moreover, all information will be contained in a microchip.
The project, even at the pilot stage, has become a cause of discontent among the Russians. More than a third of Moscow residents spoke out against the introduction of UEC. The Moscow City Duma received more than 10,000 applications.
A lot of discussion on the Internet causes a universal electronic card. Total control, according to opponents of the system, has become quite real. After all, all operations and even the route of movement of a citizen can be tracked. Information leakage may well take place.
There is another point of view. Many citizens fear that electronic cards will be very effective in cities with developed infrastructure. In villages and villages, one should not expect results from the UEC.
Human rights activists argue that while civil society is at a low level of development, the introduction of universal personalized cards can lead to abuse and fraud.
The government claims that universal electronic cards carry out routing, but not the consolidation of information about citizens. That is, using the map, you can extract the necessary information from the database, which is located in the department government agencies. Also, UEC developers and project organizers claim that all cards are protected by hardware and software and are directly controlled by the state. It is not necessary to issue a card at all, you can issue a refusal if you wish.
So, the universal electronic card of a citizen of the Russian Federation is a very useful invention of our time. With its help, you can receive various non-cash settlement transactions. Its main advantage is that it contains information about several documents of its owner. Every citizen can get a universal card. However, the introduction of a system of personalized cards caused dissonance in society. Many Russians categorically oppose this innovation. However, the authorities leave the choice to the citizens - you can refuse the card.
Initially, the purpose of creating the UEC was to provide easier access to public services, the ability to save time on personal visits to state institutions, exclusion of the corruption component in the receipt of public services. But as the development progressed, the functionality of the universal electronic card was expanded and today it includes the following features:
The UEC contains information about citizens necessary for receiving public services: full name, date of birth, SNILS, compulsory medical insurance policy, etc. child care allowance and other essential services. In some regions, citizens have the opportunity to record a citizen's medical history on the UEC.
UEC can be used as a full-fledged payment instrument through the PRO100 system. Using the card, you can not only pay, but also buy goods in stores, withdraw cash, remotely manage your account. In some regions discounts on UEK are provided. You can receive scholarships, salaries, pensions, etc. on the card.
To be able to use the UEC as bank card it is necessary to select an issuing bank that will provide the specified functionality. Their list is still limited. Information about issuing banks can be obtained on the website of OAO "UEC".
UEC can replace the ticket. To do this, you need to activate it transport application. The card can be used to pay for public transport. At the same time, the cost of one trip will be cheaper than with traditional payment.
It should be noted that so far only a limited number of state and banking services. But in the future, it is expected that it will be possible to register a marriage, receive a birth certificate for a child, choose a cable TV operator, etc.
Many Russians are concerned about the question of whether the UEC is mandatory. No, not required. Moreover, it could be abandoned until the end of 2014. But even now the card is issued only on the basis of a personal application and the presence of a citizen. It turns out that without an application, the card is not subject to issue.
Points for issuing a universal electronic card are open throughout Russia. You can find out about their location on the official website of JSC "UEC", or on specialized regional portals. Applying for the issuance of the UEC is possible only with a personal visit.
