Many parents, especially those with many children, are interested in how long the maternity capital is valid. The question is quite interesting and important. After all, the said payment is nothing more than a way to support families with children by the state. And you need to know when it will cease to exist. Particularly because of the crisis. So what should parents know about maternal capital? What to pay attention to? Until when can I make this payment, and what is needed for this? It is worth exploring these issues in detail. The main thing is not to believe all the news that is now being distributed on the World Wide Web. There are a lot of lies and jokes among them.
So, until what year is the maternity capital valid? To begin with, it is worth understanding what kind of payment we are talking about. And who has the right to this kind state support.
Investigated aid is material funds allocated from the Federal state budget families with children. Important rule- the presence of two or more children in the family. Adopted children will also be taken into account. Issued only once. Has a fixed size. Money can not be used for all needs. This factor must be taken into account.
As a rule, people who have several minor children in the family must make this payment. This is good government support. What needs can it be used for?
We are trying to figure out how long maternity capital is valid in Russia. But before that, it is necessary to understand for what needs a person will have the right to spend cash. Indeed, at the moment, the range of use of mother capital is quite narrow.
Allowed expenses include:
There are no other significant directions. In fact, maternity capital can be sent either to improve housing, or to retire, or spend it on a child. Money cannot be spent on daily needs.
Since what year has the Maternity Capital program been operating? This question poses no problem. This financial assistance was introduced in Russia in 2007. And the corresponding program was accepted for consideration in 2006.
A much more serious issue is the topic of termination of payments. The state is doing its best to support families with children. Only in times of crisis is it not so easy to do this. Especially when you consider that the amount of the matkamital payment is 453 thousand 26 rubles. And that's just for one family. Therefore, more and more talk about the termination of this state assistance began to be heard.
But until what year is the maternity capital valid? At the moment there are several theories. The first one is the most positive. That is where you need to start. The fact is that we are constantly talking about curtailing the mother capital program. Despite this, a specific duration of the "life" of this assistance to families with children is provided.
Up to what point? The Maternity Capital program is designed until 2020. It is assumed that this offer will be available until the indicated date. No payments will be made after 2020. Anyway, now. But the moment is somewhat ambiguous. What do people need to pay attention to? What other surprises has maternal capital prepared? Until what year is it valid according to some sources?
The period indicated earlier is not the only date when the program of state support for families with children can be suspended. There are many theories regarding this issue. What exactly? Until what year is the maternity capital valid?
Some sources indicate that the state support program will be terminated in 2019. Therefore, those who want to receive money, you need to hurry. There is no confirmed data regarding the question posed. Accordingly, it should be assumed that payments will be terminated in 2020. It is for such a period that the population is recommended to navigate. Of course, in a crisis, it is necessary to monitor breaking news. It is likely that the payment of maternity capital will be suspended even earlier.
So, such assistance to parents as maternity capital, until what year is it valid? In general, the bill, adopted not so long ago, extended the program until 2020. Earlier it was said that in 2016 to cancel this kind of payment. However, the plans were not put into practice.
There is also an opinion that in 2017 maternity capital can be frozen. That is, stop payments. For example, for a year. Therefore, some sources indicate that it is likely that cash assistance to families with children will be discontinued in the period 2017-2018. And this fact must also be taken into account.
Until what year will the maternity capital be valid? The situation is ambiguous. In a crisis, it is very difficult to predict exactly this nuance. This must be taken into account.
The real picture at the moment looks debatable. On the one hand, as already mentioned, the program was adopted until 2020. On the other hand, they talk about freezing payments. But one thing is clear - today in 2017, Russian families have a chance to apply for maternity capital. Of course, things can still change. But so far, direct bans have not reached. All changes accepted state program are only under discussion. It is likely that this support from the government may soon be suspended. But there is no 100% reliable information about this. Therefore, as already mentioned, it remains only to wait. And hope that maternity capital will not be canceled until 2020.
Now we should talk a little about how to apply for such a subsidy. Indeed, as practice shows, not everyone knows how maternity capital is issued. What year is the program up to? Presumably until 2020. Therefore, there is still time for registration.
What should citizens know? Firstly, maternity capital is issued either at the MFC or at the PFR. Secondly, it is necessary to collect a certain list of documents for issuing the appropriate certificate. Which one? These include:
Accordingly, all these papers are submitted to the indicated authorities. After checking the completeness of the package, citizens are issued a certificate for maternity capital within a month (usually this is how long it takes to produce a document). After that, you can use it. But only in those directions that were previously indicated. Now it is clear until what year the maternity capital will operate.
The freezing of maternity capital until 2020, which is now being talked about everywhere, in fact, does not imply anything new for families with two or more children. So far, this only means that the size of the state certificate for mother capital will not be increased (indexed) for several more years - but after all, it has not been increased for 2 years in a row!
Since January 1, 2015, its size has not changed, and according to the new law on the federal budget, the amount of the certificate will not be increased again in 2019 - it will again amount to 453,026 rubles.
And since it was possible to use it all these 2 years without any additional restrictions (and no one talked about any “freeze” all this time at all), then in the same way it will be possible to use it without hindrance further and until 2020 (and even beyond) .
The restriction adopted by the Government does not apply in any way to the right to obtain a certificate and the possibility of its use in the areas prescribed by law:
Thus, the “freeze” now adopted does not in any way imply a ban on the use of a parent certificate! Therefore, in 2018, it will be possible to issue a mortgage on it in the usual manner, and repay the previously taken Housing loan or loan.
In other words, in 2018 everything will be exactly the same as it was in 2015 and 2016- so far there are no prerequisites for something to change dramatically. Just that the financial capital will continue to lose its value, so it makes sense to spend it early.
According to the official position of the Government, this is done in view of the difficult economic situation in the country and the inability to index such a large payment for current high performance inflation (i.e., if there were indexation, it would still be “nominal” and would not correspond to real indicators of price growth).
Besides, many experts note that due to economic crisis In many regions of the country, housing prices have not only not grown over the past few years, but, on the contrary, have slightly decreased. And since more than 90% of certificate holders use it to buy a home, the purchasing power of mother capital will not decrease due to non-indexation (at least not in the near future).
According to the law on the federal budget for 2018 and for the planning period 2019-2020, the Russian government has already planned the next indexation of maternity capital from January 1, 2020 by 4%(accordingly, the amount of the certificate will increase from 453,026 to 471,147 rubles). This will be the first indexing in the last 5 years of the program. At the same time, the very term of its validity, at the suggestion of Vladimir Putin, was
On December 28, 2017, Vladimir Putin signed the law on the extension of the maternity capital program until December 31, 2021. This is not the first postponement of the completion of the program - in December 2015, on behalf of the President, she already extended for 2 years. At the same time, initially its action planned for a period of 10 years(from 2007 to 2016 inclusive). Thus, in total, at the moment we can say that the capital mat program is designed for long term duration of 15 years (maybe, and this is not the limit).
It should be noted that this law extended the Program itself - that is, the changes primarily apply to those who are just going to give birth or adopt a second child after 2018! The validity period of already issued certificates, as well as the right to dispose of the funds provided for them not limited in time.
Thanks to the adopted law, families with a second or subsequent child can now participate in the maternity capital program to December 31, 2021 inclusive. That is, in order to become the owner of the certificate, citizens need give birth or adopt a child before the beginning of 2022. At the same time, you can apply to the Pension Fund of the Russian Federation at any time after the right to it arises.
But you can use cash mat capital in most areas only three years later after the birth or adoption of a child. However, in some cases, the use of funds is allowed and.
Unlike acquiring a certificate, which is possible only if a child appears within a period strictly defined by law (PFR will continue to issue certificates for mat capital to families in which a second or subsequent child appears before December 31, 2021), getting the document in the FIU is not limited by time frames.
To obtain it, you must contact the FIU or the MFC (Multifunctional Center), submitting the following documents:
In accordance with paragraph 1 of Article 5 of Federal Law No. 256-FZ of December 29, 2006, a citizen entitled to mother capital can submit documents for a certificate at any convenient time, both immediately after the baby is born, and several years later. One way or another, the Pension Fund will be obliged to issue a document at the first request of the copyright holder for it after an appropriate verification.
Thus, citizens can receive the certificate for maternity capital immediately after the appearance in the family of a child with whom this right is acquired. At the same time, you can apply for a document at a later time - there are no restrictions on the timing of its receipt!
In fact, the effect of an already issued document on maternity capital not limited(strictly speaking - until the balance of funds on the certificate becomes equal to zero). The state will be obliged to issue funds to the citizen according to the certificate, regardless of whether the so-called “program validity period” has ended (now it is 12/31/2021) or not.
However, in some cases, the timing of the use of capital is still limited. So, according to paragraph 3 of Article 11 of Federal Law No. 256-FZ of December 29, 2006, maternity capital funds can be directed to a child (both natural and adopted), if at the time of the start of his education age does not exceed 25 years. It follows that, specifically in this direction, the validity period is still limited (but it is set individually for each specific family).
To be able to spend capital on something, you must submit to the FIU application for the disposal of maternity capital funds, which must indicate the direction of its use.
By general rule funds can be used not earlier than three years since the birth of a child in the family. However, in accordance with paragraph 6.1 of Article 7, without waiting for three years, citizens can dispose of their capital or part of it, in the event of:
Thanks to mother capital in our country, many families have already been able to purchase, build or reconstruct housing, as well as send part of the funds to educate children, etc.
This state support for families in Russian Federation is unique of its kind, as in other countries with similar demographic problems sums of money in this amount () for the birth or adoption of a second child are not allowed.
The main law governing the Maternity Capital Program is Federal Law No. 256-FZ of December 29, 2006. It initially set specific terms for the Program - from January 1, 2007 to December 31, 2016. In 2007, the amount of the certificate was set at 250000 rubles, and for 2019 this amount is 453026 rubles(although it could have been more if not for the infamous “maternity capital freeze”).
In accordance with Article 12 of Federal Law No. 444-FZ of December 19, 2016, the Government of the Russian Federation, the State Duma and the President decided to “freeze” maternity capital until 2020. This means that until the end of the specified period, the maternity capital, as well as its unspent balance, will not be indexed.. The use of this measure is associated with severe economic situation in the country and aimed at reducing costs.
In fact, with the adoption of this law, it is essential for families with children nothing changes. The funds of mother capital were last indexed and so only from January 1, 2015 by 5.5%. For 2016-2019, maternity capital was actually also “frozen”.
Suspension of indexing means only one: the capital itself loses its value, since it will remain at the level of 2015 in the amount of 453,026 rubles for several more years.
Thus, the “freeze” adopted by the Government did not affect the issuance of certificates for maternity capital and the disposal of its funds. As before, citizens will also have the right, in accordance with the legislation of the Russian Federation, to dispose of their mother's capital in full, both before 2020 and after.
What will happen to maternity capital after 2021 is currently unknown. However, in relation to this program, even in government circles, various development scenarios have been repeatedly proposed, one of which may well be realized in the future:
On December 28, 2017, Vladimir Putin signed the law on the extension of maternity capital for a second child until December 31, 2021, as well as on making immediately . Recall that the mother capital program has been operating in Russia for 11 years and its operation was supposed to end after 2018.
Vladimir Putin noted the special role of the Mat Capital program in resolving issues demographic development country and increase the birth rate. “Having two children in a family has become a steady trend”- said the President, speaking about the merits of the state program. In this regard, it is quite natural that families expect to receive a certificate for the birth of a second child in the future, so the question has often been raised recently: Will maternity capital be extended after 2018?
New law on the extension of maternity capital until 2021 inclusive adopted in December 2017(at about the same time, on behalf of Vladimir Putin, the program was extended for the first time in December 2015 federal law No. 433-FZ of December 30, 2015).
In addition to the extension of the program until December 31, 2021, the law provides two new uses maternity capital certificate from 2018:
Until 2018, the only traditional form of receiving maternity capital funds in cash were lump sum payments., which for 11 years of the program were provided for 4 years:
For most Russian families real income continue to fall for three years in a row, in connection with which the problem of poverty among families with children, including working ones, is still acute. Therefore, payments from maternity capital in cash in 2018 are provided for receiving monthly and only to needy families. Wherein:
It should be noted that in general, a certificate for maternity capital would be enough for such monthly payments in the amount of the living wage. until the child reaches 3 years of age and even more!
In addition to extending the program until the end of 2021, the law provides for the possibility of using a maternity capital certificate since the birth of a child“to pay for the services of preschool education” - they mean in educational organizations.
At first glance, this may also seem strange (especially since the indicated age is already from the birth of a child), if you do not take into account other proposals to support families with children. In fact, we are talking about a new full-fledged
The government does not plan to return to discussing the issue of indexation of maternity capital until January 1, 2020. This was announced on 06/29/2017 by the Prime Minister Dmitry Medvedev at a meeting of the Government, during which the parameters of the federal budget for 2018-2020 were discussed. and forecast of the socio-economic development of the country.
“The PFR budget includes money for the payment of maternity capital. In the next two years, its size does not change. From January 1, 2020, it must be indexed,” the Prime Minister noted.
Such parameters are already included in the draft budget of the Pension Fund for 2018 and the planning period of 2019-2020, as reported by the first deputy on June 30, 2017. PFR Chairman Alexander Kurtin:
In this way, adopted law No. 444-FZ dated December 19, 2016 on the freezing of mat capital will not be reviewed or canceled. Federal budget will be based on the fact that the size of the certificate not indexed until 2020.
It should be noted that the Government plans to continue indexing maternity capital from January 1, 2020 don't mean that it was decided to extend this program after 2018, as many media interpret it! The fact is that not only newly issued, but also previously issued certificates not fully utilized. However, in fact, this indexation has not been carried out since 2015, since maternity capital was frozen due to reduce the budget deficit (and work to reduce budget spending, as Dmitry Medvedev noted at the meeting, the Ministry of Finance will continue).
In just 10 years of the program, 7.8 million certificates were issued, of which only 56% have already been fully spent. The remaining 44% of certificates should continue to be indexed even in the event that a decision is made not to renew the program after 2018 (recall, now its validity period). This is due to the fact that the period of use of certificates by any law not limited in any way.
In fact, the completion of the program, scheduled for 2018, only means that if it is not extended, new certificates will no longer be issued for the birth or adoption of a second or subsequent child.
However, this issue is now being discussed, and even during the next Direct Line. In particular, the Ministry of Labor and Social Protection has already come up with a proposal to extend the program on current terms for another time, and has even already prepared a corresponding bill.
The President, in turn, noted that this measure should be considered
