JSC Halyk Savings Bank of Kazakhstan- the largest universal commercial Bank Republic of Kazakhstan, successfully working for the benefit of its clients for 90 years, is one of the most reliable and diversified financial structures Kazakhstan.
The bank is part of the Halyk Group financial group, which includes 13 subsidiaries. The companies of the group offer a wide range of services to the population (banking services, pension savings, insurance, leasing, brokerage and dealer services, asset management services), representatives of small and medium-sized businesses, corporate clients. Halyk Bank also operates in Russia, Georgia and Kyrgyzstan.
The major shareholder of the Bank is ALMEX HOLDING GROUP JSC.
NWF Samruk-Kazyna JSC - the Fund, which is a holding uniting a number of state-owned enterprises, formed through the merger of Kazyna Sustainable Development Fund JSC and Samruk Kazakhstan Holding for State Assets Management JSC and additional transfer of ownership by the State Fund to the Fund in certain enterprises owned by the Government of the Republic of Kazakhstan The Fund was established on November 3, 2008 in accordance with the Decree of the President of the Republic of Kazakhstan. state property and privatization of the Ministry of Finance of the Republic of Kazakhstan, is the sole shareholder of the Fund.
JSC NWF Samruk-Kazyna and Halyk Group signed a package of documents regarding the implementation of a set of joint measures to support the economy of the Republic of Kazakhstan within the framework of the stabilization program of the Government of Kazakhstan. In accordance with the agreements reached, Samruk-Kazyna will not interfere in determining the operating policy "Halyk Group" and its share in the authorized capital of "Halyk Group" will not exceed 25% of the issued ordinary shares of "Halyk Group" of the placed (minus repurchased) ordinary shares of the Bank.
In 2009, the Bank received state funds under the stabilization program of the Government of the Republic of Kazakhstan. A stable financial position allowed Halyk Bank to be the first among Kazakhstani second-tier banks to start returning state funds. The bank returned the deposit in the amount of 60 billion tenge ahead of schedule.
Halyk Bank has the widest network of ATMs in the country - 1682 units, 198 of them with the cash in function. Number of POS-terminals in outlets and points of sale of various goods and services is 3672 units. and 426 settlement and cash departments.
The bank issues payment cards VISA systems International, MasterCard International, China Union Pay. The total number of the Bank's cards in circulation exceeded 3 million 136 thousand. units, which is about 40% of payment card users in Kazakhstan.
The Bank's securities are included in the main listing of the Kazakhstan Stock Exchange (“KSE”). In addition, some issued debt securities Bank are included in the main listing on the Luxembourg and London Stock Exchanges. The Bank has listed its Global Depositary Receipts (“GDRs”) on the London Stock Exchange.
Halyk Bank is a participant in the Business Roadmap 2020 program.
The Business Roadmap 2020 program was developed to implement the message of the President of the Republic of Kazakhstan N.A. Nazarbayev to the people of Kazakhstan "New Decade - New Economic Rise - New Opportunities for Kazakhstan" and the Strategic Development Plan of Kazakhstan until 2020. The program is one of the implementation mechanisms State program on accelerated industrial and innovative development of the Republic of Kazakhstan for 2010-2014. The Bank is included in the register of banks participating in the deposit insurance system.
July 2006- Magazine "Euromoney" - « Best bank in Kazakhstan in 2006"
September 2007 "Best Retail Bank in Central Asia 2006"
January 2008- Magazine "Euromoney" - "The Leading Bank Among developing countries Europe in the field of corporate governance"
May 2008- The Asian Banker magazine - "Best Retail Bank in Kazakhstan 2007"
May 2008- The Asian Banker magazine - "Best Retail Bank in Central Asia 2007"
July 2008- Magazine "Euromoney" - "The best bank in the field of management among developing countries in Europe"
July 2008- Magazine "Euromoney" - "The best bank in Kazakhstan in 2008"
November 2008- The Banker magazine - "Bank of the Year in Kazakhstan"
February 2009- Magazine "Euromoney" - "Best Deal of the Year (Eurobonds worth $500m through 2013)"
June 2009- Magazine "Emeafinance" -
July 2009- Magazine "Euromoney" - "The best bank in Kazakhstan in 2009"
March 2010- The Asian Banker magazine - "Best Retail Bank in Kazakhstan 2009"
March 2010- Global Finance Magazine - "Best Bank in Kazakhstan 2010"
August 2010- Magazine "Euromoney" - "The best bank in Kazakhstan in 2010"
November 2010- Magazine "Business New Europe" - "The best bank in the CIS"
December 2010- For contribution to development domestic economy, support for small, medium and large businesses with a special diploma of the Government of the Republic of Kazakhstan - "Best Service Provider"
March 2011- Diploma of the 1st degree "Senim-2010" in the nomination "The best employer company in two capitals (over 250 people)"
May 2011- Magazine "Emeafinance" - "Best Local Bank in Kazakhstan" in the nomination "Europe Banking Awards 2010"
May 2011- "Global Finance" - "The Best Bank in Kazakhstan" in the nomination "World's Best Emerging Market Banks"
History of the People's Bank of Kazakhstan- this is the history of the formation and development of the savings system of Kazakhstan. Joint Stock Company "Halyk Bank of Kazakhstan" was founded on the basis of the reorganized Savings Bank of the Republic of Kazakhstan.
In the post-revolutionary period, in the period of new economic relations, in 1923 the first savings bank was opened in Aktyubinsk, and later, during the period of collectivization and industrialization, in 1936 a branch was opened in Almaty Savings Bank USSR. In fact, since 1923, a new round of development and popularization of the savings system, designed for the broad masses of the population, begins.
After the opening of the savings bank in Aktobe, over the next 4 years, 335 savings banks were formed in the republic. In 1929, the Republican Savings Bank was organized, which managed the activities of all savings banks in Kazakhstan. In subsequent years, their number increased rapidly. In order to involve more workers, employees and collective farmers in the number of depositors, special attention was paid to opening savings banks directly at plants and factories, collective farms and state farms, at communication institutions and other enterprises and organizations. The very nature of socio-economic and financial relations in a socialist society contributed to the fact that almost every Soviet citizen was a depositor of the Savings Bank. The global queuing system contributed to the accumulation of vast historical experience of the savings system and the consolidation of established banking traditions in Kazakhstan.
Savings banks were also allowed to issue urgent loans secured by government bonds and other securities. They could perform stock and other financial and banking operations.
During this period, the savings business was characterized by the formation and gradual development state loan. Over the years, eight government bonds have been issued, including three in kind and two in gold. Loans in kind (two grain and sugar) and loans in gold terms were issued in the pre-reform period.
By the end of 1960 the number of depositors in savings banks reached 1,770 thousand, the amount of deposits amounted to 322.7 million rubles, and the average size deposit rose to 182 rubles. The number of savings banks from 1950 to 1960 increased by 1.8 times and at the end of 1960 amounted to 2805. The development of the savings business and the expansion of the network of savings banks in Kazakhstan is mainly due to the development National economy, a significant increase in the material well-being of workers as a result of the mass development of virgin and fallow lands. The share of savings banks of virgin regions: Kokchetav, Kustanai, Pavlodar, North Kazakhstan and Tselinograd only in 1955 accounted for 44.1 percent of all personal accounts of depositors and 44 percent of the balance of deposits available in the republic (Irreplaceable services, M.D. Dzholdasbekov and etc., Alma-Ata, 1986). In the early 60s, savings banks were involved in operations to receive payments from the population for an apartment, utilities and other services. The savings banks were also given a large amount of current accounts of factory and local committees of trade unions, mutual aid funds, as well as public organizations that are not involved in economic activity. Operations of savings banks on non-cash transfers to accounts in deposits of amounts from wages workers and employees, as well as the cash earnings of collective farmers, subject to the principles of strict voluntariness. For the development of the savings system, the strengthening monetary unit. However, the reform of 1961, conceived as a measure of control over the mass and limitation of emissions, was not supported by the transformation of the entire economic system and was reduced to the replacement of banknotes and the establishment of a new ruble exchange rate. Since 1963, after the transfer of savings banks from the jurisdiction of the Ministry of Finance to the jurisdiction of the State Bank, the population's funds from deposits began to be directed to replenish its credit resources. At the end of the 1960s there was a rapid flourishing of the savings business, which ensured the allocation of large funds for lending to the national economy, the source of which was the monetary savings of the population.
1988 banking reform outlined the transition to a two-tier banking system: central bank - specialized banks. The state labor savings banks were transformed into the Sberbank of the USSR as a state specialized bank for servicing the population and legal entities.The state independence of the Republic of Kazakhstan and the acquisition of sovereignty marked the beginning of the third, reorganization stage - the transformation and reorientation of the structure and functions of banking and the beginning of the chronology of the immediate development of Halyk Bank of Kazakhstan.
After gaining sovereignty, in December 1990, Kazakhstan immediately set about creating its own banking system that meets the requirements market economy. Already in January 1991 Law "On banks and banking in the Kazakh SSR", which marked the beginning of banking reform in independent Kazakhstan.
One year after the official declaration of independence, in 1992, the Savings Bank of the Republic of Kazakhstan was established, the official legal successor of which is Halyk Bank of Kazakhstan.
In 1993 Savings Bank is being reorganized into an independent legal structure "Halyk Bank of Kazakhstan", owned by the Government of the Republic of Kazakhstan.
And in 1995 The Bank is transformed into a Joint Stock Company closed type. The process of transformation was accompanied by a radical change in the management of the bank and the style of work. The new management put the principle of universalism at the basis of the bank's activities, which it consistently upholds and embodies in the consistent expansion of the range of banking services and use of the latest information and communication technologies in banking.
By the end of 1995, Halyk Bank of Kazakhstan became the largest operating bank Republic and continues to successfully maintain the achieved positions in financial market.
In July 1998 decision General Assembly of shareholders, the Bank was transformed from a closed joint stock company with 100% participation of the Government into the Open Joint Stock Company Halyk Savings Bank of Kazakhstan. In the same year, in accordance with the Decrees of the Government of the Republic of Kazakhstan, including Decree of the Government of the Republic of Kazakhstan N 644 dated July 6 1998 "On the main directions of the phased privatization of the Joint Stock People's Savings Bank of Kazakhstan for 1998-2001", work was carried out to increase the share capital.
November 2001 The Government of the Republic of Kazakhstan sold at auction its controlling stake, which at that time amounted to 33.33% plus one share. Today, Halyk Bank of Kazakhstan is the largest universal commercial bank in the Republic of Kazakhstan, successfully operating for the benefit of its clients for 85 years, one of the most reliable and diversified financial institutions in Kazakhstan.
The modern history of Halyk Bank is not only the process of its privatization and structural reorganization. It is a process of continuous introduction of the latest banking technologies, expansion of the range of services, a global strategy aimed at the complete preservation and improvement of the system savings deposits in the new conditions, the creation of a "vertically integrated" banking structure with a developed branch infrastructure. This is an orientation, taking into account modern information and communication technologies, to solve the main tasks of Halyk Bank of Kazakhstan - payment of pensions, wages, acceptance of tax, utility and other payments, settlement and cash services small and medium enterprises and government agencies.
Halyk Bank is a large financial institution, which operates in such countries - Kazakhstan, Kyrgyzstan, Georgia, Russia. He always keeps up with the times, introducing innovations in banking.
Halyk Bank of Kazakhstan is part of the Halyk company and is the second in terms of assets in the country. The organization provides services to corporate and private clients, medium and small businesses. Deposits, loans, treasury products, payment cards - this is not a complete list of financial services. On the territory of the Republic of Kazakhstan is located a large number of branches and service centers.
Halyk Group is a large financial group of Halyk Bank, which provides the following services:
There are other subsidiaries in Kazakhstan.
Remote customer service in Halyk Bank of Kazakhstan JSC is implemented in several formats:
The corporate and private sectors have the opportunity to receive complete information about the movement of funds, about debt obligations without a personal appeal to representative offices. Halyk Bank offers the Mobile Banking service. This is an affordable and simple method of controlling the movement of money. "Halyk Bank" is an application on the phone for transfer and payment.
The development and popularity of the network - the Internet became the impetus for the emergence of the system banking service at a distance, at a distance. This simplifies and speeds up the control of personal accounts. To this end, Halyk Bank has introduced an Internet banking system. With its support, it is possible to carry out transactional and informational operations.
Information includes:
Transactional are:
To connect to the system does not require special skills. You need a simple registration on the official website, for which data is used plastic card and number mobile phone. The user comes up with a username and password, they are confidential.
Halyk Bank Kyrgyzstan – joint-stock company open type. Its branches are located in major cities of the country with the main office in Bishkek. All possible functions can meet the needs of customers.
All categories of individuals and legal entities will be able to use individual safe boxes. Round-the-clock security, fire protection, the secret of the contents of the cell are the advantages of this storage method.
On the website of the institution, you can study and analyze reports on capital, movement of funds, total income and general financial situation. This availability inspires great confidence.
The largest financial institution in Kazakhstan, Halyk Bank, is part of the Halyk group, which demonstrates high level capitalization. Attractive for customers is not only the high level of reliability of the financial institution, but also a well-functioning service that allows you to make transactions online thanks to the current MYHALYK Internet banking system.
Each holder of plastic, the owner of a deposit or credit account, as well as corporate client can make Money transfers, monitor the balance of funds, apply for new loan or reissue of cards in the online system. The only thing he needs is to form a Personal Cabinet.
Getting into your account after connecting the Halyk Bank personal account service is quite simple. You just need to correctly enter the credentials acquired after registration.
Guide to entering online banking myhalyk.kz:
If you enter the data correctly, you will immediately get to your Halyk bank, which allows you to make online payments via a PC, tablet computer or smartphone. You can also generate account statements and enjoy lower rates for services and products than if you came to a Halyk Bank branch. A version of the application adapted for mobile devices with iOS and Android OS.
It is advisable to immediately print out a receipt for ongoing transfers or save it in the profile journal (in the future it will be possible to print it out within a year). The document contains information about the completed transaction and the electronic seal of the bank.
In order for the registration to be successful, your Kazakh mobile phone number must be connected to the "SMS - password delivery" option. A similar service is provided by connecting to ATMs when selecting the "Internet banking" tab in the menu. It allows you to access more advanced functionality.
Registration takes place according to the card number of Halyk Bank. The plastic must be activated - that is, at least one operation with the introduction of a PIN code has been completed.
Registration steps:
The authentication process is carried out on the card.
Another way to authenticate in the Halyk Bank online settlement system is to set it up through an ATM. For this:
During the registration process, you will receive a notification that for further correct work in the Internet banking of Halyk Bank of Kazakhstan, you will need to activate the SMS delivery service with passwords.
There are frequent cases when you cannot get into the system due to the fact that you forgot the password. There is absolutely no need to despair. We suggest taking steps to restore access:
Another in a simple way is to use an ATM. After you insert the card into the slot, select the Internet banking menu and the recovery option. Print a receipt with a one-time password, which has a limited validity period.
The mobile version of internet-banking is adapted for devices with Android OS and IOS. But we immediately note that the list online services will be limited, even regardless of the connection of SMS passwords. If you are interested in extensive functionality, you need to activate the full version in the side menu.
Free download Internet banking of Halyk Bank of Kazakhstan for individuals (click on the icon):
Halyk Bank is a large financial institution that operates in such countries as Kazakhstan, Kyrgyzstan, Georgia, Russia. He always keeps up with the times, introducing innovations in banking.
Halyk Bank of Kazakhstan is part of the Halyk company and is the second in terms of assets in the country. The organization provides services to corporate and private clients, medium and small businesses. Deposits, loans, treasury products, payment cards - this is not a complete list of financial services. A large number of branches and service centers are located on the territory of the Republic of Kazakhstan.
Halyk Group is a large financial group of Halyk Bank, which provides the following services:
There are other subsidiaries in Kazakhstan.
Remote customer service in Halyk Bank of Kazakhstan JSC is implemented in several formats:
The corporate and private sectors have the opportunity to receive complete information about the movement of funds, about debt obligations without a personal appeal to representative offices. Halyk Bank offers the Mobile Banking service. This is an affordable and simple method of controlling the movement of money. "Halyk Bank" is an application on the phone for transfer and payment.
The development and popularity of the network - the Internet has become the impetus for the emergence of a system of banking services at a distance, remotely. This simplifies and speeds up the control of personal accounts. To this end, Halyk Bank has introduced an Internet banking system. With its support, it is possible to carry out transactional and informational operations.
Information includes:
Transactional are:
To connect to the system does not require special skills. You need a simple registration on the official website, for which the data of a plastic card and a mobile phone number are used. The user comes up with a username and password, they are confidential.
Halyk Bank Kyrgyzstan is an open joint stock company. Its branches are located in major cities of the country with the main office in Bishkek. All possible functions can meet the needs of customers.
All categories of individuals and legal entities will be able to use individual safe boxes to ensure the safety of personal valuables and documents. Round-the-clock security, fire protection, the secret of the contents of the cell are the advantages of this storage method.
On the website of the institution, you can study and analyze reports on capital, movement of funds, total income and general financial position. This availability inspires great confidence.
Halyk Bank, Internet banking of Halyk Bank of Kazakhstan is a platform for remote banking customer service. Bank address on the Internet - http://www.halykbank.kz
The service allows the client of Halyk Bank to independently manage accounts, make payments and transfers.
We list some of the possibilities of Internet banking from Halyk Bank of Kazakhstan:
The Internet banking service from Halyk Bank of Kazakhstan is constantly evolving and updated with new features.
To register in online office Internet banking from the People's Bank of Kazakhstan, you need:
The registration process in the Internet banking system does not differ from the registration process in other banks, we will talk about two options- via the Internet and through an ATM.
To do this, you need to go to the official website of the bank and in a special registration form - you need to specify the card number. Then confirm the specified data using a verification code, a one-time password. Next, you need to come up with and enter a login (username) and password (identification password). The last step will be agreeing to the terms of the Internet Banking system and confirming registration in banking.
To register in the system through an ATM, you need to insert your bank card into the bank's ATM. Then you need to find and select the service "Internet banking", then "Registration in the Internet banking system". After these steps, the ATM will print a check with a temporary password and login. The password must be changed after entering the Internet banking, during its validity - 2 days.
The People's Bank of Kazakhstan has its own separate personal account for each type of person - individuals and legal entities.
For individuals or individuals, Halyk Bank of Kazakhstan provides - Internet banking for individuals, the login form is located at https://www.myhalyk.kz.
To Login, you will need to enter the “Username” and “Password”, to recover the password you will need to click on the link “Retrieve password”
