Additional services and services:
In accordance with current legislation Russian Federation the pledgor (borrower) is obliged to insure the pledged property in its full value against the risks of loss and damage, unless otherwise provided by the bank's tariffs. You can include the CASCO insurance premium in the loan amount.
Unforeseen circumstances will no longer threaten financial well-being your family. In case of occurrence insured event The loan will be repaid by the insurance company. The program operates 24 hours a day around the world. You can be sure that you and your loved ones are protected for the entire term of the loan. Financial protection continues even if early repayment loan.
The comprehensive program "Protection" is a reliable shield against financial risks. It includes CASCO and life and health insurance of the borrower. When this service is included in the loan amount, Rusfinance Bank uses promotional pricing and lowers the interest rate on the loan.
The "GAP-insurance" service allows the client to receive compensation for the difference between the initial cost of the car and the amount of compensation for CASCO in case of its loss.
GAP (Guaranteed Asset Protection) insurance - “a guarantee of saving the value vehicle» - a program that expands the range of insurance coverage related to the operation of a vehicle that is the subject of a pledge.
Insurance of the pledged property against the risks of loss (Theft / Constructive loss) for the sum insured equal to the balance of the loan debt. Registration is possible for new cars of foreign and domestic production and used cars of foreign production.
By applying to Rusfinance Bank for a car loan, you will receive:
Benefit!
. Possibility to include CASCO insurance premiums in the loan amount.
. Large selection of loan programs for various groups of cars.
. No commissions for early repayment of the loan.
. A wide range of additional services.
Availability!
. The ability to take into account not only own income, but also official spouse's income.
. The ability to take out a car loan, even if no driver's license.
. Obtaining a preliminary decision on issuing a loan for a car according to 2 documents.
. Credit for commercial vehicles of any brands with a permitted weight of up to 3.6 tons
at the same interest rates as for cars.
Convenience!
. Possibility to borrow additional equipment for up to 30%
from the value of the car.
. Making a loan for a car directly in the partner car dealerships of Rusfinance Bank.
. Large selection of payment methods.
Rusfinance Bank offers to purchase a new or used car on credit on attractive terms. Among the advantages are a large selection of loan programs with car manufacturing companies, speed and convenience of registration, a minimum of documents (passport + a second document to choose from: driver's license, foreign passport, TIN certificate, insurance certificate of the state pension fund, military ID), the absence of commissions and penalties for full or partial early repayment.
To obtain a car loan, there is no need to come to the Bank's branch, stand in line, and then wait several days for the application to be considered. enough to come with necessary documents to the salon of the car dealer-partner of the Bank, choose the car you like and contact the Bank's credit consultant. The term for consideration of the application is from 30 minutes. The validity period of the Bank's preliminary decision on approval of the application is 100 days for a new and 30 days for a used car. At the request of the borrower, the loan amount can include CASCO insurance premiums, as well as life insurance for the first year or for the entire loan term.
QUESTION ANSWER:
Where can I get a car loan?
You can apply with documents:
. to a consultant in the car dealership of our partner;
. to the regional branch of Rusfinance Bank.
Yes it is possible. You can buy a used car both in car dealerships and in car markets or from private individuals. On the day of expiration of the loan agreement, the age of a domestic car must be no more than 10 years, a foreign one - no more than 12 years.
How much can I borrow?Depending on the terms of the lending program, you can apply for a loan in the amount of 50 thousand to 6.5 million rubles.
Is it necessary to have a driver's license to get a car loan?No. Even if you do not have a driver's license, you can own a car, buy it as a gift for someone, etc., including taking out a car loan.
Can I not take out CASCO insurance?Under the terms of the pledge agreement, you are obliged to issue a CASCO policy for the entire loan term, unless otherwise provided by the Bank's tariffs. Rusfinance Bank offers the possibility of including CASCO insurance in the loan amount, which will significantly reduce the burden on your budget.
Go to the Rusfinance Bank website. Check out the benefits of a cash loan and the terms of issuance:
To submit a loan application, prepare a package of documents and come to the office of Rusfinance Bank. Write an application and wait for the bank's decision from 15 minutes to 1 day.
Rusfinance - regional bank, controlled by Rosbank and included with it in the international group Societe Generale. Founded in 1996 in Samara, originally called Promek-Bank. For a long time he specialized in servicing the SOK group, which included companies in the automotive industry. Rusfinance joined Societe Generale before Rosbank - in 2005. A year later, it received its current name.
All Rusfinance Bank shares are owned by Rosbank, which in turn is owned by the Societe Generale group. The head office of the organization is located in Samara. The branch network includes more than 135 service points in 66 regions of Russia. The bank operates on the basis of license No. issued by the Central Bank on February 13, 2013.
Rusfinance specializes in car loans. He cooperates with a large number of automakers - from VAZ and UAZ to Ford and Hyundai. Its services are available to customers of more than two thousand car dealers across the country. In addition to car loans, Rusfinance offers various programs consumer lending and credit cards.
You will learn how to enter your personal account on the official website of Rusfinance Bank online. Detailed instructions for convenient and quick access to rusfinancebank.ru with screenshots and video instructions. Visual guide to recovery forgotten password to personal account jar. We provide only the most up-to-date information.
How does Rusfinance Bank issue a cash loan?
After approval of the loan application, sign an agreement with Rusfinance Bank. The bank will transfer the money to your bank account opened in another credit institution, within 5 days. Cash can be withdrawn on the terms of your clearing bank.
Do I need to take out insurance to get a loan from Rusfinance Bank?
To get a loan from Rusfinance Bank, it is not necessary to take out insurance. The availability of insurance does not affect the decision of the bank to issue a loan.
The bank offers life and health insurance or protection against the risk of job loss as additional services. In the event of an insured event, the loan will be repaid for you Insurance Company. The insurance premium can be included in the loan amount.
Is it possible to control a Rusfinance Bank loan using SMS notifications?
Rusfinance Bank provides borrowers with an SMS service. The service informs about the date and amount of the next payment, crediting and debiting money under the loan agreement.
SMS-informing service is paid. It is connected voluntarily and does not affect the decision of the bank to issue a loan.
Is it possible to repay the loan of Rusfinance Bank ahead of schedule?
Rusfinance Bank does not limit the amount of early repayment and does not charge a commission for the operation. You can repay the loan in part or in full on the next monthly payment date. In case of partial repayment, notify the bank of your intention 5 calendar days in advance. 1 day before the maturity date, deposit the claimed amount into the account. After early repayment, Rusfinance Bank will recalculate the loan and draw up a new payment schedule.
How can I pay off a Rusfinance Bank loan?
The Rusfinance Bank loan must be repaid according to the payment schedule. To contribute monthly payment, use one of the following methods:
Not many people know that in order to apply for a loan to Rusfinance Bank, it is not at all necessary to go to the local branch, stand in line and communicate with the manager personally, as well as carry a pile of documents, all this is gradually fading into the background, because It is now possible to apply online. Technology does not stand still and gradually fills all corners of our lives, and in the field of lending, you can greatly simplify your life.
To date, we have collected the most up-to-date information on interest rates and loan products of this financial institution, however, in order to get the most up-to-date information, you must leave a request and the manager, by calling back, will advise on all issues and tell you about the new offers of the bank.
Those who wish to save time can send an online loan application to Rusfinance Bank. Clients contacting representatives financial institution at points of sale, they will quickly and without unnecessary delay issue a loan for the necessary goods or services.
The bank will readily provide a loan for the purchase of a car.
The loan applicant is required to answer a number of questions. The financial institution shall notify its decision by mail. If the request is approved, documents are sent to the client's address, which explain the terms of the loan. They must be signed and sent back.
An alternative option is that the borrower personally visits the bank branch to resolve the issue with papers. In the future, funds are transferred to his account within two working days.
Click on the button. to apply!
A cash loan at Rusfinance Bank is available to regular customers, new borrowers and loyal borrowers. Each category has its own terms and conditions.
For new recipients of loans, limits are set at rates from 37.442% to 50.257%. Limit on the amount - 50 thousand rubles. The loan in this case is available to women up to 68 years old, to men - up to 63 years old. Clients who use the services of the bank, but did not apply for loans in it, are offered loans under the same conditions as for newly applied clients.
Before applying for a loan, borrowers often turn to a loan calculator. It allows you to calculate the monthly payment for a different loan amount and loan term. If you have any questions about the terms of the loan, the client has an online call to the consultant from the bank's website.
When applying for a cash loan at a bank office, an application form will be issued to the borrower by a loan officer. The term for consideration of the questionnaire is from 15 minutes to 2 days. In case of a positive response, the bank transfers funds to the client's account within 5 days.
cbkg.ru 
Before deciding to take a serious step, it does not hurt to familiarize yourself with the terms of borrowing and calculate using online calculator, payment schedule and interest. In general, the rules of Rusfinance Bank on lending can be reduced to the following points:
Necessary package of documents for obtaining a loan:
An application for a loan at Rusfinance Bank is made at the branches of a financial institution, by phone or online. During the procedure, a potential borrower will be asked to present:
When accepting questionnaires, including an online application for a loan, Rusfinance Bank pays attention to the age of the applicant (from 23 to 68 years) and whether he has a job. Important requirements: Russian citizenship and residence at the place of permanent registration.
Consumer loan in Rusfinance Bank for services and goods:
The issuance of funds to be spent on consumer needs is one of the dominant activities of Rusfinance. The client can apply for a loan of 2,250 rubles. He is given a period of three months to close the debt. 
Categories of goods for which the loan is granted:
The procedure for applying for a consumer loan is very simple. You can leave an online application for a loan at Rusfinance Bank after you have chosen a product in the store. When the loan is issued, the first installment is paid for the goods. Actually, that's all - the purchase can be picked up.
Any citizen of the Russian Federation who has a registration and a monthly income can apply for a cash loan in Rusfinance.
The bank offers non-targeted cash loans, that is, it is not necessary to report to the bank on the expenses incurred.
Please note that in Rusfinance Bank, a cash loan means a loan that will be transferred to an account with another bank in the name of the borrower.
You can get a loan from the bank up to 50 000(new clients) – 300 000 (loyal borrowers) rubles. The loan period can be from six months to three years. The loan rate depends on the amount, category of the borrower, as well as his solvency - ranges from 26.5 to 45.88% per year.
Loans must be repaid monthly. The payment throughout the entire period remains unchanged, the form of repayment is annuity.
To apply for a loan, you need a passport, a document confirming solvency, as well as details of another financial institution and the borrower's account, to which money can be transferred.
probp.ru
By concluding an agreement with Rusfinance Bank, borrowers receive a whole list of benefits:
Today in Rusfinance Bank online application for a cash loan has not been developed, despite active requests from customers. It is possible to apply for loan approval only by visiting the office or by calling the Call Center. At the same time, in the second case, the operator only provides advice on programs, calculates the approximate amount to be repaid according to the criteria of the applicant and the expected rate. But for registration, he will ask you to visit the unit. 
A loan in Rusfinance Bank is provided according to the following parameters:
To have grounds for applying to an institution, you must be a registered citizen, have permanent employment in this region and place of residence. The age limits are as follows:
credits.ru 
To date, there are several popular programs that differ from each other in terms of loan amount, repayment period and interest rate. Among these it is worth noting:
Information about the cost of the loan is presented in the table.
| Borrower category | Cost of credit | Delivery period, months | Amount, rub. |
| Primary | 37,71 % ― 51,78 % | 6 ― 18 | 5 000 ― 50 000 |
| Repeated | 37,70 % ― 51,78 % | 6 ― 18 | 5 000 ― 50 000 |
| Loyal | 34,86 % ― 46,77 % | 6 ― 36 | 5 000 ― 300 000 |
The interest rate largely depends on the maturity and additional credit conditions, such as the availability of insurance contracts.
This organization is focused on issuing consumer and auto loans. That is why you should seek help here.
Each of these programs can be designed by you literally within five minutes. You don't even have to leave our site. An online application will not take you much time, you just need to answer some questions from the questionnaire, indicate the program you are interested in and the amount you need. Our staff will do the rest for you. Thus, you increase the likelihood of processing the application without rejection.
The bank has been specializing in lending to the population for more than twelve years, and has a wide branch network. The list of its partners includes more than two thousand car dealerships and eight thousand stores cooperating under the consumer lending program.
If you want to submit an online application for a cash loan using your passport to Rusfinance Bank, then you will also need to have any other identification document with you. You will need it when you personally visit the bank branch to sign papers, after your online application for a cash loan has been approved by the loan department.
It should be noted one, for someone, perhaps significant, drawback - when you first apply to Rusfinance Bank for a loan in cash, interest rates can be significantly high.
Especially when compared with the conditions of other banks, it turns out that for the first loan. It is better not to open it in Rusfinance if you are not ready to pay more than 20% annual rates.
Of course, everything here also depends on the individual loan program, as well as the criteria of the client himself and his requests.
Rusfinance bank consumer credit, interest rate which for new customers at first can reach up to 23% or more, is issued for a short period of time - literally for a year or 6 months.
Additional services at this bank include the following opportunities that anyone can use at any time when submitting an application or drawing up a loan agreement:
All these services are developed by the customer service portfolio at this bank on a completely voluntary basis. And it is defined by laws.
The only type of insurance that is considered mandatory by law is a mortgage, where the collateral must be insured, as well as the risks of non-payment. However, mortgages are not issued in cash.
Therefore, in order to receive a loan in cash, you can decide for yourself whether or not you agree to insurance or connect to the SMS service. A bank employee has no right to impose additional services.
finbox.ru
When concluding a transaction, as well as early repayment, the bank does not charge an additional commission.
Loan rates from 12.5% per year, the minimum amount is from 50 000.
The loan amount can be from 2,250 to 500,000.
To obtain a loan, you do not need a document confirming income, a civil passport and a second identity document are enough.
Below is a table with the main conditions for each type of loan offered by Rusfinance Bank:
In the field of consumer lending, offers from this financial institution can be characterized as:
Before signing an agreement in order to select the most appropriate program in Rusfinance Bank, you can calculate a consumer loan directly on the website ( credit calculator) or with the help of a loan officer.
A calculator or an online consultant will help you determine the calculation of the loan and its interest rate.
The loan calculator Rusfinance Bank consumer credit will help calculate the amount of monthly payments depending on the amount of loans, the duration of the agreement and the interest rate.
An important point when concluding a loan agreement is that a potential client has a current account opened with a third-party bank.
The calculator on the Rusfinance Bank website will help you to understand in advance whether the conditions of this bank are favorable for you, after which you can apply for a loan online. 
Currently, the list of requirements for a potential borrower in Rusfinance Bank is quite small.
Therefore, a loan in this organization can be issued by the majority of employed citizens of the Russian Federation:
For new customers, the bank prescribed the following requirements:
For clients who repeatedly apply to a financial institution, the requirements are the same as for new borrowers.
The only difference is the place of work and address actual residence in one locality (region).
There is a list of specific, standard requirements for a borrower to receive a cash loan;
The loan is repaid monthly in equal installments. The transfer of funds can be carried out with the assistance of a number of structures:
Collaborate with Rusfinance Bank, loan product which attracts with variety, profitability and convenience. This was appreciated by thousands of Russian citizens. According to 2009 data, this institution in the field of car loans ranked second, second only to Sberbank.
infapronet.ru 
To take a loan from Rusfinance Bank, an online application is not made. You need to go to the office and fill out its paper version on the spot. You should take documents from the mandatory list with you:
Upon receipt of the application, employees are ready to make a decision within 24 hours. For requests for small amounts or for respectable regular customers, an answer is often issued within 15-30 minutes.
C, a contract is signed with an indication of its criteria and features of interaction. The loan transfer procedure takes 5 days to the account specified by the client. The client can return money in any way:
Some services involve charging a commission, but not more than 1-3%.
You should not count on the fact that you can take a very large amount of cash on credit from Rusfinance Bank. The maximum amount will be 300,000 rubles for loyal borrowers (according to the bank).
In Rusfinance Bank, it is possible to apply for a loan online only when buying a car. In this case, you need to visit the Car Loans section on the Rusfinance website and click on Apply online. The following criteria should be included in the form:
Having indicated the wishes regarding the loan, the applicant will immediately see the amount calculated for the permit and the rate. Wanting to get more low interest, it is permissible to use the insurance program. You can count on a discount of 0.5%.
Next, you need to go to the form with personal information, where you enter your data. Contact information and a convenient time for calls are also indicated here. After sending, you need to wait for communication with the operator. Usually, this happens within a day.
Rusfinas Bank today provides an opportunity to apply online only for a car loan
If the selected car dealership is a partner of Rusfinance, it is permissible to carry out the procedure for agreeing on the amount in it:
Interest rateCurrently, the interest rate at Rusfinance Bank varies from twenty-three to twenty-nine percent.
More precisely, only a bank employee can say this after he has studied all the information about the client and the loan is approved for him.
Bank loan terms depend on various circumstances. Currently, they can vary from six to eighteen months, depending on the solvency of the client.
small consumer loans must be repaid within three months of issuance.
When receiving a loan, the bank offers its customers additional services that they can use voluntarily.
Currently, these include insurance, both for the life and health of a citizen, and for the risks that may arise due to job loss.
Also additional service is to receive information about ongoing transactions in the form of SMS messages 
To obtain a loan from Rusfinance Bank, you must provide at least two documents:
The second document may be a driver's license, SNILS, medical policy, passport, etc.
The more complete you collect the package of documents before contacting the bank, the faster the decision of the bank will be, as well as better conditions lending.
| Basic documents confirming the identity of the borrower. | Details of your bank account opened in another bank. | Employment documents are provided at the request of the bank. |
| 1. Passport of a citizen of the Russian Federation with a mark of permanent registration.2. The second document to choose from: 1.1. SNILS1.2. TIN 1.4. international passport |
1. title2. TIN3. BIC4. current account number | Certificate from the last place of work about your employment and wages. You can independently find a help template on the Internet, read it, and choose the option that suits you. |
Not every credit institution is able to satisfy the requests of citizens in obtaining small amounts.
Rusfinancebank is convenient in that it is able to provide its customers with the optimal amount of borrowed funds for a certain period of time. The minimum amount is only 5 000 rubles.
The maximum amount of extradition for persons who initially and re-applied for assistance is equal to 50 000 rubles.
If the applicant falls into the category of loyal borrowers, then he can apply for a larger amount - 300 000 rubles.
On the example of two financial institutions one can trace how favorable the positions of one program are and the conditions of another are less presentable.
Rusfinance Bank:
Trust Bank - conditions:
When comparing two financial institutions, it becomes clear that the advantage can be on the side of either of them, depending on the goals of the client. However, it is worth paying attention to the fact that Rusfinance Bank provides the opportunity to obtain a loan from 1000 rubles. This is most beneficial for those consumers who need small amounts for their needs. And then it makes no sense to apply to the Trust Bank, where the "minimum" is 50 thousand rubles. 
It follows from the above that the shorter the loan term, the higher the interest rate. This, of course, should not be considered a plus. But financial market built in such a way and this must be reckoned with.
Not worth taking more money than needed to meet needs. It is necessary to pay attention to the reputation of the financial institution. Rusfinance Bank has fairly high ratings. Online application - an opportunity to quickly obtain a loan.
k-f-b.ru
Borrowed funds by Rusfinancebank are provided on severance terms for any period at the choice of the client.
The minimum contract period is six months. Applicants can set their own deadlines.
Passport is binding document on the basis of which a loan is issued to citizens of the Russian Federation.
Currently, many banks have reduced the requirements for their clients, including Rusfinance, so that you do not need to provide a large number papers.
Now it will be possible to get a loan using a passport and a second document of the borrower's choice (driver's license, international passport, SNILS, etc.).
To get a cash loan banking institution asks for a number of documents:
The bank also asks for details of the bank account (name of the bank, BIC, correspondent account number, TIN of the bank, client's account), to which credit funds must be transferred.
Please note that a bank account in without fail must be in the name of the borrower. It is also worth knowing that the details of the "Student", "Social" cards from Sberbank are not accepted. 
For the convenience of customers, Rusfinance Bank has provided various ways to repay the loan.
All people who have received money from this credit institution can make monthly payments in the following ways:
nam-pokursu.ru
The loan must be repaid monthly, the amount of payments is indicated in loan agreement, as well as in the annex to it "Payment Schedule".
You can make payment:
In case of late repayment of the loan, the bank charges a penalty, and also has the right to lower the borrower's credit rating, which in the future will negatively affect the ability to obtain loans not only in Rusfinance, but also in other credit institutions.
The essence of the loan repayment is simple: you need to ensure the return of the bank's funds to its current account, no later than the date specified in the contract.
Rusfinance Bank provides various types of loans and repayment methods also differ.
Of course, payments through the cash desk at the bank office remain the main methods of repayment. If it is a credit card, it is more convenient to replenish it at a bank ATM. You can also repay the loan through the Russian Post. Is there some more additional ways payment by type of loan. Let's consider them below. 
Cash loan:
Payment methods for credit cards similar to cash repayment methods.
When applying for a loan, be sure to specify the methods of early repayment. For the convenience of customers, the terms of early repayment in different credit programs various.
There are times when you think you can pay off early and pay more than your monthly payment. And, it turns out, in order to repay large sums, it was necessary to go to the bank office and write an application. As a result, the amount may hang on the account.
Those who took a consumer loan from Rusfinance, having previously calculated the loan on a bank calculator, know that repayment occurs in equal installments. You can make a mandatory monthly payment:
The payment is made taking into account the speed of crediting funds to the account (they differ for each method) in order to avoid unintentional delays. If within 5 working days from the date of repayment specified in the agreement the payment is not received on the current account, the bank has the right to charge a fine of 0.1% for each day of delay. 
The amount of the mandatory monthly payment includes the share of the principal loan and interest
credit24tut.ru
Rusfinancebank is one of the few credit institutions capable of lending to the population in small amounts.
At a time when other banks do not issue funds less than 50 000 rubles, here you can draw up an agreement for urgent needs and take the opportunity to receive an amount in a small amount.
At the same time, Rusfinancebank does not belong to microfinance organizations, that is, the cost of loans provided by it is quite reasonable.
At the same time on quick receipt cash does not need to be calculated. In addition, you should take care of opening a bank account in advance. third party organization where the funds will be transferred.
If the plans have an intention to take a more substantial amount, then it is better to contact another institution. By providing a certificate and income there, you can save on the final overpayment.
creditzzz.ru
Among the many advantages of lending in Rusfinasnoe are:
The main disadvantages of such lending is that the borrower needs to provide additional details open account(cards) in another bank for the transfer of funds by Rusfinance Bank.
Withdrawing funds from the account also involves the collection of a commission. Also, the transfer of funds to the card (account) of the borrower is 5 business days.
All banks and loan offers have their advantages and disadvantages.
Advantages of a loan at Rusfinasbank:
Of the shortcomings:
Rusfinancebank stable, commercial Bank. It is at the top of the list of the rating of reliable banks. Has foreign capital. There are a lot of payment methods and bonus programs. 
It is possible to obtain a non-targeted loan at Rusfinancebank without references.
Primary requirements
zaimgid.ru
Rusfinance Bank is a subsidiary company PAO ROSBANK.
The main specialization is the issuance of cash loans and auto loans. It also works through a network of partners. These are mostly auto dealers. Rusfinancebank has over 25,000 partners.
Own representative offices are located in 68 regions of Russia. It also provides loans remotely, through contact centers.
Main directions:
Rusfinance Bank:
PJSC ROSBANK and Rusfinance Bank are the "brainchild" of Societe Generale, one of the largest financial groups, the basis of which allows you to combine financial stability and continuous development.
The Societe Generale group has existed since 1864. It employs 154,000 people in 76 countries around the world and serves 32 million customers. 
To date, Rusfinance Bank offers to apply online only for a car loan, there is no such possibility for a cash loan yet. You can only take out a cash loan at a bank branch during a personal visit.
finansytut.ru
Rusfinance Bank online application for a loan will help solve financial difficulties! In 2004, Rusfinance Bank appeared on the banking market.
The main activity of which is the provision of consumer loans to the population. Today it is easy to get a loan, it is enough to apply for a loan in Rusfinance.
The bank provides quality service, a wide range of services. With this, he won the love and trust of his customers for 10 years. Today, our bank provides new service for clients - not targeted lending. This means that you have the opportunity to get a loan for any purpose, the bank does not set restrictions. We trust you, which means that anyone can apply for a loan online and Rusfinance will offer you profitable terms lending.
Learn more about non-targeted lending:
We value our customers, which means we provide you with quality services and favorable conditions. We provide an individual approach to each client. Our bank compares favorably with other banks with a loyal program aimed at providing the most flexible conditions for granting a loan. You can leave a request without leaving our Internet resource, after sending the questionnaire, the bank manager will contact you shortly.
In Rusfinance Bank, an online loan application is a popular way of contacting customers. Today, many prefer relationships through remote resources in order to free up time and speed up the process. Let's consider under what programs it is possible to remotely apply to Rusfinance for a loan.
Today, Rusfinance Bank has not developed an online application for a cash loan, despite active requests from customers. It is possible to apply for loan approval only by visiting the office or by calling the Call Center. At the same time, in the second case, the operator only provides advice on programs, calculates the approximate amount to be repaid according to the criteria of the applicant and the expected rate. But for registration, he will ask you to visit the unit.
A loan in Rusfinance Bank is provided according to the following parameters:
To have grounds for applying to the institution, you must be a registered citizen, have permanent employment in the region and place of residence. The age limits are as follows:
To take a loan from Rusfinance Bank, an online application is not made. You need to go to the office and fill out its paper version on the spot. You should take documents from the mandatory list with you:
Upon receipt of the application, employees are ready to make a decision within 24 hours. For requests for small amounts or for respectable regular customers, an answer is often issued within 15-30 minutes.
If the loan is approved, an agreement is signed indicating its criteria and features of interaction. The loan transfer procedure takes 5 days to the account specified by the client. The client can return money in any way:
Some services involve charging a commission, but not more than 1-3%.
In Rusfinance Bank, it is possible to apply for a loan online only when buying a car. In this case, you need to visit the Car Loans section on the Rusfinance website and click on Apply online. The following criteria should be included in the form:
Having indicated the wishes regarding the loan, the applicant will immediately see the amount calculated for the permit and the rate. If you want to get a lower percentage, it is permissible to use the insurance program. You can count on a discount of 0.5%.
Next, you need to go to the form with personal information, where you enter your data. Contact information and a convenient time for calls are also indicated here. After sending, you need to wait for communication with the operator. Usually, this happens within a day.
If the selected car dealership is a partner of Rusfinance, it is permissible to carry out the procedure for agreeing on the amount in it:
To date, Rusfinance Bank offers to apply online only for a car loan, there is no such possibility for a cash loan yet. You can only take out a cash loan at a bank branch during a personal visit.
